Dalnadoni:
Doctors and nurses in naija are so heartless...go will be dieing for their face dey will still insist you pay be4 you get treatment. All this tins need to change in dis country...its so sad

You are blaming the wrong people.

smogia1994:
Earning 104k saved nothing since jan but the loan I have on my bank app is more than 350k and my rent will expire Nov.
I'm not in my right state of mind now.
My prayer for everyone is we won't see problems ijn and we won't encounter one, my brother and sister I prob come all those your so called savings will be gone.
Now the thing is not that I don't save ooh I do I'm an advocate of savings, I have abt 1.1m by Feb. But the prob came wen btc came down and serious family problem wic I have to sort. Omo ehn by April I just have to resort to borrowing from bank app wic is my faith and I'm indebted in much debt. House rent for my family of 4. Me my wife and children is 500k per year, a one bed room self cont. I wld have gone for a much cheaper but in this Abuja accommodation is really expensive. I pray God sort out this hard time amen �

Life is not easy at all my brother. May you have the mental stress to scale through the tough time.

Ayodele951:
Have been able to save 600k from my 200k job with a wife and kid

Wow! What's your strategy sir?

baba4thegehs:
Earn close to 800k
Not married, but have 4 dependents.
Saved N6m and £2k this year alone

Biggest hack for me is living below my means and also investing 50% of my earnings.
Currently living in a 450k per annum mini flat on the mainland, drive a simple Honda accord. If you want to save and grow your wealth stop keeping up with the joneses and chasing women for the unmarried folks

Peace

Thanks Chief

3verblazing:
Lost my job late last year, after 5years of working for the organization with close to no savings and a preg wife, Sapa wan ki me. Fast forward to now, I hv been able to save up $3000 in 8 months. Thanks to upwork and my self-thought Graphic design skill.

Smart move Sir.

Connected1:

He no get people wey dae bill am.

Nothing like financial discipline there.

When you are the bread winner or eldest son in your average or poor family, body go tell you.

That's why we shouldn't copy others, we are all from different backgrounds, unless you choose to neglect the root.

Lol!
I am actually the eldest son with 5 younger ones. Only one is independent right now.

Devil1Messenger:

I earn 170k and I'm single
I reside in Lagos
And I never save shishi
Baba borrow me 40k from that ur 220k
I go pay u back with interest (50k) by next month unfailingly.
Help a brother In need

You wan go disturb my small savings?

GoldenqueenC:
For people like us that have many mouths to feed,we just go with the flow while hoping for better days.

Going with the flow seems a bit dangerous.

Mrkumareze:
First, u need to get your wife something doing. It must not be a luxury biz or job but something that can contribute to the kitchen expenses and kids biscuit..
Make sure your kids are not in all dis presidential schools wia they charge as if they ll open ones skull to Insert books..
Learn to buy food stocks in quantity, detergents and other house needs.

With dis u can have something to save. Remember, salary jobs are not trustworthy in dis naija.

For me, saving physical cash doest help me for now cos I have projects at hand, that's where I save my money

Thanks man.
I think I really need to get her something to do.
My kids are not in one "Big" school.
Salary job fit kick person for nyash anytime, that's why this saving issue bothers me.

AfahaAbia:


What!! U mean u saved that with a wife and 2 kids? I earn close to 460k monthly and I don't have any savings. I am divorced with a 12 years old daughter. I duff my hat for u bro.

Someone here saves above 80% of his salary and he earns 30-60k per month. Imagine, if you(me) can save like this for just 2years.

AfahaAbia:


What!! U mean u saved that with a wife and 2 kids? I earn close to 460k monthly and I don't have any savings. I am divorced with a 12 years old daughter. I duff my hat for u bro.

That's approximately ½ a million per month!
I don't know where the problem is. Is that the situation now is too demanding financially or we are not financially smart enough?

HolyMan12:

You are one of the few elite in Nigeria.

You get wife and kids and still have 220k savings.

You the flex joor.

You have financial security weighing this economy.

Any small emergency at least you can handle unlike some of us.

Congrats

Thanks plenty.
But at this rate, I don't feel I will be truly wealthy. I am kind of afraid for the future.

Drsnives:

300k and you can't boast of 1m in your account, haba, i doubt the 300k tho..
Me earning approximately 50k in a month have about 300k for account

How did you do it oga mi?

Offpoint1:
I don give up on savings because if I save this month, next month the savings go save me

Lol!

seansifo:
Good morning bro.

Please if you don't mind, sir can you tell me the nature of your job and if possible with a brief description of your duties. I'm currently filling a form that requires me to state my monthly salary as well as my job duties and it's necessary for me to state reasonable amount like this your 300k in order to increase of chances of getting approved.

Please help a brother as I'm not sure if any legit job in this buhari Nigeria that pays such a huge amount.

I am a health care professional.
I basically provide health care services.

jogsman01:
I earn a lol bit above 30k as salary, and I do save the whole sum of 30k monthly. My other earnings in a month is another 30k approximately. And I've started saving another 5k per week effective this month. The Weekly contribution na for festive period and maybe to renew my rent, as the spirit leads

How do you survive saving almost 100% of your income?

blackgoldd:



Throughout 2020 I saved just 4m, 2021 additional 4m, from January 2022 till date 8 have saved additional 8m.

That's really great. How did you manage it?

koldej:
My first job after nysc in Nov.2020, the pay was 80k, free accomodation, tfare to work 300 daily..I manage to save 350k from jan-dec 2021
I purchased an half plot of land around ogun state with part of this money, use around 80k to acquire a skill

I left the job Dec. 2021, luckily I got another offer march 2022 with 100k as basic pay, excluding travelling allowance ... it's an interior design firm so most times I travelled for project supervision...

I've been able to save around 400k this year.. I save about 60% of my basic salary.. I no get family way I day feed shaa... I'm hoping in 2years I would have been able to save a reasonable sum to japaa this country.. the stress no be here

Wow! 60%! That's requires serious financial discipline.

thesicilian:

Hahaha.
I just tire o, 2 minutes procedure and the 'surgeon' is romancing the snake. I believe it's a highly doctored video though.

I swear. The space is too small for that snake. ABI na inside the brain em dey and the patient is somehow alive and conscious? Lol!

This is a crazy one. Dr trying to protect the snake. Just use two large kocher's or maingot to crush and hold the snake's head, then drag it out. Must Africa do everything for you?

mattmogan88:


So na only 4 months remain like this

I swear.

dopedan:

I have not saved shishi
Apc will not let me
U fit bless me bros

To save is not easy right now.

Hello nairalanders!
I am curious and ready to learn because I-AM-NOT-UNDERSTANDING.

I earn 300k monthly, working and residing in Lagos state with a wife(not working yet) and two(2) kids. Despite that, I have been able to save only 220k from January to August. I feel I can do more.

If you are independent and a salary earner,
HOW MUCH DO YOU EARN?
HOW MUCH HAVE YOU SAVED?
HOW DID YOU SAVE IT?

Make person learn and see what can be done for the remaining four (4) months.

Ken4Christ:
Didn't meteorologist give predictions and warnings about it before it happened? Or they didn't see it coming?

Well, these disasters are God's judgment on the people of the world for their gross unrighteousness - Romans 1:18.

You mean the child that died sins were too extreme that the child received the punishment of the all-loving father (God)?.....

jeromestarks:
Am I the only one who doesn't like this phone?

I think so.

YxCEc2kUDRp2RWy:
Bro forgot about the remaining six

Hahahhahahaha!

Amotekun777:
Dude, you're indeed deluded. You've lost nothing in body nutrients. All those ignoramuses recommending nonsense are pure fools.

All cuz you've masturbated for years doesn't necessarily mean you've lost nutrients. Sperm got nothing to do with body nutrients.

Your issues with body pains, weight loss etc... got nothing to do with the rate of ejaculation. There must be something else wrong with you, I suppose.

What about married men that probably have sex with their wive(s), girl-friends, concubines, side-chics etc... for donkey years? Does it mean they lost body nutrients?

Don't mind them. Trust me, if you like wake the dead to explain this to him, he won't truly accept it. Most Nigerians run after snake oil salesmen, but bluntly ignore professional advice/observation.

No be small thing. I dey sure say the person don wipe the phone since last year.

Quest7777:
Anybody who can eat this can equally eat common agama lizard.

Why shouldn't agama be eaten?
Its flesh is as nutritious as that of a Chicken.

You are just trying to be emotionally biased on what animal to eat.

Sometimes, I wonder what makes a goat meat and dog/cat not.

Why are we now programmed (so to say) to consider certain levels of hieght a normal standard and others abnormal?
We see relationships where the man is slightly taller than the woman to be the normal one.

When a woman is taller or the husband is too taller than the wife (short woman), it is seen by most to be a "no no".

Is this as a result of education, evolution/instinct or something else?

E make sense o... opportunity to blow