₦airaland Forum

Hello good people of nairaland. I want to inquire about ATS Allied Enginerring services. What are their programs like? What are the opportunities available to participants? Do they link you up to companies after the training? Please share your experience with me, thank you.

Saintimakuh:
For frontline or ET...

Frontline

Aurora07:
My aptitude test is tomorrow... Pls can anyone help with questions to expect and how long the whole thing takes ...thanks

Mine is on Saturday 26th. I am also looking for PQ.

I've seen this countless times. I am surprised that people are surprised by this, Lol. I grew up in Sokoto

CHIMDIYA4EVA:
Hello guys, please I am having a problem with my phone whenever I try to start up the google play store it doesn't come up. Instead, it keeps showing me the info on the screenshot below.

Go to settings, then go to Apps. Scroll the list of apps and select Google Play Store. Clear the cache, then launch the app again

I wrote an article on saving during service
https://www.nairaland.com/4304138/mystery-savings-during-nysc-service
Mustack I see you sir. Thanks for quoting me
Now on the subject matter...
While there are countless ways to achieve the 10k savings, the following are compulsory principles to follow if you want to succeed.
1. DO NOT TAKE UP ANY POSITION OF LEADERSHIP!
You can't be a CLO or a CDS/Fellowship president and save 10k, when you only receive 19k. So if you want to save 10k, be a floor member everywhere
2. Stay single. This one is self explanatory
3. Do everything to stay in your PPA's lodge. Transport expenses will swallow your allowance trust me.
4. Cut down on your hobbies: Do you play football professionally? Are you a party animale? Do you like to visit new places? If you want to save 10k monthly, you have to find a 'domestic' source of happiness (LOL). Also, you have to avoid people who have such hobbies too. E.g That comment about drinking pap/kunu from morning till night. Yeah, befriend those type of people. If you can bear the misery you will save 10k
5. Have a reason in mind: Don't just save 10k because you feel like. Have a target or goal in mind. Don't do to yourself what the prodigal's son did to himself i.e have a shii ton of money and not know what to do with it.

You can at least save 3k inside the 19k. Think of it as one of your compulsory expenses. The way you allocate money for transport and food, allocate money to savings too. There's a sweet level of self discipline that you attain when you save. I use piggybank.ng too, it is a great way to save. Peace...

peteregwu:
Hello guys and using android 6.0. Everything I have been downloading has been going into my internal storage, pls how do I transfer it to the external SD card?

What app are you using to download?
You can go to Settings/Storage and make SD Card your default write drive. However, everything else starts going to your Memory card too

Mustack:
I learn that they give loan to corper who already have a registered CAC. how true is this?

Yes it is true

femora007:
is the loan for serving corp members only or those that have passed out of service can apply too. And what is the process of application?

If you haven't passed out for more than two years by now, you can apply. Follow this link http://www.boi.ng/bank-of-industry-boi-graduate-entrepreneurship-fund-gef-for-nysc-members/ and visit any BOI branch near you for further inquiries

Mustack:
I learn that they give loan to corper who already have a registered CAC. how true is this?

Yes, it is true. A registered business name is needed to access BOI loan.

Mustack:
bro is just like you're using microscope or telescope to relay the. future.... experience a after service is terrible my ppl..... I have known this and am seriously working on this to become myself.... note you said no matter I should pull the wall of Jericho down to attain my aim... you just gave me another motor....

Thanks for the feedback sir. Keep on keeping on, keep moving forward. The Lord is your strength

Mustack:
I have a lot if ppl relying on me.. I stated it clear to them about my plans... I have my gf and my younger ones...

This is the way to go. Thumbs up bro

Mustack:
another advice for corper serving in the village, use your allawee to stock up food items irrespective of your state or ppa and sell them off at the later stage of you're service year... that's what am doing 4 bags of local rice at n6500 and my budget is to sell them @ n10000 and as at the moment it sells at n7000.. that's how it will keep increasing........... be wise and be man enough to have a saving habit... don't let you nysc year to become 'Now Your Struggle Continue' after that one year...

Wow. This is great, thanks for sharing

dayo2me:
Thanks so much. Let me brief you what I intend to use it for. I am an Android app developer and a Desktop Software developer, I have account with fiverr and upwork as a freelancer but I don't have a Laptop to make freelance job easy for me. I heard someone saying that i can get a loan worth of 100k if I have genuine explanation of what I want to use it for, that's why I asked you the question.

The problem is not really getting the loan. The problem is how to pay it back. You must have a solid plan on how to pay back for you to convince someone to loan you that kind of money. Another approach is to split the loan across different people e.g get 4 people to loan you 20k each. It all boils down to how you intend to pay back.

dayo2me:
is it possible to get loan of 80k as a corps member?

Yes it is. But it depends on who you are requesting the loan from, if there will be interest and what you are giving as collateral. A fellow corps member can even give you such a loan. But the most popular source of loan for corps members is the Bank of Industry (BOI) loan. They have various loan schemes but the popular one I've heard of is 2 million naira to corps members who want to start a business. The collateral is the NYSC certificate and no interest is attached. Fore more info: http://www.boi.ng/bank-of-industry-boi-graduate-entrepreneurship-fund-gef-for-nysc-members/

FunnyDude:
With the way prices of food and other things has skyrocheted , you think it will be easy to save. Assuming such person has people relying on him at month end, how will such person save.? So please target those one's that have nobody looking upto them for stipends or those earning state allawee combined with federal

1. Whether you have people looking up to you or not, money will always find a way to be spent. N200 is N200, whether you give your brother, maisuya, a taximan or whosoever. Savings is a way of securing future spending. If you spend all today, what happens to tomorrow?
2. I have come to realize something. Sometimes we make the mistake of catering for people's excesses, at our own expense. Before you convince yourself that giving money out to somebody is absolutely worth it (i.e. if you don't previously owe them directly or it isn't a health maintenance case) ask yourself this, 'If I leave this world today, or if I loose my source of income today, will this person die or will they find somebody else to continue from where I stopped?' Anybody who decides to hate you for trying to build your own future should be suspected. If you build a more stable financial life tomorrow, wouldn't you all still benefit from it?
3. True success is collective, not individual. Carry your family/friends along as you grow yourself. Don't be playing the 'Jesus' card for self gratification or whatever reason. People learn habits when you teach them. If I give you N50 everyday, after a while you get used to it. The day I stop giving you N50, you will automatically resent me. This happens a lot in families. Teach your siblings how to fish. If they decide to 'neglect' you tomorrow after they attain wealth, it is 300 times better than if they resent you because you can't give them money like you used to. You will become 'nothing' before them.
Please save. The experience will be difficult but you won't regret it. On the other hand, you will most likely regret it if you don't.

FunnyDude:
Rubbish article. Easier said than done

I am currently a Batch A Stream corps member. This article is first hand information comprising of my experience and that of fellow corps members. I have summarized it so that it wouldn't be too lengthy. However, feel free to specifically dispute any part of it, and I will discuss it in more detail with you. Thanks for the feedback

Soteriahascome:
Wonderful write up!

Thanks

Corper we! Incredible and gallant youth of Nigeria (age is just a number, right?), here is my two kobo advice on how to save during your service year...

NB: ‘Corper’ is an informal word for ‘NYSC corps member’ before the grammar police will come for my head.
Alright let’s get to it...

BACKGROUND THOUGHTS
The ultimate goal of having a savings is to invest it, grow yourself and/or your pocket. You have to keep this at the back of your mind at all times. But the definition of an investment is left to your discretion. It could be to learn a new skill (entrepreneurial training or professional course), to buy a new gear (cinematographers, craftsmen, musicians, e.t.c), to grow more money (pure investors) or to invest in a business (new or existing business). However savings are also used for rainy days (when life presents you with bigger challenges).
Make sure you are also learning what to do with your savings. SAVING MONEY is like STORING SEEDS. The goal is to plant and harvest, not to feed weevils and birds (inflation, bank charges, internet data and petty expenses) or ultimately consume it.
I shall be using the current federal monthly allowance (N19, 800 ≈ N20, 000) as the sample figure for my recommendations.

COMMON THOUGHTS
1. How much should I save?
A village corper should be able to save more than a city corper. A village corper goes almost everywhere on foot; PPA, CDS, church, mosque, market, their friend's house, e.t.c. Some of them don’t have access to 3G service or higher, so their internet use is dropped to a minimum. Instead of lamenting about it, use it to your advantage. Save up! A city corper has to cope with a higher standard of living. I was a city corper who had to ply the stretch of town from where I lived to my PPA and CDS venue. Then talk about meetings and church activities. So if you are a city corper don't lose your mind because a village corper has a larger savings than you. Instead, use the city life to your advantage. Grow your connections, your skills, your knowledge, e.t.c.

Some village corpers can save up to 80% of their allowance (N16, 000) monthly, while city corpers can vary theirs depending on their expenses. The money books teach that a minimum of 10% (N2000 a month) should be your mark. My advice is that you save a minimum of %15 (N3000) a month. It would hardly strain you, at the same time, you end up with N36, 000 rather than N24, 000 (if you save 10%) at the end of your service year.

At first it may seem very small. You will definitely see those saving up to N10, 000 a month (N120, 000 at the end) and feel like you are just playing. But when you have like 3 months to POP, and you have nothing put aside, you'll be looking for how to save even as little as N10, 000 in the end.

Another way to build your savings is by getting another source of income. Take extra lessons or work per time somewhere. It helps a great deal. Explore the internet for articles on this.

2. Where do I save?
Keeping your savings in a regular savings account is disadvantageous. That's because the interest rate is not even enough to pay for 'ATM card maintenance' *clears_throat* not to talk of SMS Alert charge or any other deductions that banks make. So here are a few ways you can consider:
i. Cash: I don't advice anyone to save in cash actually. It requires an incredible level of self discipline and it is risky. But you can use a piggy bank (Asusu) or a container with a tight neck that you can squeeze the money through.
ii. Piggybank.ng: This is a website run by VFD Microfinance bank based in Lagos. It allows you to use auto save option, doesn't have all those petty charges and gives some interest. At the end of your service year, you just withdraw your money. There's also a 'safe lock' option that works like a fixed deposit account. It has a higher interest rate, currently as high as 10.95%. Here is a referral link https:///xkXfs7
iii. Investment pool (a.k.a Contribution): You can start a cooperative society with a group of trusted friends. Depending on your number, this can serve as a means of savings. I'll advice it to be in multiples of 3 (3, 6 or 9 people). This allows you to accumulate a chunk of money and put in your savings in ‘one go’. If you contribute say, N5000 in a 3 man group, you each get N15, 000 every three months. In 6 man group, you each get N30, 000. You just put that in your savings directly. For the sake of future endeavours, contribution money is best meant to be invested.

3. When I successfully save through my service year, what next?
You don't want to end up with N200, 000 and not know what to do with it. Yeah, it is a bad dream, a bloody nightmare. Ever wondered how the prodigal son ended up with pigs? Yes, that's how. Have a shit ton of money and not know what to do with it. It is what Nigerians call 'Money miss road' (Pidgin English proverb). You ought to start learning what to do with your money before the end of your service year. Go and read 'The richest man in Babylon'. It is available for free download; here is a link: http://www.ccsales.com/the_richest_man_in_babylon.pdf , that should get you started.

4. I can't seem to develop a savings habit, what do I do?
That is a result of the way you think. I once talked with a man about his son. He came to pay the “boy's” school fees online at a cybercafé. I asked him why he was paying school fees for a guy about to begin university and he answered 'My son and money are like goat and yam. You know you can't keep them in the same place' LOL. What it simply means is that the guy seriously lacked financial literacy. School fees are a form of investment in one's future. This may be common knowledge to most people, but believe me some people are yet to tame the financial ‘goat’ in them.
You have to learn financial literacy. Either you get a financial mentor or you teach yourself, at least until you find a mentor. For financially buoyant corps members, I suggest that you follow Subomi Plumptre on social media. She is currently running investment classes too. The site is www.subomiplumptre.com/investment, you can sign up for it.
This will gear you up to begin to think smarter financially.

CONCLUDING THOUGHTS
Corper we! One!! or Wa!! Anyone wey una like, hehe.
God will not be your financial secretary or stock broker. He is the King of the universe, not your genie. You have to roll up your sleeves and work hard. Pray for direction and that He blesses the work of your hands. Hard work has no replacement. I am not talking of strictly difficult labour. I am talking about putting in genuine effort until you get expected results.
Keep your eyes on the price. If your goal is to bring a wall down, your goal should read ‘Bring wall down’ period! Whether you bulldoze it or use a wrecking ball or attach strings and pull it down with a truck, the goal is to pull the wall down.

“If I set for myself a task, be it ever so trifling, I shall see it through. How else shall I have confidence in myself to do important things? Should I say to myself, 'For a hundred days as I walk across the bridge into the city, I will pick from the road a pebble and cast it into the stream,' I would do it.” – Richest Man in Babylon

Be strong and of good courage.
©Meo_joule 18/01/2018

Ogbeche77, yokiti, CrazyMan

scarycuteface:
Haha. I use the same Spark though and I don't experience this. What I did was I installed the useful apps alone and froze the ones I didnt need. As it is a phone that doesn't have enough capacity of won't make sense to stress it. Why not try that?

Abi o. Somebody park trailer load put for pickup dey expect performance. If you run a 1GB RAM phone at 700 - 800MB constantly, why won't it hang? You want to multitask Fifa 17 and MC4 along with whatsapp, facebook and everything else. Even if it is a 4GB RAM phone you run at 3.7GB constantly, it will hang. Because trailer get 12 gears no mean say e fit carry aeroplane load. Abi you fit drive Golf for F1 race track?

My admiration for the Z10 makes this difficult. I just love that phone but I'll give proper advice. Battery capacity is my number one priority in a phone, therefore the WX3 with a 5000mAh would be a better choice. But if you are an average user and have constant power and good power bank(s), I advise you go for the Z10
Summary
Battery: WX3
Everything else: Z10

noob03saibot:
Thanks, I am still yet to check it out, the link, cause of work. Ll let you know when I do so. Sorry this is coming late.

No problem

That's awesome

noob03saibot:
In order to play old windows games on my laptop, I need to set up Dos box. Please how do I set Dos box to play these games and which site can I get Dos box to download from? Please.

Here you go
https://www.google.com.ng/search?client=ms-opera-mini-android&dcr=0&oq=&aqs=&q=Download+dosbox+exe

Sunkyphil:
done dat already still same

Like blackweaver said, try charging it when it is off. See if it behaves the same way

Sunkyphil:
Any solution to this,my phone started slow charging,normally it takes like 2hrs to get fully charged from 4% now av been charging since 7:30am it still on 36%

First of all, try a different usb cord. Then try a different charger. I doubt it goes beyond this

fibonacci2526:
My colleague did, was 10days.

Okay, thanks

Please has anybody ordered it from Jumia? What is the average delivery time?

The next game on my mind is Tomb Raider: Angel of Darkness. I didn't get to finish the game back then

SchwarzCOCK:
I get most of the retro games from this site. http://www.old-games.com
But in order to get the games fast you may have to pay some money to get fast downloads. . .

Wow, thanks for the link!

74) Titus 2:2-3 - The older men and older women
of the church are to be temperate and not addicted
to
wine.

If you want to live like a Nazarite, that's fine. Remember they don't cut their hair or shave their beard too.