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Jibbzion's Posts

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Politics / Re: Jay Z Visits Bukola Saraki In Kwara (2006) - Photos by jibbzion(m): 8:36pm On Jun 12, 2015
Well said OP, I can witness to this anytime, anyday. It is specifically located in Kwara State Polytechnic main campus, Yakuba, Ilorin South LGA, Kwara State. The road that leads the school gate to the school campus. Take it from a KwaraPoly alumni (Computer Science ND 2012 set, graduates of year 2014).
Webmasters / Re: Free New E-book On HTML And CSS by jibbzion(m): 4:06pm On May 27, 2015
I need this chief: canon.blaise007@gmail.com hope you see this.
Art, Graphics & Video / Re: Rate The Guy That Took This Picture by jibbzion(m): 4:55pm On May 17, 2015
He took the images in sequence, selected the best looking one and walla! 100% though.
Art, Graphics & Video / Re: Rate The Guy That Took This Picture by jibbzion(m): 3:54pm On May 17, 2015
bebene:
on On the a scale of 0 to100, how do would u you rate the guy that take took this picture?

No just mind me, I no get work.
Art, Graphics & Video / Re: Rate The Guy That Took This Picture by jibbzion(m): 3:44pm On May 17, 2015
[strike]on[/strike] On [strike]the[/strike] a scale of 0 to100, how [strike]do[/strike] would [strike]u[/strike] you rate the guy that [strike]take[/strike] took this picture?

No just mind me, I no get work.
Politics / Re: Oshiomhole Speaks: Why I Married Lara Fortes by jibbzion(m): 5:35pm On May 16, 2015
I'll definitely miss ₦igeria and the sh!t that goes on in it.
Education / Re: 1999 CULT ATTACK ON OAU - What Really Happened!!! by jibbzion(m): 4:27pm On May 16, 2015
jayoakland:
X=-16 yrs ago.
Olodo!
Romance / Re: Non- Sexual Attributes That Attract Ladies To Men by jibbzion(m): 5:55pm On May 10, 2015
Forum posts on issues concerning men and women analysis are always created by the wrong sex, for e.g. this post is to be created by a female. please ignore this post.
Events / Re: My Pre-Wedding Photoshoot With Husband-to-be by jibbzion(m): 5:51pm On May 10, 2015
Rich men children...love is sweet when money is around. Please ignore this post.
Politics / Re: Lagos Gubernatorial Elections Collation Updates by jibbzion(m): 7:50pm On Apr 12, 2015
Keep going on like this guys. We could start another historic Igbo-Yoruba riot (only, in this case, it would be online).
Crime / Re: Friends Murder Influential Area Boy In Oshodi After He Decamped To APC by jibbzion(m): 10:52pm On Apr 09, 2015
Hmmm...he died regretting. A bit of frown in his face.
Forum Games / Re: Three Words You See In The Picture by jibbzion(m): 5:44am On Mar 14, 2015
Popular, Power & Money......and I'm not joking.
Car Talk / Re: Best Car To Buy With N1.5million? by jibbzion(m): 1:57pm On Mar 12, 2015
400billionman:
TOYOTA HIGHLANDER

If you miss that car, you are on your own. No headache, no hassles..

Right...my boss uses that car and I always feel myself whenever I'm privileged to ride it..........always.
Celebrities / Re: Five Artists That Should Give Up Singing by jibbzion(m): 2:37pm On Mar 08, 2015
jeudd:


[s] 1) Davido: The OBO should just give up singing because although he has some hit songs of recent,the artist should just give up singing while he still has a name and go into a job that seems more lucrative in the long run , it could be as a manager of a better artist maybe then his 'igbo' stained vocals may do him some good. [/s]

1.) Lynxxx : You just can not hate on the big guy, but what makes us very sad is seeing him waste his time and money on singing instead of following the suggested steps of our brother davido and quit singing and start modelling cuz he has a great body .

2.) Emma Nyra : the empire first lady should just quit singing and go be someones side chick or babe or mistress or fun buddy or wife cuz to me she is talentless and thats all on Emma.

[s] 4) Jesse jaggz : Not only has it been ages since has had a hit song so uncle jaggz just grow your dada and take to the streets and create a name for yourself as the official distributor of weed to the real celebs [/s]

3.) Tonto Dikeh : this woman should just go and quit singing and dump that stupid ass name 'pokolee' abi what is the name ? She should better continue acting before we attack her acting carrer .
And before una attack me make una rememba say errybody get opinion...thanks

This is the correct list, where are the other two names?
Phones / Re: Blackberry 10 Devices Home: Z10, Q10 Etc by jibbzion(m): 10:35pm On Mar 05, 2015
harrysterol:
sorry I didn't c ur query, u can requote it

I use a BlackBerry Z10 (Model: STL100-4), I updated my phone OS to version 10.3.1.997 regardless of the fact that I haven't been notified to do so. So since then, my media applications (picture, music, video) have all been missen, even my file explorer app is no where to be found. What do I do?
Phones / Re: Blackberry 10 Devices Home: Z10, Q10 Etc by jibbzion(m): 7:52pm On Mar 05, 2015
harrysterol:
...

Please help my predicament, my queries are above.
Phones / Re: Blackberry 10 Devices Home: Z10, Q10 Etc by jibbzion(m): 6:53pm On Mar 05, 2015
okeys112:


My Z10 is STL 100 - 1.

I got my 10.3.1 ****. OTA download.

U can do same. I prefer OTA to autoloader.


Okay, but if by OTA (Over The Air), you mean using the device's Software Updates, then there'll be a problem because I haven't yet been notified to update. I only made use of the autoloader I could find. tziz, others please help.
Phones / Re: Blackberry 10 Devices Home: Z10, Q10 Etc by jibbzion(m): 3:49pm On Mar 05, 2015
okeys112:


Wipe Your Phone. And see what happens. Don't worry ur 10.3.1 will still be there.

Thanks. I'll try that and get back to you. Meanwhile, I need official OS 10.3.1 for BlackBerry Z10 Model: STL-100-4, probably from you or anyone else in Lagos.
Phones / Re: Blackberry 10 Devices Home: Z10, Q10 Etc by jibbzion(m): 9:35am On Mar 05, 2015
Hello, house. I use blackberry z10 and I just updated my OS version to 10.3.1.997 today. I've since noticed that my media apps (picture, video, music) are missing. Even my file manager app is missing. Please, help is seriously appreciated. Thanks!
Nairaland / General / Re: Top 100 List Of Cute And Funny Handles On Nairaland by jibbzion(m): 3:26am On Mar 05, 2015
^^^^^^^^^^^^^^^^^^^^^^^^^^^^
Please, act like you're not seeing this guy's comment above mine.

MEANWHILE...

1. Do a public stunt.
2. Act nice and get the girls.
3. **********************************






It's all coded.
Computers / Re: ~~~> Skype <~~~ by jibbzion(m): 11:53am On Mar 03, 2015
Mine is jibbzion
Romance / Re: OMG: Pictures Of A Nigerian Girl Proposing To Her Boyfriend by jibbzion(m): 5:48pm On Feb 18, 2015
These ones are just acting. Next please!!!
Religion / Re: “Missionary” Is The Only Holy Sexual Position - Pastor Olugbenga Oladejo by jibbzion(m): 1:02am On Feb 17, 2015
How did he know of something as carnal as that? Oh! I forgot, he is a MOG and it's probably written in the bible.
Education / Re: How Unilorin Students Write Exam by jibbzion(m): 10:01pm On Feb 06, 2015
HoluwadareY:

cbt is only 4 dome depts esp sciences in 100level cos of the population. Many people will still face Tanke after 100level and d fact dat most of d 100level courses are joint. Better by far!

Okay, I schooled in KwaraPoly. When I visited PS, some final year medicine students were using CBT for their final papers, of which my (then) fellowship leader was to write at 3:00am. Why is that so?
Education / Re: How Unilorin Students Write Exam by jibbzion(m): 9:18pm On Feb 06, 2015
But OP, I thought their exams are CBT except for literature students? #KwaraPolite
TV/Movies / Re: Tales Of Eve - NTA, Tuesday 7:30pm by jibbzion(m): 7:39pm On Jan 08, 2015
Hi, I'm also interested in this. I love the drama so much, I need the theme song. Is there a way to get it, anyone? anyhow? anywhere?
Religion / Re: Shiloh 2014: Bishop Oyedepo's 15 Prophetic Declarations For 2015 by jibbzion(m): 11:16am On Dec 14, 2014
Politics / Re: Special Report: Salary Of Nigerian Senators. by jibbzion(m): 5:23am On Dec 14, 2014
Chai, i'm fascinated.
Celebrities / Re: Gulder's Ultimate Man, Chinedu Ubachukwu Dazzles In New Pictures by jibbzion(m): 4:52am On Dec 14, 2014
The guy don turn celeb be that
Investment / Re: Results On Comparing Fixed Deposit Interest Rates Between First Bank And Gtbank by jibbzion(m): 4:40am On Dec 14, 2014
naijacutee:
Last month, I happened upon some money from an old investment which had matured. Rather than have it collect “one one naira” in my standard savings account, I decided not to be the fly that follows the corpse to the grave, and put it in a fixed deposit. Fixed deposits are a very popular investment option in Nigeria, and you’ll hear about them 8 times of out 10 if you do happen to ask for advice regarding how to invest money. The attraction to this sort of investment is that returns are guaranteed, and the duration of your investment is flexible. We probably like this sort of investment because they help us mitigate risks – in a country where nothing is guaranteed, we don’t tend to tie money down in long term investments and fixed deposits are the perfect solution to this investment problem. In the course of my search for a decent return on my investment, I “burnt” at least N5,000 in credit, calling banks and waiting in queues for information, and was only able to reasonably compare two banks – GTBank and First Bank.

What is a fixed deposit?
A fixed deposit is a lump sum deposited with a bank for a varying period, in exchange for interest.
How to put your money in a fixed deposit: You will need to have an existing account with the bank of your choice, and then you deposit the sum into this account. You will then need to inform your bank of your intention to “fix” the said sum for “X” number of days. It is very important that before you make your decision, that you shop around for the best rates. You are not obliged to fix your money with your existing bank, just because you bank with them. You can earn a significantly higher amount by just picking up the phone. It is the more difficult route when you consider call waiting times, credit spent etc but it is worth it, and what’s more I have done some of this hard work for you.

How long is my money fixed for?
Most banks offer flexible periods of 30 days, 60 days, 90 days, 180 days and one year.

How do I get paid?
Usually, the money is removed from your account and the interest is paid into your account. So for example, you want to fix N500,000 for 60 days and the bank has offered you an interest rate of 7%. You have N550,000 in your account. Once you confirm you’re making the arrangement and sign all the necessary documentation, the N500,000 “disappears” from your account to be “fixed”. At the end of 60 days, you get paid back your original N500,000 + an additional N35,000 interest accrued. A simplified version of what really happens behind the scenes is that the N500,000 is given to another customer who has asked for a loan – but he will be charged 20% interest (or N100,000). After 60 days, you get back your N500,000 + N35,000 (7% interest from the other customers N100,000). Not bad business for banks, if you ask me.

Bank interest rate comparisons
For my enquiries, I called First Bank and GTBank.
I rated both banks on customer service quality (pet peeve of mine, because time is money) and interest rates.
tbankvsfirstbank

Interest rates
First Bank
7 days (First bank does not offer this service)
30 days – 9.25%
60 days: 9.50%
90 days: 9.75%
365 days: 10%
GTBank
Available from N100,000 to N1m.
7 days – 3.75%
30 days – 180 days : 6.25%
Some notes:
Call times. My initial contact with both banks was on a Friday afternoon, at about 5.30pm. My second contact attempt with GTBank after the first one proved futile was at 3.20pm on a Sunday.
Omissions. I initially wanted to include Accessbank in this exercise, but have been unlucky in getting through to a knowledgeable person on customer service. The frontline staff I have spoken to, all seem to lack basic knowledge regarding what services their banks offer and where to get information outside the limits of their knowledge. I would recommend that training is provided for all front line staff as a matter of urgency, as customers otherwise have no way of getting informed about competitive rates for your most lucrative services.
Am I an agent? I work for neither of these banks. My selection of this two is purely by chance and accessibility of contact information via the bank websites. I simply picked the banks with the most prominent contact information via websites. My reviews are unbiased, and if I haven’t reviewed any others yet, don’t worry – “life is turn by turn”.

Courtesy: http://www.mrpepe.com/banking/which-is-the-best-account-for-a-fixed-deposit-gtbank-or-firstbank/

Thanks so much OP (Nairaland really making sense these few days).

I have been looking for Intel on fixed deposit accounts for a while now and you just helped me. My questions are:

(1.) Of the two banks you used as comparison, which is best to apply a fixed deposit action with, and;

(2.) Do you happen to know of other banks with higher interest rates?
Business / Re: Official Thread: YOUWIN 4 - Business Plan Competition 2014 by jibbzion(m): 4:16am On Dec 14, 2014
I entered last two years, but didn't come through. Had this idea of an e-library in Lagos mainland (Agege to be precise).


PS: I'm sharing this because i want someone else to take it up. Someone more motivated than i am.

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