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Business / Re: CBN To Increase Capital Base Of Banks by kaybams1(m): 10:55am On Nov 25, 2023
OlujobaSamuel:

Intercontinental, Oceanic, Afribank, PHB, Skye, of recent Polaris(New Skye), Union, First Bank, etc are having issues.
You enter so many banking halls and you find 2people manning a space created for 6.
FYI, some banks have even recapitalized themselves before now, strong capitalization means growth, as it spurs finance support to real sector of the economy.

Strong Capitalization without a cogent reason is counterproductive cos it stifles competition and growth. Oceanic, PHB and the likes had to be recapitalized then based on strong financial indicators which showed that they were already insolvent at the time. The current system is different with AMCON. It’s a rare thing to see such a situation cos of strict regulations. Understaffing isn’t a new thing. Every sector witnesses this and it’s not a reason to assume a Bank is distressed. The FUGAZ are even more notorious for this and you can’t say they’re distressed. Hard facts should drive decision making not textbook jargons. Governance isn’t by blowing empty grammar to cover political plots.
Business / Re: CBN To Increase Capital Base Of Banks by kaybams1(m): 10:31am On Nov 25, 2023
omoadeleye:



Illiterate

You may be the illiterate here. It’s not a priority. Besides, the Banking sector haven’t shown any sign of vulnerabilities in recent times to warrant such plan. Mopping liquidity should be backed by a certain reason - inflation will be the closest guess. However, it’s common knowledge that our inflation is an imported one. Basically tied to exchange rate fluctuations as a result of the inefficient market. So what’s the whole point of increasing capital base? How does that directly affect monetary policy goals in the short run. It doesn’t make any remote sense. The obvious suspicion will be that they want to politicize the mergers and acquisitions that’ll follow suit from that policy. It’s as simple as that.
Family / Re: My Fiancée Is Acting Suspicious by kaybams1(m): 11:07am On Oct 29, 2023
Kobojunkie:
Lack of communication is the root of many marital issues. You came here to tell us your fears but you forgot to communicate the exact same to the one who is right beside you. We have no way of reading her mind for you on this so if you want to get answers to either allay or lend support to your fears, the best person to approach for just that is your partner. undecided

I’m yet to come across any of your submission that makes any modicum of sense. But I admire your commitment to it tho. Someone is suspecting another party, you said he should “communicate” such suspicion with the person. So if the person is guilty, the conversation will make her confess or what? SMH. All these feminists sef…

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Family / Re: The Guilt Of Locking My Husband Up For Two Days by kaybams1(m): 10:14am On Aug 24, 2023
My advice to the real men out there getting their grind together and making a life for themselves, do not marry a feminist. If possible stay off marriage altogether. Your life partner largely determines the quality of your life and most of the public toilets you have nowadays are badly raised kids looking for established men to destroy.

Men now have to work ten times as hard to impress women ten times as worse as their mothers. Damaged goods with no substance, empathy and basic intelligence.

Understand that only women, children and pets are loved unconditionally. A man is only loved on the condition he provides something. The moment he misbehaves, he’s judged more harshly than the demon that instigated it.

No one really cares about you when you’re at the doldrums. So act accordingly. Most suicide rates recorded are largely filled by men, most workplace hazardous accident victims are also men, depression rates, mortality rate and other long list of negative things. So focus on yourself kings.

This message isn’t for everyone. So pls get the fvck off my mention if you’re not my targeted audience.

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Family / Re: The Guilt Of Locking My Husband Up For Two Days by kaybams1(m): 9:47pm On Aug 23, 2023
Kobojunkiee:
1. Harm is subjective? What the 4ork does that mean?

2. So what? Big whoop! Man, and woman, were not made for marriage. Rather marriage was made for man, and for woman. If the marriage ain't working why cling to it at the cost of your very own life? Would you rather remain in a marriage where your wife could potentially poison you or take your chances instead as a single parent out there somewhere? I hope this isn't rocket science for you! undecided

3. So, what if she is an adulterer? What law allows you or anyone to lay your hands on a woman on the grounds that she has committed adultery or anything? What law grants you that pass? undecided

The light is on but no one is in the room….I won’t be engaging you further.

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Family / Re: The Guilt Of Locking My Husband Up For Two Days by kaybams1(m): 9:28pm On Aug 23, 2023
Kobojunkiee:
Temporary insanity only works when you are not inebriated, not when you are. The man was drunk. Let's stop fishing for excuses abeg! undecided

2. Indeed we all have our breaking points, but the moment that breaking point results in your inflicting harm on others, you infringe on their rights and so must be made to pay for it. That is why we are carefully trained from childhood to develop self-discipline and self-control, so we learn to respect the social space of others as well as their rights. The world cannot resolve around you and your own issues when we each have our very own to deal with too. undecided

Harm in this context is subjective. You lots like to go around and oversimplify issues through prisms of physical aggression while neglecting emotional ones. Men’s emotional side aren’t so developed like women. So when they hit crisis mode, they sometimes go into default mode of showing aggression just to establish dominance. I’ve earlier said I don’t support this behavior but I can’t even have a conversation with anyone that doesn’t understand mitigating circumstances in the first place. It’s a sign of low intelligence. All those “no matter what…” chorus being sung here are mostly done by the naive lots that haven’t seen the paradoxical side of life. If everyone keeps packing out of their marriages cos of this, probably 60% would be raised by single parents. Have we even considered whether we have an adulterer on our hands here? In some climes these types are stoned to death. Yet you can masturbate over half baked stories that aligns with your cognitive bias. The whole story smells funny and I’m not eating it.

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Family / Re: The Guilt Of Locking My Husband Up For Two Days by kaybams1(m): 9:11pm On Aug 23, 2023
UnfairLife7:
if you like beat your wife, you will sleep in cell for days. If your wife is too naive to stand for herself your neighbours will do that for her free of charge

You keep sounding like a broken record… All over the place spewing thrash. Life isn’t black or white so when someone gives a side of the story an intelligent mind should read between the lines before jumping into conclusions. It’s easier to cast aspersions over a moment of irrationality and wipe off several other untold sacrifices that man have probably done for his family. Bitter feminists like this are all over infesting young women with bile advice that keeps leading to baby mamas and broken homes. Have you even asked what led to smashing of phones. Is it possible that the man have noticed the woman is always on the phone chatting with her lover while ignoring the man. Cos obviously he’s jobless. Is this to justify his actions no. But even in law there’s what is called “temporary insanity”. We’ve all got our breaking point and it’s a terrible feeling to feel disrespected by a woman you call your wife. All these kids sef.
TV/Movies / Re: #BBNaija: K.Brule Wants To Marry Khloe by kaybams1(m): 3:45pm On Feb 02, 2018
cherriex:
Guys why are u like this na, this "zero attention" attitude is not good woh.kai 2018 is dramatic already, how can MR RIGHT find me? with dis kinda attitude?

I guess you're a left winger. Good right wingers are now scarce in the transfer market. Even the good ones aren't very lucky to get a good club. For example Sanchez.

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Politics / Re: Obasanjo Launches Coalition For Nigeria Movement In Ogun by kaybams1(m): 3:27pm On Feb 01, 2018
Penalty82:


Another angle I am looking at the whole thing is that OBJ having seen that Atiku may have his way, forms a coalition to frustrate him finally.

Its anyone's guess though. But I doubt this coalition was formed just cos of Obasanjo's grudge with Atiku. Atiku isn't even sure of winning PDP primaries. He isn't a match for Buhari by a long shot. Something more sinister is playing at the background which has a lot of Interest in it, not just one person.

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Politics / Re: Obasanjo Launches Coalition For Nigeria Movement In Ogun by kaybams1(m): 3:01pm On Feb 01, 2018
It might sound like conspiracy theory but something tells me APC is just diluting it's reach in case anything happens come 2019. It wasn't a coincidence that the APC big wigs didn't berate Obasanjo for his letter to Buhari. Politics is like chess, the players are politicians while we are the pawns. And the principal strategy of the game is never let your opponent anticipate your next move..... PDP won't see this coming.

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European Football (EPL, UEFA, La Liga) / Re: Tottenham Hotspur Vs Manchester United (2 - 0) On 31st December 2018 by kaybams1(m): 10:37pm On Jan 31, 2018
I'm not a Man u fan but this Man u team isn't it at all. No passion, no strategy, no quality player (except Sanchez). Mourinho is overrated too. He doesn't know how to develop players, doesn't have a known pattern.... What is martial still doing in that match. No holding midfielder. The coach just over using Sanchez for nothing. The dude is playing every wing. No one to feed him cos they all phony players who can't even hold the ball for four seconds, can't make a pass successfully. My love for Sanchez made me watch this match and I just feel pity for the dude. He chose the wrong club.

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Car Talk / Re: Olu Okeowo N2 Billion Garage: 6 Rolls Royce, 4 Phantoms, 2 Ghosts, 1 Bentley by kaybams1(m): 6:16pm On Jan 31, 2018
Behind every great fortune, there is a crime.

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Crime / Re: 'Mad' Woman Caught With Human Body Parts In Delta Burnt By Youths (Graphic Pic by kaybams1(m): 8:15pm On Jan 29, 2018
The crave for blood in this country is disturbing. I do not care whether the woman is guilty of the crime or not. The eagerness to make a barbecue of her (without any proper investigation) is just a reflection of our primitive nature.

When battling a beast be careful so you don't become one yourself.
Romance / Re: How It Feels To Beg For Love by kaybams1(m): 7:33pm On Jan 28, 2018
CorGier:


True that. There is this Yoruba chick I've been obsessed with( I tell her I love her tho, but she's not buying it) since last year. I'm not the type to loose my ego over this love shi so I try not to overly invest in her until she gives me a reason to push on. She says I'm complicated (I'm really, I 'think' I'm seriously "in love" with about three chicks right now - an ex, then 2 gfs), besides she has a SO, serious relationship tins, says she can't cheat - won't even make me a side nigga (yeah, I wanted her that bad). I told her if dats the case, then I wanted nothing to do with her ass, this was last year. Says she likes me as a friend but Im not cut out for that friendzone or orbiter nonsense. I'm like girl how can you not f*cking love me? chicks dig me! Fast forward to last week, saw her again for the first time in months, those obsessive feelings she gives me came rushing back. We back talking now but nothing's changed. Really need to get her off my mind. I think I can get her down throwing around some few gees but my idea of her won't let me conquer her dat way.


its my first time letting out my emotions/thoughts on here. All y'all better give me tips.

Dude, women are complicated beings. Most of them don't even know why they do what they do. You mess up yourself trying to make them dig you. Secret is don't chase women. The right ones somehow find their way to your world. Besides, you're just curious. Believe me once she says yes and you guys start bursting nuts, that fire inside you will suffer from diminishing returns. No woman is worth begging for mate. It's just your mind playing the trick.

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Career / Re: 20 Successful Under-40 Entrepreneurs In Nigeria by kaybams1(m): 8:32am On Jan 28, 2018
Why is this not on Frontpage yet.
Religion / Re: Apostle Suleman's Face As Stephanie Otobo Confesses In His Church (Photo) by kaybams1(m): 7:25am On Jan 28, 2018
BushWickBill:

They are fraudsters because the peddle a message that isn't real to them.
Don't get me wrong ; the message of Christ is real. But these men do not reflect the true nature of Christ in any way at all, hence the fraud.
Like you pointed out they are only in it for the money. They fund their lavish lifestyles with money they get from the church. How much fraudulent do you have to be before you are labeled a fraud

Ok. Never knew you were a theist. I am not. You are right after all.
Romance / Re: Men R Scsums!! Spare Me The Including Ur Father N Brother Talk!! by kaybams1(m): 7:20am On Jan 28, 2018
eezeribe:

But your friend collected transport fare from him and even wished for more....
But the kiss they shared was passionate,romantic and mutual...
But the touch he gave her was sensual and definitely evoked good feelings through her body...
But why are you seeing it from only one angle
But is it not too early to label the guy a scum
But don't you think it's too early for the guy to declare her,his girlfriend because he has not officially asked her out or professed love
But don't you think there is nothing wrong with two civilised adults consenting to mutual sex without necessarily being in a full-time relationship
But don't you think you are overreacting to the whole issue?
But don't you think the so called friend is actually YOU

My point exactly. Why do blacks treat romance, sex as a one sided affair. Like a transaction or something. Women here treats sex like a transaction in which their reputation/goodwill is the currency used in trading. I try to tell some that relax, it's just sex. Your dignity doesn't reside in your private part. That doesn't mean I support guys that lies about their intentions just to get under someone's pants. It's just wrong. However, when a relationship goes south, it's plain lame to be sulking about the sex instead of the time wasted. Believe me, black women are the least mentally developed specie in the world.
Religion / Re: Apostle Suleman's Face As Stephanie Otobo Confesses In His Church (Photo) by kaybams1(m): 6:58am On Jan 28, 2018
BushWickBill:

Lol.
How apt.

But the apostle should tell us how his Mercedes G wagon ended up in Daniella Okeke's compound.
Or how the Snapchat pictures of him being shirtless were doctored.

Seriously this version of Pentecostal Christianity is a dangerous and damaging one. The version where nobody can counter or disprove his/her GO/Bishop/Apostle/Pastor

This obvious stunt is just a glorified out of court settlement between the two parties and nothing more. The confession is just a charade, as is most things with these Pentecostal fraudsters we have today

Don't call them fraudsters. They are not. They only feed their sheeps what they want. No one goes to a church without first having some religious beliefs. These guys saw a market where there is huge demand for a particular product. They became players in it. Made money. It's just conventional business acumen. Give them some credit please.

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Religion / Re: Apostle Suleman's Face As Stephanie Otobo Confesses In His Church (Photo) by kaybams1(m): 6:43am On Jan 28, 2018
Hmmm.... This confession thing only made me believe this man actually is guilty of the accusations. Why will a 'criminal' confess without any form of motivation behind it? (either financial or threat inclined). Someone that employed the costly services of a reputable law firm, sacrificed her own goodwill just turns around cos of 'guilty conscience' to confess in the pastor's church. Lol.

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Celebrities / Re: I Go Dye's Letter To President Buhari: Leave Now That The Ovation... by kaybams1(m): 8:57pm On Jan 24, 2018
mrvitalis:
First of all it has been proven time and time again Buhari never took part in any coupe

Secondly until I see a detailed argument of what Buhari did that's bad and what he was supposed to do instead ...all this are rubbish

Buhari has his issues ( herdsmen handling and few others )but the effort to stablise Nigeria can be seen ....our economy is growing contract are flowing in to people that seek them

Until I see a better alternative ( not atiku or fayose ) I would stick to Buhari

My own opinion

Bro, no need to stress anything. Let the rage continue. I actually want them to kick him out. Then vote the real thieves in. The experts in drafting poverty alleviation schemes, MDGs and abracadabras while siphoning our wealth (the standard Babangida style). We will be here to see how that pans out.
Crime / Re: Videos Of African Slaves Being Tortured In Libya Emerge (Graphic) by kaybams1(m): 1:46pm On Jan 22, 2018
SIRTee15:


Pls spare me....
Prisoners break free from prison despite high walls n heavily armed security personnel.....
Kidnap victims do escape from their kidnappers despite the AK-47 n whatever....
It's the will to get things done that matters...
That will is lacking in the black man....
He succumbs to servitude easily......
He bows down to superior power quicker than expected...
He behaves like a woman in the face of sustained oppression.....
Crying n wailing, hoping for a saviour to end his suffering....
I've seen videos of these slave camps....
Nothing special....
Just some bunch of horrible looking Arabs holding hostage, sheepishly smiling black Africans who are hoping to be treated favourably by their captors....
..

Your submission have strong potentials of breaking guinness world record of the highest combination of fallacies in a single comment.

Did you know the first slave owner in America was a black man? - Anthony Johnson.

Did you know whites were slaves too?

Did you know the Black people fought for the Confederacy along with their white counterparts? (Read up). These brave men fought in the trenches all under the Confederacy Battle Flag.

Did you know the word 'Slave' stems from 'Slav'? i.e a reference to the experience of millions of (white, yes white) slavish people who endured centuries of slavery at the hands of African Muslims.

Did you know as many as 4000 black families in America alone owned slaves in the Antebellum South far before your ancestors were born?

Did you know several other Europeans of various backgrounds were enslaved by African Muslims as well?

All these facts are heavily documented. However, if your interest lies in throwing around empty generalizations without any modicum of historical knowledge, kindly knock yourself out.

3 Likes

Crime / Re: Videos Of African Slaves Being Tortured In Libya Emerge (Graphic) by kaybams1(m): 12:59pm On Jan 22, 2018
babasolution:

its a lie,another race would have overcome this victimisation,not just through physical violence but a strategic approach to the migration,blacks dont think,they just carry on in a fool hardy manner,we are generally stubbornly stupid,have said it and i'll continue to say it,blacks or african continent should be ruled by women,our women are generally braver and wiser

Oga stop talking like you know what you're saying. 'Another race would have overcome.....' Overcome it how?. Through shouting Aluta in the face of a bullet? Which RACE has achieved their freedom that way pls educate me? What is your definition of a weak man? If you tell me blacks are mentally weak by means of not being intelligent enough to use subtleness and cunning to manipulate a situation, I agree totally. But words like cowardice, weakness, timidity isn't synonymous with the black race by a long shot. Talk like an informed fellow and read more.

The story of a hunt will always be written in ways that will glorify the hunter.

4 Likes 1 Share

Crime / Re: Videos Of African Slaves Being Tortured In Libya Emerge (Graphic) by kaybams1(m): 12:42pm On Jan 22, 2018
SIRTee15:


She's saying the brutal truth...
Black men are wimp and ineffectual...
They easily get accustomed to suffering n oppression....
Look at how those guys laid willingly on the floor receiving beating from their fellow men...
Can't they organize themselves n fight back....
If they are killed in the effort, so be it ...
Arabs too will be killed in the conflict...
Then those Arab bastards will know black men don't take rubbish n they will stop the maltreat...
The other guy was crying on the floor, hands n feet untied hoping for someone to save him while they pour sparks in fire on his back....
Their cowardly act is a typical reflection of the African continent....
So laid back n content with the status quo....

The only time a black men has energy is if he wants to oppress the poor n women....
Vulnerable groups he's meant to protect....

No wonder African countries are at the bottom pile of the global pyramidal scale....

You may be wrong. No one likes being put in a constant state of servitude without a superior coercion in play used in ensuring submission. You are only seeing the video of the 'slaves' being tortured, but cannot see the AK 47, Kalashnikovs etc surrounding these guys. You might want to throw the 'they should die bravely' card cos it's easy to say from the comfort of your home and phone keypads. You absolutely have no clue what it is like to be enslaved. Your eagerness to comment on things you have no clue on is one of the reasons 'African countries are at the bottom...' not cos of your bogus hasty generalization.

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Politics / Re: Today Is Nigerian Armed Forces Remembrance Day (2018) by kaybams1(m): 7:35am On Jan 15, 2018
.

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Business / Re: Understanding The Nigeria Stock Exchange Gains by kaybams1(m): 10:47am On Jan 13, 2018
Coolcash1:


The OP is trying to say that at current prices shares are trading now, they are grossly undervalued due to exchange rate effect. To foreign investors, they still appear very very cheap. For instance, Nestle shares rose from N800 to circa of N1,500 due to massive mopping by foreign investors. This has also spread across other stocks especially banking stocks enjoying bullish ride at the moment.

To help the OP, to put the factors responsible for the bullish run succinctly, they are; increase in crude oil prices, stability in forex, creation of import and export forex window, changes in pension rule which allows PFAs to invest 25% of pension funds in the stock market and low return on treasury bills.

Hope this helps... grin

Both of you aren't saying the same thing. He argued that the upward movement of the all share index was solely based on nominal changes in exchange rate. That point hardly made any sense but i'm not going to dwell on that. You were just trying to correct his ambiguity by stating the accurate reasons.

Besides, the point that was totally off for me was assuming GDP is a variable that is largely determined by oil prices. There is nominal and real GDP. His emphasis was on nominal and he was saying real Economic Growth is based on activities in the real sector and all that. That too itself makes no sense cos it's basically real GDP(that is inflation adjusted) that determines real economic growth. Nominal increases in oil prices doesn't necessarily increase our net exports if other variable in the equation fell in value significantly.

He made good point about the composition of the security market though (even though he slumped money and capital market together). The rest was just like dancing round circles.
Politics / Re: 2019: PDP Won’t Need Campaign To Defeat Buhari – Babangida Aliyu by kaybams1(m): 10:55am On Jan 11, 2018
greatman247:



PDP can never win Buhari, maybe they can in 2023 when APC field in another candidate, cos no northerner is more trusted like Buhari. Buhari will be very hard to beat, he is more liked in the North and anyone who is more liked in the North will emerge winner cos North has more population than anywhere else. Forget West, south and east they are mostly hypocrite, they usually say we will not do this, at the end they some of them will still vote for him. Over here in the west you kick against him but in the end some of the westerner will still vote him, add them up with some that will vote him in east and so on then add them up to the large number of North voters that will vote him no doubt.

PDP will have defeated him in 2015 if they had field in Northern candidate but Uncle Jona did not step down hence their failure and now that he is strong he will be so hard to defeat. Atiku is not trustworthy no matter what solution he feels he can offer, Nigerians won't trust him against Buhari.

Buhari remains the only northerner that says things and end up doing it, the rest get carried away when they assume power. This man talked about diversification of economy and then when he assumed office he diversified the economy even though it slow to achieve the needed results but he said it and does it, he saved up and ensure the Nigeria reserve which was within the range of $27 Billions increased it to $40 billions this is a great feat, he even completed most PDP incomplete project, he embraced continuity without politicizing those projects.

I share your view. Where I blame him though is the slow way he is responding to this Benue crisis (which looks political anyway). He should have quickly nibbed it in the bud same way he dealt with Boko Haram.

Asides that, anyone with an open mind, reads and have good intellect will see that he is sailing this country slowly to where it's meant to be. It's hard to pinpoint any current politician that can safeguard our commonwealth like him. Competence can be learned, Integrity cannot.

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Business / Re: Pady Adenuga: "I Got Engaged Twice In 2 Years, I Couldn't Marry Any Of Them" by kaybams1(m): 11:18am On Jan 09, 2018
Look you guys should chill. It's possible this dude is arrogant. But saying it's arrogance that cost him his engagement is stretching it too far. And somehow I have noticed in some cases, the truly arrogant people are the most friendly in social gatherings. They need to feel needed hence they put on a cloak of charm that disguises as being down to earth. Most are psychopaths.

But if a man is real to the core, gives no damn about your opinion of him, moves alone and gives respect only to whom it is due, Many people misconstrue this to be pride.

Being rich and cool isn't a crime. And damn it no one is perfect. The whole don't marry him if he isn't nice to the waiter but nice to you is crap. You cannot judge me just by one or two inadequate chapters of my life. There is a lot to me than that and if you haven't used love to try to change me, you aren't mine in the first place.

1 Like

Politics / Re: 2019: Nigerians Say No To Buhari’s Re-election Bid…cite Herdsmen Killings, Other by kaybams1(m): 11:13am On Jan 07, 2018
I hardly vote but I'm definitely voting this time. Even if 95% of Nigerians condemn the President, he still gets my vote. No point explaining why. Go and argue with your ancestors.

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