₦airaland Forum

gbekumoyan:
Okay, many thanks. Solved.

Whats your decision and how's it been? Im also tryna make a decision on which to buy of thos two

MissRaine69:
A fat Latino at that ........smh

This is racist. Many of you are

Nice thread.. Getting one this weekend

MissRaine69:
Google dignity and come back to me...I will wait

Literally laughed out loud.. Girl you're something else

[quote author=Ishilove post=78663211]/quote]
Can never forget one of his epic replies where he said 'Ishilove this could be us but hunger is bad.'
A nice guy he is.. RIP

MissRaine69:
That’s your privilege as a parent to name your child as you see fit......I have settled on Pollux Summanus Horatio Cantona

What the actual fck

People don't know that transactions like this involves 4 financial institutions. The paying bank (polaris), the switch/processor (interswitch), NIBSS (CBN) and the merchant's bank(POS).

So when there is an error like this, true to network failing along the line, your money hangs and it takes serious process for it to retrace its step back or to the destination bank.

CBN can't sanction a bank cus truly its no one's fault, its just a general failed system in Nigeria. CBN can only sanction a bank if it ignores your complaint and fails to revert your money after the said number of days.

wura2020:
Can you explain why one should not use current account to purchase treasury bills?

Current accounts are good for receiving loans. Since its meant for regular inflows and outflow of funds. It's shows credit worthiness too. CAM charges are also incurred here.

Savings account as the name implies is meant for saving and interest accruals. It's stable and good for investments, no charges unless violated

Creamz:
When I called the bank, I was told that the interest for 364 days tenor is 13.1% so because I invested for 182 days tenor, it had to be half of the interest for the 364 days making it 6.55%

Yeah, every interest rate is on a per annum basis. So if you don't do a 364 day investment, you shouldn't calculate on the interest rate proposed to you.

That's the main mistake many people make in short mid term investments like this.

pocohantas:
Sadly, his death proves nothing.

My thoughts exactly.
He could have taken legal actions baring all out in a court of law.

sinaj:
Bloggers wont make heaven sha

So you're still on nl. Been ages

Karrisleo:
Good day to you all. Please I really needs a phone that I can enjoy with good quality both for display and for design, Ram,camera all of that. But the Truth is that! I only have a budget of 175k . which phone will that money gets for me with the good quality measured above. I suggest the samsung S8+ . but I don't know if there are other better option I have to look . please your advice is needed.....

Oppo find x or Huawei p20

If you can't be elaborate on your business plan and payment schedule, how do I trust you?

Mompha must be laughing his ass out

Honestly they're not as pretty as expected. The North Central girl is the prettiest though. Uleko Agida

Simple and lovely.. Y'all looking for overloads

First off, colourism is a single variable from a whole bunch. So why the focus on colour?
Second, there's a difference, though a thin line between preference and discrimination. I prefer, I don't discriminate and I believe its same with all sensible guys who know what they want.

Being factual, you'd agree with me that people (ladies especially) are usually more attractive on a lighter skin tone.. Yeah not all the time, but let's not be in denial.

You don't have to change who are (bleach). I personally find a confident lady rocking her dark skin as attractive. Good intellectual prowess, carriage and mannerism is the new sexy.. For me at least

My point.. If I'm to choose one of two ladies who are much similar in specs and I know nothing about.. The lighter skinned one has got me. Simple.

opalu:
If you give me N12.6B I will build at least 5000 Housing units of 2 bedrooms flats and 1 bedroom flats. That Housing estate will have roads and waterworks.
Then I sell the houses for 3m average price and return back the N12.6B with 10% interest.
Last year I built 3 units of such for N5m in Ganaja area of Lokoja. If you doubt me let's try one.

Does the 5m include land prices?

MissRaine69:
Let’s call this what it is . An addiction, praying is not going to resolve this, it’s nothing to feel ashamed about.
1. Find an outlet for your time and energy if you have to take up sport or any other hobby so be it
2. Make a plan for avoiding masturbation during your go to times of the day.-
3. Limit your solitude
4. Stop watching porn on your computer/phone if you have to switch from a smart phone to a basic one for 3-5 days this will be a good step
6.Be persistent some days will he harder than others
7. Stop punishing yourself.
8. Don't believe the myths about the harms of masturbation. If you want to stop your masturbation addiction, then you should do it for reasons that are personal and moral, not for reasons that are health-related.

Here are some things that masturbation will not do to your body
Masturbation will not cause infertility, premature ejaculation, or impotence.
Masturbation will not cause insanity.
Masturbation will not cause blindness or even eye floaters.
Masturbation will not cause frequent urination.
Masturbation does not affect facial hair, growth, facial features, kidneys, testicles, cause skin problems, or cause any major physical issues! These are all myths.

9. Know that it will get better.
Maybe your goal isn't to stop masturbating completely, but just to limit your masturbation to a healthy amount, such as once or twice a day. That's perfectly fine, too. If you have the belief that you really can win this battle, you'll be much more likely to succeed than if you're constantly second-guessing yourself.
That being said, there may be days when you have relapses. This is a normal part of the recovery process. Don't become discouraged. Believe in yourself.

Reiterating this!

ekanDamie:
Its not just the sex. The communication too is threatened.
Ave been in this exact same shii.. Its hard to breathe when the one u love so much holds on to a excuse(even tho realististic)
For u guys not to be in-sync lyk u both used to.
Its hard seeing a beautiful relationship fade away.

Op advice, let her be, find a way to withdraw from her. Asin stay as long as u can without being the one to call her.
And even when she does, be as plain and unsweet as u can be.
She will either fight to get ur attention back or let u go. Either ways, u would be fine.

True.. Living witness of this. Worked 100%

Dottore:
Is the bank still in operation? Honestly If I'm asked I'd say that the likes of Keystone, Wema, Heritage, Skye, Unity are defunct. I thought Sterling was dead too only for them to initiate #bankwars on tweeter last month.

Whether they are dead or alive I can't see myself opening account with them or doing any serious biz with them because of the fact that they have few branches across the states.

Such ignorance. You don't know what you don't know. Have you seen these banks financial reports? Almost all are making remarkable profits from the capital, forex and money markets. You think its by queues you see in banking halls? Go and check out how their staff are enjoying

Too weird to be true

Brazil and Canada

Wow beautiful.
Wifey and daughter goals

This is a good deal

Access bank says applicants must not be more than 24 for bachelors and 26 for masters.. After all the strikes in sch plus a service year?

Almost all sectors are doing well. Increased earnings here and there esp from the banking and oil sectors

But they won't say anything now.. A barrel of crude is about $80 they're busy looting and saving up for campaigns and rigging.

Thunder fire the uni I finished from. Yeah it's one of the top federals, it made me stronger and relentless.. Blah blah


But still thunder fire it!! Congrats girl!

0955eb027:
Your comment makes me laugh. Access bank's pay is the best. E.T earns nothing less than 230k. Diamond bank is close, over 200k. Zenith and Gtb pays good as well. At Zenith, E.T is known as E.A, and as an E.A, u are entitled to an upfront payment of about 800k paid in january. The upfront payment is just a fraction of your salary for the whole year, accumulated. The higher you go, the bigger the pay. Plus lots of allowances and profit sharing at the end of the year. As a contract staff though, you are entitled to nothing (even medicals). PS: Those people earn a lot, what kills them is the fact that most of them live large and they dont really save for the rainy days. Plus, there is no job security as you can be fired at anytime. How do i know all this?. I'm a contract staff.

Are these gross before tax?

farmerwealth:
you mean less or more of what is obtainable?

It depends. Most residential plots of nowadays come as 450sqm