₦airaland Forum

Sapphire86:
I ain't got no syndrome, na u get f*ucking up syndrome

Ki ni mi shey now?

Oya come and whisper my crime into me ears

Sapphire86:
I like where ur mind is @ though I'm still angry with u.

You are forever angry with me?

Angry black woman syndrome by any chance?

Sapphire86:
Shy ke? Not me!! I will not only tell u but will make u very uncomfortable. All those things he asks for when I'm CLEAN, I ll offer when I'm on my period. No questions asked. That's love.....

Yuck

demandtruth:
It makes sense to do such thing as you mentioned

The question is whether such is backed by anything in the CONSTITUTION.

The constitution already covers it under the oil derivation sharing formula applied to the funds.
That's the only reason why governors can legitimately demand for it

Teespice:
see these our governors

is there no other language they know but share and share. the excess crude account, what happened to all the money inside.

if oil prices was pegged to at least 60 dollars per barrel, we would be singing alleluia.

If the national budget was benchmarked against AVG price of $60 right?

Anything above that should be chin chin

Excess crude savings is usually used to defend the naira.
It's also meant to be used for rainy days

starlingslimnet:
Thought only Mr West Germany is a dullard don't know it's inherited by her daughters

Fvcking PLEB!

Ijiot

Aminat508:
no I said my husband how are you

How many posts do you have on this thread alone?

Are you in the competition Aminatu?

Bragging isn’t necessarily a “don’t” so long as it’s effectively and intelligently used. If you work in a competitive environment like sales then surely you are better off using evidence of your sales result which as expected would have contributed to the growth of the company to serve as a bargaining chip to unlock training or bonuses as you deem fit.

You just need to work with Investment Bankers to understand that bragging ain’t that bad

You will almost certainly get more clients and businesses your way if you are seen as successful. You are the best person to sell yourself hence why it has to be intelligently and effectively deployed as at when necessary

donholy28:
He's lying... the National Treasury can never be empty...he's just giving us excuses not to work

How dumb can one be like seriously?

Do you think National Treasury is like a bank Vault of some sort?

Geeeeezzzzzzzzzz

He is basically saying we are deep in red (-ve). We run a deficit economy so we have to keep borrowing to meet our financial obligations

Contractors?

I vote the following peeps:

Akposy
Agarawu23
sosiqdude
Iamkingzlee
Tomfrench


CC: NLJega

Force them into cost cutting measures and bring in independent financial administrators to manage their finance for the agreed period.

They can start by selling some of their assets
Increase state tax if they have any
Reduce headcount

Bla bla bla

You can't just bail them out without strict conditions that will serve as a warning to others and in turn force them to be better administrators/fund managers

Yet another accusation of fraudulent papers

https://www.nairaland.com/2398436/horrible-experience-inspired-autos#up

Same ish

https://www.nairaland.com/2102892/funny-activities-inspired-autos-fake

Inspired again
What kind of heartless business man is this dude for heaven sake. He goes around flaunting the sweat of people all over the place

Why can't you guys just have him arrested or blacklist his company since he seems to be getting away with murder time and time again?

This is not the first time he is being reported for fraudulent activities especially around custom papers

Delary:
That is it. u ar so so so on point. the question is why? certinly not cos she pregnant cos this started b4 preg.

Dude, you are meant to help around the house without being asked to do so. You both work and contribute financially to the household so it's only fair you share with the physical demands needed in running your home

Should we even be discussing this issue bro?
The wife is PREGNANT meaning she needs your HELP around the house

dwayni:
My major concerns are, feeling we are competing and maybe not appreciating what do for her simply because she can afford or gift back the similar.

That's a healthy competition since you can both afford it so quit whining if your story ain't porkies

Adufetohposh:
you are right about that.

No be by look oooo

I fit sell you one of the presidential Jet sef

RobinHez:
read the title of the post then read what u just wrote

So what if it's your list?

I have a right to challenge it now no be so?

Caracta:
And I'm telling you 10% on 30 days is obtainable. Deduct all the interest and charges in this world, it would still be better than t.bills of 9-10% on 91 days.

Primary t.bills in today's Nigeria is overrated IMO. Investors should learn to explore their options. Secondary t.bills is even of a better yield and advantage (if you are lucky).

Let's deal

I can see your footie knowledge is sonewhat limited

Check out lee cattermole
Joey barton
Vinny Jones

Caracta:
That's a good one. <1m.

Now imagine 9% for 91 days on t.bills. I'm glad someone else has a first-hand experience.

cc jaybee3 and Seun.

The tenor as stated was 60 days
There is also the tax deducted from the accrued interest

Caracta:
I don't need to name any bank. I already told you it all depends on your bargaining power and how you negotiate. The decision lies in the hands of the banker who must not exceed the rate guide. I can decide to give someone 10% and give another 6% under the same condition. It all depends on what I'm after. This is business.

Lowest tenor for t.bills cannot be 10%. I've seen 8% and lower.

The link i provided for access bank had a range published meaning they are willing to be flexible. I get that but what i'm failing to grab is how a bank will offer rate higher than Tbills for their lowest denom tenor.

The economics just doesn't make sense when it's evident that they will also have to use the deposior's cash to reinvest in the same risky asset class in order to get enough margin to satisfy both customer and shareholders


The calc was a snapshot using the most recent published figures.
A lower TBills will obviously translate to lower FD rate. I'm sure you know they are all being driven:determined by the same economic factors

Caracta:
Yes I do. Tenor is an important factor as well.

Name the bank na

My calc was based on lowest tenor for either inv class.

Obviously banks would add a lil extra for longer tenor which will most certainly be insignificant once the compound factor of the other kicks in

Caracta:
You should try other banks with options as high as 10% on FD for 30 days, then compare with the last auction of treasury bills of 91 days of a bank as low as 9.5%.

7% is daylight robbery!

Do you know any bank that will offer 10% FD for <=1M principal?

Caracta:
@jaybee3, what's the 7% for?

Then the last auction 10% figure, where is that obtainable? CBN?

FD => https://www.accessbankplc.com/daily-deposit-rates

TBills => http://www.cenbank.org/rates/govtsecurities.asp

I still don't get how FD can be better than Tbills if FD rates only becomes competitive if the investor have huge deposit to play with

See the illustration below

I vote the following peeps:

Snazzy5050
Wenson
Akposy
Agarawu
sosiqdude
Iamkingzlee
Tomfrench
Kizmarty

CC: NLJega