₦airaland Forum

The only card interswitch owns is Verve and it is dead. Banks dont issue it again.
Which bank still issues verve cards? Verve is the past and we are talking about the present and the future here.

THE MAIN SINGER IS INTERSWITCH
WHILE VOGUEPAY AND THE REST ARE THE BAND MEMBER.

Interswitch is a mastercard aggregator and mastercard is the only functioning card they process.
So how are they the main singer? Other aggregators too can approach mastercard for license.
Other aggregators have VISA card, interswitch doesn't.

Infact, i read sometime ago that there are now two other aggregators aside from interswitch holding mastercard license in Nigeria. Let's just wait for them to finish integration and we see who is truly the King. A dying king or a growing one?


[Edit]
Ease of integration: GTPay Vs Voguepay

Cost of Integration: Globalpay Vs Voguepay

No of users: Paga Vs Voguepay

No of cards accepted: Globalpay Vs Voguepay

Customer support: Paga Vs Voguepay

Available tools: Voguepay Vs ........

Where does interswitch fit in?

ActiveMan: if they die, others too collapse lol

Have ever had technical difficulty with VOGUEPAY,MYPAGA,GTPAY support?

FOR EXAMPLE IF YOU HAVE A CASE OF FRAUD AND YOU SEND A MAIL TO THEM, THE RESPONSE AS ALWAYS BEEN

WE HAVE FORWARD YOUR REQUEST TO INTERSWITCH LOL :d

Voguepay processes 3 cards (Mastercard, VISA and Etranzact) if Interwitch dies, they continue with the other two.
GTPay processes 2 cards, if interswitch dies, they continue with the other one.
Interswitch processes mastercard, if they die, all those businesses that went to them for integration goes back to voguepay or GTPay.

Bottom line:
Interswitch is an aggregator
Voguepay is an aggreegator
GTPay is an aggregator

Interswitch does not have a card of their own
GTPay does not have a card of their own
Voguepay doe not have a card of their own.

Interswitch charges N150,000 for integration
GTPay charges N75,000 for integration
Voguepay is free.

Interswitch has no tool to assist merchants
GTPay has online transaction logl for monitoring
Voguepay has Online transaction log for monitoring, Several tools for integration, analytics tool and several other tools.

Interswitch API is only to recieve payment with website
GTPay API is only to receive payments with website
Voguepay API is to recieve payments with website, to receive payments without website, to recieve payment via SMS (Mobile) and to pay your members automatically from your script, to send money to other members e.t.c.

I integrate several payment processors for clients and of all i have done, the ones i used Voguepay for are the most satisfied.
Some clients refused to pay my balance because interswitch has not concluded testing on their site for months now.

ActiveMan: even if they do not even issue verve card again some people still have verve card

have you seen VOGUEPAY CARD lol (just joking)

but do you agree with me that others are aggregator to them?

Interswitch has the worst support (technical or non-technical).
They hardly reply emails, their email server do not accept incoming emails during weekends and yet they dont remit money on-time.
They sometimes delay your money for up to a week.
It even takes up to 3 months to setup because they have to give you a future date when they will be able to test your site.
They dont have any interface where you can login to check your previous transaction log.

Above all, they require you to have a six month old corporate bank account, a valid registered company and a software developer before you can accept payments through them. How does this help an individual who just wants to sell an ebook? How are they helpful to a student who just wants to sell recharge cards? Even Paypal is not so rigid.

Interswitch is the worst of all. Period!

ActiveMan: interswitch - REAL CARD PROCESSING COMPANY

OTHERS ARE JUST AGGREGATOR TO interswitch.

Point of correction.
Interswitch does not issue any card again. They are Mastercard aggregators too.
Their interswitch card has been discontinued because its not chip and pin. Their verve card is dead because banks have chosen VISA and Mastercard over the dead interswitch card because of CBN compliance.
Also, interswitch does not process visa and etranzact cards like other aggregators. Interswitch limits you to Mastercard only.

Infact, i think interswitch is the worst because you can only accept mastercard through them. No VISA, No Etranzact.

Voguepay is the obvious winner.

Support:
Interswitch, GTPay and Globalpay all have very poor support.
They dont even offer support on weekends.
They also do not offer technical support. Although GTPay recommends some freelancers to offer technical support but the support cost is too expensive.

Tools:
Undoubtedly, Voguepay floors their competition in terms of the tools available for integration and monitoring. The most inspiring is their new webview tool. My marketer can monitor sales without knowing my voguepay login details.

Cost of Integration:
I don't know how much paga charges but Globalpay and Voguepay are both free.

Overall
I choose Voguepay. Its d best.

puzuwe: Voguepay is good, but www.payfas.com is better.

Payfas is rubbish with their copy and paste job. I will never recommend payfas to anyone.

Its www.voguepay.com all the way!

How about https://VoguePay.com ? Any info on the local payment processors?
I know VoguePay is Nigeria's largest payment processor but i doubt if they are profitable because of their very slim charges.

I got the email below from GTBank recommending their payment integration partners.
On checking, i found that a partner they recommended is a p.orn site : Fokafdot Systems ( http://fokafdot.com Ayanfe Adegoke 08034070669 adegokeayanfe@fokafdot.com ).
Did GTBank mistakenly send out porn or is someone trying to scam me?
Did any other person get this email?
The company sounds like fu.cker-dot and their official website is a p.orn site. It wouldn't have been an issue but gtbank was copied in the email.

from: Olufemi Nwaosa <olufemi.nwaosa@gtbank.com>
to: Olufemi Nwaosa <olufemi.nwaosa@gtbank.com>
cc: isolutions@gtbank.com

Dear Valued Customer ,
We thank you for your interest in working with us to facilitate online payment via your website .

Interswitch our major partner recently commmenced the PSP Program (Payment Service Provider )in which developers who have the expertise on web integration are certified so that they can work with merchants to enable web payment and take them through the certification process . We have selected a few of the PSP who we have also worked with and can vouch their competence ,thereby introducing them to our merchants who may have challenges integrating their website . The contact details for the two selected companies are below and as we have more companies we would advise appropriately .

Company Contact Name Phone Number Email
Bonne System Adediran Akinlade '08033463348
diran@bonnesystems.com
Fokafdot Systems Ayanfe Adegoke 08034070669 adegokeayanfe@fokafdot.com



You may liaise with any of the contacts should you have integration problems or revert to me for further clarifications .

warm regards


Olufemi Nwaosa
Internet Solutions, E-Payment Solutions

Guaranty Trust Bank plc
Plot 714 Adetokunbo Ademola Street, Victoria Island, Lagos, Nigeria.
Tel: +234-4610907 | Fax: +234-4620483 | Mobile: +234-8034084261 | SUG: +234-7028214601 | Web: www.gtbank.com

Wouldn't you rather bank with us?

This message is for the designated recipient only and may contain privileged, proprietary, or otherwise private information. If you have received it in error, please notify the sender immediately and delete the original. Any use of the email by you is prohibited. If you have received this communication in error, please notify the author by replying to this e-mail immediately.

I tried simplepay4u.
It's just not worth it. Its even the least in the competition in terms of merchant base, transaction volume, general adoption level, reputation, ranking, recognition, going concern/entity concept e.t.c.

I would not recommend it to anyone. I suggest anyone who wants to choose a payment processor should do his research online before deciding which one is worth keeping his money lest your funds just dissappear one day.

Be sure that the company behind your payment processing has a reputation online, have a solid capital base and a functional office location.
Don't give your money to any one-man-business.

There's a wordpress plugin from Voguepay.com.

Check here: https://voguepay.com/wordpress

@lojik
I heard 4rm ur ground-floor office that Afrisoft has sold its shortcode business. How true is this?
Shouldn't your shortcode clients be informed? The service has been very poor for some weeks now. It was when i complained to your support that i was told the project has been sold. If it has been sold, then the new owners are not doing a good Job and need to be told.

I used a google chrome plugin (Page Rank Status) to generate the data for ranking Nigeria's payment processor and i realised Voguepay is winning the battle for Nigeria's top payment processor with over 2000 alexa backlinks while the next highest is just 104.

Does that mean that aside from Voguepay, no other payment processor has up to 100 ecommerce websites linked to them for payment?

What is voguepay doing that the others are not and why have they grown so fast?
Can someone with experience tell me what i need to do if i want my website to rank so high?

I am not surprised.
The police is the most corrupt institution in Nigeria.

See the image attached. I used a chrome plugin (Page Rank Status) to generate the data.
I think the real battle is between VoguePay and Eyowo. However, Voguepay seems to be winning the battle for Nigeria's best payment processor. I've seen so many threads and it all seems to favour VoguePay over Eyowo.

@softchase,
You should be ashamed of yourself for stealing someone else's blog post. People like you dont use their brain for anything except for robbing others of their Intellectual Property.

I saw this post on http://lekeojikutu.com/my-blog/113-things-to-note-before-starting-bulk-sms-business Saturday, 25 August 2012 18:10 | Written by Leke Ojikutu and you have the guts to put your name on it. How do you ever hope to make it in life with your dark mind? Someone is busy doing legit work and you are busy stealing his work. You can be sure that i will point his attention to this thread.

Ole! Thief!! Barawo!!!

Plagiarism is defined in dictionaries as the "wrongful appropriation," "close imitation," or "purloining and publication" of another author's "language, thoughts, ideas, or expressions," and the representation of them as one's own original work,

http://en.wikipedia.org/wiki/Plagiarism

Anyone tried VoguePay auto-withdrawal (Scheduled Withdrawal) feature yet. I read that my funds can now be automatically paid to my bank account daily.

Leonard.I:
I sincerely apologise to Eyowo for coming out to make a comment like that. It was wrong and very unprofessional to make those unguided comments.

The incident that happened was very unfortunate and deeply regretted.

Kind Regards

Its OK. But next time, choose your words carefully. You may not have the opportunity to swallow your own words once they have been spilled.
Above all, i think your company need to rethink its policies especially how it relates to clients. This forum is filled with very bad reports about u guys.

Great news for Seun.

Nature of illness: Unknown.
Thank God she's OK now.

No wonder bulk sms is thriving.

Same old cock and bull story.

They should take the pictures during daytime

Great info.

Its a very terrible case at GTB. Always more crowded than my village market square.

Supported!
These clowns just keep looking for ways of milking us dry.
Why should we pay fixed monthly charges at all?
Are they trying to charge the heavy power user and the poor man the same monthly rates?

Do you plan selling it online or is it a product manual?

What is the website's url?
You did not specify the site.