₦airaland Forum

handsomebolanle:
First, I agree Access bank is way undervalued.
But to think of dividend this year will be a dream which implies that we may not see any interest in that stock until the coast is clear.

Many seems not to understand the situation...

Access bank needs to selldown about 19% to 10%
Or grow twice their current numbers...

For the basic, lets say its worth 4.3 trillion
So they need to sell down 817billion to 433billion (384 billion off the books) -Which is easier and comes at a loss
Or double their growth to 8.6trillion...(harder route).

Concerns has been raised in the past (here) on how this bank kept on going on acquisition spreee...

Dont invest in Access yet until it's clear. You can even join the bus at 30 when things are clear.



I will be generous to buy this stock at 20naira

Selah

DYOR

Agba and access crew..

https://nairametrics.com/2026/07/19/access-holdings-sells-7-44-stake-in-ghana-unit/#google_vignette


…..Reacting to the divestment, Head of Research at GTI Limited, Mr. Abiodun Ogunniyi, described the move as an inevitable consequence of the CBN’s revised HoldCo framework, which restricts banks’ overseas investments to 10% of total shareholders’ funds….

We shall be on watch to know when to buy

Agbalowomeri:
See ya long analysis wey no consider the new CBN guidelines. Update yasef

Mr. Apollo I don dey defend ya stock o

Agba, please help me with update. I have been busy for a while now.

First, I agree Access bank is way undervalued.
But to think of dividend this year will be a dream which implies that we may not see any interest in that stock until the coast is clear.

Many seems not to understand the situation...

Access bank needs to selldown about 19% to 10%
Or grow twice their current numbers...

For the basic, lets say its worth 4.3 trillion
So they need to sell down 817billion to 433billion (384 billion off the books) -Which is easier and comes at a loss
Or double their growth to 8.6trillion...(harder route).

Concerns has been raised in the past (here) on how this bank kept on going on acquisition spreee...

Dont invest in Access yet until it's clear. You can even join the bus at 30 when things are clear.



I will be generous to buy this stock at 20naira

Selah

DYOR

megawealth01:
Nawaho... I'm trapped

I’ve been averaging down since 15 😀. BE now 11.95
I’m buying below 10 in bits… no funds to buy the deep again

yMcy56:
GTCo as at now.....
Where are the dumpers and heavy offers of last week?

Many will run if they come.

Bull and Bear is never on a straight line.

faoogoke:
I feel for the guy. He really loaded Access bank. And at that price!
I entered loads at N24.70. I am as calm as a breeze
Dividend announcement will come and dead bones shall rise again.

I doubt in any dividend from access..
With the new cbn guideline to be effected next month. Access bank will be affected. And niw, they have multiple issues to deal with. Their risk exposure is so high.

Dpharmacist:
The most important question is not whether the number is high or low. The most important question is what that number actually means in the context of the person carrying it.

Remember this

𝗔𝗻 𝗔𝗯𝗻𝗼𝗿𝗺𝗮𝗹 𝗟𝗮𝗯 𝗥𝗲𝘀𝘂𝗹𝘁 𝗗𝗼𝗲𝘀 𝗡𝗼𝘁 𝗔𝗹𝘄𝗮𝘆𝘀 𝗠𝗲𝗮𝗻 𝗬𝗼𝘂 𝗔𝗿𝗲 𝗦𝗶𝗰𝗸

God bless you. This piece is timely.

I’ve been feeling like 9/10 healthy but my last lab results keep showing something outside range. The same value for the last 3years. AI and self analysis wants to put me in panic. Anyways, I’m meeting a physician this week for interpretation.

Sunrisepebble:
I think IPO will be $50bn

Over 15Trillion naira margin.

Sunrisepebble:
Dangote refinery
$0.35 per share in the private placement

Thanks… that’s circa 490.

nosa2:
In my opinion both Abbey and VFD are expensive

Boss, I think you need to look again.

There is more in VFD group yet to be realized. I will write about this whenever I have the time.
But just a Hint: If piggyvest reaches a Unicorn, and is to do an IPO… vfd stake alone in piggyvest will be worth more than the present valuation of VFd group. Now adding present investment will be?… This is weee the true value lies.

Stockpromoter:
The story need to change.
Abbey can't do 8.50 and VFD 10+ with all these turnarounds.

VFD is a stock to watch this June.
Abbey will give it a run

lol. Are you promoting VFD?
Even when NGX rallied, vfd didn’t. They own about 5% of NgX
The intrinsic value in VFD is in some of its tech investments which is not factored into its valuation yet.

My point is VfD will move when it wants to move. It’s a long term stock and possibly the Nigerian- Berkshire Hathaway.
The price now is a steal and below 10 will be fantastic.

As at last year, The refinery was estimated to be between $20b -$25b.
Even though PENCOM has given goahead to PFAs, I’m certain they are very prudent and calculative.

So basically, I’m looking forward to their actions. Not OteD or any Billionaire.
Those guys (PFAs) have their estimated value of what’s worth and I suspect that negotiation may be the reason for the September timeline.

We keep monitoring how it unfolds and ignore tge noise.

handsomebolanle:
LEARN AFRICA is going to 20

Zero debt and new curriculum.. I watched their last AGM and if they achieve their goals.. they will have 1naira dividend however I discount it by 50%… so 0.50k is possible… Management has also increased their holdings.

I’m not marketing this. DYOR

I mentioned it here… I saw this coming. The leadership of LearnAfrca is visionary. That’s by the way.

Once I buy my last tranche of what I’m currently buying now. I will give you reasons why you need to buy it (it has been mentioned here severally). No more kalo kalo 😀for 2026

KarlTom:
Are you saying Loco did the right thing?
Or are we expected to turn a deaf ear to such despicable acts?

Excellent observation
This one shock me oo..,😃😃

I just weak

LearnAfrica finally leaving a single digit stock.
You can sell now for quick profit… I still expect pullback to take it to 10-10.5 region..
It’s a long term for me after looking at their outlook.
#Optimism

deathwing:
ZICHIS on full offer again. TIP is bouncing back

TIP will still go down… it’s not going to be a linear movement.
Zichis should settle sub 14 region in the long run

yMcy56:
LEARN AFRICA
This stock is now sighted above 10!!
My projection long ago was N15...
Can't lay hands on the post again....
This is the stock some picked @N1
Let's see how it goes...

If he likes let him go and do his research on this one too....and come with his ridiculous calculations again...

* OANDO also sighted above N50 earlier....

LEARN AFRICA is going to 20

Zero debt and new curriculum.. I watched their last AGM and if they achieve their goals.. they will have 1naira dividend however I discount it by 50%… so 0.50k is possible… Management has also increased their holdings.

I’m not marketing this. DYOR

emmanuelewumi:
Imagine if the money invested in the share in 2010 was used to buy Presco or Okomu share. Or Better still Lafarge Africa at around N38

Alhaji is a capitalist and he will try to maximize his return

True… I expect people to pull out money from solid and good fundamental stocks. It’s that pull back I’m looking forward too.😎
I may be wrong 🤷🏾🤷🏾

Alex35971376:
Hello everyone, I’m quite new here, I’m here because of the Dangote Refinery IPO launch, I would love to know how I can get involved, set up and account so I don’t miss out on it.
I found out listings aren’t done on trading platforms like Bamboo and the rest.
Any suggestions?

It’s going to be a massive IPO.
Once it’s out, there will be various options available to participate.

Streetinvestor2:
So the FA na big boys club
And TA na people way no get shishi club
I like to follow the big boys club oh.
Na you do the separation oh so make everyone understand na agba
No wonder Sunrisepebble has a single stock way don do 1 billion mark or about to do dat here
How I wan leave road come dey enter Bush after this kind revelations

lol.
Sunrisepebble wey be legit …
I’m waiting for her to tell me to buy Dunlop…. Let me sell my property to buy 😀

Streetinvestor2:
Don't worry, he will call you to inform you like you exist to him..lol

I’ve told you in the past how you miss the point at many convo.
Take your time to digest conversation.
Like the APC wise man said “it’s a matter of context” lol

debeey87:
He hinted when he talked about fixed income over two weeks or so ago.

Continue to whyne…

thebargainhunte:
I recall how you talked down on CCNN plc from circa N4+ to N17 thereabout and you made some people to miss the merger.Even after the merger, you kept demarketing it and most people didn't go close to Bua cement, you kept on promoting your Wapco based on fundamentals and how it would be second to Dangote Cement. I believe you are still marketing your Dangote and I believe it will get to the price you quoted based on sentiments.

Then you will hear how papa has bailed out 😁😁 after one week of the event.

I have great respect for him and everyone here though. I’ve learnt a lot here and keep learning.

Streetinvestor2:
I don't pity anyone who feels the business is a gambling site.So I will continue to hammer on my stands if they like Let them loose all thr clothes. I no send you massage. So no full stop in that case

lol. I wasn’t referring to you though. Your views are very clear without any undertone of intentions. You didn’t decode my message properly.
Cheers

Streetinvestor2:
Gbam
Infact with superior facts as per numbers when it has to do with company financials

With all due respect I say this:
Make your numbers and points clear and FULLSTOP.
However there is a level of hostility and speaking less of a stock. The Bigger picture here is that you see funds leaving this stock and moving into other stocks of interest. It’s like saying all roads in Nigeria are bad and taking flight is safe. I haven’t told anyone not to go by road neither I’ve I said people should go by flight but the effect will be that more people will go by flight.
I’m not invested in Zichis or Oando or likes and I’ve learnt great lessons from people here.
My point is that… let’s make our analysis and keep the numbers clear. Let’s put in our energies into clearer picture and let people decide.
In this market.. the money you lose is gained by someone and viceversa.


Just my opinion

thebargainhunte:
You forgot to mention Totalenergies that our oga marketed here, he Japa and left the full offer for his disciplines, everybody here na hustler

Baba, of a truth I respect everyone here especially my seniors. I mean no disrespect but you see on this you wrote, i can’t agree less…
Let nobody quote or mention me 😁

ogawisdom:
Wow I can't wait it has done 3.5x already from 9.5 PO . Some PO Na goldmine,

TIP will make alot of smart investors multi millionaires

Latest by 14th June it's listed

I think there will be a sell pressure… until an equilibrium is reached

HesInMe:
I don't know if VFD will rally. I just know that the large insiders are selling. Good luck.

That was how somebody trying to bail out then kept Wapco at below 40. The person even released extra 2m quantity to sell…
No panic in this business

yMcy56:
Remember you're also a marketer who rely on your followers/loyalists to help move some stocks up.....claiming its fundamentals...
After you don cash out, you'll let them know it's no longer meeting your whatever..

I won't tell you about this ZICHIS because I owe you no explanations on it.

For a stock to be on full offer doesn't mean anything in this market, full offer can turn to full bid anytime.....so stop making a mountain out of a molehill.

NASCON was on full offer for weeks if not months at 147, I picked some at that time, the same NASCON is now over 200 in market...

I’m neither supporting you or Pa Emma.. But your 2nd paragraph is very true😀…

“ After you don cash out, you'll let them know it's no longer meeting your whatever..”


Make nobody quote me or mention me oo.

Sunrisepebble:
If they pay out 50% of earnings this year the yield will not be more than 4% at current price. I can easily place in GT or Zenith that will give me 9-10% at their current price.

The liquidity for me is to add more to Seplat, MTN and Wapco. If TIP comes down to around N30 I’ll buy more also. Doing some research on Fidson and Ikeja hotel also
NFA/DYOR

Doing research or buying? Boss let me follow you naa. Let me be your Elisha 😀. I don’t care about the money, I’m after the mantle😁

handsomebolanle:
😁😁😁.
Access will touch 19
Ellah will touch,7.

Another stock will start a run soon. I'm trying to accumulate it but no fund yet .

I will tell you the stock if you ask me.

Lol. I have seen this.😁😁
#Spiritual Analysis#

This may just be the case before the upward movement begins. Hunters bargain-Take Note.

LearnAfrica is a stock poised for 100% in less than a year time. This is for conservative investors.
VFD just waiting for one good news before its journey to 17
I will keep picking UBA at 40.90 and less-DYOR.
And more picks on WAPCO base on sunrise expo.
beginning to find interest in UCAP


Opportunities abound however, beware of following the crowd. You need to be strategic.

Streetinvestor2:
Make una leave all this hyping of new companies. When the funds raising are completed and funds are deployed into the business we know how far.
Then we do the maths of thr earnings against the new OS.
Then we know if the price is justified or pumped for a purpose. A case study is chams q1 results. Profit after tax of 188% made little impact on eps
What will be TP OS after everything compared to past OS.How much growth will make serious impact on this new OS.
I have never looked at thr results so I could be wrong I have same feeling for zichis ..abi thr ceos are equally cowboys

The Bubble go definitely calm. Breeze will blow. Then we will start hearing how some people that’s talking how the accumulated now tell us how they bailed out.
I’ve learnt to be wise as serpent in this Market