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Itsrm's Posts

Nairaland Forum › Itsrm's Profile › Itsrm's Posts

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European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 10:25pm On Nov 02, 2023
liveLongNprospa:
Lmaooooo

Is it that you lack shame or what?
Nor be shame make you dey avoid here since.
My advice to you is buy the dip
I saw them on frontpage jubilating and asking people to sell their holdings cheesy

I'm even praying it crashes further. My average price is currently 1068. If it crashes below 900, I can load more and bring my average below 1000 which will give me a better margin of safety.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 10:06pm On Nov 02, 2023
BlueRayDick:
grin

Is this the defence u are putting up for him ?

Man literally admitted whatever they are saying about him is true and he's owning it with his full chest. He believes he's owed a factor andits his time to collect . That's the crux of his press conference ; whether the caption to the videos are misconstrued or not . Anybody who can read between the lines knows he's not denied having a hand in the violence that erupted earlier in the week and he's definitely not backing down anytime soon.

It's simple as that
Nawa o. You mean you watched both videos and this is what you came up with? cheesy

There's nothing to read between the lines beyond what he said in clear terms in both videos which was that the fight was about the political structure of PDP in Rivers State.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 9:51pm On Nov 02, 2023
Ballzproblemm:
ok bootlicker 👍
If you have rented out your brain to morons on twitter to do the thinking for you, some of us still think independently.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 9:48pm On Nov 02, 2023
liveLongNprospa:
Please explain what is in the video that we seem to have missed.
I'm honestly curious
See my reply to BlueRayDick
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m):
BlueRayDick:
But where is the lie in the report ? I watched the video and wike said those words with his mouth.

He made it sounded like was joking but everyone knows he didn't call a press conference to crack joke over the issue .
What you watched is the cut and join version.

He started by saying they should not listen to all the abuses on social media that it's all politics. That's the part they cut out from the video. Then he said, they said I requested for 20bn, places his hands on the table, they said I requested for all the contracts, places his hands in the table. It's all politics". "Where were they when I was fighting."

The reports made it seem like he said asking for the money is all politics. No, he said the abuses on social media are all politics.

Watch it from 17:20 to 19:30


https://www.youtube.com/watch?v=0Rhhf5CH6K8

Then

Watch this other one from 5:45 to 06:30 for clarity


https://www.youtube.com/watch?v=ntyYysNWG14&pp=ygUeV2lrZSBtZWV0cyB3aXRoIHBkcCBnb3Zlcm5vcnMg
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 9:25pm On Nov 02, 2023
Ballzproblemm:
https://www.nairaland.com/7898329/demand-n20bn-every-month-politics

I want wike fall so bad ,the man talks carelessly
Did you watch the video yourself? Or you're also joining them to parrot the lies
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 7:40pm On Nov 02, 2023
OasisX:
grin

.........................................Bad News.
cheesy

https://fmdqgroup.com/exchange/
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 4:37pm On Nov 02, 2023
Blueraydick

Reason finally prevailed

European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 4:30pm On Nov 02, 2023
BlueRayDick:
https://www.nairaland.com/7898023/tinubu-speaks-request-presidential-yacht

itsrm see ur people o. Dem talk say the Navy must have operational need for the yatch before dem put am for budget. He even left the main issue of explaining to us what possible operational reason that might be; he's blaming the media for sensationalism. smh angry

The fooolish man is talking as if the taxpayers don't deserve to be informed on what their tax is being spent on in this dire period.

If these people have their way, they will just be allocating wahtever they want to themselves without media prying their eyes into it.
"I doubt", "must have", "should be" cheesy

Whoever authored this trash is a joke.
Car Talk › Re: Why Is Nissan Altima 2008-2010 Scared On D Road by Itsrm(m): 2:36pm On Nov 02, 2023
blackbone989:
Heard it's better than auto trans. It doesn't get spoilt like auto trans
You dont have anything to worry about as long as you use the right fluid. The four cylinder auto transmission is strong and durable.

Most failures are on the 6cyl.
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 1:26pm On Nov 02, 2023
Pearl1910:
Ajo is community effort...people chipping in a certain amount for each other.
U should be open to taking any position from time to time. Saying u will only accept first or nothing always is not wisdom, it is being selfish, self-centhered and greedy.
The people taking last arent fools, or financial illiterates. What happens if everybody only wants early numberhuh Am not against carrying first, but saying if u carry last or anyother position asides first means the person lacks financial acumen is nauseating.
We all have to have a sense of social responsibility for the society to grow.
Channel ur financial acumen to banks and investment firms and leave ajo patrons alone.
The funny thing is, in the very next ajo do, you will eye the number one position based on what you've learnt yesterday/today.

We've seen it happen right on this thread before when you argued and argued till it was time to put your argument to test cheesy

For now, you can continue arguing as always. I no get strength again.
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 11:38pm On Nov 01, 2023
Omoapena:
Lolz, look at the instance you even gave, by rice and preserve cheesy


So you will rather take money early to buy rice and preserve rather than saving it in ajo...

Anyway, whoever wants to go with your idea is free, as for me, last is preferable, then I can take early for next if I have better plans for it...
It was just an example to show that the money can be tied in commodities for people who say they can't invest. The result is more or less the same.
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 11:27pm On Nov 01, 2023
Pearl1910:
U dey like form financial analyst but u ignore many other variables in life. Not everything works in real life as it is written in textbooks or class theories. u can't always guarantee the ROI in the money u will collect and invest.
Like I said Ajo is done for several different reasons; Some people want to collect last and first in the next round to gather enough money for whatever purpose.
Some people will never save that money if it wasn't for ajo, so taking last will just help them meet the target.
Sometimes u just want to pay ur rent or buy appliances. It's not always only for investment oga financial guru.
You're not making sense. If it's to just pay your rent, collect number one, invest it, when it's time to pay your rent, withdraw and you'll still have your earned interest to do other things. That is wisdom.

If you can't invest, tie the money down in something that can be easily sold. Bag of rice 6 months ago was 40k or so. Anyone who collects number one of 120k 6 months ago and uses it to buy three bags of rice, sells it now at 53k per bag will have 159k while someone else is just collecting his own 120k. And they are doing the same ajo.

I'm not against doing ajo so I don't get where some people cannot save without ajo is coming from. Sometimes you just go off tangent.

And you can always guarantee your ROI. If you don't know, ask questions.

Lastly, I have never claimed to be a financial guru. I'm still learning and still have a whole lot to learn. I advice everyone to get some financial education. It will make you understand and see things differently.
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 11:19pm On Nov 01, 2023
Omoapena:
So you will advice someone that have no better plan for money to collect no 1 and then spends it then the ajo will become debts to him?


If you must collect no 1 have plan for it but if you don't have plan for it, take last while you plan ahead...
Then collect the money and tie it down with something. You can use it to buy as many bags of rice and keep. When you need the money, sell it. Even if you don't keep up with inflation, you'll be in a better state than someone who simply queued up to collect the last ajo.

Just saving up with the current inflation just makes no sense. If you still can't see it, I really can't help beyond this point.
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 9:27pm On Nov 01, 2023
There's a reason people will have money with an investment bank and then use the money they have as collateral to obtain a loan despite having to pay interest on the loan. Imagine people like that coming in contact with a 0% interest loan.

If you must do ajo, the only thing that makes sense is to collect number one. Else, put your money in any mutual fund of your choice
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 9:18pm On Nov 01, 2023
Pearl1910:
Different strokes for different folks at different times. He just told u he prefers doing Ajo as savings rather than as taking a loan. Sometimes collecting last as savings is gold, sometimes collecting early and investing it is perfect. Targeting a particular month or week which u will need the money is best.
Collecting early and investing is always perfect. It is a zero interest loan. There's no where in the world and no one who knows anything about money that will pass away a zero interest loan for savings.

For lack of a better word and I apologise, it's financial illiteracy.
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 8:35pm On Nov 01, 2023
Omoapena:
Ajo is very important ooo, I have introduced over 4 drivers close to me to my Ajo coordinator and they always come back to thank me...

If nah 2k you fit engage everyday, pls do and always collect last as I do advice people.

I no dey ever collect Ajo early cox collecting it early is like borrowing money to me but last is a savings and you can comfortably use it to do something meaningful without having in mind to pay back again...
Bad advice. The first person to collect in any ajo is always the winner. If he collects 20k in January and you collect 20k in June, he will do more in January with the 20k than you will do in June due to inflation.

If I must do ajo, it's number one or nothing.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 6:13pm On Nov 01, 2023
Ebukacute:
I lost my mom to the cold hands of death yesterday morning.... Omo I just can't get over this experience. Kai! Since yesterday night I have seen another side of life that I haven't experienced before.
I can only imagine what you're going through. Everytime it crosses my mind i'll one day lose her, I quickly take my mind off it. It's not something I want to even think of.

So sorry, May her soul rest in peace.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 5:13pm On Nov 01, 2023
larride:
Truly the line item is under the Navy budget. The last time the Navy tried this rubbish was under Jonathan when he took over from Yar Adua in 2010, it was also included in the supplementary budget then before Jonathan administration strike it away.

They didnt try the rubbish with Buhari.

I'm surprised how it made it's way back into the supplementary budget 13yrs after
Who knows, maybe he asked for it to be included.

And just to be clear on something, even if it's under the naval budget. It is meant for the president.

Just like any purchase or maintenance of the presidential aircraft will be under the budget of the airforce.
Car Talk › Re: Why Is Nissan Altima 2008-2010 Scared On D Road by Itsrm(m): 4:46pm On Nov 01, 2023
blackbone989:
Btw d Altima 2009 manual and EOD 2006 manual which is better
Why will you want to buy a manual EOD?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 4:43pm On Nov 01, 2023
liveLongNprospa:
Lmao.. If my post seemed like an attack at you, I apologise.
The issue is actually emotional abit because of the people being dealt with.
Are there students into fraud? Yes.
Are all students into fraud? No!

We talking young adults and I would expect at the very least, the efcc carry out proper investigation to be sure about this.
Events like this can derail students mentally.
Even if we never travel out before, we dey watch movies. Before police can arrest you, they must have probable cause and obtain an arrest warrant from a judge.

Here, we do it backwards. We start with the arrest then free the innocent ones
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 4:36pm On Nov 01, 2023
BlueRayDick

If to say you be pastor, you for dey cashout. This Dumbo in one post said it is not for the president and the very next one, the navy wanted to buy it for Jonathan.

https://twitter.com/ONsogbu/status/1719733067021963726
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Itsrm(m): 2:16pm On Nov 01, 2023
Pearl1910:
How did u think u will pay for a Corolla for 3years without having a major repairs before finishing the contract?
If u had put this into consideration and kept money aside for contingency u would have had enough savings or part to fix ur car properly.
I always say ringing corolla engine while using it for ehailing is a waste of money. If u do it, then plan to buy engine in d next 2months.

I have given my advise already, u can't give me any justifiable reason why u couldn't pay 3.2m in 2years with a sound corolla, Irrespective of your agreement (except it was a problematic car) and also didn't have money in your account/cooperative/Ajo to fix ur car before partner collected it. It's one of the two, if I get a HP on 25/30k I would certainly have enough money in my account should anything happen, I am covered. Or I pay way more than the agreed sum and complete my payment before partner can say jack Robinson.

If it was a problematic naija used car that ur partner gave u, then u have reason to talk hard with ur partner and collect your car back but if he gave u a sound toks/clean corolla, then u have driven the life of the car with nothing to fall back on. That's on u.
I disagree with this.

Not when it is done right. I did one last year August and it's still running the length and breadth of PHC daily.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 1:32pm On Nov 01, 2023
BlueRayDick:
That means ur expectations were really highly o. Of all the 3 major candidates I knew Tinubu was the one that will spend Nigeria's money the most.
A part of me always felt that no one can be worse than Buhari.

Even though each president always turn out to be worse that their predecessor, Buhari was so bad that I thought just anyone else will be better.

Tinubu is fast proving me wrong. And in less than 5 months. shocked
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 1:09pm On Nov 01, 2023
Amigoss:
We The people don't matter grin....if e say he needs presidential yatch alongside presidential fleets,e really need am na....lmao
Everyone who supported fuel subsidy removal on this thread should tender an unreserved apology. cheesy

Starting from Raumdeuter
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 1:06pm On Nov 01, 2023
afrodoc2:
To catch cruise.
On taxpayers money 😂.

Tinubu is turning out to be far worse than I expected.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 12:53pm On Nov 01, 2023
iamoyindamola:
Have you tried boat crusing before
Try it first then you will understand there is life on the sea
Na that boat cruising go kill them.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 12:47pm On Nov 01, 2023
BlueRayDick:
Let me tell u how I think this will play.

Tinubu's propagandists will probably time-travel to 2010 when it was reported by daily trust that the Navy wanted to buy presidential yatch for Jonathan.(whether the navy later bought it back then we never found out)

They will use whatever the outcome of the matter that time to Justify this Tinubu's move in this austerity period.
There's no limit to what even they can defend. 😂

Naira falls, it is finding it's true value. The rest of us except lawmakers should buy made in Nigeria goods if we want a stronger Naira. cheesy
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 12:18pm On Nov 01, 2023
seankafor:
for cruise and sex orgíes naa grin
When you think you've seen it all, this government descends into a new low.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 12:10pm On Nov 01, 2023
liveLongNprospa:
Larride your man is leading by example abi is this spending outside his power?

BlueRayDick how you check am?
Can someone enlighten me? What do they need presidential yatch for? I'm not even talking about the cost. Of what use is it?
Car Talk › Re: Why Is Nissan Altima 2008-2010 Scared On D Road by Itsrm(m): 8:58am On Nov 01, 2023
blackbone989:
I really lov d ride,it's not so expensive,d shape n beauty is really lovely. D AC is standard n d music is great. I just don't know y many advice against it. Any good car analyst pls explain this for me
The CVT transmissions are not so reliable. Beyond that, it's a good car. The manual transmission is the sweet spot.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Itsrm(m): 9:39pm On Oct 31, 2023
Emaprince:
Bros take am easy.
A random individual no one knows comes on TV, says nonsense without any shred of evidence and people are parotting it. I will be very surprised if that guy was not paid to say it.

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