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Iolo's Posts

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BusinessRe: "Cashless" Lagos: How Are You Coping With It? by Iolo(m): 10:33pm On Apr 02, 2012
nakedall: with 500K for individual in a society where people are surviving under $2 a day, thats no more cashless it's business as usual.
American, Uk and most of the west are cashless, yet they still have people living on less than $2 a day.

Don't be deceived.
PoliticsRe: The Benin-Lagos Expressway Has Finally Been Fixed? by Iolo(m): 10:22pm On Apr 02, 2012
Beaf: Bro, for as long as most can remember, there has been "construction" going on on that road. There have always been awe inspiring machines lining the route, but to what effect? They simply pocketted the money, decade after decade.

Lets give praise where it is due. Whatever held back the road repairs for the past few decades has been hit by the miracle of GEJ; it is like the impossible has happened.

Fresh Air!!! cool
Jeez!!! RCC hasn't been on that road for decades. They were initially awarded the Okada to Ogbese (in Ondo) contract to expan from 2 lanes to 4 lanes on each side but they abandoned that contract as the major benin-ore contract which they also won was given top priority.

They mobilized with a camp site along the Okada road sumtime in 2007-2008, and they even have a base within the Igbinedion University Crown estate where most of their expatriate workers stay.

Truth is GEJ will never take full credits on this one. A major expressway of 400km+ can't be reconstructed in 1+years.

If Tony Blair awarded a contract for a nuclear power station and it gets completed and operational in 2012, does David Cameron have any right to it?

If you answer truthfully the answer is NO.

There's a lot of work for GEJ ahead and I'm he'll get to build enuf pipelines to supply gas to the 9000 to 10000MW capacity power stations existing around the country. Once he does that, then he'll begin to receive the accolades in droves.

Let's not make the man lazy with stuff he doesn't have any right to.
PoliticsRe: The Benin-Lagos Expressway Has Finally Been Fixed? by Iolo(m): 10:15pm On Apr 02, 2012
dayokanu: A thread was opened by some of Retardeen Jonathans followers a year ago which claimed Benin ore road has been fixed see below

https://www.nairaland.com/644476/benin-ore-road-been-fixed.


Some months later the same person came back to admit he was lying that it was part of the spin and sell tactics of the administration and supporters
^^^
We had an election to win and we won at any cost!! Spin and spell inclusive

The important thing now is to move this potentially great nation forward! And things are looking up!!
Don't you just love the new Trade and Investment ministry?? The country is expanding and opportunities are cropping up in numerous areas. The man with an eye would take advantage and harness the opportunities! In this next 4 years, the private sector is king!!

I am comfortable with the Jonathan presidency and I'm happy, like most other Nigerians that voted him en masse that the man had a convincing victory! If anything, at least the world gave immense accreditation to his victory!!


Regards the Benin-Ore road, everything I wrote is true!! The pictures I snapped are true! The Ore section as I acknowledged in the article(which is less than 10km out of about 400km) still stays bad till this day and I am not sure why. Perhaps the rains have slowed down work!
Seems you left out the last paragraph. I've been a frequent on that road and its true. It's been in progress since then with substantial portions already done. I bliv photos were uploaded as proof and anyone familiar with that road would instantly be able to identify its look.
PoliticsRe: The Benin-Lagos Expressway Has Finally Been Fixed? by Iolo(m): 9:43pm On Apr 02, 2012
GboyegaD: With RCC as the contractor, I truly do not see the road lasting a long time before it starts cracking up. The Ibadan - Ife road is a very good example of their work in the past.
I fink the benin -ore road would be different. They actually dug up dirt on select portions of the road as deep as 6 feet in my own estimation.

Not a civil engineer but what from what i saw its like they identified the troublespots (mostly the places affected by gully erosion) and dug up the asphalt, the base and sand beneath etc. They then solidified these areas wiv those big granite stones b4 topping it off wiv sand and then d normal foundation road mix and then ashpalt.

Gist is that some parts of the road were rushed up coz someone was coming to commission the road. These rushed parts are later what gave way to become the parts affected by gully erosion between the Okada and Benin ends of the road.

Select portions of the reconstructed road are @ least two years old and they haven't began to give way or have any potholes or even minors.

Am just sayin that it seems these guys did a thorough job on this road. The quality is amazing from an aesthetic point of view, can't say structurally
PoliticsRe: The Benin-Lagos Expressway Has Finally Been Fixed? by Iolo(m): 4:04pm On Apr 02, 2012
greateros: pls u guys shouldn't misunderstand me.

THE POST SAYS THE ROAD HAS FINALLY BEEN FIXED!

when i say the road is still as it is, i mean its still on the maintenance stage that has been going on since late 2010 till date! there is no additional new lanes yet! they are still maintaining the old lanes!

the level of repairs on the road can honestly be rated 58% cause some part is just laid with MC1 and gravels. while some part is laid with asphalt for like 3km then their is a break of about another 4kms then some part is filled with gravels and some part the equipments are there but no major work done yet!
From Ore down to the beginning of Edo boundary past Okada and down. That's a lot more than 3km bro.
PoliticsRe: The Benin-Lagos Expressway Has Finally Been Fixed? by Iolo(m): 3:59pm On Apr 02, 2012
dmainboss: It is cowardly not to be able to acknowledge a fact just because. you don't like the person involved. I did post on a thread about 2 months back that for the first time is over 20 years, I travelled to Benin without changing lanes. This is very unusual because. of the bad roads. Now the road is good. There are definitely a few areas that need some touch but most of the road is very good now. Trying to now give the credit to Obj or Yaradua is very cowardly. You should not be ashamed to give this present government its credit. You won't die, trust me. But you should also demand more. Lets commend them and demand more.
How frequently have u passed that road in recent years? Are you aware that construction didn't just begin last year? Not even the year before? When did GEJ become president, acting or otherwise? I tell you that construction was on already before then.

Maybe not OBJ but Yar Adua's govt was the one who gave out the contract to RCC. GEJ can't claim 100% praise on this. At best he wud be applauded for not delaying funds or retracting the contract.
PoliticsRe: The Benin-Lagos Expressway Has Finally Been Fixed? by Iolo(m): 5:48am On Apr 02, 2012
shymmex: How come Nigerian roads are so UGLY despite the huge money they spend on them? Can they expand the road and make it more presentable? lipsrsealed
The pic doesn't actually best represent the standard portions of the road. I guess the portion with pics taken isn't fully completed.

The 100% completed parts have two lanes, a third park lane/mini lane made up of compressed gravel and then a V-shaped drainage beside it. This is on both sides.
PoliticsRe: The Benin-Lagos Expressway Has Finally Been Fixed? by Iolo(m): 5:34am On Apr 02, 2012
The major portion of the road was contracted to RCC and I know they came on site and started working since 2007 - 2008 latest, well before Jonah got into power. He can't take the praise for this. That's for OBJ/Yar'Adua.

It's good to see the project received needed funding sha. It's been good for a while now and I think I mentioned it here last year. They've been reconstructing the road for years now so there are no major terrible spots like there used to be any longer.
PoliticsRe: Goodluck Jonathan Listed On Times 100 Most Important People On Earth by Iolo(m): 10:32pm On Mar 30, 2012
A list that includes Rihanna...and people still asking if GEJ deserves to be on the list...maybe they wuda put the Ghanaians president's name there and we all would still come abd backlash our presido for being useless. Atleast nw he's useless but the world recognizes him as otherwise...smh.
PoliticsRe: Cross River To Send Back 3000 Fulani Refugees To Taraba by Iolo(m): 9:58am On Mar 30, 2012
The fulani's aldo naturally stubborn with this cult-like behavior amongst those I've interacted with are only a victim of circumstance.

They can't continue this their nomadic lifestyles and not hope to clash with the communities they pass through. Most of these clashes arise from their cattle eating up planted crops.

There are no designated cattle/farming areas anywhere in Nigeria and soon enouGh there's bound to be some clash or the other.

They do have a right to live or reside anywhere in Nigeria, but not enmass in the thousands. What's the population of their host communities and how are we sure that the eco-system of that area can sustain 3000 more people, more so, individuals who derive their daily bread from the nomadic cattle rearing.

There's a lot of work to done to get these fulani's to live in peace in the rest of us.
PoliticsRe: Ngozi Okonjo Iweala – The Woman Who Could Break America’s Control Of The WB by Iolo(m): 9:26am On Mar 30, 2012
My opinion is that American control of the World Bank is not just in the nationality of who runs it. He who pays the piper dictates the tune. America is the Worlds Bank largest contributor with a 15% voting share on the board. In contrast Nigeria as well as most African countries have less than 1% in voting powers.
Car TalkRe: Made In Nigerian Buses Finally Hit Lagos Road. by Iolo(m): 3:43pm On Mar 29, 2012
Kudos to the guy behind Innoson.

To the guys saying it's only assembled and not made in Nigeria, well, no true car company makes all the component parts. I'm sure every one of them has to import one part or the other cross state or cross country. That's the way manufacturing works.

Go Innoson!!!
SportsRe: Tom Saintfiet, A Belgian Is Super Eagles Tech Director For $20k Monthly by Iolo(m): 10:44pm On Mar 28, 2012
Nigerians and their perpetual negative views.

Atleast Keshi earns more than the guy.
PoliticsRe: If You're Sick And Tired Of E-wars Between Yorubas And Igbos On NL - Vote Here! by Iolo(m): 12:34am On Mar 27, 2012
[quote author=Mr. Globe]Igbo and Yoruba cannot mix together. They are like garri and sand (maybe respectively). So this post is another trash. The rivalry is exepected as an igbo man cannot trust a yoruba man he naturally thinks is corny just as ojukwu thought of awo. My opinion is that this country should be divided. There is Acn, apga and cpc already with different ideologies, cultures and backgounds while then is there a pretence of one nigeria?[/quote]Ojukwu and Awolowo had dinners together. Your Igbo leaders and rich Igbo mentors handout with their Yoruba counterparts.

Tribalism is a figment of imagination that only serves the elite and ruling class who are never even Tribal in the first place cause they cannot afford to be. It never ever helps the common man on the streets.
Jobs/VacanciesRe: West African Pipeline Projects Job: Is This Fraud? by Iolo(m): 4:02pm On Mar 26, 2012
jiggo: Sequel to the recently held Exam for the Pipeline engineering course, we are happy to inform you that you have been selected among the successful potential employees of GazProm-neft Oil Russia to proceed for the course.
You have been awarded a Pipeline Certificate of Completion and you are required to obtain this Certificate from our designed Courier Service Company that will personally deliver your Certificate to your door step at the address included in your Curriculum Vitae.

The orientation course commences 16th April,2012 at former Shell facility, Bodo West Oil field, Bodo West, Bonny LGA ,Rivers State,Nigeria. You are expected to be duly signed in before 3:00pm, Sunday,15th April with your certificate of completion as prerequisite for eligibility.
 
All candidates are expected to come with NOTHING more than you documents as all your basic needs will be officially catered for.

We have designated an international courier company of repute to handle the dispatch of every Pipeline Certificate of Completion to you and other potential employees of GazProm-neft  Oil Russia concerned.

You are advised to place order for your Certificate via the Courier company.

However you will be responsible for the courier cost of their certificate.

The Courier company has offered a discount of about $11 USD per parcel.

Thus we have contracted a Nigerian based Oil Servicing Company,Gaz Drill Services Ltd as the supervisory partner for the dispatch of the Pipeline Certificate of Completion and to ensure that every potential employees of GazProm-neft Oil Russia gets his or her Certificate within the shortest possible time.

Hence to place order for your Pipeline Certificate of Completion from GazProm-neft Oil Russia, you are required to deposit an equivalent of $11 USD,which is N1,700 (One Thousand Seven Hundred Naira Only) to our supervisory partner account below and we shall instruct the Courier company to effect an immediate dispatch of your Pipeline Certificate of Completion to your contact address provided on your Curriculum Vitae.

Supervisory partner account Details:


Account Name: Richard Sullivan.

Account Number:0025288941

Bank: Diamond Bank PLC.
Once deposit is made or you can send deposit slip details to the Courier company email at fastcourier@post.com with your correct contact address (in case there is a change).


Note that all deposit for the  Pipeline Certificate of Completion ends on the 30th of March 2012.Also note that your Pipeline Certificate of Completion is the prerequisite for you to gain admission into GazProm-neft Russia preparatory course.



Signed,

Prof. Oleg Pavic
Director of Pipeline Projects & Development (Europe and Africa)
For GazProm-neft Oil Russia INC.
Tel:+7(905)5092305,+7(965)2113156
Address: Russia, 115037, Moscow, Sofiskaya Embankment, 29/7
E-mail : hr@gazpromm-neft.com, jscgazpromneftcareers@yahoo.com, jscgazpromneft@gazpron-nfet.com.
Web : www.gazprom-neft.com
Anyone who falls for this deserves to be scammed. Too many inconsistencies in their stories.

One has to be high on the gullibility scale for this to work.
PoliticsRe: FAAC To Spend ₦30M On Ipad & Tablet PCs For Its Members by Iolo(m): 3:53pm On Mar 26, 2012
A good idea. It could ease up the need to travel needlessly as they could have meetings over Facetime. Then things like document sharing and working actively in a virtual environment.

Don't anything bad in this unless they decide not to return these iPads to the FaaC @ the end of their tenures.

And people should stop these 30million can build 20 boreholds type statements. I bet that person's salary can also build 1 or 2 boreholes somewhere in the village.

When used right an Ipad can aidproductivity and create lesser overhead costs.
Nairaland GeneralRe: Nigerian Police And Nigerian Army Are Becoming Useless by Iolo(m): 3:42pm On Mar 26, 2012
senben: The nigerian police has long been useless if my friend some years ago could slap a policeman and go scot free with it and for Nigeria Army because they have been paraded and Used for civil cases they are losing their respect especially here in the north where dey have been used to mount road blocks. Wen dey don't get paid dey will end up asking for 20-50 naira for food. Dis is haw far we have fared.
The only road blocks I know are on the inter-state highways and they are there cause the police has been useless so far.
Nairaland GeneralRe: Nigerian Police And Nigerian Army Are Becoming Useless by Iolo(m): 3:39pm On Mar 26, 2012
gulfer: The last time i remember a useful police force was when they only carried batons and useful soldiers was when they were restricted to the barracks while in uniforms (Way back early 80s).
Right now Soldiers are still not permitted to wear their camo uniforms outside the barracks but flouting this law is mostly amongst the NCOs. And I also think most of those we see have been assigned to maintain security @ some place in the neighborhood, hence they'd be on their camo.

Soldiers have the light green and dark trouser office wear.
Nairaland GeneralRe: Nigerian Police And Nigerian Army Are Becoming Useless by Iolo(m): 3:34pm On Mar 26, 2012
Engineer96: Hello NLs,
I think that The Nigerian Police and Nigerian army are becoming increasingly useless.
I was on my way to Enugu and on getting to Awka, I saw a soldier on uniform sleeping, just after Aroma junction. Though, there was a sign of military check point there but they were somewhere sleeping.
On getting to Enugu, just in front of Holy Ghost Catheral, I saw a team of soldiers and police arresting okada riders indiscriminately.
And so I started to wonder, what are these people really paid for? To sleep on duty? To arrest okada men, who are legitimately looking for their daily bread?
Again, in the north, where they are needed, they have failed woefully. They are attacked and killed, even in their stations.
Do these people still worth their pay with taxpayers' money including mine?
What are they doing in the south and what have they achieved in the north?
Your contributions.
My guy, please forget all the crazy media propaganda you hear or read in the news. While I so hate the Nigerian security forces for being generally useless, we must PRAISE our brave soldiers who work soo hard night and day to maintain peace.

You on your own determining that they are arresting Okada riders indiscriminately is wrong. No one would arrest you indiscriminately FOR NO REASON. Well, unless your carrying a laptop bag and a policeman decides to make you maga.

But long story short, checkpoints are trenous work so you shouldn't blame the soldier for sleeping. I can bet you you won't find such happening in the night.

About the bombing issue. Well, all I can say is don't be deceived. Conventional armies were never built for nonconventional wars. Even in Pakistan and Afganistan, the major battles were won as a result of intelligence gathered by the CIA and fed to the Marine Corps or US Army. In Nigeria, our Army has to double as an intelligence agency as well as being a normal army. It isn't easy bro.

On the efficiency of our Army I can tell you that I've being in the middle of a religious crisis and it was the army that saved us. The police was completely useless even with their AK-47's. It was the Army who came in and did the work including arresting suspects and handing them over to the police.

We should learn to praise our own little by little.
Christianity EtcRe: Is Using Your Phone As Bible On Sunday Service A Sin? by Iolo(m): 3:23pm On Mar 26, 2012
onyekapray: I dont subsribe to using phones or other instruments as Bible. Barring the fact that we are in the modern age, we need to be wary of the devices of the enemy. How many of us can do Bible study with the use of our phones where we have to mark scriptures and highlight places we find appealing as Memory Verses. There is more to it than the eye meets as many are ashamed to walk on the streets with their Bibles so as not to be seen as religious.
It is even bad when many carry their Bibles and people can not see Jesus in them.
I beg to disagree that we dont use the liberty that we have as an opportunity to sin.
There are many bible apps on mobile devices that outperform the traditional pen and biro approach.

For one the Youversion bible apps allow you to take notes, bookmark verses, and highlight specific paragraphs.

Truthfully I find this more convenient as I can just scroll through my pastors messages @ any time of the day. Someone using your approach would probably need to carry his church jotter everywhere he goes for that to happen.

There's no good and bad bibles. It just depends on your intentions.
Christianity EtcRe: Is Using Your Phone As Bible On Sunday Service A Sin? by Iolo(m): 3:18pm On Mar 26, 2012
lilkech: We go 2 church 2 worship and praise God.

The only gadgets allowed are supposed to be musical based

lets not allow the western world lead us into blind sin
You must be from the stone age with this mentality.
PoliticsRe: Lagos State To Contribute ₦1 Billion To Fund Tinubu's Birthday Celebration? by Iolo(m): 3:15pm On Mar 26, 2012
thundaBOLT: why r u guys jumping into conclusion? are u sure this true or another PDP plot to rubbish ACN and its leadership.
we are all in this country when PDP spent N50b for the celebration of Nigeria 50th anniversary and nothing to show for it, while there are no jobs, portable drinking water and good road.
The FG and not PDP spent that amount. And @ least everyone got to see some of the memorabilia and 50Naira notes specially printed for the occasion. So my friend, your analogy is entirely out of it.
PoliticsRe: Nigeria Has Become The New Front For Western Countries Vs Al Qaeda War by Iolo(m): 3:09pm On Mar 26, 2012
ocelot2006: Uhmm..am I the only one that thinks the article stinks of garbage due to lack of research on the part of the journalist. First of all M15 is a DOMESTIC intelligence unit, and do not operate outside British territory. MI6/SIS does. Also, 6.22 specialist rounds? Really? I know the 7.62mm and the NATO 5.56mm. But never heard of the 6.22.
Too many inconsistencies and muddled up info. It's definitely faux news.
PoliticsRe: PDP Convention, Mockery Of Democracy – ACN by Iolo(m): 2:18pm On Mar 26, 2012
Gbawe: And what the Zap are folks like you going to do about it? You think great nations got to where they are today with dithering citzens who sit on the fence and condemn everyone? Every Nigerian ,as much as possible, should get involved and shape the political party they support to become what they feel it should be.

We should have the spirit and passion to take over from our fathers and rectify the mess we feel they created. The ACN is certainly a better political party than the PDP but no Nigerian Party is beyond redemption if good folks get involved instead of standing back and criticising everyone sanctimoniously while refraining from joining the process that can bring the transformation we all say we want.
The fact that ACN governors have delivered better governance pound for pound over their PdP mates doesn't make the CAN a better political party.

The PDP has a far advanced internal structure than any other party, one that encourages competition and makes most of political adversarism.

My theory is that the reason the PDP governors haven't performed as brightly as ACN governors is a result of the lack of national control the PDP doesnt-exirt on its governors. Much unlike the ACN where Big Papa Tinubu controls everything including who becomes who and who doesn't.

Take another example, have you heard of anyone being enemies of Tinubu and being successful in ACN? But the pdp has plenty enemies within and they don't send themselves.
PoliticsRe: PDP Convention, Mockery Of Democracy – ACN by Iolo(m): 1:59pm On Mar 26, 2012
I'm happy Nigerians can see through on this one. The ACN makes mockery of any form of internal democracy through imposition of candidates etc.

And what's the ACN's Chairmans name, how was he elected? No one seems to knw.

Atleast the PDP had over 3000 delegates fly in to Abuja and vote for their ideal candidate. The entire event was even televised live.

The sooner these retarded opposition political parties wake up from their slumber the better. They should keep deceiving themselves thinking we don't know better.
Foreign AffairsRe: President Abdoulaye Wade Concedes Defeat In Senegalese Poll. by Iolo(m): 9:41am On Mar 26, 2012
ochukoccna: ^^^^^^^^^^
if I may add, i recall reading an interview in a newspaper with a lawyer sometime back. cant recall his [lawyer's] name but recall him saying he went law book shopping in Britain some time back and was told the bookshop [which was a top notch one] has no book on election tribunal cases as such [election tribunals] was alien to British politics. shocked shocked shocked shocked shocked shocked
If we cast our mind back, we recall Al Gore conceding defeat to George Bush in 2000 even though Florida had a lot of issues not allocating legitimate votes to him.
9ja must grow up or we blow up.
The Al Gore and Bush case was settled by the supreme court. He only conceded after.

I think we shouldn't forget the role OBJ played in all this. He probably prevailed on the man to let things slide by not rigging.
PoliticsRe: Terrorism Trial: : Senator Ndume Named Vp Sambo As Boko Haram Sponsor by Iolo(m): 6:57pm On Mar 25, 2012
The guys defense have taken a great angle. There's going to be thick web of possible stories for the prosecution to sort out if they are to prove him guilty.

1. He could be a double agent providing Boko Haram with vital evidence while on the FG committee.

2. He could just be a victim of circumstance. But what strikes me is the DVD he received which means they must have been in contact for a while and they have physical contact.

The guy's hands are not clean. That much is sure.
EducationRe: Nigeria UTME Candidates Download Cheat-sheets And Answers Through Mobile Phones by Iolo(m): 8:32am On Mar 25, 2012
Danigmatic: Do u need a picture to tell u that malpractices really took place today?,,,it has always been a routine,,,this is †ђξ foundation of corruption,,cus u do things from this stage Ãήϑ get away with it...then after that they will sort a university lecturer,,,†ђξ educational system is BULLSHIT!!!
Doesn't mean he's wrong does it? Tell me there aren't cheats in the advanced countries too. Plagiarism is real BIG problem over there too.

Unless there's hard evidence with pictures of a smartphone and the actual cheat shEet, this is all hearsay etc. There's no need to pat a lazy journalist on the back.
PoliticsRe: They Want Nigeria To Split. Split Into What Exactly? by Iolo(m): 9:50am On Mar 24, 2012
If @ all there's a split the country is likely to continue splitting until each of the major tribes in each political zone have a home for themselves. We'd have the North, Middle Belt, SW,SE, SS.

Now what the proponents of a split fail to realise is that each of the geo-political zones is like a Nigeria on its own with hundreds of tribes under a single dorminant tribe. There's bound to be friction, agitation for these lesser tribes to either be free from these unions and have strong representation in political affairs in fairness.

With that said, the problem with Nigeria is not that we are bound together, it's that we've failed to realise the advantages of our unity. We've failed to give the smallest man a sense of unity in every part of the country and some individuals still have the "this is my land, you shouldn't come and settle here mentality".

Truth is there should be ground rules for what constitutes residents and ancestoral owners of the land set forth by our constitution. Besides that, each individual must be able to settle, build a home or business in any part of the country without oppression or repression from the owners of the land.

Once the concept of residency comes into place, we'd have far less problems than we currently do.
PoliticsRe: Stop Portraying Govt As Weak, Jonathan Begs Media by Iolo(m): 9:36am On Mar 24, 2012
Reputation Management is Zero. And you've definitely acted like a weakling in the past.

We don't even know where GEJ's govt is heading besides trying to make trying to make things beta.
BusinessRe: First Bank ATM Ate My Money. What Should I Do? by Iolo(m): 9:29am On Mar 24, 2012
Jasiel: Access Bank Is Most Useless - What Should I Do?

angryokay, so i went to withdraw some money from a first bank atm with an access card only for the machine to debit me and pay me nothing. i'm really getting fed up and frustrated. i cant sleep for this reason, nor can i even study and im just so upset about the whole thing. you might wonder what the big deal is and why i wont just go and complain:

I'll give you two reasons
1. this is not the first time this is happening
2. i need the money like right now

The first time it happened, I complained but nothing was done about it-i decided not to drag it cos it was a small amount. now, the amount is big and I'm feeling nauseated right now. I'm thinking of storming the bank first thing Monday morning and yelling the whole place down. short of this, I don't know what else to do? can u guys please help me out
First things First, depending on why the ATM was unable to give you cash, your account may be credited with the amout you were trying to withdraw within 24hrs (this is the norm).

If this doesn't happen, walk into your home branch (where you opened the account) to lodge a complaint. They'd give you a form to fill.

You need to be friendly to the staff so they'd help you push things through. Being insultive or aggresive never helps.

Once you fill and submit the form, the staff would send emails to Interswitch and Firstbank notifying them and requesting a reversal of that transaction since you weren't cashed but debited.

Follow the staff in charge of your case closely and hopefully things would settle within a week.

If this doesn't work, visit the accessbank website, get their customer care email address and send them a comprehensive email detailing your situation with relevant details such as the date it happened, your ac numba, where the atm was located etc etc.

@ the end of the day you should get your money back.

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