₦airaland Forum

igbizen:
The secondary market I applied for since on Wednesday up till now not done. I keep calling the bank officer, and her replies is “I will do it”. I suspect they want to use my money to close out August deposit. STANBIC IBTC why? You guys were not like this ooo.

necheremIFY:
I am new here. I went to GTB to invest in treasury bill , they presented the rate as 94days 9.75%, 220 days 10.65%, 360days 11.75%. I picked for 360 days, later I started blaming myself that I should have go for 220days because of 1%.difference. Please I want to know if the rate of 220 and 94 days will be calculated on per annum

Acidosis:
T-bills secondary market is a form of black market with no form of coordination or predetermined timeline across all banks. When it comes to secondary market, no two banks have the same or predetermined tenor or rates. The banks simply sell to you what they bought from an existing holder of Treasury Bills.

It's a process of buying from those who wish to terminate their investments, so there are no predetermined rates or tenors. You need to approach any bank of your choice to know whether such offers are available.

As per primary market, auction takes place fortnightly at the same time in all banks. Note, it's an auction, and you're not even permitted to state your own rate. Unless you're investing N50m+, the banks simply bid on your behalf (together with other customers).

When CBN's stop rate for an auction is 11%, and your bank tender a bid of 11.5%, the bank lose out for that period. To scale the hurdle, whatever your bank bids must fall in the range of CBN's stop rate. Don't bother asking anyone what CBN rates are for the next auction because nobody knows, including your bank manager. They only bid and predict using some dynamics such as previous stop rates, FG policies, inflation, etc.

Also note that the fact you're buying from the primary market doesn't imply you're getting better rates than those buying from the secondary market.
Which is better? Well, no one can answer that. Whichever offers an individual better rates at any point in time is better.

lester12:
Finow x5 air smart watch N30,000 worth 55k- sold
Tronsmart ara x5 plus mini pc for TV N15,000 worth 40k - sold
Dogfish msata SSD N15,0000 worth. 30k
Laser hair removal equipment 30k worth $450
Android TV box
Smart watches with heart rate sensor

Just add me on WhatsApp to get more deals on gadgets

Calll or WhatsApp 08069237554

savagefinder:
pls I've been stalled on my CAC registration for sometime now reasons being that it has been a battle between my legal consultant and a CAC agent.
while one insists that the NIMC slip given to me for temporary usage can be used as the national ID card during incorporation of my company, the other is vehemently against it and insists I should settle for just a business name pending the time I am given the card..

I am confused as I wont want to make any wrong move that would I regret..

so pls if you have Answers and suggestions pls help out.

if you have successfully registered using just the NIMC slip pls your advice is needed

lastly I am talking of the registration with 1m naira share capital ooh

OmoDavido:
Please how can one do it without using agents

IHelp:
For 3years tenor;
You will get 13.125% of your initial investment every year for 3years.
It will be paid in parts 4 times.

Assuming your initial investment is 100,000

Your interest for 1year = 13,125
You will receive 3,281.25 every 3months

List of accredited stock brokers has been posted earlier.
I use Csl and Morgan.

okongo:
Brand new Panasonic ac for sale. contact 08037049063

Happiness99:
Yes it is....location is Benin

Ademat7:
Where can I get this smart speaker in Lagos and price range.

Happiness99:
UPDATE on sale
Big Wardrobe.            - 38k
White Dressing mirror & stool - 32k
Tv console stand.    - 15k
5 seater leather chair ( has a tear but can be repaired)        -  30k
Window blind.    -  7k. SOLD
LCD LG 32" tv.    - 32k. SOLD
A.c. 2 horsepower.     - 36k 
Mattress( super high)       - 37k
Bed stand with headrest - 20k
Location is Benin city,
All for sale * negiociable

maticdamian:
A Student of Unilorin I am Stuck in school for this Xmas no money to eat all my friends have gone for holiday but am the only one left in the hostel I don't want to die of hunger I have nothing to eat as of this moment I speak anything be it just #500 I don't ask much just so that I can put something in my out please help


0072808222
Diamond Bank
Ayodamola Olaosebikan Segun

maticdamian:
A Student of Unilorin I am Stuck in school for this Xmas no money to eat all my friends have gone for holiday but am the only one left in the hostel I don't want to die of hunger I have nothing to eat as of this moment I speak anything be it just #500 I don't ask much just so that I can put something in my mouth please help


0072808222
Diamond Bank
Ayodamola Olaosebikan Segun

maticdamian:
A Student of Unilorin I am Stuck in school for this Xmas no money to eat all my friends have gone for holiday but am the only one left in the hostel I don't want to die of hunger I have nothing to eat as of this moment I speak anything be it just #500 I don't ask much just so that I can put something in my mouth please help


0072808222
Diamond Bank
Ayodamola Olaosebikan Segun

maticdamian:
A Student of Unilorin I am Stuck in school for this Xmas no money to eat all my friends have gone for holiday but am the only one left in the hostel I don't want to die of hunger I have nothing to eat as of this moment I speak anything be it just #500 I don't ask much just so that I can put something in my mouth please help


0072808222
Diamond Bank
Ayodamola Olaosebikan Segun

Itanna:
I'm about to purchase an LG inverter ac. It's quite expensive and I do not want to regret buying it.
Does anyone has an honest review of it? Thanks.