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Business / Re: Voguepay's New Pricing Will Encourage Smes To Adopt Online Payment In Nigeria. by JummyBy: 1:04pm On Jan 17, 2017 |
Putting us first again? You guys have been one of the oldest, most reliable and most secure. Why didn't I see this coming? I particularly think you guys are great because I have tried others, paystack and all and all they're investing on is attractiveness. They don know sh*t about this game. Meanwhile, if Tope is still in your customer support, that guy deserves special medal. He is always fantastic and helpful 3 Likes 1 Share |
Jokes Etc / Re: Which Rat Will You Kill First, Why? by JummyBy: 12:37am On Jun 21, 2015 |
None! Coincidence doesnt explain this. It is clearly a case of setup! I'll just fold my arms and watch them... |
Business / Re: Voguepay Charges Is Making Me Want To Think Twice by JummyBy: 12:57am On Jun 20, 2015 |
coolsix: I hate it when you guys come to Nairaland to post rubbish in the name of smearing companies that are whipping your butts out there. This LHPay charges in excess of 5% and Voguepay charges 1%, does it not then defy commonsense? I came here trying to read better sensible stuff and see what I am posting on instead. Just because someone cant think and use his head to port to wherever he wishes to go? I bet you dont even have a Voguepay account and this senseless post was sponsored by LHPay. I have seen a lot of their sponsored posts against better and more responsible payment gateways and it shows just how hopeless they are getting. Nonsense |
Business / Re: Stanbic Bank Attacks Nigerias Ecommerce Sites Jumia, Quickteller, Voguepay, Paga by JummyBy: 3:45pm On Dec 20, 2013 |
Dammytosh, This will be the last time I will respond to your "assumptions" today as I like constructive and fact-based exchanges. Not ones that show you left something undone. Look at each of the sites on the list, create a list of their competitors. Since you claim to use Stanbic bank (and not a staff ), go try your card on them. I am not sure you referred to the mail from Stanbic at all. You seem to know more than the bank based on your nice assumptions. Those who know much about the Nigerian eCommerce industry would easily notice that each of those on that list are heavyweights and some of the finest in the eCommerce industry here. As for Paypal et al, the reason is simple. Nigerian banks littered with lazy lots like stanbic bank that are not ready to give card user protection. Paypal did not selectively block one bank, they blocked everything coming from Nigeria because the fraud level is generally high. That is what Nigerians are addressing by themselves and instead of getting support from everyone, banks like stanbic prefer to frustrate them to force the Nation out of its development. If Stanbic will keep shying away and will not be able to give solutions to help us and will only treat us like PayPal within OUR OWN COUNTRY, then they better get booted out to wherever they came from. 1 Like |
Business / Re: Stanbic Bank Attacks Nigerias Ecommerce Sites Jumia, Quickteller, Voguepay, Paga by JummyBy: 3:14pm On Dec 20, 2013 |
JummyBy: NoblePat:You may want to answer this question Dammytosh. I understand that you are just trying to see things differently but you must avoid just making up things to make the situation look different than it is. It is is the stone-age that you do just about anything to protect yourself. Welcome to the modern age where logic and reason forms the basis for actions. dammytosh: None except on "OTHER LOCAL SITES" Look carefully, you seem to be denying the obvious. Why dont they just suspend online usage of the card totally? Please refer to the question if you can help us on it. I seriously need to know why the South African bank was very selective. |
Business / Re: Stanbic Bank Attacks Nigerias Ecommerce Sites Jumia, Quickteller, Voguepay, Paga by JummyBy: 1:54pm On Dec 20, 2013 |
dammytosh: It is easy to follow a conspiracy theory as long as some 'farce' comes up and the annoying part is Nigerians finds it difficult to think for themselves unless somebody do the thinking for them and they scream 'That is true'. Nice angle you are looking at it from but it appears you are the one coming up with imaginations beyond the reason provided by the bank. Do you work with stanbic? If yes, just tell them we Nigerians want to know what is going on. An "upgrade" does not seem sufficient as an excuse for SELECTIVE TREATMENT of our finest. The reason international banks pay is because in those countries (like the UK), card protection is the primary responsibility of your bank and the card issuer. Simple. It is backed by legislation in those countries. So, it may me misplaced attaching diplomatic reasons to it as if that exists in the bankers creed. I remember being called on several occasions by Barclays Bank to verify the authenticity of transactions I performed using PayPal on eBay. Why is Paypal or WorldPay never suspended by any bank but instead the fraud gets cleared by the bank? The reason is what I just told you. Why dont we have similar legislation here? |
Business / Re: Stanbic Bank Attacks Nigerias Ecommerce Sites Jumia, Quickteller, Voguepay, Paga by JummyBy: 11:41am On Dec 20, 2013 |
What most people here do not understand is how all these play out. Stanbic IBTC bank is not a card issuer. They only brand the Naira MasterCard with their name. The card issuer rights belong to InterSwitch. So, what how does Stanbic IBTC's excuse appear reasonable? For some of us who own online businesses, we know very well that fraud is inevitable so far some of we Nigerians are inclined towards cheating others. We can only put systems in place to avoid it. Payment processing systems are intermediaries between merchants and the actual customers on one side, and the card issuer on the other side. They are not the genesis of fraud neither are they the ones to prevent unauthorised card usage. That is a responsibility for merchants like myself, Jumia and the card issuer. Stanbic bank will only liaise on behalf of the customer to ensure fraud issues are resolved. Simple to understand. There are bodies set up to investigate and prosecute fraud, the question is why no payment processor has been accused of being an accomplice so far. The answer is simple, they are only payment facilitators. So, if the issue was fraud, Stanbic would have stated it. They said it's a bloody "Upgrade." Hehehehe, it still makes me laugh. I use VoguePay and I have once used other processors too before moving to VoguePay. I know very well that VoguePay has the best features when it comes to online security. They have even intercepted some of my customers' transactions and called me to inform me. They only let it go through when the authenticity of the transaction was ascertained. This is the way to do business, though I must say I was initially displeased that they interfered in my transactions but I later understood it is to ensure the security of all. Instead of stanbic complaining like a sheep on heat, why dont they just adopt the OTP system used by GTBank? Lazy lots! They have an agenda to frustrate Nigerian businesses to the advantage of South African businesses. I wonder if this agenda stops at Stanbic or we need to pay a close watch to all other south african businesses here. System upgrade kor, downgrade ni... mtcheew 2 Likes |
Business / Re: Stanbic Bank Attacks Nigerias Ecommerce Sites Jumia, Quickteller, Voguepay, Paga by JummyBy: 5:41pm On Dec 19, 2013 |
It is a shame that this is coming from Stanbic bank. How did they know the exact sites that will be affected by their upgrade? And we have lawmakers in this country? Could Stanbic be doing this to promote their own unpopular and expensive payment processing system? I support your points about Naspers, or why did stanbic say "However, please note that you can still use your card on other LOCAL merchant sites." They definitely know the LOCAL merchant sites that are growing too big for them. Abeg make dem disappear joor! GTBank is better than stanbic anyday! The lawmakers better do something about this attempt to frustrate our big indigenous companies. Can this happen in South Africa where stanbic came from? 4 Likes |
Webmasters / Re: Gtbank Gtpay Magento Payment Module Integration, Ready!!! by JummyBy: 9:43am On Nov 26, 2013 |
Your site "regalbuyer" is not opening. I would have loved to see your magento plugin. Surprised that some people still use GTPay though |
Webmasters / Re: Voguepay Not Working by JummyBy: 9:05am On Nov 08, 2013 |
4glory: In fact i would use this opportunity to tell anyone who has not been using Voguepay to give it a trial.Their integration process is simple and l even heard that they wanted to start accepting international cards. What is this talk about accepting international cards all about? I dont see that affecting my business that much because my line of business does not involve selling to a global market. My customers are localised. Maybe it can help others though, but for me, the clean and straight forward services I receive is enough. Wont the incidence of fraud increase? Knowing how notorious Nigerians in the diaspora are. |
Webmasters / Re: Voguepay Not Working by JummyBy: 3:55pm On Nov 05, 2013 |
VoguePay The customer service has been good for me. Their service is simple but neat. To be fair, no bad experience to share from here. But wait o, if their customer service dont pick your calls, then how are they making money? Abi dem sabi you before? |
Business / Re: Voguepay Vs Simplepay? by JummyBy: 3:42pm On Jul 11, 2013 |
Imagine, in those days, it was VoguePay VS Eyowo, Eyowo is now story . Later we saw VoguePay VS Paga, GTPay, etc. Na on this Nairaland we dey so o. VoguePay entered the market and put an end to the exorbitant fees charged by these other payment processors. Add an improved customer service to that and you will know why I think VoguePay is still the best around. |
Politics / Re: 5 Killed At Alaba International Market This Afternoon by JummyBy: 3:55pm On May 22, 2013 |
Chei, people no even bother to confirm before concluding. |
Politics / Re: Boko Haram Plans Air Strike- JTF by JummyBy: 10:03pm On May 13, 2013 |
My mama taught me that if I aint got anything nice to say, then I shouldnt say anything at all... Whoever in the military said this crap is a big clown Using helicopters to shoot down commercial jets? Dumbos. How many hundred feets to how many thousand feets? |
Computer Market / Re: Registered And Used Internet Modem For Sale (swift 4G, Starcomms & Zoom) by JummyBy: 2:41pm On May 10, 2013 |
Is the Swift 4g modem still available? Please let me know the price as well. |
Nairaland / General / Re: Childhood Songs We Missed Their Correct Lyrics by JummyBy: 4:57pm On Apr 19, 2013 |
These rhymes are giving me flushes. Feels like reliving childhood allover. The children of nowadays, though they also have their moments, I doubt it will be so much fun compared to what we had in our own time. Anybody remember the MAMSER song? That was one priceless policy |
Webmasters / Re: Afrisoft Interactive To Empower 1,000 by JummyBy: 4:48pm On Apr 19, 2013 |
GraphicsPlus: I actually mean 1,000,000 youths. u can join the training, but u wil realize later what i mean. the training will be intensive? morning till night for 7days a week? I bet u, it wil be 2 to 4 hours, mon to fri.Where will 1 million youths come from? Why do Nigerians talk like this? I went there to submit my form and did not see 10 youths there talk less 1 million. If Afrisoft says there's no scholarship, I will still apply. Meanwhile, I did not even apply for the scholarship at all. If you already know the modules they are teaching, no point discouraging those of us who are interested since your points seem baseless and unrealistic. Intensive has never meant that I should expect to be given accomodation, fed and kept in class 24/7. I have had intensive trainings courses in the Uk so I know what I am expecting. Some people can biff o. |
Webmasters / Re: Afrisoft Interactive To Empower 1,000 by JummyBy: 10:53am On Apr 12, 2013 |
lexty: @jummyBy, you can submit the form without going to their office, all you need to do is to download the form, fill it, scan it and send it to training@afrisoft.net. i submitted mine lastweek. Thanks Lexty. I'll try that |
Properties / Re: Fraudulent Guerilla Marketing Of Dominion Estate Must Stop by JummyBy: 9:43am On Apr 12, 2013 |
Hmmm, May God save us from these 419ers. Good job Op. |
European Football (EPL, UEFA, La Liga) / Re: Rubin Kazan Vs Chelsea: Europa League (3 - 2) On 11th April, 2013 by JummyBy: 9:21am On Apr 12, 2013 |
CHELSEA - The only English team left in Europe... Hahahahaha |
Webmasters / Re: Afrisoft Interactive To Empower 1,000 by JummyBy: 9:15am On Apr 12, 2013 |
This is nice. Thumbs up Afrisoft. I've been to www.afrisoft.net/training, I've downloaded the form. Is it possible to submit the form without having to come to your office? Please advise |
Science/Technology / Re: What Do You Call This Domesticated Fowl In Your Dialect? by JummyBy: 10:12am On Mar 20, 2013 |
Tolexander: Chei, see Alawiye in action. Na A+ u must score 4 yoruba |
Education / Re: Osun Distributes Free Tablet-Computers To Students by JummyBy: 10:07am On Mar 20, 2013 |
ziccoit:Hehehehehe. I cant fit shout |
Politics / Re: Jonathan Plans To Raise Petrol Prices Again by JummyBy: 10:05am On Mar 20, 2013 |
After Alamieyeseigha's pardon, nothing seems impossible anymore. We will survive, we always do. Then we will wait for 2015... |
Education / Re: Students Writing Exams On The Floor & Outside Classrooms (Pictures) by JummyBy: 9:57am On Mar 20, 2013 |
What's the essence of the post if the name of the school, the state and the LGA cannot be divulged? It could be a planned defamatory work sef |
Webmasters / Re: Royal Rumble! Paga Vs. Voguepay. Vs Gtpay. Vs Interswitch. Vs Zenith Global Pay by JummyBy: 12:17pm On Mar 07, 2013 |
Active Man, It is obvious you have not been reading my posts carefully.I said it before that your posts are just a string of repetition. Nobody seems to understand your points. Check again, you'll see that I answered your question before. VoguePay works for me, InterSwitch works for you. Lets leave it at that, it's a win-win situation. Asta la Vista Bro |
Webmasters / Re: Royal Rumble! Paga Vs. Voguepay. Vs Gtpay. Vs Interswitch. Vs Zenith Global Pay by JummyBy: 3:13pm On Mar 06, 2013 |
Your opinion will only count as 1, not multiple. Question says Best, not any other thing. The people have spoken, Voguepay naa ni. But I give up, you have not been able to give me reasons to change to Interswitch, I wont and I cant. Voguepay hasnt messed up with their free service, I'd keep rocking with them. Cheers Bro! Sleep well Kunlayd, you're on point. |
Webmasters / Re: Royal Rumble! Paga Vs. Voguepay. Vs Gtpay. Vs Interswitch. Vs Zenith Global Pay by JummyBy: 1:00pm On Mar 06, 2013 |
ActiveMan:Your point is overstretched already. I see it as same thing all over. Interswitch is not the brain behind MasterCard or its workings, what do you expect MasterCard Nigeria itself to do if we encourage payment processors to worship interswitch for integration? Credit goes to MasterCard, Interswitch got paid for their business. Dont you understand this about business? Meanwhile, the Op asked for the best, you can own a bullet store and never hit the bulls eye when you fire shots. It doesnt make you the best shooter around. Welcome to business! |
Webmasters / Re: Royal Rumble! Paga Vs. Voguepay. Vs Gtpay. Vs Interswitch. Vs Zenith Global Pay by JummyBy: 9:51am On Mar 06, 2013 |
ActiveMan: Interswitch got paid for the integration, wetin make mastercard sef con do o. Nigerians shaa! |
Webmasters / Re: Royal Rumble! Paga Vs. Voguepay. Vs Gtpay. Vs Interswitch. Vs Zenith Global Pay by JummyBy: 9:46am On Mar 06, 2013 |
Active man, Interswitch's monopoly with Mastercard is nearing its very end. http://www.thisdaylive.com/articles/cashless-nigeria-mastercard-unveils-innovative-support/126969/ I dont understand your argument really. If the merchant is a mess, I'd rather have an intermediary who can offer me better services and who can deal with the merchant's mess. Meanwhile, Voguepay's growth extends to InterSwitch, provided they remain integrated on Interswitch's platform, then Interswitch will grow as Voguepay grows. Just that they aint the only merchants Voguepay's near-excellent service extends to like Halimat said, so, they'll only get a fraction |
Webmasters / Re: Royal Rumble! Paga Vs. Voguepay. Vs Gtpay. Vs Interswitch. Vs Zenith Global Pay by JummyBy: 12:51pm On Mar 05, 2013 |
"I consider Interswitch similar to Molues in that they are both lumbering, rickety giants. But that is as far as the similarities go, because while Molues are actually cheap and provide lots of utility for the masses, compared to alternative means of transport, Interswitch products cost an arm and a leg, and are often crapware." - Very True. Thanks for that Halimat. That statement from the website sums up my feelings about Interswitch exactly. Why should I pay N150,000 when I'm looking at maximising profit in this harsh economy? Voguepay is meeting my needs and with access to more tools like I said before, Interswitch just doesnt meet my exact specs... 1 Like |
Webmasters / Re: Yahoo.com Redirects To Naij.com by JummyBy: 11:17am On Mar 05, 2013 |
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