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Politics / Re: FG Reads Riot Act To Contractors Handling Abuja, Port Harcourt Roads by KdpMaster: 6:39pm On Sep 21, 2023
GOFRONT:
Those Chinese contractors called CEECC I guess.

Setraco shouldn't be anywhere near there.
And you do not know ceecc is link to Jaga ban

1 Like

Properties / Re: Nigerian Cities To Retire To From Diaspora by KdpMaster: 6:22pm On Sep 21, 2023
upsupa:
I am Yoruba and have only lived in Lagos. Lagos is too crowded and expensive in the areas that are desirable to live in. What cities in Nigeria are good for retiring to. Ideally, would have an easily accessible airport to fly to Lagos.
I wanted to say go ibadan,get 4 plots near iita building a neat ecofriendly duplex or bungalow. Always relax every evening inside iita.there is cozy but when I see u need nearby airport my hand fall.nevertheless u can buy flying car

1 Like

Politics / Re: Why Is The Value Of The Naira Falling Everyday(profer solution(s)) by KdpMaster: 5:32am On Sep 19, 2023
coputa:
Why is the Nigeria currency,the naira that was higher than the dollar in the 70s now exchanging at #963naira to a dollar.

This has brought untold hardship on Nigerians,as the country is import dependent for it's essential goods and services

It seems the government is confused about proferring solution to it.

What is really the cause of the continuous slide of the naira.
Simple produce something
Romance / Re: Those Who Eat And Hardly Drink Water.. by KdpMaster: 10:46pm On Aug 28, 2023
izonborn098:
Those who eat and refuse to drink water'' what are your reasons...
A girl i'm bleeping refuse to drink water after eating' i mean it is very weird to me.. Because the least i can drink no matter what i eat is two pure water or more..
People who refuse to drink water is another problem we have in this country.. How can you finish one or two plates of food without drinking water are u a dragon...
But eating and drinking water same time not good for the digestive system.
Romance / Re: Please Help, See What A Girl I Met In The Club Did by KdpMaster: 10:48pm On Aug 04, 2023
Andyblaze:
I don't understand it why
Because how will I give u head very well and then when u give me u will go out to spit, but me I swallow all her juice. Is it fair?
What you just did kill a mechanic
He travel for a burial and went to olosho com give head the Friday night. The following day that was the actual burial was spent in hospital he didn't make it. His mouth and tongue 👅 swollen and he couldn't breathe properly and got choke.
Romance / Re: We have been arguing about this, Who Should Be Allowed To Pass First? by KdpMaster: 2:28am On Aug 01, 2023
shamsin6300:
*Fire engine*
In haste to stop life and burning of properties.

*Ambulance*
It might not necessarily be an injure person that's Inside. They might be taking a corpse.

*President*
Not a thing of concern
He is the number one certain, anything can wait for his arrival before commencement of a program.


*Police*
Where those one's wan go if not to rush and collect bribe... We all know that Police hardly chase something that they don't have personal gain on.
It's depend...
If its Nigeria... the other three road and their users will be blockand prevented from moving for like 30 mins then president motorcade will go first then after 30mins later the road can be free for others to use.

1 Like

Foreign Affairs / Re: Breaking: Mali, Burkina Faso And Niger Form Allied Force Against Ecowas by KdpMaster: 2:07am On Aug 01, 2023
It's getting really interesting 🤔
Romance / Re: Why Are Women Like This? by KdpMaster: 7:47pm On Jul 16, 2023
Jaybee3456:
So i and my wife today we were coming back from church the way we always do and our(my) car broke down. Guess what this woman did next? she called uber to come pick her and left me here by myself. Imagine ooo, I'm thinking of many things i can do to teach her a lesson. Any ideas? (Please only married people)

Using chatgpt to get some advise
I understand that you must be feeling frustrated and hurt by your wife's actions. It's essential to approach this situation with a calm and open mindset. Instead of seeking revenge or trying to teach her a lesson, consider having a conversation with your wife to express your feelings and concerns.

Communication: Sit down with your wife and have an honest conversation about how her actions made you feel. Share your feelings and try to understand her perspective as well. Communication is key in any relationship.

Empathy: Try to put yourself in her shoes and understand why she might have made that decision. Perhaps she was worried about getting home or had an urgent matter to attend to.

Problem-solving: Focus on finding a solution for the car issue and discuss how to prevent such situations in the future. This may involve maintaining the car better or having a plan in place for emergencies.

Seek counseling: If you find it challenging to communicate effectively or if there are deeper issues in your relationship, consider seeking the help of a professional marriage counselor.

Avoid seeking revenge: Seeking revenge can escalate the situation and damage your relationship further. It's crucial to work on building trust and understanding instead.

Remember, every marriage faces challenges, and it's normal to have disagreements. The key is to address them in a constructive and respectful manner, maintaining the foundation of love and respect for one another.

1 Like

Business / Re: What Business Can I Start Up With N2.2m That Can Guarantee Me 10k To 13k Monthly by KdpMaster: 4:55am On Jul 07, 2023
1.DLM Asset Management Limited
DLM Asset Management Limited offers a Fixed Income Fund account with a minimum investment of N10,000. This account promotes a savings culture by allowing investors to top up with N10,000 at any time. Withdrawals after three months do not incur penalty fees, and there are no hidden charges.

The account offers an annual interest rate of 15%. The benefits of DLM’s Fixed Income Fund include investment opportunities in private equity, real estate, and capital markets, an experienced team, personalized service, and in-depth knowledge. However, there are drawbacks such as limited liquidity, potential for losses, and management fees that reduce investor returns.


2. Stanbic IBTC
Stanbic IBTC’s Max Yield Account helps accelerate your savings while providing the option of partial withdrawals for emergencies along the way. Opening this account requires a minimum balance of ₦10,000, and the maximum investment amount is ₦5,000,000.

The annual interest rate for the Max Yield Account ranges from 8% to 11%.
Business / Re: What Business Can I Start Up With N2.2m That Can Guarantee Me 10k To 13k Monthly by KdpMaster: 4:47am On Jul 07, 2023
Larry1960:


Please which bank gives 11percent
Top 10 Best Banks for Fixed Deposit in Nigeria
Are you looking to invest your money in Fixed Deposit Accounts in Nigeria? Choosing the right bank is crucial to ensure maximum returns and a hassle-free experience. In this article, we have compiled a list of the top 10 best banks for Fixed Deposit in Nigeria.

Whether you are a beginner or an experienced investor, this guide will help you make an informed decision.

What is a Fixed Deposit Account?
A fixed deposit is a savings product that allows you to earn interest on your money for a fixed period of time. The interest rate you earn will depend on the term of your deposit and the amount of money you invest.

When your fixed deposit matures, you will have the option to withdraw your money or reinvest it. If you choose to withdraw your money, you will be paid the principal amount plus the interest that you have earned.

Requirements for opening a fixed deposit account
To open a fixed deposit account in Nigeria, you will need to provide the following information:

Name.
Address.
Phone number.
Email address.
National ID card or passport.
The amount of money you want to invest.
The term of your investment.
Once you have opened your account, you will start earning interest on your money immediately. The interest will be credited to your account on a monthly basis.

Types of fixed deposit accounts in Nigeria
There are various types of fixed deposit accounts available in Nigeria.

These accounts help individuals to invest their money and differ in terms of duration, interest rates, and other features.

Some common types of fixed deposits in Nigeria include.

● Standard Fixed Deposit

This is the most common type of fixed deposit account where you deposit a specific amount for a fixed period of time. The interest rate is predetermined and remains constant throughout the tenure.

● Flexi Fixed Deposit

This type of fixed deposit allows you to withdraw a portion of your funds before the maturity date without incurring penalties. It offers flexibility while earning interest on the remaining balance.

● Fixed Deposit Plus

Fixed Deposit Plus is a type of account that provides higher interest rates compared to standard fixed deposits. However, it usually requires a higher minimum deposit amount and longer tenure.

● Joint Fixed Deposit

This type allows multiple individuals to open a fixed deposit account together. The interest earned is distributed among the account holders according to their share of the deposit.

● Foreign Currency Fixed Deposit

Some banks in Nigeria offer fixed deposit accounts in foreign currencies such as US dollars, British pounds, or euros. This can be beneficial for individuals who have foreign currency holdings and want to earn interest in that currency.

● Islamic Fixed Deposit

Islamic banks in Nigeria offer Sharia-compliant fixed deposit accounts. These accounts follow Islamic principles, such as not charging or paying interest. Instead, profits are generated through sharing income from permissible activities.

● Corporate Fixed Deposit

Banks also offer fixed deposit accounts specifically designed for corporate entities. These accounts have features tailored to meet the needs of businesses, such as higher deposit limits and flexible terms.

10 Best Banks for Fixed Deposit in Nigeria
Before opening a fixed deposit account, it is important to note that specific terms and conditions, including minimum deposit amounts, interest rates, and tenure, may vary between banks and financial institutions in Nigeria.

It’s advisable to check with individual banks for the latest information on their fixed deposit offerings.

Below are some of the top best banks for fixed deposits in Nigeria.

1. United Bank for Africa
United Bank for Africa’s Fixed Deposit account is suitable for short, medium, or long-term investments, offering certainty and security. With a minimum deposit requirement of ₦100,000, the account provides an annual interest rate of 8%.

The advantages of UBA’s Fixed Deposit Account include higher interest rates, fixed returns, flexible tenure options, secured funds, and automatic renewal. However, there are also some disadvantages, such as fixed interest rate, inflation risk, limited flexibility, and the minimum deposit requirement.

2. DLM Asset Management Limited
DLM Asset Management Limited offers a Fixed Income Fund account with a minimum investment of N10,000. This account promotes a savings culture by allowing investors to top up with N10,000 at any time. Withdrawals after three months do not incur penalty fees, and there are no hidden charges.

The account offers an annual interest rate of 15%. The benefits of DLM’s Fixed Income Fund include investment opportunities in private equity, real estate, and capital markets, an experienced team, personalized service, and in-depth knowledge. However, there are drawbacks such as limited liquidity, potential for losses, and management fees that reduce investor returns.

3. First Bank of Nigeria
The First Bank of Nigeria’s Fixed Deposit Account has a minimum savings amount of ₦10,000 and offers an annual interest rate of 8%. The advantages of First Bank’s Fixed Deposit Account include guaranteed returns, flexible terms, easy account opening, and high interest rates. However, there are limitations on liquidity, early withdrawal penalties, and it may not be suitable for all investors.

4. Globus Bank
Globus Bank offers Fixed and Tenured Deposits, allowing customers to place cash with the bank for a set period of time. The account can be opened with a minimum sum of ₦10,000 and a savings duration of three months, providing an annual interest rate of 7%.

What you stand to gain from Globus Bank’s Fixed or Tenured Deposit include guaranteed returns, flexible terms, easy account opening, and high interest rates. However, there are downsides such as limited liquidity, early withdrawal penalties, and it may not be suitable for investors needing short-term access to their money or high levels of growth.

5. Zenith Bank
Zenith Bank offers a short-term investment called Zenith Bank Fixed Deposit, which has an agreed or fixed rate with a tenor of 30-90 days. It provides competitive interest rates for customers saving towards future projects. The account can be opened with a savings amount of ₦10,000 or more and offers a yearly interest rate of 7%.

Benefits of Zenith Bank Fixed Deposit include higher interest rates, fixed returns, flexible tenure options, security, and automatic renewal. However, there are disadvantages such as locked-in funds, a fixed interest rate, inflation risk, limited flexibility, and a minimum deposit requirement.

Want more content like this? Fill in your details below and get valuable insights delivered straight to your inbox!

6. Sterling Bank Plc
Sterling Bank Plc offers a long-term investment account called Sterling Bank Fixed Deposit, which provides a competitive rate over a period of not less than 30 days. Customers can also choose to rollover their investment at the end of the agreed tenor. The account can be opened with a minimum amount of ₦100,000 and has an annual interest rate of 7%.

The advantages of Sterling Bank Fixed Deposit include guaranteed returns, flexible terms, easy account opening, high interest rates, and tax benefits. However, there are limitations on liquidity, early withdrawal penalties, and it may not be suitable for all investors.

7. FCMB
FCMB (First City Monument Bank) offers a fixed deposit account with competitive interest rates ranging from 7% to 8% per annum. With a minimum deposit of N10,000 and a maximum deposit of N500,000,000, customers have flexibility in choosing their investment amount.

The tenure options range from 1 month to 3 years, allowing customers to align their investment with their financial goals. Additionally, FCMB is a member of the Nigeria Deposit Insurance Corporation (NDIC), providing deposit insurance coverage up to N500,000 for added security. While FCMB’s fixed deposit account offers guaranteed returns, it’s important to note the limited liquidity and potential penalties for early withdrawals.

8. GTBank
GTBank’s Fixed and Tenured Deposits offer individuals and businesses an opportunity to save cash for the future on a long-term basis. The account provides flexible terms, allowing you to choose a tenure ranging from a minimum of 30 days to a maximum of 180 days. Moreover, GTBank’s fixed deposit account grants access to all of their electronic channels at no additional cost.

Some of the advantages of this account include guaranteed returns, flexible terms, ease of account opening, high interest rates, and access to GTBank’s electronic channels. However, it’s important to consider the limitations, such as limited liquidity, early withdrawal penalties, and the fact that it may not be suitable for all investors.

9. Stanbic IBTC
Stanbic IBTC’s Max Yield Account helps accelerate your savings while providing the option of partial withdrawals for emergencies along the way. Opening this account requires a minimum balance of ₦10,000, and the maximum investment amount is ₦5,000,000.

The annual interest rate for the Max Yield Account ranges from 8% to 11%. The advantages of this account include guaranteed returns, flexible terms, the option to open an account online, high interest rates, access to all Stanbic IBTC electronic channels, and bonus interest of up to 0.5% on your savings. However, the account also has limitations, including limited liquidity, early withdrawal penalties, and it may not be suitable for all investors.

10. Polaris Bank
Polaris Wise, a product offered by Polaris Bank, is a 3-in-1 high-yield savings account that combines the features of a savings, current, and fixed deposit account. This account encourages you to save more in order to earn more. To open a Polaris Wise account, you need a minimum opening and operating balance of N10,000. However, interest forfeiture applies on balances below N100,000 or if the withdrawal limit exceeds three times the monthly maximum.

The advantages of Polaris Wise include high interest rates, flexible terms, easy account opening, no minimum balance requirement, a free ATM card, internet banking, and mobile app access. On the other hand, the account has limitations, such as limited liquidity, early withdrawal penalties, and it may not be suitable for all investors.

Copied from nairacompare
Autos / Re: Proof Of Ownership Certificate: FG Imposes N1,000 Annual Fee On Motorists by KdpMaster: 1:39am On Jun 28, 2023
Autos / Re: Extremely Clean 2009 Honda Accord With Original Custom Duty by KdpMaster: 3:22am On Jun 23, 2023
How many plugs
Autos / Re: ASK GAZZUZZ by KdpMaster: 3:18am On Jun 23, 2023
GAZZUZZ:


Engine size?
which engine size is best
Romance / Re: Guys Don't Get Married Without Visiting Uyo In Akwa Ibom by KdpMaster: 3:53am On Jun 22, 2023
Michaelspresh:
Okay... finally a thread that confirms how beautiful we are

Truth to be told,Akwa ibom girls especially babes from one particular government called Oron LGA are Soo beautiful

I'm glad I'm one of em smiley
Ok I am visiting Oron by August hope you will host me
Education / Re: New Tuition Fees For Bayero University Causes Stair On Twitter by KdpMaster: 3:50am On Jun 22, 2023
It Remains TAX then Nigeria brain go reset
Politics / Re: President Tinubu Retires All Service Chiefs, Advisers, Customs CG, IG Of Police by KdpMaster: 5:07am On Jun 20, 2023
No Yoruba man has held the position of Nigeria Customs Comptroller General since Nigeria gained independence in 1960.

This one sweet me
Now yoruba will be in charge of custom.
Nnamdi kalu said it I was like wtf.you mean since 1960 to date no Yoruba comptroller general of custom Haba.
Now Jagaba don break the jinx tongue

1 Like

Politics / Re: "You Can't Be Guiding Pipeline While Northerners Are Enjoying Oil Wealth". by KdpMaster: 12:33am On Jun 17, 2023
oldbende:
"You can't be guiding pipeline while northerners are enjoying oil wealth". Lagos Lawyer to Asare Dokubo.


https://www.youtube.com/watch?v=L07Rd31px80
Lawyer just say it loud again.
But Asari mindset never reach that level sha

3 Likes

Phones / Re: Help: I Keep Buying Charger Every Week by KdpMaster: 12:21am On Jun 17, 2023
If you keep buying charger
And it's original then
Why no go for the follow come charge...
Or get a new phone
Romance / Re: Today I Had My First Encounter With SARS by KdpMaster: 12:19am On Jun 17, 2023
GANJALOWSKI:
This post is just to enlighten young men who have a legitimate source of income and are doing well financially, you dont do drugs and you dont partake in crimes. You'd easily think you have nothing to worry about SARS police, this was my belief and thought hiltherto. But today, SARS don clear my doubt, lol.

I have been hearing a lot of stories about these SARS people and I always conclude that all their victims are scammers, but today it got to my turn and now I really regret my having such thoughts. Another thing I also regret is my criticism back then of those who took part in the END SARS protest about 3 years ago. From my experience today, I need nobody to tell me that those SARS police in un-named uniforms are insane.

I'm a young man in my mid 30s, a business man and also a building contractor in Benin city

Today, I took some workers to go check out some job at a new site. When I was coming back, I met some policemen at a checkpoint close to Ikpoba river. I thought it was just a normal checkpoint, they told me to park my vehicle for search. I parked and they told me to come down and open my hood, I opened it and the policeman started checking but he found nothing. The next thing he just walked up to me and collected my 2 phones and my purse, he started inserting his hands into my pocket and pulling out money, I was surprised at his attitude so I asked him what type of search he is doing. He said I should keep quiet that if I should say anything further he will finish me right there. I'm not the type of person you can intimidate with uniform, so I told him to stop searching me in that manner. He immediately got furious and he went back to my vehicle, flung open all the doors and scattered everything inside my vehicle but still he found nothing. Like play like play(sic) this un-named policeman said I should open my phone that I'm a fraudster and a thief, one fair lady-tout-police also in uniform flung herself out of nowhere and said they should immediately handcuff me and take me to the station. I was just watching all of them acting like little children fighting for food, then one other policeman who I think was their leader came and took me by the hand and told me to go and sit down inside their hilux that was parked on one side of the road.

The police officer started browsing through my pictures, apps and every other thing in my phone but found nothing. Then he went through my message and saw my bank alerts which showed my account balance (I think Nigeria banks should give us an option to turn off sms alerts) that was when he signalled the other police that I have money and they all came together and immediately took me and my vehicle to the state headquarters at sapele road. At this moment I told my workers to go home and they should not worry about me, so they left.

When we got to the state headquarters, they took me to one of the buildings at the extreme end and told me to sit down. I told them to give me my phone so I can let my people know where I'm at and what happened, they refused. They said I'm a criminal, a thief and a fraudster. One told me that when he finish working on me I'll confess. They came back and asked me to unlock my 2 phones again which I did, they all started taking turns in browsing through my phones looking for "evidence" that I was a criminal, still they found nothing. At this stage they started threatening me with everything they could, one of them suggested that they should follow me home and search my house, another one came and asked me to pull my clothes and that they should lock me up in cell. It was at this point that I told them that they cannot intimidate me, I told them "clear conscience fears no accusations" another one came out of nowhere and slapped my left ear, i'm very sure that was all the strength he could muster but I only felt it like I was slapped by a little boy (if not for his uniform I can kill that guy with my bare hands in a physical combat)

At this point I became so enraged, but I had to calm myself down for the sake of my life at that moment. The other policeman came back and asked me to put on my clothes. He said they should open a casefile and take my statement, I was asked to write an introduction of myself, my family and my education and I did so. From then on they started dictating to me, I was told to write down that I'm an internet fraudster. Arguing with them at this stage made no sense to me so I simply wrote down everything the un-named policeman was dictating, at the end he told me to also write that everything above is true and I wasnt held under duress when I was writing it. I wrote everything as I was instructed, signed at the end and the policeman took the paper.

They stopped talking to me for sometime. Later one started insulting me that I have money but lack sense, he said I was supposed to plead with them by suggesting how much I can pay so that they will leave me alone. At the end their leader instructed them not to collect any money from me, he said they should give me back all my things that was collected and let me go. They gave me back everything that was collected and took me to where my car was parked, that was the end of my ordeal.

As a young man out there that's not into crime, try as much as possible to avoid contact with all these SARS checking point. Those people are not sane humans.
As of the below
(I think Nigeria banks should give us an option to turn off sms alerts)
Go to your bank and tell them they will issue you a form and you shouldn't tick sms alert

1 Like

Politics / Re: Buhari Departs Daura For Niger Republic (Photos) by KdpMaster: 3:34am On Jun 16, 2023
Pets / Re: English Bullmastiff Puppies Available by KdpMaster: 9:20am On Jun 11, 2023
How much is it
Religion / Re: My Experience With Church Service In Russia (Photos, Videos) by KdpMaster: 10:03pm On Jun 04, 2023
mushroomFarm:
This is not my first time attending the church here in Yakutsk, Russia (world's coldest city where I study) but I have decided to share my experience about church service in Russia (Yakutsk) with you guys today.
.
This city is 8 hours ahead of Nigeria which means we had concluded the service long before you guys woke up. But my university invited international students to a special program today so I couldn't post this until now.
.
The service begins with songs.
Yakutians and Russians dance and wave flags.
For instance they wave the red flag to symbolize salvation, white to symbolize peace and the flag of Israel to show love for the birth place of Christ.
.
After series of songs the bible is read and the junior pastor say a few things about the verse that is read.
.
.
Then the senior pastor would preach the sermon.
.
After which we hug each other grin shocked now I love this part😘😘😘 and I try to avoid the men and hug the ladies...😍
.
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After this we go to the dinning room and eat.
.
This is what I love most about the church here. There is nothing like offering and tithe. But we eat heavily every Sunday!
.
.
The first time I arrived here in Yakutsk and went to church, there was this lady that came to me after service and asked me if I am not cold (I didn't have winter clothes yet) she told me even if I were not cold then, I would feel terribly cold when the winter gets tough. She took me to the stores in her car and bought me winter clothes, winter boots, mufflers, winter gloves, etc.
.
.
This is the coldest city in the world and those clothes are needed for survival. Infact even with those clothes, at minus 63 degrees you must not stay outside for more than 30mins to an hour. You would be finished!! (So imagine not having those clothes)
.

.
Her name is sister Natalia and she is so nice (and other people from church too) to the point that I was beginning to wonder if something else was not involved. grin grin
.
.
One day I asked her why she does those things and how the church is able to finance feeding everyone every Sunday without taking offerings.
.
.
She said some people in the church makes secret donations...to do those things. She said they are not rich, they are just reciprocation the love of Christ. She said a brother from church also give enough money to buy winter clothes for every new African student in the city! Those clothes cost about 250k in Nigerian money.
.
.
I can say that 30% of our feeding here is financed by the church. They send us chickens and meat from time to time. Lots of cucumbers, vegetables, rice and potatoes...
.
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The church believes when people come to the presence of Christ, they should be physically blessed just like Christ fed his multitudes. They have up to 20 varieties of food and they often force us to pack food home. They say if we do not go with the food, they would get spoilt anyway. They make them in excess every Sunday so that no one would go without being filled.
.
.
Sisters in church are very free with boys (including internationals like us) they hug us like we are truly brothers and the women often hug and give us kisses on the cheek (reciprocating the love of Christ)
.
.
The preacher is a woman. She is Ukrainian. The church here does not preach hell at all. Quiet weird. They only talk about the love of Christ. Little wonder it really shows in everyone of them.
You could easily mistake the friendliness of everyone in church for 'love interests' they show that love tooooooo much.
.
Women and men should leave their head uncovered in church. No one would send you out if you do otherwise. But that is the norm here.
.
Korean girls in church wear very skimpy dresses. No one seems bothered about it.
.
.
Below is a video of a choreography performed by some of the teenagers in church.
.

https://www.youtube.com/watch?v=ArvoUvgSbGc
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First picture is the preacher.
.

Second picture is with me with my American classmate and a Korean girl(after church)
.
Third picture is me with sister Natalia
.
.

When they go come open branch for Nigeria
Politics / Re: Kaduna Burning Now! by KdpMaster: 3:58am On May 27, 2023
Business / Re: Jeff Bezos And Lauren Sanchez Are Engaged by KdpMaster: 3:56am On May 23, 2023
Tpave:
Money man. The lady resemble man sha
More Transgender like
Crime / Re: Efcc Working As Lord Lamba Gets Himself A Customized Lamborghini Worth 700 Milli by KdpMaster: 6:07am On May 17, 2023
Danieljames40:
Watch as Lord Lamba Gets Himself A Customized Lamborghini worth over 700 million naira
😲😲😲😲😲😲😲😲

https://www.youtube.com/watch?v=Wp-xC001DUA

Go to court
Romance / Re: I'm Ready To Marry!! Help Me Choose Between These To Ladies.(pictures) by KdpMaster: 5:39am On May 14, 2023
XXMML33:
I'm finally ready to settle down and I want to choose between these two women.

Some of you may say I should be mature enough to know who I want but you really need to be in my position to understand how difficult this choice is. Maybe if I explain you will understand.

The first girl satisfies my sexual fantasies. She has a sexy body, big boobs, nice ass and she's very beautiful. The only issue is that she's not very intellectual and loves to party and hang out. But she's a good cook and she respects me and she's a freak in bed. She's smart when it comes to "street" stuff but she can barely hold a deep conversation. She's also very materialistic and enjoys spending money, which is something I don't like..

The second girl is one of the most intelligent women I've come across. I enjoy having conversations with her because she she's well spoken and very intelligent. She's also a masters degree holder and currently employed in a well paid position.

However, the probelm I have with her is that she doesn't know how to dress. She dresses like all these deeper life women and she's very religious. I've told her to dress more sexy but she has become too used to this way of dressing.

She's also not romantic and very boring I'm bed, unlike the first girl. Looks wise she's just average. She doesn't satisfy my fantasies and sometimes when I'm with her I don't get ereçtions and I have to think about the first girl.

As you can see my decision is a hard one to make. It's not like I'm asking you guys to make the choice for me, I just need your advice.

Attached are pictures of the two girls. I edited the faces to protect their identity.
From chatgpt acting as relationship advisor
Choosing a life partner is an important decision, and it's essential to consider various aspects beyond physical attraction and sexual compatibility. While I understand that both women have certain qualities that appeal to you, it's important to focus on long-term compatibility, shared values, and emotional connection. Here are a few points to consider:

Compatibility and Shared Interests: Look for a partner with whom you can share common interests, activities, and values. Consider your long-term goals and aspirations, and evaluate which woman aligns better with your vision for the future.

Communication and Intellectual Stimulation: Intellectual compatibility and the ability to have meaningful conversations are crucial for a lasting relationship. While the first woman may not engage in deep conversations, the second woman seems to stimulate you intellectually. Communication is vital for building a strong emotional connection.

Emotional Connection and Support: Consider the emotional bond you have with each woman. A healthy and supportive emotional connection can contribute to a fulfilling and satisfying relationship. Evaluate which woman provides you with the emotional support and understanding you desire.

Lifestyle and Values: Reflect on your own values and how they align with the women's lifestyles. While the first woman may enjoy partying and spending money, if these aspects clash with your values, it could potentially lead to conflicts down the line.

Physical Attraction and Sexual Compatibility: Physical attraction is important in a relationship, but it should not be the sole determining factor. While the first woman may fulfill your sexual fantasies, it's important to remember that sexual compatibility can be worked on and improved over time. It's worth considering whether a strong emotional and intellectual connection can compensate for any initial differences in sexual preferences.

Ultimately, the choice is yours to make, but I encourage you to prioritize qualities such as emotional compatibility, shared values, and long-term compatibility over short-term physical satisfaction. Open and honest communication with both women about your needs, desires, and concerns can also help you gain clarity and make a more informed decision.

1 Like

Phones / Re: Just Created An Account Blue Sky (pictures) by KdpMaster: 2:25pm On Apr 23, 2023
TheGreatIYANU:



Yeah... I'm surprised Musk's team didn't have all the major players in Twitter sign a 'Non-Compete'.
Maybe he was not afraid of competition.
Besides
His top 3 business beats all there competitors ✋ down.

3 Likes

Science/Technology / Re: The Fascinating World Of AI Art: Exploring AI Art Generators by KdpMaster: 12:50pm On Apr 23, 2023
tanzu678:
Art has been an expression of human creativity for centuries. The beauty of art lies in the fact that it can be interpreted in many ways and evoke different emotions in different people. With the advent of technology, the world of art has also transformed. The emergence of Artificial Intelligence (AI) has revolutionized the art world in unimaginable ways. AI is now being used to generate art, giving rise to a fascinating new world of AI art. We will explore the world of AI art generators and see how they are changing the face of art.

AI art generators are software programs that use AI algorithms to generate art. These programs are designed to learn from a database of images and create new artworks based on that knowledge. The AI algorithms used in these programs can create complex and intricate designs that would be impossible for a human to create. The [url=]AI art generators[/url] are designed to create various art forms, including paintings, sculptures, and even music.

One of the most popular AI art generators is DeepDream. This program was created by Google in 2015, and it has since become a sensation in the art world. DeepDream uses a neural network to create abstract images from existing pictures. The program analyzes the image and identifies patterns and shapes in the picture. It then enhances these patterns and shapes to create a new image that is visually stunning.
Another popular AI art generator is StyleGAN. This program was created by Nvidia, using a generative adversarial network (GAN) to create new images. StyleGAN can generate realistic images of people, animals, and even objects. The program is designed to learn from a database of images and then create new images that are similar but not identical to the original images. There have more ai generators like prisma, Bluewillow and more.

AI art generators are not just limited to creating visual art. Some programs can create music. Amper Music is one such program that uses AI to create original music. The program allows users to input their preferences for genre, tempo, and mood, and then it generates a unique piece of music based on those inputs.

AI art generators can potentially change how we create and experience art. They are capable of generating art that is beyond the scope of human imagination. These programs can help artists to create new and innovative artworks, and they can also help to democratize the art world. With the help of AI art generators, anyone can create art, regardless of their artistic abilities.
However, there are also concerns that AI art generators may threaten the authenticity and value of traditional art. Critics argue that AI art is not truly original since a machine and not a human creates it. There are also concerns that AI art may be used to create counterfeit artworks.
AI art generators are a fascinating new development in the world of art. They have the potential to revolutionize the art world and democratize the creation of art. However, there are also concerns about the authenticity and value of AI art. As AI technology continues to evolve, it will be interesting to see how it transforms the world of art and how artists and art lovers alike will adapt to this new form of artistic expression.
If you intends to make millions with ai.now is the time before its becomes crowded.
I can teach you how to key into AI to get original contents for your ebook in a click and ai generate catchy cover
Phones / Re: Just Created An Account Blue Sky (pictures) by KdpMaster: 12:16pm On Apr 23, 2023
T
Wagwanbrethren:

Baba, I think Jack started this stuff since 2019 or thereabout. It was always on his mind, so die your 🧢
Also, I don't think there's any rules against creating and launching an almost similar social app.
There is always always a clause to that effects that prevent seller to create similar thing

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