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Mayo47's Posts

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Car TalkRe: Maintenance Tips For Honda Cars by mayo47(m): 3:59pm On Feb 20, 2015
Hello,

I drive a 2006 accord, i noticed whenever i buy fuel the car never starts not until i keep accelerating it plus is it advisable to use Oando dexron II for the transmission fluid. Your responses highly appreciated.
PhonesRe: If You Use Any Of These , Then You're Older Than Your Age.. by mayo47(m): 1:05am On Jan 26, 2015
12 was my 2nd fone
Jobs/VacanciesRe: Free Dragnet Past Q & A And Gmat Here by mayo47(m): 10:44pm On Jan 24, 2015
mayowaoyatogun@gmail.com
Jobs/VacanciesRe: KPMG Aptitude Test 2014/2015 Past Questions by mayo47(m): 2:23am On Jan 17, 2015
please kindly help with the test questions

mayowaoyatogun@gmail.com
PoliticsRe: Interview With Yemi Osinbajo On Channels Today At 8PM by mayo47(m): 9:01pm On Jan 04, 2015
@petra22

He's been real we can only expect a perfect power supply in the long run (more than 5 yrs) and not in the short run
PoliticsRe: Mbaka: Are You God? A Nairalanders Response To Mbaka's Views On Jonathan's Govt. by mayo47(m): 9:57pm On Jan 03, 2015
exxell:
Brother you dont seem to get my writeup right? Read my critique very well before talking thrash to me. The summary of what am saying is that whether we like it or not, this world thrives on corruption. Its not as if am saying Jonathan got it right in every sector. But let it be known to you that he tried his best. If you will tell yourself the gospel truth, your family is surrounded with corruption same way Jonathan is surrounded with corruption. If you have not done any corrupt thing before, raise your hand let me see? If I hear! Park well joor. Even if Buhari should get there tomorrow, corruption will find its way into his government one way or the other. So therefore, let Buhari stop parading himself as the saviour of this country![quote author=exxell post=29424345]Sorry u have no justificatition from the above. Even if an average Nigerian is corrupt, he doesn't occupy same office as that of the president where its effect can be on virtually all the sectors of the economy unlike an individual whose corruption has a micro-effect on the economy.

We don't need president who just tries his best but no results to show for the efforts, Bro we need results. Corruption exist worldwide but its extent varies, corruption in the UK is kept to the barest minimum and there are serious consequences for stealing even £100 of public funds but that can't be said of corruption in Nigeria. Corruption definitively possesses multiplier effect to any economy which in the long run very terrible.
PoliticsRe: Mbaka: Are You God? A Nairalanders Response To Mbaka's Views On Jonathan's Govt. by mayo47(m):
@exxell

Sorry u have no justificatition from the above. Even if an average Nigerian is corrupt, he doesn't occupy same office as that of the president where its effect can be on virtually all the sectors of the economy unlike an individual whose corruption has a micro-effect on the economy.

We don't need president who just tries his best but no results to show for the efforts, Bro we need results. Corruption exist worldwide but its extent varies, corruption in the UK is kept to the barest minimum and there are serious consequences for stealing even £100 of public funds but that can't be said of corruption in Nigeria. Corruption definitively possesses multiplier effect to any economy which in the long run very terrible.
PoliticsRe: Photo Prof. Osinbajo Takes Campaign To Ikenne Ogun State by mayo47(m): 9:16pm On Jan 03, 2015
3cycle:
See what greed has turned a prof to angry
Prof paired with an illiterate who can't provide his certificates.
Gej till buhari goes to school grin
What's ur definition of being an illiterate?
RomanceRe: Upload Your Pix Here Lets See How Handsome Or Pretty You Are by mayo47(m): 9:24pm On Dec 28, 2014
Maywzl£!!

Jobs/VacanciesRe: Free Workforce Past Questions & Answers In PDF Format. by mayo47(m): 9:03pm On Dec 28, 2014
mayowaoyatogun@gmail.com
CareerRe: Why Employers Are Saying Yes To CIMA Qualification by mayo47(m): 4:37pm On Dec 17, 2014
Greycells:
Multinational corporations that include Shell Petroleum Development Corporation, Procter & Gamble, Nestle and Diageo are increasingly recruiting CIMA qualified professionals.

This is because the CIMA Professional Qualification provides more strategy, more management accounting and more relevance across a broad business perspective than any other professional accountancy qualification.

Apart from giving its holders expertise in finance, it equips them with the skills to make key decisions in business and advice others of the financial implications.

With its emphasis on strategic business skills, the CIMA Professional Qualification is a springboard to success both within and outside the finance arena.

Just as in accountancy roles, CIMA members are successful business analysts, management consultants and project managers. Others hold senior roles in areas such as operations, IT, business planning and change management. And many are in top jobs, becoming managing directors, chief executives and chairmen. You will be joining a powerful network of business leaders by joining CIMA.

CIMA certification holders are financially qualified business leaders operating in all areas of the organization. They create value by applying leading edge techniques with a commercial and forward looking focus, adapting to the changing needs of the business.

The CIMA qualification is open to all, regardless of educational background, or work experience. The basic requirements are a competence in mathematics and the English language. The CIMA qualification can be entered at any stage – either straight after school, college, university.

If you have any questions for the CIMA Agents, feel free to post it as a comment. A CIMA representative will be happy to reply to your comment. For more information on CIMA and on how to register, log on to www.cimaglobal.com or call: 07002462644 or email: lagos@cimaglobal.com.

http://myschool.com.ng/school/news/33015/why-employers-are-saying-yes-to-cima-qualification.html
I am quite interested in the masters gateway route but need to be sure on the availability and quality of tutorial centers. Any recommended??
CareerRe: Advice On Being An Actuary by mayo47(m): 12:56am On Nov 30, 2014
First is to identify what you want in terms of career path, as a mathematics undergraduate you shouldn't have serious issues with any. Yes its possible but definitely not advisable. You can fit into accounting (ACCA), financial risk management (FRM & PRM), investment mgt (Chartered Institute of Stockbroking, CFA), actuary or insurance (CIIN) etc. You in the best position to know which is a good fit.
CareerIs The CAIA Recognised In Nigeria? by mayo47(op): 8:37pm On Nov 21, 2014
To all the the financial analyst, investment bankers etc, please what is your perception about the Chartered Alternative Investment Analyst program and is it recognised in Nigeria.
CareerRe: CAPM/PMP Certification Exams by mayo47(m): 4:52pm On Nov 01, 2014
joaquin64:
Hi, as some of us can see or have heard, PMP/CAPM is becoming a huge deal in the world and being certified is very important. Most of the threads on this issue have become old so I wanted to start a new one. Please is there anyone interested in sharing information or pdf copies of certain materials online?

For example I am looking for Rita Mulcahy's book on CAPM exam prep. Thanks.


PS: Also if you would like pdf copies of the PMBOK 5th Edition (latest) which is the only book you would ever need and should only use to study for both PMP/CAPM, you can drop your email. I also have Rita Mulcahy's PMP exam prep book (most used/popular book for the exam preparation part) and an extra PMP Exam practice test and study guide by another popular author. Send to others that ask you for it in return. Share knowledge and help one another. Thanks.
mayokoncepts@yahoo.com

Thanks a lot.........
CareerRe: What Administrative Certification Do We Have In Nigeria by mayo47(m): 4:42pm On Nov 01, 2014
farellstone:
Who know the best administrative certification to get in nigeria?
Institute of Chartered Secretaries & Administrators
CareerRe: Are CISI Qualification Recognised In Nigeria? by mayo47(op): 7:51pm On Oct 28, 2014
mayo47:
This goes to all stockbrokers, investment bankers, wealth advisors e.tc on nairaland

Are chartered institute of securities & investment UK qualification recognised by employers in Nigeria?

Your feedback would be highly appreciated........
nairalanders help a brother
CareerAre CISI Qualification Recognised In Nigeria? by mayo47(op): 12:47pm On Oct 28, 2014
This goes to all stockbrokers, investment bankers, wealth advisors e.tc on nairaland

Are chartered institute of securities & investment UK qualification recognised by employers in Nigeria?

Your feedback would be highly appreciated........
CareerRe: How Does One Become An Investment Banker ? by mayo47(m): 1:58pm On Oct 25, 2014
Are CISI UK qualifications recognised in Nigeria?
TravelRe: Nigerian Students In The Uk How Do You Survive? by mayo47(m): 4:54am On Oct 24, 2014
Lexusgs430:
Posh job title - No wage attachment !!! It might have been a good preposition if a wage was attached.
Something to add to your cv for future interest.
Financial Analyst
Unpaid (no wage)
TravelRe: Nigerian Students In The Uk How Do You Survive? by mayo47(m): 6:40pm On Oct 23, 2014
I got an offer for an unpaid internship in a museum as a business performance analyst, is it worth it considering my interest are in investment and banking together with few years banking experience in nigeria and am almost done with my pogram presently considering moving back in 2 weeks to start job hunting. Your feedback would highly be appreciated
CareerRe: Advice On Being An Actuary by mayo47(m): 3:19pm On Oct 15, 2014
Yababoy:
So I'm sure you must have done a bit of desktop research on what it entails to qualify as an Actuary; the time, money and sacrifices. If you are truly passionate about pursuing an Actuarial career then register for the exams. Since you have a strong mathematical background, you could start with the Probability& Statistics exam, Financial mathematics and Economics. This should not be too difficult for you and will give you the confidence to prepare for the other papers in the CT series. Alternatively, if you have the cash you could pursue an MSc in Actuarial Science from one of the Institute's accredited school in the UK. If you perform well on the Master's program in any of these schools you stand to gain exemptions in at most 8 papers at the CT levels.
With some papers passed, it wouldn't be difficult to get an Actuarial role in an Insurance company or an Actuarial Consulting firm in Nigeria.
@Mayo: Her plan is to pursue an Actuarial career not to get an Insurance job, so I don't quite agree with your advice on taking the CII exams. Actuarial job isn't restricted to the Insurance industry.
The truth is that presently in Nigeria an actuarial career is confined mostly to the insurance sector & maybe the PFAs. In essence, that the reason I brought up the insurance job idea.

The demand for actuary is not there as Nigeria just has a small number of actuary which makes the ROI maybe questionable but would be great to acquire for the future as the insurance sector especially is experiencing reforms.

The MSc Actuarial Science in the UK is actually great as it may land you a job in UK where actuary is more value and the ROI very good.

ROI-Returns on investment
CareerRe: Advice On Being An Actuary by mayo47(m): 10:09pm On Oct 14, 2014
Onyiclara:
My issue now is what's the next step seeing as I didn't do actuarial science. Am I to write an exam or just start looking for jobs in actuary firms? What do I do next?
Mathematics is a strong fundamental in actuary, you should be in a good position securing a job in an insurance firm. My advice is you take up the chartered insurance institute of Nigeria (CIIN) exams or the UK actuary body and at same time job hunt.
TV/MoviesRe: What's Your Best Nigerian/nollywood Movie? by mayo47(m): 12:30pm On Oct 11, 2014
uzolexis:
Mr n Mrs

What's the name of this old movie where some guys dug up Liz Benson's grave and stole her ring then her ghost started disturbing them,can't remember the title but I love that movie
Ehen Goddson just reminded me,its "Diamond ring" grin
Diamond Ring is the name featuring RMD & teju baby face
CareerRe: Job Prospects For Maths Graduate In Canada, Nigeria, UK And US by mayo47(m): 11:24pm On Oct 06, 2014
Ztie:
What job prospects are there for a Maths graduate at masters level specialising in Numerical Analysis?
He/she would fit in well as a Quant risk analyst, if you interested in risk management.
Car TalkDirty Tricks Petrol Station Attendants Use To Cheat Customers by mayo47(op): 10:38pm On Sep 27, 2014
Mrs. Bisola Ayeni, a businesswoman in her early 40s confidently left her house at Egbeda (Lagos) with an almost empty tank heading for Ikeja. The red light of the fuel indicator was blinking nonstop but Ayeni knew the quantity of fuel in her tank would take her to the next available filling station where she had hoped to fill up her tank.

Indeed, as she got to the Lagos-Abeokuta Expressway, Ayeni drove into the filling station and told the attendant to fill her car with N5,000 worth of fuel while she rummaged her handbag to bring out the money as well as pick a call. That was her undoing.

Ayeni would tell our correspondent that she didn’t bother to look at the pump while the sale was on because she didn’t envisage any foul act, besides she knew the level a N5,000 worth of fuel would rise to on her fuel gauge. Ayeni only managed a quick glance at the meter and when she saw that it was reading, she relaxed and enjoyed her discussion on the phone.

She said, “When I finished, I looked at the pump and I saw N5,000 on the price column, I paid him and drove away. I expected the light indicating low fuel to go off and the indicator to rise, but it didn’t happen.

“Even if the rise in the fuel indicator would be gradual, I expected a major shift. Lo and behold, the light never went off and the indicator never rose.

“Oh my God, I was confused and very angry, so I turned back, while praying that the car wouldn’t run out of fuel. By the time I got to the petrol station, I was fuming.”

Ayeni said she had almost slapped the attendant who attended to her having shouted on him when the station manager came out.

“On hearing what happened, the manager gave the sales boy a resounding slap, apologised to me and ordered him to sell the fuel again, and I heard him saying the N5,000 would be deducted from his salary. We both stood by him while he sold the fuel, the gauge rose even before I left the station, which means he cheated me earlier. I still wouldn’t know how he did it,” she said.

Ayeni’s experience is common among vehicle owners, who had at one time or the other thought they had bought fuel but later found out they either bought nothing or were short-changed in terms of the quantity. A cross section of vehicle owners who spoke to our correspondent alleged that they had noticed same at one time or the other but said that there was nothing they could do since they really could not establish any foul play.

In case you once bought fuel from a filling station and it seemed like nothing was added to your fuel tank after you have left, or you felt what was sold to you wasn’t commensurate with what you paid for or expected, you may have been cheated under your close watch even with your eyes wide open.

Saturday PUNCH had a revealing chat with fuel attendants of some popular filling stations in Lagos and they explained how they make quick but huge cash from unsuspecting customers.

One of them who identified himself simply as Owolabi John, said there are many ways fuel attendants cheat customers who have come to buy fuel, which many people are not aware of.

Devouring a massive plate of hot and spicy pepper soup and a bottle of chilled beer our correspondent bought for him, John readily exposed all the tricks on how they make money.

By the way, John earns N10,000 as a fuel attendant. He wants to pursue a university education. There is no other help from anywhere else, as such John admitted leaving no stone unturned to take advantage of gullible customers to make some money from what he described as “the customers’ carelessness.”

“Ideally, when we resume, we take the reading on the meter on the fuel dispenser, which we call the opening meter, and when we close, we take the reading, which we also call the closing meter. Then, we multiply the difference in the readings by the cost per litre, which is the amount we deliver to the manager. If there is any surplus, it belongs to the attendant, and if there is loss, the attendant will look for money to make it up. If the shortage is a lot of money, the manager may allow that the money be deducted from the person’s salary if the person is not sacked,” he explained.

However, that surplus money may not have been a miracle or manna from heaven; it could simply be a product of manipulation by the attendants.

According to John, there are different types of fuel dispensers, such as Marathon, Sanki, Eagle Star, etc, and each machine has its peculiar way of being adjusted. “On the keyboard of some of them, where we enter the number of litres or amount, which is either in front or on the side, there is usually a button labelled ‘Recall, TIM/CAL’ or any other label, depending on the machine. The essence of the button is to enable the attendant to see the past sales. If you want to see your last ten sales, you just press Recall, then the number you want to see etc, depending on the number you want, and it shows you the amount. Beyond seeing our past sales, we use it to make money.

“If I sell N2,000 worth of fuel to a customer, and the next customer also wants to buy N2,000. If I observe that the second customer Isn’t paying attention, I will sell some quantity, maybe N1,500 and press Stop or Cancel, depending on the machine press Recall, 1, then press Ok. With that, N2,000 will appear on the screen and that is what the customer will see on the meter, believing the sale is complete. This can be done in less than one second. That is one of the ways, and at the close of business I remove mine which is the excess of the actual litre sales.

“Imagine if I do that for about ten customers in a day, with varying gain from each case, which depends largely on the amount of fuel the customer is buying and how sensitive the person is. I could make up to N10, 000 in one day,” he explained.

According to him, attendants could go to the extent of writing out some past sales on a paper where they can easily have a glance to know which number to recall when a customer is distracted or looks away, since many people prefer to buy based on price and not litre.

“When customers come, we observe them and see if they are tired or we try to distract them, sometimes with the help of our colleagues by engaging them in a chat or doing things that could easily distract them. As soon as they look away, if the seller has made an appreciable sale, he/she would have mastered or checked his paper to see the last time he sold that particular amount, as soon as it is possible, he will press it, and press OK. Before the customer looks back, the sale will appear complete,” John explained.

John’s revelation explained one of the ways Ayeni might have been cheated. Another fuel attendant, who simply identified himself as Owode Kabir, told our correspondent that the use of Recall or TIM button is the easiest way to make quick money because the customers would think the machine was fast, so they wouldn’t always suspect anything, even though some come back to complain.

However, Kabir stressed that not all attendants are involved in the act, but that many of them do it as long as there is opportunity and that in some cases, they settle the station manager at the close of work if they are able to make some money, which they do everyday anyway.

But ‘Recall or TIM/CAL’ button is not the only way to make money from customers, Kabir would tell our correspondent. There is yet another way!

Even though many people know that when the nozzle is hanged on the pump, the readings revert to zero, he said they (fuel attendants) have also found a way to manoeuvre it to make some money.

“What we do is to gently place the nozzle, such that it won’t click to rub off the old sales and revert to zero, so, we fake it, which means the dispenser is still running, so if anyone comes, we simply continue from where we stop and that is why sometimes it seems like we are rushing the customers. It is easier when the last sale is a small quantity.

“Even though the use of the Recall or TIM/CAL’ button on some of these machines is the easiest method, faking the nozzle is another viable way to make money.

“If the previous sale is about N200 maybe by a Keke NAPEP and Okada rider, or even commercial buses (danfo) drivers, because they are the ones who buy fuel in bits, we will gently place the nozzle, and naturally, when you see that we remove the nozzle from the hanger, that is, from the engine, you believe that it started from zero. However, it is not always the case,” he said.

Kabir was quick to add that some station managers or managements know about their tricks but that once they are caught or reported by a customer, such person could be sacked. He added that attendants usually sell in all cases but such sales might not start from zero or could be recalled to a previous sale that had the same amount, which would be an incomplete sale for the customer.

“Sometimes we could gain up to N1,000 from one sale, it depends on the quantity that the consumer wants, and those that are caught are usually the greedy ones,” he noted.

He added that in filling stations where their dispensers do not have Recall or TIM/CAL only the last sale could be recalled, hence, once the last sale is not the same with the current sale, faking the hanging of the nozzle might be the only way to make money through such pump.

Station owners and managers also dupe customers

A female attendant with a major oil marketer company in Lagos Island, Seun Jegede, told our correspondent how station managers and filling station owners also cheat their customers.

She alleged that most filling stations alter their meters to under-dispense fuel at the detriment of customers, which is a known phenomenon among consumers. Even though this could be a product of greed and inadequate regulation, she said they also do that to make up for some loss they might have incurred during sales.

“Based on experience, I can tell you that almost all filling stations, including the ones being run by government, adjust their meters and what they do is to settle the officials from the Department of Petroleum Resources if or when they come for inspection.

“No attendant can alter the meter on his own, except the manager sanctions it because it involves the engineer changing the panel and doing some mechanical readjustment. That is why many filling stations that alter their meters have to bribe their way through because the engineers are not always there, except the manager recommends a trusted attendant to be trained so as to put the pumps back to normal if DPR comes.

“The adjustment is easier with the marathon machine because it has a key in front of the meter. This allows for quick readjustment of the meter so as to scale through the due diligence check by the DPR, which could be once in six months,” Jegede explained.

She added that the decision to alter the meter could either come from the owner of the station or the station manager in connivance with the engineer, adding that whoever orders the adjustment takes the money made from the unsold quantity.

Source:http://www.punchng.com/news/dirty-tricks-petrol-stations-attendants-use-to-cheat-customers/
Jobs/VacanciesRe: Driver Needed In Abuja For Cab Business by mayo47(m): 4:41pm On Sep 08, 2014
jesuseun1: A responsible driver is urgently needed in abuja to operate A cab business within abuja.for daily delivery.car to use-mazda 626

He must be a christian ,committed and responsible.

Text name ,age,gsm no,edu level,state of origin,address,marriage status to 08093183743
Being a christian, doesn't guarantee good characters bro
Jobs/VacanciesRe: GMAT For Free Download by mayo47(m): 10:38pm On Sep 04, 2014
mayokoncepts@yahoo.com
CareerRe: Adance Your Career With ICAN Easily Here by mayo47(m): 12:13am On Aug 25, 2014
exemptions for a BSc Economics & MSc Accounting & Finance graduate?
TravelRe: Nigerian Students In The Uk How Do You Survive? by mayo47(m): 3:25pm On Aug 20, 2014
Footlocker: Clearly your clueless! Which bush did you grow up in ? Go search for sense please!
Mr!! All u need do is give full details of what u advertising. At the mention of family house comes with the impression that one would be staying with a family.

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