Dear All, please asking for some advice. I purchased in recent Sukuk investment and was told by my broker that I should see it on my CSCS online account but I still don’t see it. Does anyone know how long it takes? I have FGN savings bond which I could see almost within a month of buying.

Guys, please what does Fakehinde mean? (I know Kehinde is the name of the "older" twin.)

Please question oh:

I'm trying to schedule a visa appointment and after checking two times today, I was told "You are approaching the maximum number of times you can view this page. Please schedule your appointment now."

What does this mean? Is there a limit to how many times I can view the appointment page with one MRV? Is it a daily limit? Please help, Nairalanders.

You do not need to send it through your broking firm and I would advise you not to do so. I have found that dealing with registrars directly serves me better - they respond more quickly and I keep my broker on his toes because he knows that I have one-on-one contact with the registrars.

Also, for some brokers, corresponding with registrars is not free of charge. So you still have to pay for that service.

Some registrars like first registrars and meristem registrars, will even honour a request by email as long as you send a scanned letter with a valid signature. Or you can always use good old NIPOST - just make sure you put in all your contact details - email address, phone number, and a POBox to correspond with them.

Please help me. I don't know what to do. I have asked that my account with BGL be closed and they transfer my stock to my new brokers. My new broker sent them an inter-member transfer form to sign almost one month ago. BGL has refused to sign it. BGL has refused to pay me back the balance of my cash account. My (former) account officer told me that I have to sell my shares and use the money to buy again from Greenwich. That means I will lose money when I sell, and probably lose more when I buy if the prices go up. I told them that they should transfer my stock.

Now my (former) account officer in BGL is not taking my calls. I have written them, I have gone to their office. Please what do I do?

Please help me. I don't know what to do. I have asked that my account with BGL be closed and they transfer my stock to my new brokers. My new broker sent them an inter-member transfer form to sign almost one month ago. BGL has refused to sign it. BGL has refused to pay me back the balance of my cash account. My (former) account officer told me that I have to sell my shares and use the money to buy again from Greenwich. That means I will lose money when I sell, and probably lose more when I buy if the prices go up. I told them that they should transfer my stock.

Now my (former) account officer in BGL is not taking my calls. I have written them, I have gone to their office. Please what do I do?

Good morning all,

Please is it possible to do a partial stock transfer between my stockbroking firms? I currently have 2 stockbroking firms, opened at different times when I lived in Lagos and Edo. I have one CHN number and I have an online access subscription on cscsnigeriaplc.com So when I log in, I can see my 2 stock accounts under the same CHN number (but of course, 2 different CSCS account numbers).

Now, I have Zenith stock under both stockbroking accounts and I want to move all of them into one account to make it easier to manage. I will still leave the remaining stock in the Lagos account. I just want all my Zenith stock to be under one stockbroker.

Is this possible? I don't want to close any of my stockbroking accounts - both firms have their strengths and weaknesses. I just want to move some of my stock from one account to another. And I want to be sure of what I'm asking for before I bring it up with my stockbroker.

Meanwhile, do transfers attract a fee from CSCS?

thank you for responding.

Mamabi: Mamathrice, I am in the same situation and I will need your advice before reapplying. What was your answer to the section that ask if you have ever been denied US visa in your application? And what were the reasons you gave? Will appreciate your response please.

Say the truth. Yes, you've been denied visa. Why? You know your reasons. Maybe like me you believed they'd never give visas to pregnant women. Maybe you had your own reasons. Whatever they were, just say it or write it in the form and put the Devil to shame. I don't gaurantee that you'll get your visa. But that's not why I did it. I did it to get the burden off my shoulder and to be able to look at my face in the Mirror.

jennykadry: @MamaThrice

Pay them no mind. They are too busy being selfish to actually understand what pains you experienced when you were denied. I am going to say this not to bring tears to your eyes but show my understanding of your situation. Your first child is a citizen and the second isn't. At this stage you are safe cos the second I am guessing is still a young child but as time goes on this child will begin to ask you questions of why the first child is a citizen and he/she isn't. How can you tell your child that your lies cost him "the chance to a better life"? You all wanno travel overseas, the first child brings out his/her American passport, the second brings out the nigerian one wishing he had the same as the first.

I understand all of these and I think these bloody son and daughters of BS's are too concerned trying to look pretty and handsome than actually trying to see things from a different point of view. I am happy you said the truth and I am happy you got the visa. I don't know the process of an adult becoming a US citizen but I think the second child can get a chance to citizenship, the only problem is it will take longer.

All the best and kisses from me to you

PS Do not upload nothing, I have also been asked to upload my marriage certificate on this site many times, to prove what? like they contributed a dime to my welfare right from the day I was brought into this world

I know it wasn't your intention but I started crying again when I read your post. Don't you know that I've thought of this? Every day since she was born? Can you imagine how I feLt on Monday when I made up my mind to tell the truth, 10 year life ban be damned, only to get a visa instead? And how I realized that instead of playing 'smart' and thinking I was 'wize', I could have just said the truth one year ago and got the visa then? And had my baby and given her citizenship? To say nothing of the traumatic birth experience we ended up going through over here?

Well, God knows best. I believe that everything in life happens for a reason. And destiny is from God not man. By His grace, she will reach and fulfill her potential in this world, American citizenship or not.

gunuvi: @op, I don't believe you. Your handle said it all, you applied twice and you were given the visa at the third attempt and you already registered on NL as mamathrice. Na wa for naija o

Actually that is not far from the truth. I got this handle after I had applied twice and was turned down, hoping the third time I would be lucky.

For the record, the VO asked me if I was pregnant and told me point blank that as long as I can prove financial readiness, I was free to have as many children in the US as I wanted.


That was what made me break down in tears. I put myself through a whole bunch of crap because of a stupid lie. A stupid lie I never needed to tell. I suffered two humiliating rejections trying to defend that lie. And all I ever needed to say was, I lied. I am sorry.


I really don't understand why some people are so skeptical... Have I weaved such an elaborate tale inorder to trick people into... telling the truth


For the record, it is possible these days to get appointments fairly early. And even after you fix a date, you can even tick a box on that appointment selection/calendar page to ask the website to inform you if an earlier date becomes available. The days of hoarding dates and needing to pay some unscrupulous agent thousands of Naira to get a date in 2 months' time are over. So when you're ready to go for your interview, do yourself a favour and book the appointment yourself.

Nobody has to believe anything I have written here. How can I prove it without divulging personal information? But I don't understand or see what reasons I have to lie.

In the end, I came for advice and I ended up with testimony and as someone giving advice. Tell the truth, do the right thing, apologise for your mistakes and God will answer your prayers. Yes, sometimes the answer will be No but you won't have shamed yourself or closed yourself from future blessings.


Not getting the visa a year ago harmed me and my family in many ways, some I have shared on this site and some too fresh and painful to share. And I cheated my second child of the opportunity of being born a citizen because first, I was a coward and secondly, I was too proud to admit a lie. The VO today was very clear: medical tourism is not a crime (as long as you pay forit), it was my lying that denied me my visa renewals.

If only one person reads this thread and learns from it then I will be happy with the thought that I have been able to pass on this particular blessing in one small way.

Well - am back from the interview and I did what I said I would do. I told the truth, held nothing back. I was told that my lies caused my previous refusals and I had broken the first rule of the system by lying.

I was given the visa. I left the embassy in tears. Even though I was given, it is still a very painful experience, especially as it was something that I could have avoided with a little honesty.

Let this be a lesson to anyone who ever finds herself in my shoes. Tell the truth and keep your dignity. It might not alwaysget you what you want but you will be able to hold your head high in the end.

I never overstayed or broke any rules during my trip. I travelled to the US twice, first for a short visit and secondly to have my baby - I stayed for 3 months, half the duration of my i94.

Thank you, vivichocs. I don't really think the truth will help me in this case but I've come to the bitter realisation that deceit only reaps sorrow and loss.

solomon111: so,you are telling me there are no good hospitals in Nigeria?
Do you how many children are birthed successfully in Nigeria daily?
Do you know there are good private hospitals in Nigeria,where they would receive the best of care,without spending half of what they spend overseas.

nagoma:

The people who go to deliver abroad are not the ones affected by maternal mortality. We know and they know that they can have safe delivery in Nigeria spending only a small percentage of what they pay for BA return tickets. They dong go just for safety but for their inferiority and reassurance from the western gods they worship. It is really shocking that you so much love the west that you don't believe some of us who see nothing special in them and actually prefer Nigeria.

Let me share my personal experience. This is not hearsay. I went to one of the best hospitals in Warri to have my second baby - a hospital that was managed, funded, equipped and staffed by an international oil company exclusively for their staff and dependants. I was in labour when I arrived on Sunday morning and I put to bed 3 hours later. I was attended and delivered by mid-wives. There was an O & G doctor on call, a paediatrician on call and an anaesthesian on call. None of them were present in the hospital during my labour. I asked for an epidural and the nurse point-blank lied to me that the hospital doesn't give epidurals. (During our antenatal classes, we were clearly informed that they do.) My baby was born with cords round her neck. The mid-wives revived her. My placenta was retained. I waited for an hour, bleeding on the delivery table before the O&G doctor showed up. He had to put me under anaesthesia to remove it. I waited for another 2 hours for the on-call anaesthesian who was in Church - to show up. The O&G doctor finally decided that I was losing too much blood and he would administer the drugs himself. I fainted on the way to the operating room. I literally saw my life passing before my eyes all through out the procedure. The anaesthesian finally showed up and I don't know what he did, but I felt every bit of the pain of the placenta removal, and the tear stitches that were administered to me afterwards. After everything, I needed a full week in the hospital (normal vaginal delivery shouldn't have kept me there beyond 3 days), 4 pints of blood and I was only discharged probationally. My blood levels were so low, my eyes were yellow and the O&G doctor practically promised me that I would be back the same day I left.

Oh and meanwhile, my baby needed medication for a skin rash she developed there. The nurses gave her one dose and completely forgot about it. I had to remind them two days later and then they pretended that they had been giving it to her when they took her to bath her.


She also ended up under billing lights (which is what usually happens when you're cooped up in the hospital and your baby doesn't get enough sunlight). There was a time when she stooled in her cot and I had to change her - with a blood drip tying me to a drip tree - while a nurse stood over me, shouting that she needed to change my blood bag and I was wasting her time. Let me repeat that - I was changing my baby's dirty diaper with a blood drip on my wrist - and the nurse who should have been helping me take care of her was yelling at me.



So f**k you to whoever said that there are good hospitals in Nigeria and it's down to money. Money doesn't make up for the lousy attitude of the average Nigerian - even the average educated professional Nigerian - who has zero work ethics. Who is in "Church" praying for the patients he is supposed to be on call attending. Who is so busy trying to tick off her schedule roster that she will stand by and watch as a woman with a low blood count and a blood drip in her wrist change her baby's diaper. Who forgets to give an infant her medication on due. Who flat out lies about hospital procedure to cover up for an absent doctor. These medical professionals were all staff of the oil companies and were paid "armed robber" salaries. It didn't make them hard-working, professional or even human beings with a conscience. That hospital might have had all the drugs you could ever imagine, a fully equipped operating room, cutting-edge technology, etc. But that can never make up for the lack of sheer ethics its staff displayed. I would have been safer up with a home delivery with a certified nurse-midwife in the backwaters of Texas than I was in that "first-class" hospital in Warri.


If not for the grace of God, I would have died that Sunday morning and the hospital would have covered it up and found a way to make it my fault.

Everybody is affected by maternal mortality in this country.

I've decided to tell the truth. I was not a deceitful person by nature and I will stop being one now. At the time of the interview, I didn't even know if I would have the baby or not - I was just afraid being pregnant would be grounds to deny me. Even after I decided to give birth, I was more worried about ensuring I paid my bills completely than the lie.

It has happened. I cannot change the past. No one gave me advice so I had no clue I would be asked such a personal question and had no clue what to answer. That is no excuse though. I should have spoken the truth. And that is what I would do going forward.


So thanks for the advice everyone but it is clear that there's really only one course of action to take. If it results in a lifetime ban or worse, so be it. I am old enough to take responsibility for my actions.


I have booked my appointment and it's next week. I'll let everyone know how the story ends.

So what do I say then?

Hello all. I need desperate advice.

Some might remember my story. Years ago, I went for a visa interview, denied I was pregnant and had my baby in the US. I paid all my bills and everything. When I tried to renew my visa, I was rejected twice. Both times I insisted I was not aware of my pregnancy. It has been over a year since my last interview and I am thinking of applying again. Am I wasting my time?

I went as far as to write to the US immigration people after the incident and they said I shouldn't take it personally, the consular officer has to use his discretion and that I can apply again.

What do you think? Will I be wasting my money and time? And if there's a chance I could be given a visa at all... What do I do if the old matter comes up? Insist on my story that I didn't know I was pregnant? Or just say I lied and am sorry?

Hello. I posted this on the USA visa thread but I hope I can get a response here. I travelled to the USA to have my baby. I paid all my bills, kept to my visit duration, etc. and hoped for the best but during my visa renewal interview, I was denied a visa. They asked me during the second interview if I knew I was pregnant the first time and I said, no, I did not know. What are my chances of getting a visa ever? The interview officer told me that I could apply again but with all this talk of ten year bans, etc, I don't know if it is worth it. Please someone should tell me what is up. Also, I see people going to the USA all the time to have their children and it seems that it is only when they use MEDICAID that becomes a big deal. A friend of mine has even gone three times. Was this really the issue or was it something else?

Thanks Fastlink. If my former interview comes up, what should I say? Should I insist that I didn't know I was pregnant at the time or should I confess that I lied?

Hello, I would appreciate any advice I can get. I would like to know my chances and what I can do to get a visa to travel to the USA to have a baby. I had my first child in the USA but I was turned down when I tried to renew my visa because I lied that I wasn't pregnant the first time around. That was last November. I paid my medical bills and everything though but I lied the first time around. Any chances I can ever get another visa to have a child there again?

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