₦airaland Forum

CheesyTee:
I applied for 6 months reimbursement. Got $313.

Is it possible to get more than that?
I'd like $1K+ if possible

CheesyTee:
For me, 48hrs. Cos it was approved on a weekend

How much was refunded and how long did the entire process take?
Cos Someone said he/she got about $500 or so

Uzonma:
Please those that have gotten their IHS Refund how long did it take for the money to be credited after the success email on the application?

Thanks

Co - Ask
Looking to apply in Nov if everything goes to plan

Preshyi:
Yes, that's it. Just remove the PA01

thanks!

how much did you pay for ihs that youre getting 377

I thought theyll credit the entire $1k+

Officialkplus:
Hello house, I recently moved into the UK on August 12 this year and I came in with my international driving license from Nigeria, So to ease my movement of moving around the UK.

Now after I recently purchased my car a Mazda 6 grin grin
Paid the road tax successfully.

How much is now the car itself if insurance is £7K.

No be juju be that

kingdred:
Not that.
There should be another email sent from no-reply@www.immigration-health-surcharge.service.gov.uk to you

Cant find it

Found only the payment notification email

Is the IHS number on your passenger locator form by any means?

I just called now and they removed £1.38 smh The other number's rep told me the IHS number is the one I have though, starts with IHS xxxxx

claremont:
You might be shocked when you discover that professionals working in these countries do not fare better than the UK. I spent 6 weeks living and working in NC, USA in 2015 and concluded that the grass isn't always greener on the other side. The quality of life when correlated to income is roughly the same in most developed countries.

6 weeks living in one part may not paint the true picture too

kingdred:
Search for IHS or IHS reference number on the email you used to apply for ur visa

I found this in my email

The transaction reference for your payment of USD 1,651.91 is IHS25**65699PA01

Not sure if this is the ihs number

Viruses:
You advise person not to go to UK? Why na.
Better to go and try to survive than not to go.

Not trying is riskier than trying and failing.

Nah, I didn't say he shouldn't goto the UK

I said when coming, try to take up a good course of study o instead of international management or international business

.. And also to learn in demand skills before coming. Can't tell anyone not to come, no be my papa get country

LagosismyHome:
Not the Canada I have visited ..... UK is 100 time better in speed, even to stamp my passport to enter they were so slow. I went shopping, the till the cashier so sluggish everywhere.

Them dey take their time na to avoid issues

salford1:
To the gentleman that mentioned Canada. For a minutes I thought OP was actually describing Canada. First world experiences are similar. The listed reasons should not be the reasons why you decide to jump ship.

Australia remains my own top choice sha, the visa delays with Canada is a big turn off for me and thats minus the cold
Thought their healthcare made some sense but your post says otherwise

LagosismyHome:
Jump shift to where.... Russia?

Canada, Australia, New Zealand
PR route

TheGuyFromHR:
All in all, the Home Office is still collecting visa fees from students, the universities are waxing fat on tuition, and brutal survival of the fittest is going to operate in the next 2 years to determine which of the students make a return from the school fees investment and who doesn't

Wish I can print this and show someone who I advised but turned me to "enemies" abi "village people" who dont want him to come to the UK

Studying International business and all those types of courses wont help in the long run

It is well

LagosismyHome:
In some way I do agree UK is breaking down gradually. It wasn't like this before

Someone told me it will get worse and I think he is right

He also advised to jump ship

The picture is getting clearer a bit

Please who knows how i can retrieve my IHS number?

SergeantTitus:
Why do nigerians living abroad fail to come back to Nigeria even for Important things like their parents death, burial, brother's wedding etc? I also find it weird some remain there for 15, 20, 30 years without ever visiting home even if na just once.

No papers

Maybe they aren't financially buoyant yet

Also, a lot of people visit home codedly, they just don't tell you

opeyy:
Credit scoring is relative and this has absolutely nothing to do with how lenders determine credit worthiness. It only helps to show us, credit consumers, our overall credit health. All lenders have various internal criteria that they use to determine affordability so generally speaking, having a 25% credit utilisation is good for scoring but this matters where, I for example have a very large line of credit so my 25% is A LOT. Therefore lenders will see that I am able to cope with the credit I am utilising and will be happy to lend me up to that amount. As your friend only has a very small amount, using it all and paying it back will show lenders that he can be trusted with that 500 however he MUST never go over by 1 penny or miss a payment because that will totally ruin his credit, it is safe to always repay using direct debit and also stay a little bit below his max too.

Alright
Thanks!

Santa2:
It does affect, 2 month ago I made a repayment that was meant to keep my account under 25%, but the repayment didnt hit my card within the given SLA.

It dropped my score by 17 points

Why not pay yourself by card?
Or I did not understand you

Hi Elders,

I have a friend (na friend o. ) who has been maxing out his credit limit (I think its £500 / £600) and has been paying it back

Warned him about the impact on his score but he claims it wont affect anything as long as he pays back in full every month

I am curious as to how this actually impacts his score as general guidance I see online it to keep it under 30%. (I keep mine under 15% to avoid stories that touch the heart and soul)

Some input will be appreciated as I plan to show this to him.

Fabiosmart2:
Hello,

I'm also in need of apartment in Middlesbrough, can you connect me with these family so we can join search for a bigger flat and share the rent.

The Teesside telegram group is also a good place to look

They advertise spare rooms for rent from time to time

Fabiosmart2:
Good senior members,

I'm in need of a temporary place to stay in Middlesbrough or any cheap temp apartment from 23 September.

All the ones on Airbnb are pocket tearing.

I'll appreciate your heads up.

Thanks

Cc: hustla

Just gave out my place yesterday

The agent I have their number don't seem to have any lettings at the moment
S2dents

anozie09:
Is it that bad there? How about getting jobs to pay bills at least?

Well, some people get jobs but it really isn't that easy for students.

I think dependents get jobs easily as most of the jobs are full time. remote customer service jobs, support etc

Do these people know what international means?

gistbite:
It is not everyone that will get depressed from doing care. It's just a job!!!

Issorai, to each his own ehn, no vex

MichaelUde:
Applying foam and pads in a care home.

And start to chop depression small small after a few months

Ralphlauren:
I don't know where you're based. But what I posted is the rules in Scotland

Its so bad that 12months minimum or 6 months minimum tenancy agreement is illegal. Tenants are on a monthly rolling contract.

I use a letting agent, so they adhere strictly to the legal framework.

I'm in Middlesbrough, England.
Nonsense place
Seems it's not the norm here

Bourne007:
Then there's nothing to contest LOL .. . I'm pretty sure others will have theirs increased once they are up for renewal

I think there is a clause in the contract which says it can be renewed
Didnt have strength for back and forth arguments and lloking for a new house so I just signed

Bourne007:
Did you not sign the new contract?

I signed o

They even told me they won't renew initially and sent an email someone paid a deposit.

I was livid. Planning to leave in Jan though

Ralphlauren:
Its in force already.

I was planning to increase the rent early this month (Scotland you need to give tenants 3 months advance notice and you can only increase the rent once every 12 months). That plan is dead in the water now.

I heard the ban is in place still march next year. I won't put it past nicola sturgeon to extend the ban. A ban is also in place for evictions. Thank goodness I have very good tenants and I use a reputable managing/letting agency.

Still not stopping from buying another "buy to let". I'm currently in the market looking for the next ideal property

Please o, my Landlord increased my rent without any notice and others haven't had their rent increased (mine is a new contract / renewal)

I noticed it seems the property has a new owner and a new company now manages it. Is it something I can contest?

Messi1:
Two ladies rejected me in different occasions simply because I'm naturally dreaded.


I wanted to cut it but people say if I cut it I will die.

LOL Una never do away with nonsense sha

Bradford111:
My reply

You Bleep up
Na either make you reply with "K" or make you no reply