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Politics / Re: FG Reads Riot Act To Contractors Handling Abuja, Port Harcourt Roads by KdpMaster: 6:39pm On Sep 21, 2023 |
GOFRONT:And you do not know ceecc is link to Jaga ban 1 Like |
Properties / Re: Nigerian Cities To Retire To From Diaspora by KdpMaster: 6:22pm On Sep 21, 2023 |
upsupa:I wanted to say go ibadan,get 4 plots near iita building a neat ecofriendly duplex or bungalow. Always relax every evening inside iita.there is cozy but when I see u need nearby airport my hand fall.nevertheless u can buy flying car 1 Like |
Politics / Re: Why Is The Value Of The Naira Falling Everyday(profer solution(s)) by KdpMaster: 5:32am On Sep 19, 2023 |
coputa:Simple produce something |
Romance / Re: Those Who Eat And Hardly Drink Water.. by KdpMaster: 10:46pm On Aug 28, 2023 |
izonborn098:But eating and drinking water same time not good for the digestive system. |
Romance / Re: Please Help, See What A Girl I Met In The Club Did by KdpMaster: 10:48pm On Aug 04, 2023 |
Andyblaze:What you just did kill a mechanic He travel for a burial and went to olosho com give head the Friday night. The following day that was the actual burial was spent in hospital he didn't make it. His mouth and tongue 👅 swollen and he couldn't breathe properly and got choke. |
Romance / Re: We have been arguing about this, Who Should Be Allowed To Pass First? by KdpMaster: 2:28am On Aug 01, 2023 |
shamsin6300:It's depend... If its Nigeria... the other three road and their users will be blockand prevented from moving for like 30 mins then president motorcade will go first then after 30mins later the road can be free for others to use. 1 Like |
Foreign Affairs / Re: Breaking: Mali, Burkina Faso And Niger Form Allied Force Against Ecowas by KdpMaster: 2:07am On Aug 01, 2023 |
It's getting really interesting 🤔 |
Romance / Re: Why Are Women Like This? by KdpMaster: 7:47pm On Jul 16, 2023 |
Jaybee3456: Using chatgpt to get some advise I understand that you must be feeling frustrated and hurt by your wife's actions. It's essential to approach this situation with a calm and open mindset. Instead of seeking revenge or trying to teach her a lesson, consider having a conversation with your wife to express your feelings and concerns. Communication: Sit down with your wife and have an honest conversation about how her actions made you feel. Share your feelings and try to understand her perspective as well. Communication is key in any relationship. Empathy: Try to put yourself in her shoes and understand why she might have made that decision. Perhaps she was worried about getting home or had an urgent matter to attend to. Problem-solving: Focus on finding a solution for the car issue and discuss how to prevent such situations in the future. This may involve maintaining the car better or having a plan in place for emergencies. Seek counseling: If you find it challenging to communicate effectively or if there are deeper issues in your relationship, consider seeking the help of a professional marriage counselor. Avoid seeking revenge: Seeking revenge can escalate the situation and damage your relationship further. It's crucial to work on building trust and understanding instead. Remember, every marriage faces challenges, and it's normal to have disagreements. The key is to address them in a constructive and respectful manner, maintaining the foundation of love and respect for one another. 1 Like |
Business / Re: What Business Can I Start Up With N2.2m That Can Guarantee Me 10k To 13k Monthly by KdpMaster: 4:55am On Jul 07, 2023 |
1.DLM Asset Management Limited DLM Asset Management Limited offers a Fixed Income Fund account with a minimum investment of N10,000. This account promotes a savings culture by allowing investors to top up with N10,000 at any time. Withdrawals after three months do not incur penalty fees, and there are no hidden charges. The account offers an annual interest rate of 15%. The benefits of DLM’s Fixed Income Fund include investment opportunities in private equity, real estate, and capital markets, an experienced team, personalized service, and in-depth knowledge. However, there are drawbacks such as limited liquidity, potential for losses, and management fees that reduce investor returns. 2. Stanbic IBTC Stanbic IBTC’s Max Yield Account helps accelerate your savings while providing the option of partial withdrawals for emergencies along the way. Opening this account requires a minimum balance of ₦10,000, and the maximum investment amount is ₦5,000,000. The annual interest rate for the Max Yield Account ranges from 8% to 11%. |
Business / Re: What Business Can I Start Up With N2.2m That Can Guarantee Me 10k To 13k Monthly by KdpMaster: 4:47am On Jul 07, 2023 |
Larry1960:Top 10 Best Banks for Fixed Deposit in Nigeria Are you looking to invest your money in Fixed Deposit Accounts in Nigeria? Choosing the right bank is crucial to ensure maximum returns and a hassle-free experience. In this article, we have compiled a list of the top 10 best banks for Fixed Deposit in Nigeria. Whether you are a beginner or an experienced investor, this guide will help you make an informed decision. What is a Fixed Deposit Account? A fixed deposit is a savings product that allows you to earn interest on your money for a fixed period of time. The interest rate you earn will depend on the term of your deposit and the amount of money you invest. When your fixed deposit matures, you will have the option to withdraw your money or reinvest it. If you choose to withdraw your money, you will be paid the principal amount plus the interest that you have earned. Requirements for opening a fixed deposit account To open a fixed deposit account in Nigeria, you will need to provide the following information: Name. Address. Phone number. Email address. National ID card or passport. The amount of money you want to invest. The term of your investment. Once you have opened your account, you will start earning interest on your money immediately. The interest will be credited to your account on a monthly basis. Types of fixed deposit accounts in Nigeria There are various types of fixed deposit accounts available in Nigeria. These accounts help individuals to invest their money and differ in terms of duration, interest rates, and other features. Some common types of fixed deposits in Nigeria include. ● Standard Fixed Deposit This is the most common type of fixed deposit account where you deposit a specific amount for a fixed period of time. The interest rate is predetermined and remains constant throughout the tenure. ● Flexi Fixed Deposit This type of fixed deposit allows you to withdraw a portion of your funds before the maturity date without incurring penalties. It offers flexibility while earning interest on the remaining balance. ● Fixed Deposit Plus Fixed Deposit Plus is a type of account that provides higher interest rates compared to standard fixed deposits. However, it usually requires a higher minimum deposit amount and longer tenure. ● Joint Fixed Deposit This type allows multiple individuals to open a fixed deposit account together. The interest earned is distributed among the account holders according to their share of the deposit. ● Foreign Currency Fixed Deposit Some banks in Nigeria offer fixed deposit accounts in foreign currencies such as US dollars, British pounds, or euros. This can be beneficial for individuals who have foreign currency holdings and want to earn interest in that currency. ● Islamic Fixed Deposit Islamic banks in Nigeria offer Sharia-compliant fixed deposit accounts. These accounts follow Islamic principles, such as not charging or paying interest. Instead, profits are generated through sharing income from permissible activities. ● Corporate Fixed Deposit Banks also offer fixed deposit accounts specifically designed for corporate entities. These accounts have features tailored to meet the needs of businesses, such as higher deposit limits and flexible terms. 10 Best Banks for Fixed Deposit in Nigeria Before opening a fixed deposit account, it is important to note that specific terms and conditions, including minimum deposit amounts, interest rates, and tenure, may vary between banks and financial institutions in Nigeria. It’s advisable to check with individual banks for the latest information on their fixed deposit offerings. Below are some of the top best banks for fixed deposits in Nigeria. 1. United Bank for Africa United Bank for Africa’s Fixed Deposit account is suitable for short, medium, or long-term investments, offering certainty and security. With a minimum deposit requirement of ₦100,000, the account provides an annual interest rate of 8%. The advantages of UBA’s Fixed Deposit Account include higher interest rates, fixed returns, flexible tenure options, secured funds, and automatic renewal. However, there are also some disadvantages, such as fixed interest rate, inflation risk, limited flexibility, and the minimum deposit requirement. 2. DLM Asset Management Limited DLM Asset Management Limited offers a Fixed Income Fund account with a minimum investment of N10,000. This account promotes a savings culture by allowing investors to top up with N10,000 at any time. Withdrawals after three months do not incur penalty fees, and there are no hidden charges. The account offers an annual interest rate of 15%. The benefits of DLM’s Fixed Income Fund include investment opportunities in private equity, real estate, and capital markets, an experienced team, personalized service, and in-depth knowledge. However, there are drawbacks such as limited liquidity, potential for losses, and management fees that reduce investor returns. 3. First Bank of Nigeria The First Bank of Nigeria’s Fixed Deposit Account has a minimum savings amount of ₦10,000 and offers an annual interest rate of 8%. The advantages of First Bank’s Fixed Deposit Account include guaranteed returns, flexible terms, easy account opening, and high interest rates. However, there are limitations on liquidity, early withdrawal penalties, and it may not be suitable for all investors. 4. Globus Bank Globus Bank offers Fixed and Tenured Deposits, allowing customers to place cash with the bank for a set period of time. The account can be opened with a minimum sum of ₦10,000 and a savings duration of three months, providing an annual interest rate of 7%. What you stand to gain from Globus Bank’s Fixed or Tenured Deposit include guaranteed returns, flexible terms, easy account opening, and high interest rates. However, there are downsides such as limited liquidity, early withdrawal penalties, and it may not be suitable for investors needing short-term access to their money or high levels of growth. 5. Zenith Bank Zenith Bank offers a short-term investment called Zenith Bank Fixed Deposit, which has an agreed or fixed rate with a tenor of 30-90 days. It provides competitive interest rates for customers saving towards future projects. The account can be opened with a savings amount of ₦10,000 or more and offers a yearly interest rate of 7%. Benefits of Zenith Bank Fixed Deposit include higher interest rates, fixed returns, flexible tenure options, security, and automatic renewal. However, there are disadvantages such as locked-in funds, a fixed interest rate, inflation risk, limited flexibility, and a minimum deposit requirement. Want more content like this? Fill in your details below and get valuable insights delivered straight to your inbox! 6. Sterling Bank Plc Sterling Bank Plc offers a long-term investment account called Sterling Bank Fixed Deposit, which provides a competitive rate over a period of not less than 30 days. Customers can also choose to rollover their investment at the end of the agreed tenor. The account can be opened with a minimum amount of ₦100,000 and has an annual interest rate of 7%. The advantages of Sterling Bank Fixed Deposit include guaranteed returns, flexible terms, easy account opening, high interest rates, and tax benefits. However, there are limitations on liquidity, early withdrawal penalties, and it may not be suitable for all investors. 7. FCMB FCMB (First City Monument Bank) offers a fixed deposit account with competitive interest rates ranging from 7% to 8% per annum. With a minimum deposit of N10,000 and a maximum deposit of N500,000,000, customers have flexibility in choosing their investment amount. The tenure options range from 1 month to 3 years, allowing customers to align their investment with their financial goals. Additionally, FCMB is a member of the Nigeria Deposit Insurance Corporation (NDIC), providing deposit insurance coverage up to N500,000 for added security. While FCMB’s fixed deposit account offers guaranteed returns, it’s important to note the limited liquidity and potential penalties for early withdrawals. 8. GTBank GTBank’s Fixed and Tenured Deposits offer individuals and businesses an opportunity to save cash for the future on a long-term basis. The account provides flexible terms, allowing you to choose a tenure ranging from a minimum of 30 days to a maximum of 180 days. Moreover, GTBank’s fixed deposit account grants access to all of their electronic channels at no additional cost. Some of the advantages of this account include guaranteed returns, flexible terms, ease of account opening, high interest rates, and access to GTBank’s electronic channels. However, it’s important to consider the limitations, such as limited liquidity, early withdrawal penalties, and the fact that it may not be suitable for all investors. 9. Stanbic IBTC Stanbic IBTC’s Max Yield Account helps accelerate your savings while providing the option of partial withdrawals for emergencies along the way. Opening this account requires a minimum balance of ₦10,000, and the maximum investment amount is ₦5,000,000. The annual interest rate for the Max Yield Account ranges from 8% to 11%. The advantages of this account include guaranteed returns, flexible terms, the option to open an account online, high interest rates, access to all Stanbic IBTC electronic channels, and bonus interest of up to 0.5% on your savings. However, the account also has limitations, including limited liquidity, early withdrawal penalties, and it may not be suitable for all investors. 10. Polaris Bank Polaris Wise, a product offered by Polaris Bank, is a 3-in-1 high-yield savings account that combines the features of a savings, current, and fixed deposit account. This account encourages you to save more in order to earn more. To open a Polaris Wise account, you need a minimum opening and operating balance of N10,000. However, interest forfeiture applies on balances below N100,000 or if the withdrawal limit exceeds three times the monthly maximum. The advantages of Polaris Wise include high interest rates, flexible terms, easy account opening, no minimum balance requirement, a free ATM card, internet banking, and mobile app access. On the other hand, the account has limitations, such as limited liquidity, early withdrawal penalties, and it may not be suitable for all investors. Copied from nairacompare |
Autos / Re: Proof Of Ownership Certificate: FG Imposes N1,000 Annual Fee On Motorists by KdpMaster: 1:39am On Jun 28, 2023 |
nairalandkachy1:They don dey start small small... Tax By the time una pay tax finish una eyes go open |
Autos / Re: Extremely Clean 2009 Honda Accord With Original Custom Duty by KdpMaster: 3:22am On Jun 23, 2023 |
How many plugs |
Autos / Re: ASK GAZZUZZ by KdpMaster: 3:18am On Jun 23, 2023 |
GAZZUZZ:which engine size is best |
Romance / Re: Guys Don't Get Married Without Visiting Uyo In Akwa Ibom by KdpMaster: 3:53am On Jun 22, 2023 |
Michaelspresh:Ok I am visiting Oron by August hope you will host me |
Education / Re: New Tuition Fees For Bayero University Causes Stair On Twitter by KdpMaster: 3:50am On Jun 22, 2023 |
It Remains TAX then Nigeria brain go reset |
Politics / Re: President Tinubu Retires All Service Chiefs, Advisers, Customs CG, IG Of Police by KdpMaster: 5:07am On Jun 20, 2023 |
No Yoruba man has held the position of Nigeria Customs Comptroller General since Nigeria gained independence in 1960. This one sweet me Now yoruba will be in charge of custom. Nnamdi kalu said it I was like wtf.you mean since 1960 to date no Yoruba comptroller general of custom Haba. Now Jagaba don break the jinx 1 Like |
Politics / Re: "You Can't Be Guiding Pipeline While Northerners Are Enjoying Oil Wealth". by KdpMaster: 12:33am On Jun 17, 2023 |
oldbende:Lawyer just say it loud again. But Asari mindset never reach that level sha 3 Likes |
Phones / Re: Help: I Keep Buying Charger Every Week by KdpMaster: 12:21am On Jun 17, 2023 |
If you keep buying charger And it's original then Why no go for the follow come charge... Or get a new phone |
Romance / Re: Today I Had My First Encounter With SARS by KdpMaster: 12:19am On Jun 17, 2023 |
GANJALOWSKI:As of the below (I think Nigeria banks should give us an option to turn off sms alerts) Go to your bank and tell them they will issue you a form and you shouldn't tick sms alert 1 Like |
Politics / Re: Buhari Departs Daura For Niger Republic (Photos) by KdpMaster: 3:34am On Jun 16, 2023 |
Pets / Re: English Bullmastiff Puppies Available by KdpMaster: 9:20am On Jun 11, 2023 |
How much is it |
Religion / Re: My Experience With Church Service In Russia (Photos, Videos) by KdpMaster: 10:03pm On Jun 04, 2023 |
mushroomFarm:When they go come open branch for Nigeria |
Politics / Re: Kaduna Burning Now! by KdpMaster: 3:58am On May 27, 2023 |
Business / Re: Jeff Bezos And Lauren Sanchez Are Engaged by KdpMaster: 3:56am On May 23, 2023 |
Tpave:More Transgender like |
Crime / Re: Efcc Working As Lord Lamba Gets Himself A Customized Lamborghini Worth 700 Milli by KdpMaster: 6:07am On May 17, 2023 |
Danieljames40: Go to court |
Romance / Re: I'm Ready To Marry!! Help Me Choose Between These To Ladies.(pictures) by KdpMaster: 5:39am On May 14, 2023 |
XXMML33:From chatgpt acting as relationship advisor Choosing a life partner is an important decision, and it's essential to consider various aspects beyond physical attraction and sexual compatibility. While I understand that both women have certain qualities that appeal to you, it's important to focus on long-term compatibility, shared values, and emotional connection. Here are a few points to consider: Compatibility and Shared Interests: Look for a partner with whom you can share common interests, activities, and values. Consider your long-term goals and aspirations, and evaluate which woman aligns better with your vision for the future. Communication and Intellectual Stimulation: Intellectual compatibility and the ability to have meaningful conversations are crucial for a lasting relationship. While the first woman may not engage in deep conversations, the second woman seems to stimulate you intellectually. Communication is vital for building a strong emotional connection. Emotional Connection and Support: Consider the emotional bond you have with each woman. A healthy and supportive emotional connection can contribute to a fulfilling and satisfying relationship. Evaluate which woman provides you with the emotional support and understanding you desire. Lifestyle and Values: Reflect on your own values and how they align with the women's lifestyles. While the first woman may enjoy partying and spending money, if these aspects clash with your values, it could potentially lead to conflicts down the line. Physical Attraction and Sexual Compatibility: Physical attraction is important in a relationship, but it should not be the sole determining factor. While the first woman may fulfill your sexual fantasies, it's important to remember that sexual compatibility can be worked on and improved over time. It's worth considering whether a strong emotional and intellectual connection can compensate for any initial differences in sexual preferences. Ultimately, the choice is yours to make, but I encourage you to prioritize qualities such as emotional compatibility, shared values, and long-term compatibility over short-term physical satisfaction. Open and honest communication with both women about your needs, desires, and concerns can also help you gain clarity and make a more informed decision. 1 Like |
Phones / Re: Just Created An Account Blue Sky (pictures) by KdpMaster: 2:25pm On Apr 23, 2023 |
TheGreatIYANU:Maybe he was not afraid of competition. Besides His top 3 business beats all there competitors ✋ down. 3 Likes |
Science/Technology / Re: The Fascinating World Of AI Art: Exploring AI Art Generators by KdpMaster: 12:50pm On Apr 23, 2023 |
tanzu678:If you intends to make millions with ai.now is the time before its becomes crowded. I can teach you how to key into AI to get original contents for your ebook in a click and ai generate catchy cover |
Phones / Re: Just Created An Account Blue Sky (pictures) by KdpMaster: 12:16pm On Apr 23, 2023 |
T Wagwanbrethren:There is always always a clause to that effects that prevent seller to create similar thing |
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