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Jboynokiaphone's Posts

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Health / Re: Please Help! What Should I Apply On My Torn Anus! This Hurts! by Jboynokiaphone(m): 10:44pm On Aug 10, 2023
Na wa oo consult medical doctors ....make I no talk wetin dey my mind .Seek help sha.
Phones / Re: The Xiaomi Thread. by Jboynokiaphone(m): 8:06pm On Jul 29, 2023
Jboynokiaphone:
My phone stop Charing Please how do I fit it .Poco f2 pro

I live in Lagos any trusted Engineer that can handle my phone ?.
Phones / Re: The Xiaomi Thread. by Jboynokiaphone(m): 7:02pm On Jul 29, 2023
My phone stop Charing Please how do I fit it .Poco f2 pro
Culture / Re: How Many Nigerian Languages Can You Speak? by Jboynokiaphone(m): 1:23pm On Jul 08, 2023
Alexandersantos:
How i wish i can speak hausa.,that language dey sweet me no be small

U can teach u if ure in Lagos .
Business / Re: Naira Devaluation: Nigerian Banks Heading For ‘recapitalisation’ by Jboynokiaphone(m): 10:52am On Jun 26, 2023
mcmurphy132:
Who get Time to dey read this long episode.

Abeg anybody to brief am for me

The recent devaluation of the Nigerian naira against the US dollar has raised concerns about the need to increase the capital base of Nigerian commercial banks. Analysts argue that the 2004 banking industry recapitalization, which raised banks' capital from N2 billion to N25 billion, has weakened due to the devaluation. The current exchange rate has significantly reduced the capital base of banks when converted to dollars. The Capital Adequacy Ratio (CAR) of the banking system stood at 12.8% as of April 2023, indicating a relatively stable banking system. However, experts suggest that recapitalization may be necessary to strengthen the banking industry and financial institutions due to the significant depreciation of the naira. They predict potential recapitalization amounts, such as N100 billion, which could lead to mergers and acquisitions and possibly job losses in Tier 2 and 3 banks. Some banks have already been engaged in capital-raising exercises through bonds and rights issues. However, there are differing opinions on whether regulatory-induced recapitalization should be implemented, with some advocating for market-driven recapitalization through mergers, acquisitions, or stock market participation. The incoming Central Bank of Nigeria (CBN) governor is expected to play a significant role in determining the approach to recapitalization. Overall, the sector's stability and ability to support economic growth will be crucial factors in the decision-making process.

2 Likes

Food / Re: Which Of These Can You Eat? (picture) by Jboynokiaphone(m): 7:50pm On Jun 24, 2023
[quote author=Maris97 post=124012079]Chicken tail🤣[/quote


That is why u talk too much 🤣🤣🤣
Politics / Re: Tinubu Receives Asari Dokubo, Others At State House by Jboynokiaphone(m): 2:14pm On Jun 16, 2023
70 years Old man Go Met Another 70 Years Old Man .
Politics / Re: Queues Resurface As Tinubu Announces Fuel Subsidy Removal by Jboynokiaphone(m): 6:11pm On May 29, 2023
SalamRushdie:
Dobodobo04 shebi you can see what I predicted

You're right .

1 Like

Romance / Re: What's The Longest Time You've Spent Trying To Woo A Woman? by Jboynokiaphone(m): 9:38pm On May 28, 2023
VinnyBaba:

2 years!🤨

She was worth it.

Beautiful, humble, soft-spoken and looked modest.
Her Best friend was doing Runs while her younger Sister was dating a Yahoo Boy but she wasn't influenced.🙂

She said no to me because she said I looked like a Womanizer! sad





u they Womanize or u no dey Womanize ?

1 Like

Crime / Re: CCTV Captures Delivery Man Stealing Side Mirrors Of An SUV In Ikoyi (video) by Jboynokiaphone(m): 12:08pm On May 25, 2023
GreaterFuture:

That's a very High brow area...
You are a big man


thank u Boss ...na God ooo
Crime / Re: CCTV Captures Delivery Man Stealing Side Mirrors Of An SUV In Ikoyi (video) by Jboynokiaphone(m): 10:27am On May 25, 2023
this is my street na ,Ademola Street wow.
Food / Re: What I Ate In A Rich Man’s House VS What I Eat In My House by Jboynokiaphone(m): 3:01pm On May 09, 2023
na why u no get savings .

1 Like

Food / Re: What Is Your Preferred Quick Meal? (picture) by Jboynokiaphone(m): 4:53pm On May 04, 2023
garri anytime.

1 Like

Phones / Re: The Xiaomi Thread. by Jboynokiaphone(m): 9:15pm On Mar 23, 2023
Meister:


What's the announcement about ? Who cares what you do with your own phone ?


WHY been vawlence na Gee
Phones / Re: The Xiaomi Thread. by Jboynokiaphone(m): 9:02am On Mar 23, 2023
I have miui 14 android 13 update on my phone right now but I won't update.i will stick to my miui 12.5 that gives me peace of mind and less Bug .
Romance / Re: I Am Confused In Choosing A Wife Partner by Jboynokiaphone(m): 10:10am On Feb 21, 2023
go with the virgin girl n have peace of mind .
Computers / Re: Grade 1 USA Used Dell E6420 Core I5 For Sale by Jboynokiaphone(m): 4:16pm On Feb 16, 2023
most rugged latop have ever used ....i don dash my brother after getting another latop...
Family / Re: My Parents And Other Relatives Are Making Me Go Crazy by Jboynokiaphone(m): 10:39am On Feb 10, 2023
can we be friends 08.0.9411.69.09

1 Like

Technology Market / Re: Xbox One S For Sale... 65k by Jboynokiaphone(m): 7:27pm On Jan 24, 2023
me self need the pad all i beg sell for me....chat me up on 080...94.11..69...09
Technology Market / Re: Dell E5440 core i5...........130k Reasonably negotiable by Jboynokiaphone(m): 7:18pm On Jan 24, 2023
70k
Technology Market / Re: Airtime For Sale by Jboynokiaphone(m): 7:13pm On Jan 24, 2023
i want small come n sell for me 070.35..33...96..10
Family / Re: Husband Catches His Lingerie-clad Wife Waiting For 'date' In Hotel by Jboynokiaphone(m): 11:11am On Jan 19, 2023
make the guy go do DNA test for their children if they have...its very Important right now .
Technology Market / Re: **PHONE SWAP CENTRE**SWAP IT NOW!!! pin:265DA560 or 08033923897 by Jboynokiaphone(m): 1:57pm On Jan 13, 2023
dhaveenchi:
Found this in my junk box.
Anybody willing to make an offer? "No amount is too small"..

chat me up 080.94.11.69..09 on whatsapp
Phones / Re: Which Internet Is Best For Lagos? by Jboynokiaphone(m): 1:44pm On Jan 13, 2023
glo and Mtn with 5G
Food / Re: Look At The Snake We Killed. by Jboynokiaphone(m): 9:04pm On Dec 08, 2022
Well boiled cooked ..

14 Likes

Food / Re: Look At The Snake We Killed. by Jboynokiaphone(m): 8:50pm On Dec 08, 2022
Let boiled it first .

11 Likes 1 Share

Food / Re: Look At The Snake We Killed. by Jboynokiaphone(m): 8:32pm On Dec 08, 2022
About to go down

5 Likes 1 Share

Food / Re: Look At The Snake We Killed. by Jboynokiaphone(m): 8:07pm On Dec 08, 2022
tongue

1 Like 1 Share

Food / Look At The Snake We Killed. by Jboynokiaphone(m): 8:05pm On Dec 08, 2022
We just killed this Snake in our compound and we are already doing justice to it .

2 Likes 1 Share

Romance / Re: Beautiful Pre-Wedding Pictures Of A Nairalander by Jboynokiaphone(m): 12:47pm On Dec 02, 2022
Laos1:
Come this Saturday, you are all invited to my wedding to my beautiful damsel. We met in higher institution in 2016, entered relationship 2019 and we are tying the knot this weekend. kiss



Please Send Invite via Julius.Adedeji@cares-group.com
Phones / Re: The Xiaomi Thread. by Jboynokiaphone(m): 12:44pm On Nov 01, 2022
Reddington:

Hilarious grin
What happened bro? This story no complete o grin grin


bug too much and my battery � is mess up ..now that i"m on miui 12.5 i dey enjoy my phone to the fullest .poco f2 pro .

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