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Agriculture / Re: Large QTY Of Catfish Juveniles Needed by jaybabs1(m): 9:42am On Sep 05, 2020
Still On
Business / Re: Special Training On Forex Trading. by jaybabs1(m): 9:41am On Sep 05, 2020
Still On...

Morning fam.
Business / Re: Special Training On Forex Trading. by jaybabs1(m): 2:54am On Sep 05, 2020
shocked shocked shocked cool

LightOnScams:
Are you selling Bitcoins, PayPal, PayGal, or PayMal? Save yourself the stress of commenting on each thread. Automate it!!



https://www.nairaland.com/6083759/

In the most polite way possible. I wish to notify you that I don't like this.
Agriculture / Re: Large QTY Of Catfish Juveniles Needed by jaybabs1(m): 2:50am On Sep 05, 2020
holar2ge:
Your location sir?

Lagos

Thanks for the interest.
Agriculture / Large QTY Of Catfish Juveniles Needed by jaybabs1(m): 10:46pm On Sep 04, 2020
Hi Farmers,

I'm currently in need of large qty of Catfish Juveniles (of good breeds) length 10-12cm.

I pick about 100,000 pieces or thereabout weekly/biweekly.

If you have or know a farm that does. Kindly hit me up on 080-36354619 so we can discuss details.

Also, if you need advise on how to collate seedlings producers to form a pick up cluster, so you can operate as our commission agent around your location, you can notify me so I can guide you.

Thanks.
Business / Special Training On Forex Trading. by jaybabs1(m): 10:23pm On Sep 04, 2020
Hi Everyone,

I'm partnering with a friend who is a very profitable forex to host a virtual/group training and mentorship on profitable forex trading for interested participants. Also one-on-one training will be available on request.

Details as follows:

Topics to be covered:

*BASIC CLASS*..
-INTRODUCTION TO FX
--PEOPLE QUALIFIED TO TRADE
--CURRENCIES PAIRS
--PAIRS CORRELATION.
--CALCULATING PROFITS AND LOSS
--MEANING OF PIPS..MARGIN..LEVERAGE...DRAW DOWN
--TECHNICAL AND FUNDAMENTAL TRADING.
--MASTERING TRADING PSYCHOLOGY
-- REALISTIC OVERVIEW OF HOW MUCH MONEY/HOW MANY PIPS YOU CAN MAKE PER DAY/WEEK/MONTH.
--CHART PATTERN RECOGNITION.
--MAJOR/COMMON CANDLE STICKS
--BEST DAYS TO TRADE.
--MARKET SESSIONS
- PRACTICAL TRADING BY ALL PARTICIPANTS WITH DEMO AND LIVE ACCOUNTS - You Will Start Trading and making Profits before the end of the Training.

FEE
N30,000


**ADVANCED CLASS**
--PROFF DABLINK LEVELS TRADING SYSTEM.
--PRICE ACTIONS.
--FIBOBANCI TRADING
--SUPPORT AND RESISTANCE
--PROFF DABLINK PYTHON STRATEGY.
--RAT POISON STRATEGY.
--MY SECRET OF 90% SURE STRATEGY.

FEE
N50,000

SPECIAL BONUS
- How to access upto $100,000 trading capital from two prop trading firms in USA and earn 50% of gross profit you earn from the capital.
- 3 Months Free Signals and Mentorship for all Participants.
- Other Surprises too.


MODE OF DELIVERY:
WhatsApp, Zoom classes, If You prefer One-On-One kindly request for the fee.

PERIOD
Core training is 4 consecutive Friday/Saturdays (8 Days/4 weeks)

We will be starting by middle of this month.

For further enquiries and for enrollment, please Call, Chat (WhatsApp) or Text me on:
080-36354619
Investment / Re: Fx Training Is Not A Day Job. I Make It Fun And As Easy As possible by jaybabs1(m): 10:19am On Aug 05, 2020
Cryptofxt10:


I will just advice you to avoid binary for now, you are trading $100 against a default leverage of 1:1000. Your chances of not blowing up is very slim. Learn forex or trade forex instead and you will ever regret

You are correct. Tried Vix twice on a $100 account but always got account blown. And I'm quite doing fine with forex on a 100:1 leverage.

Vix is over leveraged.
Business / Re: After NYSC What With #500,000 In My Account? by jaybabs1(m): 8:30am On Aug 02, 2020
Queenslander:
um, please could you elaborate more on this ICX? Google didn't gimme enough information..

Hi...

1 Like

Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 7:02pm On Feb 20, 2020
ImaIma1:


Not every lady is willing to develop herself and become successful by herself. A lot of them these days look for the easy way out by attaching themselves to any guy that winks at them. They expect allowances and benefits for doing what? For being a girlfriend. It's sad.


Correctly Spoken!

But really there are very few of your kind out there...there are ...but very few...i celebrate Your Parents! And You too.
Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 7:00pm On Feb 20, 2020
jaxxy:


U want to marry a gal and u won't check her fone? U must be a mugu, maga or big time fool, unless uve made up ur mind to marry a total stranger.

U see when u want to marry everybody has to be transparent to a very large extent and put all cards, issues on the table, nobody is a saint bt u need to know what ure going into so u don't end up like an people her saying I don't understand my wife or hubby bla bla bla,

Ur gal is good gal probably bt she clearly lack one critical thing, Discipline! U can't be engaged or making plans to get married and dating or having contacts with past sugar daddy or flings unless uve gotten such permission directly from ur fiance and he's aware of ur discussions even though I doubt any right thinking fiance will allow that.

What is hard in cutting of past flings especially the unhealthy ones? What is wrong with her? Greed or lack of selfworth in herself and ur relationship? Dating a married is bad enough, keeping communication with him is worse and a bigger threat to ur marriage if u dare marry her like that. Mark my words.

She needs to decide what she wants cos she can't have both in this case.

Very Sound and unbiased Advice!

1 Like

Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 6:39pm On Feb 20, 2020
Olisehinnocent:

Brother, i have witnessed something like this before. From the way this girl talk, you will findout that she's not ready to change. You can be fuckin her with condom without spending a dime on her. You will use the opportunity to find another better babe. After finding another babe, then, break up with her. This will reduce the pain.

Another 'Badder' Boy Spotted!
Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 6:16pm On Feb 20, 2020
safarigirl:
this is a bullshit thing to say

Nobody is perfect, we all have a past, but not everyone's past is this bad and not everyone is an unrepentant prostitute, however, if this personality appeals to you, go ahead with the marriage.

Stop justifying rubbish with "We all have a past, not everyone is perfect". There are still good people out there, but most of you are too lazy to find them and you settle for nonsense, believing the one you have is the closest to perfect you will ever have, when all you have is recycled trash.

If that is what you think you deserve; a cheating spouse, without any scruples, then go ahead and marry her, but don't disturb the peace of the internet with your nonsense.

All of you will be marrying reformed ashawo, as if there aren't decent human beings in the world anymore.

This is H.O.T!

1 Like

Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 6:06pm On Feb 20, 2020
Biafrareform:


I read most comments here and laugh . I wasnt expecting anything different . I know Nairalanders , they can define one future in just a minute .

I am not even after while she dated a married man, but issue is what happens now that we are together.

I noticed she has cut tiers with the other guy she sent her pics too, from their last chats and call history .

Even the married guy, the chats is just scanty. That doesn't mean I am okay with it. I have told her to severe tiers and she promised to .

I know she love me . I know that, but u know love isn't enough. I will watch her closely and see what come out of it then will make my decision. She is a friend and the best I can do is see how to solve the issue

I don't think I should just cut lose immediately. I am fine bro. Thanks

Ok O... sincerely, I also wish and pray she changes for real good. Cause I understand the emotional down time you going through now.

But truly Bro...'amotekun' will always be 'amotekun'.

Takes Divine intervention of GOD for someone to geniunely change.

If she succumbs to dating 'Married man' all because has financial needs...think that future..you'd probably get broke someday perhaps for a while (don't pray for this for you, but it happens) and she will simply activate that same survival tactics.

A lady that will switch to indecency, selling her nudes and preying on another woman's home to survive has a moral weakness and shows faulty parental upbringing...and she will most likely pass that to your kids!

But now, Your strong feelings for her will not let you see or reason all of these!

Wishing you and her all the best...

2 Likes

Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 3:45pm On Feb 20, 2020
Biafrareform:


Pleaee , Drop your digit sir .

She is a good girl . I know that . But seems to have changed while we were apart. Though she is still good and caring to me . Never had anyone that caring and passionate about me before

I talked to my supervisor who knows her . He is an extremely religious person and married , I was surprised he didn't even frowned at her behaviour but advise me not to quit . I should rather talk to her .

Even spoke to a relationship counselor, she advise I reach out to her and sort things out

You are really hurting...Mennn!

We've Being there and being hardened!

Go play Your best game Bro. Just get distracted by other good things you love Bro.

She will probably change but chances are slim. If whoring dey her blood ...she will pretend for a while later she will go back again. She challenges she faced only manifested her true nature...Na pressure dey reveal person true identity.

You are good guy ...Pls get hard and get over it...I sincerely feel your hurt

1 Like

Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 3:39pm On Feb 20, 2020
Josh44s:


Look at this f00l. You played yourself slowpoke. She is a player and you are a player so why are you complaining. You admit yourself na. Y’all broke up and she went her way. Nobody to look after her and carter for her needs so she enter street with her Toto. Biko, before you break up with her, send me her number bro, lemme enjoy her doggy please, I dey like all those kind gals wey dey form repentance but still collecting prick. Their style of knacking Dey burst my brain and balls. Idiot!

Bad Boy! John 3:16 smiley
Romance / Re: Checking Her Phone Has Cost Us Our Beautiful Relationship by jaybabs1(m): 3:24pm On Feb 20, 2020
ImaIma1:


Let me see if I get the facts right.

She has/had an affair with a married man; meaning she has no respect or regard for the institution of marriage. If she can sleep with a married man, would it be hard for her to sleep with someone else when you both are married?

She still communicates with him and he probably still sends her money. What does she do for him to get this money? Is she willing to let go of the monetary benefits?

She took a picture in your bedroom and sent to another guy? While you guys are dating?

She has no regard for you. You are the nice broke guy (she sent you money) that will be there for her to settle down with. She will probably be doing her runs and giving you money from it.

If you still want to go ahead, stop checking her phone because you will continue seeing things

Madam, If truly you are a woman/lady as depicted by your handle. You've earned my respect!

Most ladies I have met are veeeerrrrrryyyy selfish and so short-sighted, infact very shallow, all they see and know is NOW!
..They don't have anything to contribute into a relationship than just to take, collect, and collect.

I guess the Nigerian economy has a serious dampening influence on the morals of the modern ladies.(Just as it did on many of the young men)

Not once or twice have I fallen victim of this girls dating other guys all in the name of surviving. You give them 30k monthly upkeep still they will still be secret-chatting one guy on Facebook for a secret weekend outing! All in the name of he is just a friend. Friend what? That's from lady that You already planning wedding with!

Haba!

I sincerely feel for this guy... honestly.

@Poster, My Guy get hard, get hardened and get harder!

It's the decade/era we live in...it's wasnt this way with our mums...it's a reality with the modern ladies we have to cope with and adjust to.

There are still good/manageable ones out there among them descendants of Eve..

Though very hurtful but don't get disturbed about women issue, they've been that way since Creation even from Eve...(Insatiable, greedy and Ungrateful) Few of them are good though.

With some prayers, patience and luck, you will find that rare one.

If any lady is hurt with my comment no vex...read this and change! If you are good.. then get better!

I guess this my harshest and longest comment on NLand.

5 Likes

Car Talk / Re: Japanese Engine Versus German Engine, Which Last Longer? by jaybabs1(m): 1:08pm On Feb 17, 2020
AmuDimpka:


They don't argue that one.. I started with Japanese car ( Nissan) that is the worst car one can ever drive another Mitsubishi ! Those engines are terrible ! Very weak and smokes

But since I switched to Benz! There has been rest of mind !

I talk from my own personal experience having driven both Japanese and now driving a Benz

Until you drive a Benz you won't know what you've missed. I went from an almost toks Accord 1996 to a fairly old M.Benz 190 and I said what? What a better performance in the Benz...I stepped up to a C-Class later.

4 Likes 1 Share

Car Talk / Re: Japanese Engine Versus German Engine, Which Last Longer? by jaybabs1(m): 9:03pm On Feb 16, 2020
Well, I have used three Japanese all Hondas, four Germans (2 Volkswagen brand and 2 M.Benz) I had better engine durability and doggedness with the Germans.

6 Likes 1 Share

Romance / Re: My Ten Year Struggle With Sex Addiction Is Ruining me. by jaybabs1(m): 4:29pm On Jan 10, 2020
A three day prayer and fasting about it will help. Fasting weakens the desire of the flesh.

Then you need to have a reprogramming of mindset.

Sexual feelings is usually strong and has alot to do with your mind-fixation.

Devote your mind and energy of something different and worthwhile.

That should help.

Read the entire book of Philippians in The Bible.

1 Like

Investment / I Need Your Advice. by jaybabs1(m): 11:43am On Dec 15, 2019
Good morning Great investors here,

I am an ICT and Agric-business guy. Having done some number of businesses in the agric business sphere and some deep trainings in leveraging ICT/digital technologies for scaling agric business processes. I want to launch an agric business model for pairing investors, contract farmers and marketers for the Nigerian Food industry using a brand new business model.

The model comprises a proprietary disruptive/breakthrough Method for doing agric business in Nigeria with minimal risk and maximum profits.

I have done some pilots on some farms and as well used simple technology such as WhatsApp to run the pilot and the results and testimonies from farmers is very encouraging.

Where I need advice is what type of company should be registered to operate such business model?

Also, what type of certification or what government body do I need to register with to legalize my agric business model.

I'm looking into building something similar to farmcrowdy and thriveagric.b it with a different model.

I will need seed stage investors/co-founding partners as well.

Kindly reply here or send me a mail. mikegureje @ gmail.com

Thanks.
Religion / Re: 5 Things That God's Anointing Cannot Do by jaybabs1(m): 8:20pm On Dec 01, 2019

2 Likes 1 Share

Business / Gold Bars Needed. by jaybabs1(m): 5:15pm On Oct 25, 2019
Hello here,

If you are a gold miner or a gold bar seller please contact me asap. Someone needs some bars.

We deal with miners, direct sellers or direct mandates please.

Thanks.

Contact me via email mikegureje@gmail.com

1 Like

Culture / Re: A Yoruba Guy Needs Matured Advice by jaybabs1(m): 11:06pm On Sep 25, 2019
Yoruba culture and lots of taboo.

Sometimes it's hard spotting the logic in those taboos and superstitions but one still have to believe and adhere to them anyway.
Family / Re: A Yoruba Guy Needs Urgent Advice! by jaybabs1(m): 11:07pm On Sep 12, 2019
Yoruba culture doesn't permit it. Unlike the middle East or Fulani culture.
Business / FREE EBOOK, How To Make 2x To 5x Returns On Your Investment In Fish Farming. by jaybabs1(m): 3:35pm On Jun 07, 2019
BREAK THROUGH KNOWLEDGE…BRAND NEW DISCOVERY!

Dear Farmer/Prospective Farmer,

Are You interested in investing into fish farming and you need a proven system that can show you how to avoid loss, run your farm profitably to make good and guaranteed returns from your investment?

Have you invested in the business of Fish Farming and have recorded loss or you are struggling to make Profits?

What you need is this FREE Special E-Book, Prepared by:

TheGreenWealthTeam.

TITLED:

6 Major Reasons Why Most Fish farms Fail and How to Avoid Loss and Position (or Re-position) Your Farm for Big Profits.

It's a Straight-to-the-Point Special E-Book designed to guide you into the right direction and reveal the HIDDEN TACTICS and newly DISCOVERED KNOWLEDGE for starting and managing small and large fish farms,practicable strategies for feed cost reduction and exposition of marketing strategies used by industry veterans to make between 2x - 5x returns on their investment in Fish farming and how you can adopt and implement the same blueprints to get the same results.

We put in a case study on how you can easily turn N100,000 to N500,000 and N500,000 to N2,500,000 in less than one Year using this newly discovered fish production system.

To get Your copy and further Power Packed Eye-Opening trainings Series. simply click on the tinyletter link and enter your email to get the Your FREE Special E-book sent into your email inbox.



https://tinyletter.com/thegreenwealthteam/
Business / Re: This New Catfish Feeding Method Will Make You A Millionaire by jaybabs1(m): 1:50pm On Mar 22, 2019
Its on, join us now
Agriculture / Re: This New Catfish Feeding Method Will Make You A Millionaire by jaybabs1(m): 1:47pm On Mar 22, 2019
It is on, join us now.
Business / This New Catfish Feeding Method Will Make You A Millionaire by jaybabs1(m): 11:40pm On Mar 21, 2019
Hello Farmers, are you intending to go into fish farming with the pure motive of making very serious income either as full time or part time?

Do you intend to start a fish farm and avoid loss, make very astounding returns on investments?

Have you invested into your money into feeding fish to table size and you sold only to make huge losses or little profits?

Then, this offer is for you.

Please join our WhatsApp group specially created for fish farmers:

You will learning the underground strategies for using the larvae of a specie if fly called Black Soldier Fly to feed your fish and make upto 3x to 5x returns on any amount invested in your fish farming. You will be able to turn like N50,000 into N150,000 with the systems you will be taught.

Free online WhatsApp classes holds twice/thrice weekly.

Free Question and Answer sessions.

PracticalTraining will be held in lagos soon. Join now to get all information.

https://rebrand.l.y/5fea8

Copy that link completely, paste it into your browser then, Remove the dot between the l and y. You will arrive at the group.

Thanks
Agriculture / This New Catfish Feeding Method Will Make You A Millionaire by jaybabs1(m): 9:48pm On Mar 21, 2019
Hello Farmers, are you intending to go into fish farming with the pure motive of making very serious income either as full time or part time?

Do you intend to start a fish farm and avoid loss, make very astounding returns on investments?

Have you invested into your money into feeding fish to table size and you sold only to make huge losses or little profits?

Then, this offer is for you.

Please join our WhatsApp group specially created for fish farmers:

You will learning the underground strategies for using the larvae of a specie if fly called Black Soldier Fly to feed your fish and make upto 3x to 5x returns on any amount invested in your fish farming. You will be able to turn like N50,000 into N150,000 with the systems you will be taught.

Free online WhatsApp classes holds twice/thrice weekly.

Free Question and Answer sessions.

PracticalTraining will be held in lagos soon. Join now to get all information.

https://rebrand.l.y/5fea8

Copy that link completely, paste it into your browser then, Remove the dot between the l and y. You will arrive at the group.

Thanks
Investment / Eight Very Important Things You Should Know To Get Fast & Easy Loans From BOI by jaybabs1(m): 3:49pm On Jan 15, 2019
1. The Bank of Industry's (BOI) Mandate
The bank of industry targets businesses that engage in manufacturing and processing activities. Target sub-sectors include Agro-processing, Solid Minerals, Information Technology, Oil and Gas and Creative Industry.
The Following industries can apply for loans at BOI:
1. Adire (Tie and Dye)/Aso Oke
2. Animal Feeds
3. Aquaculture
4. Bakery
5. Blocks and Interlocking Stones
6. Bottled Water
7. Ceramics & Tiles
8. Chemicals and Paints
9. Cosmetics/Hair Products
10. Dairy
11. Digital Printing/Multimedia Publishing
12. Doors and Window Frames
13. E-Commerce/Information & Communications Technology (ICT)
14. Fashion/Garmenting
15. Fish Smoking/Drying
16. Food Processing (comprising processing of agricultural products)
17. Foundries/Metal Fabrication/3-D Printing
18. Fruit Juice
19. Furniture/Wood Processing
20. Gemstones
21. Greenhouses
22. Laundry and Dry Cleaning
23. Leather/Footwear
24. Liquefied Petroleum Gas/Compressed Natural Gas
25. Meat Processing
26. Mechatronics
27. Health Care (Medical Diagnostics)
28. Laboratory/Orthodontist/Ophthalmology/Physiotherapy)
29. Movie Production (Nollywood)
30. Plastics
31. Quick Service Restaurants
32. Quarries
33. Recycling
34. Roofing Sheets
35. Soaps and Detergents
36. Solar (off grid)
37. Technical/Vocational Schools (Offering City & Guild Certificate)
38. Theme Parks
39. Water Transportation Riverine
40. Light Manufacturing (Paper, Roofing Sheets, lube blending, Paints etc)
41. Grocery packaging

2. Entities that BOI Finances
Bank of industry only finances enterprises or companies and not an individual person or group of persons. The company / enterprise must be duly registered and you will be required to provide the registration number for a Limited Liability Company or business name for an enterprise before you can proceed with your application.
3. Items that BOI can finance
The bank is principally set up to finance industrial equipment used in manufacturing. The Bank does not finance land and building which are expected to be financed from equity. You can also access your working capital requirements from any of the ten (10) SME friendly banks that Bank of Industry partners with at Monetary Policy Rate plus 6 percent.
4. Mode of disbursement
The bank does not disburse the loan to the borrower in cash but to the vendors and suppliers of the equipment that the loan application is for.
5. Amount that can be financed by BOI
BOI’s loan support to the SME starts from N5 million. However, loan below N5 million are provided on our matching fund platform which is operated in collaboration with various state governments and on our Bottom of the Pyramid (BOP) scheme which is operated through MicroFinance Banks. Please click here to see how you can apply under the BOI matching Fund or the BOP scheme.

6. Collateral requirements
As part of the fiduciary responsibility in managing funds under its care, Bank of industry requires that you pledge some assets to secure you loan. However, the Bank also accepts other forms of security subject to adequate coverage of the loan being provided to you. Types of security the Bank accepts include:
• Legal mortgage on a landed property. The property must be duly registered with a Certificate of Occupancy
• Debenture on assets of the company
• Bank Guarantee
• External Guarantors with Notarized statement of Networth for loans below N10 million.
Please note that the Bank is willing to share assets previously pledged to other lenders provided the Bank’s loan is adequately covered in the arrangement. Also note that the Bank is willing to accept third party collateral.

7. Startup businesses
While the Bank under its general risk acceptance criteria requires a prospective borrower to have at least three years acceptable performance track record, it can also lend to start-ups at its discretion and on a case-by-case basis. A startup would need to provide proof of cognate experience in its business area and would need to have a highly qualified management and operational team with sound management structure.
8. You need to support your application with some documents
Please click here to see the list of the documents you should be prepared to upload while you apply on this platform

For Micro Credit Applications
Formal Letter of Application

2. Photocopy of Certificate of Registration

3. Constitution and Bye-laws of Cooperative Society (only for Cooperative Societies)

4. Business Plan

5. Four (4) passport photographs of the Promoter (business owner)

6. Photocopy of the Current Tax Clearance Certificate of the Business Enterprise and the Promoter.

7. Photocopy of International Passport or Driver’s License or National Identity Card of the Promoter.

8. Bank Statement of the Business Enterprise for a period of one (1) year (for existing business).

9. Sales record for six (6) months and operating expenses.

10. Evidence of availability of Collateral Security (e.g. landed property, Individual Guarantor, etc.).

For Small, Medium and Large Enterprises
1. Formal Letter of Application

2. Photocopies of Certificate of Incorporation and Certified True Copy of Memorandum and Articles of Association of the Company.

3. Photocopies of the Certified True Copy of Forms C02 and C07.

4. Business Plan.

5. Photocopy of title documents to project site (Statutory Certificate of Occupancy or Deed of Assignment).

6. Photocopy of Title Documents (Statutory Certificate of Occupancy or Deed of Assignment) to the Collateral Security. (This must be a landed property in an urban center).

7. Approved Building Plan (If new building).

8. Bill of Quantities or Contractor’s Estimate of Cost to be incurred on Factory Building.

9. Valuation Reports on Factory Building(s) (for existing projects) and property offered as Collateral Security.

10. Quotations for items of plant and machinery (at least 3 quotations from different sources).

11. Three (3) years most recent Audited Accounts of the company (for existing company).

12. Three (3) years most recent Tax Clearance Certificate for the Company and two (2) Directors.

13. Four (4) recent passport photographs of each of the two Directors and the Company Secretary.

14. Evidence of appointment of a Company

References: www.boi.ng
……………………………………………………………………………………………………………………
Our unique offer
- Get well written bankable and investor grade business plan and feasibility report for your business.

Other services we can provide as Special (free or discounted bonus) with this offer (limited slots available)
- Business operation manual – well researched information from industry insiders on how start your business, routine and general operations of your business and, strategies for maximizing profit and preventing loss (Free – soft docs, Pdfs and videos)
- Training on business pitching (free – live in person)
- Business Management training (discounted)
- Business operation strategy and market penetration strategy.(free via 1 hour phone session, whatsapp and pdf transcripts)
- Organizational and business process structuring (To be negotiated)
- Labour force/staff training.
- Loan application and processing - We can also apply for and process loans for you.
- Recruit highly trained consultants, managers, skilled, semi-skilled and unskilled labours for your business.
- Assistance in readying and reviewing all documents for accelerated loan processing.
- Free whatsapp/skype consultancy for one year.
We help make your business dream a reality Reach us on now whatsapp, https:///2348036354619 lets discuss on how we can help you get your project started.
You can also call me directly 08036354619
Michael Olaniyi,
The Green Wealth Team
Agriculture / Eight Very Important Things You Should Know To Get Fast & Easy Loans From BOI by jaybabs1(m): 3:36pm On Jan 15, 2019
1. The Bank of Industry's (BOI) Mandate
The bank of industry targets businesses that engage in manufacturing and processing activities. Target sub-sectors include Agro-processing, Solid Minerals, Information Technology, Oil and Gas and Creative Industry.
The Following industries can apply for loans at BOI:
1. Adire (Tie and Dye)/Aso Oke
2. Animal Feeds
3. Aquaculture
4. Bakery
5. Blocks and Interlocking Stones
6. Bottled Water
7. Ceramics & Tiles
8. Chemicals and Paints
9. Cosmetics/Hair Products
10. Dairy
11. Digital Printing/Multimedia Publishing
12. Doors and Window Frames
13. E-Commerce/Information & Communications Technology (ICT)
14. Fashion/Garmenting
15. Fish Smoking/Drying
16. Food Processing (comprising processing of agricultural products)
17. Foundries/Metal Fabrication/3-D Printing
18. Fruit Juice
19. Furniture/Wood Processing
20. Gemstones
21. Greenhouses
22. Laundry and Dry Cleaning
23. Leather/Footwear
24. Liquefied Petroleum Gas/Compressed Natural Gas
25. Meat Processing
26. Mechatronics
27. Health Care (Medical Diagnostics)
28. Laboratory/Orthodontist/Ophthalmology/Physiotherapy)
29. Movie Production (Nollywood)
30. Plastics
31. Quick Service Restaurants
32. Quarries
33. Recycling
34. Roofing Sheets
35. Soaps and Detergents
36. Solar (off grid)
37. Technical/Vocational Schools (Offering City & Guild Certificate)
38. Theme Parks
39. Water Transportation Riverine
40. Light Manufacturing (Paper, Roofing Sheets, lube blending, Paints etc)
41. Grocery packaging

2. Entities that BOI Finances
Bank of industry only finances enterprises or companies and not an individual person or group of persons. The company / enterprise must be duly registered and you will be required to provide the registration number for a Limited Liability Company or business name for an enterprise before you can proceed with your application.
3. Items that BOI can finance
The bank is principally set up to finance industrial equipment used in manufacturing. The Bank does not finance land and building which are expected to be financed from equity. You can also access your working capital requirements from any of the ten (10) SME friendly banks that Bank of Industry partners with at Monetary Policy Rate plus 6 percent.
4. Mode of disbursement
The bank does not disburse the loan to the borrower in cash but to the vendors and suppliers of the equipment that the loan application is for.
5. Amount that can be financed by BOI
BOI’s loan support to the SME starts from N5 million. However, loan below N5 million are provided on our matching fund platform which is operated in collaboration with various state governments and on our Bottom of the Pyramid (BOP) scheme which is operated through MicroFinance Banks. Please click here to see how you can apply under the BOI matching Fund or the BOP scheme.

6. Collateral requirements
As part of the fiduciary responsibility in managing funds under its care, Bank of industry requires that you pledge some assets to secure you loan. However, the Bank also accepts other forms of security subject to adequate coverage of the loan being provided to you. Types of security the Bank accepts include:
• Legal mortgage on a landed property. The property must be duly registered with a Certificate of Occupancy
• Debenture on assets of the company
• Bank Guarantee
• External Guarantors with Notarized statement of Networth for loans below N10 million.
Please note that the Bank is willing to share assets previously pledged to other lenders provided the Bank’s loan is adequately covered in the arrangement. Also note that the Bank is willing to accept third party collateral.

7. Startup businesses
While the Bank under its general risk acceptance criteria requires a prospective borrower to have at least three years acceptable performance track record, it can also lend to start-ups at its discretion and on a case-by-case basis. A startup would need to provide proof of cognate experience in its business area and would need to have a highly qualified management and operational team with sound management structure.
8. You need to support your application with some documents
Please click here to see the list of the documents you should be prepared to upload while you apply on this platform

For Micro Credit Applications
Formal Letter of Application

2. Photocopy of Certificate of Registration

3. Constitution and Bye-laws of Cooperative Society (only for Cooperative Societies)

4. Business Plan

5. Four (4) passport photographs of the Promoter (business owner)

6. Photocopy of the Current Tax Clearance Certificate of the Business Enterprise and the Promoter.

7. Photocopy of International Passport or Driver’s License or National Identity Card of the Promoter.

8. Bank Statement of the Business Enterprise for a period of one (1) year (for existing business).

9. Sales record for six (6) months and operating expenses.

10. Evidence of availability of Collateral Security (e.g. landed property, Individual Guarantor, etc.).

For Small, Medium and Large Enterprises
1. Formal Letter of Application

2. Photocopies of Certificate of Incorporation and Certified True Copy of Memorandum and Articles of Association of the Company.

3. Photocopies of the Certified True Copy of Forms C02 and C07.

4. Business Plan.

5. Photocopy of title documents to project site (Statutory Certificate of Occupancy or Deed of Assignment).

6. Photocopy of Title Documents (Statutory Certificate of Occupancy or Deed of Assignment) to the Collateral Security. (This must be a landed property in an urban center).

7. Approved Building Plan (If new building).

8. Bill of Quantities or Contractor’s Estimate of Cost to be incurred on Factory Building.

9. Valuation Reports on Factory Building(s) (for existing projects) and property offered as Collateral Security.

10. Quotations for items of plant and machinery (at least 3 quotations from different sources).

11. Three (3) years most recent Audited Accounts of the company (for existing company).

12. Three (3) years most recent Tax Clearance Certificate for the Company and two (2) Directors.

13. Four (4) recent passport photographs of each of the two Directors and the Company Secretary.

14. Evidence of appointment of a Company

References: www.boi.ng
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Our unique offer
- Get well written bankable and investor grade business plan and feasibility report for your business.

Other services we can provide as Special (free or discounted bonus) with this offer (limited slots available)
- Business operation manual – well researched information from industry insiders on how start your business, routine and general operations of your business and, strategies for maximizing profit and preventing loss (Free – soft docs, Pdfs and videos)
- Training on business pitching (free – live in person)
- Business Management training (discounted)
- Business operation strategy and market penetration strategy.(free via 1 hour phone session, whatsapp and pdf transcripts)
- Organizational and business process structuring (To be negotiated)
- Labour force/staff training.
- Loan application and processing - We can also apply for and process loans for you.
- Recruit highly trained consultants, managers, skilled, semi-skilled and unskilled labours for your business.
- Assistance in readying and reviewing all documents for accelerated loan processing.
- Free whatsapp/skype consultancy for one year.
We help make your business dream a reality Reach us on now whatsapp, https:///2348036354619 lets discuss on how we can help you get your project started.
You can also call me directly 08036354619
Michael Olaniyi,
The Green Wealth Team

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