₦airaland Forum

samflexxy:
I bought that same car as a gift for my girl friend





















In my dreams!!!

bro just have faith,Dreams do come true.Hapi nu yr

Franchise21:
It's called space booking

its not even FTC whats the point? and have u filled up the space?

Franchise21:
.

welcome to nairaland where blank space get 5likes and still counting. smh

stuff

Just some statistics (US Retail Forex Profitability Report)
% of US retail account holders who registered profits:
2013 Q3: 33.4%
2013 Q4: 33.6%
2014 Q1: 35.4%

FXCM also published a study showing that most traders are winning most of their trades, but are losing more on the losers than they are winning on the winners combined. I think a lot of the problem is that the finger itches to take a profit when the eye sees it floating there. One of the most challenging parts of trading is having the discipline to let winning trades run.

The quality of your broker can affect your results, certainly. To what extent your results can be affected depends upon your style of trading.
If you are doing lots of short-term trading, such as day trading, then the quality of execution that your broker gives and the spreads they charge will affect your results.
If you are trading long-term, then the overnight financing charges they impose can make a big difference to your results.
Remember also that most brokers want their clients to lose, so they design the trading platforms to encourage you to trade as often as possible, the same way casinos try to get you to keep gambling by using bright flashing lights and free drinks.
Unscrupulous brokers can also try a few tricks, but it is hard to prove them.
It is best to use brokers that have no dealing desk and so are not incentivized to want to see you lose.

I guess education is the key here, as in every profession. Imagine a doctor operating on a patient!

We asked a few brokers about the widely circulated statistic that you hear everywhere saying that 95% or 80% or whatever very high percentage of retail Forex traders lose money.

The answers we got, and what I have read elsewhere from reputable sources, suggest that indeed most retail Forex traders are losing money consistently, though it is not as high as 95% or 80% of traders. Of course, nobody really knows except the brokers themselves.
I personally believe that most are losing money and the real question is why.

The reason why is that the system is designed for the retail trader to fail, and most retail traders are not knowledgeable and disciplined enough to do what is necessary to move the odds in their favor.

Here are the things you can do to put the odds in your favour:


1. Be properly capitalized. This is probably the root cause of most failure. If your account is too small you have to risk too much on each trade and then you can't cope emotionally with the losses, which destroys your trading intelligence and discipline, which leads you to blow your account.


2. Keep your risk even and have a volatility based formula for calculating how much you risk per trade. Something like 0.25% of your account is great. The end result needs to be that you dont care about losing a trade. I repeat, you need to be a in a position where you dont care whether an individual trade wins or loses. Otherwise, your judgement will get screwed up.
3. Use a good strategy that you have actually tested and that has proved to be robust.


4. Worry more about letting the winners run and cutting the losers, than about trying to win all or most of the time.


5. If you are down at the end of a day, week or month, don't worry about it, as long as you are acting correctly. Soon enough the market will give you some winners.


Most retail traders are unable or unwilling to implement this 5 point plan. This is why they tend to lose. You don't have to lose, you can teach yourself to do it the right way. But first of all, forget about finding a magic system that will make you rich overnight. It does not exit. What does exist, is a market that regularly gives opportunities where the odds are in your favour to make more money than you risk. Here at the FX Academy we teach you how to spot these opportunities.

mods front page things,not talking of big butts.(how d hell did Charles novia idle statement made front page?)

ok

Prince Scam


You get an email from a Nigerian Prince—or other international royalty—who is about to come into an impressive inheritance. He has to leave the country and needs somebody (that's you!) to hold their money in an offshore account. If you pay a nominal fee, they'll give you half of it. No brainer, right?

It works because ... Honestly, this scam doesn't work on about 99.9 percent of the population. When these emails hit your inbox, they're often full of misspellings, bad formatting, and broken English. But that's actually a tactic, says Martin Weiss, owner of private IT security consulting firm Vulnio. "The incompetence is on purpose—it helps narrow down the 'mark,' " he says. "Those who respond are more likely to take things to the finish line."

Don't get scammed: Most people don't have to worry about falling for this type of scam. But just in case, remember: You should never wire money to someone you do not know.

7. The Charity Scam


Con artists often take advantage of tragedies. Think of the Sandy Hook shootings, the Boston Marathon bombings, or the Japan earthquake. Cons will appear in your inbox as charity solicitations: Just click on a link to donate money to a charity that will help the victims. You click, and you're taken to a website that opens a bunch of pop-ups or asks you for money.

It works because ... Like most scams, this one plays on your emotions. You're a good person, and you want to help the victims of tragedies. Plus, it's a current event, so it somehow seems less like a scam.

Don't get scammed: The best way to avoid this is to go directly to the source. Don't trust links in emails—go to the advertised charity and donate on their website, where it's simple to contribute. Disaster relief scams are so common that the Department of Justice even has a page dedicated to avoiding them.

6. The Kidnapping Scam


A desperate email, phone call, or Facebook message that says your friend/daughter/wife/work colleague has been kidnapped and is being held for ransom. If you don't wire the cash to the kidnappers within an hour, your buddy is dead.

It works because ... It scares the crap out of you. If it's a phone call, it's usually ill-timed—say at 2 a.m.—to further disorient you.

Don't get scammed: First, don't try to be Liam Neeson or negotiate with terrorists. Second, recognize that you're getting emotional and don't make any rash decisions. Easier said than done, but there are some rational things you can do to help. Try to contact your friend/family member via another form of communication. Something as simple as a phone call or text to a friend who is supposedly being held hostage in Thailand can ease your fears.

5. The Perfect Online Girlfriend Scam


She's hot, fun, and a great conversationalist on OKCupid. She really wants to meet you in person, but she's between jobs and she can't afford the $300 ticket to New York. No problem—you can just send her the money for travel. Also, she needs a little help with her rent and loves this handbag. Unfortunately, she doesn't exist.

It works because ... "Loneliness trumps common sense every single time," says Siciliano. "People make bad, bad decisions when they're lonely." And these scammers aren't stupid, either—they've been working the online dating sites for long enough that they know exactly what to say to make you fall in love with their online personalities.

Don't get scammed: Not too long ago, advice regarding online dating sites and scams amounted to: Don't do it. But today, meeting people online isn't weird. You don't need to avoid online dating altogether, just be smart about it. "The moment you have to lay down cash for someone you've never met, that's a scam," Siciliano says.

4. The Email Phishing Link Scam


You get an email from your bank that says your account has been compromised—please click this link to login and change your password. It's your bank, so you click and enter your personal details into a website that looks exactly like your bank's website. You hit submit, and nothing happens.

It works because ... These scammers make their emails and websites look good. There's no broken English, wonky layouts, or other red flags. Plus, they take an establishment you put a lot of trust in, such as your bank or credit union, and play off that trust to get you to cough up personal details, passwords, and PINs.

Don't get scammed: Don't click on links in emails—go directly to the business's website. Banks, credit unions, and other businesses that handle your sensitive information like credit card numbers will never send you direct links if your account has been compromised. They'll send you an email with detailed instructions on how to change your password, but they'll send you to the main page or they'll make you type in the URL yourself to do it.

3. The Caller ID Scam


You get a call from an unknown number, and the voice claims to be from the local police department. They're investigating a crime, and they want to verify your information—your name, date of birth, and address—to rule you out as a suspect. You're not stupid, so you Google the number and it is the local police department. No big deal, right? Nope—they're actually scammers who fooled your smartphone's robust caller ID with a web service, and now they've got all your info.

It works because ... Smart people don't really want to mess with the police, the government, or any other intimidating agency.

Don't get scammed: Caller IDs are easy to spoof. Other versions of this scam include calls from government agencies, banks, and utilities companies. But if anyone calls you and asks for information up front, hang up, says Siciliano. "There isn't a government agency or corporation on the planet that will ask for your personal information over the phone," he says. "If they're calling you, they already have it." Only provide that type of information if you call the direct number yourself.

2. The Social Media Link Scam


Your Facebook friend just posted a link: "Miley Cyrus did what at a concert last night?" It's accompanied by a fuzzy image of a half-naked Miley. There's even a comment—from the same friend who posted it—that says "You guys HAVE to see this." But click that link and you'll end up on a shady, virus-ridden website. Then it links to your timeline, repeating the cycle...forever.

It works because ... These scams play to our curiosity, says Roel Schouwenberg, a principal security researcher at Kaspersky Lab. "Most of the time when we're on social networks, we're curious—we want to see what people have been up to." Plus, social media sites condition us to "share" and click links, so scammers have the perfect place to hunt down suckers.

Don't get scammed: The solution isn't to never click links again. Schouwenberg advises people to be mindful of links advertising shocking or adult content, because those will often lead to bad—not to mention NSFW—stuff. Still curious? Ask your friend if they meant to post the link. Worst-case scenario: They didn't, and now you've tipped them off to a hijacked account.

Scammers aren't non-English speakers with computers. They're savvy manipulators who play off your emotions. That's why even the stupidest scams will work on the right vulnerable person. "I'm pretty good at recognizing scams. But I still have the same physiological response as everyone else when I see a too-good-to-be-true opportunity," says Robert Siciliano, a McAfee online security expert. "You don't have to be a slowpoke to get sucked into that feeling." These online scams have been around forever—some, even before the Internet—yet thousands of people are still falling for them every day. Here's what you need to know so you're never conned again.



1. The Fake Ticket Scam


You need last-minute tickets to the big game, and luckily someone on Craigslist is selling seats on the 40-yard line for $200. You meet in person and exchange cash and personal details—phone number or email address—just in case. You get to the gate and that legitimate-looking ticket doesn't scan. You call up the seller, but the number has been disconnected—and good luck getting an email response from bigpimpin5233461@yahoo.com.

It works because ... The seller fed you a plausible story about how this particular game of the season ticket package coincides with their stepdaughter's ballet recital. "You feel like it's a better deal if you think you're taking advantage of their misfortune," says Siciliano. "This person's hardship is your advantage."

Don't get scammed: Buying tickets on Craigslist is always a risk, especially if you use cash. But it's one of the only options if you've waited until the last minute. Instead of paying cash, convince the seller to use an online service, such as PayPal QuickPay, which offers buyer protection in case the tickets turn out to be fake.

mezebel:
Can dis photo change the plate of fura in minna... Im jst asking in kontagora voice

are u from minna?

Seun:
That's some serious photoshopping. Her skin is most certainly not that smooth!

how did you know?have you seen her b4?

You 4got to include OGOGORO

1- A girl who ask for money all the time is called "Commercial Bank".
2- A girl who calls you for food always is "Agric development Bank".
3- A girl that uses your money to take care of her family members is "National Investment Bank".
4- A girl who prefer to have sex after marriage is "Social Security Bank".
5- A girl who is very faithful to you is "Fidelity Bank".
6- A girl who gives it to every available man is "Access Bank".
7- A girl who dates men from different countries is "Intercontinental Bank".
8- A girl who doesn't demand too much money is "Micro Finance Bank".
9- A girl who dates sugar dadys is "Union Bank or Wema Bank".
10- A girl who is always faithful and trustworthy to her guy is "Guanranty Trust Bank".
11- A girl whose guy disvirgin her is called "First Bank".
12- A girl who uses all your money to buy jewelries is called "Diamond Bank".
--Ladies, which bank are you?
--Guys, which Bank is ur girl frnd?
Be honest..

SANCTO:
Initially my thought was "Igbos love money more than themselves" but Courtney, Late Prof. Dora Akunyili and the taxi driver that received National award because of returning money , proved me wrong. These are rare things that nobody from any other tribe in Nigeria (including my tribe Urhobo)have ever done. Igbos are being envied due to their industriousness - i conclude.

GBU neva generalize.its well with thy soul

kasiem:
i think say igbo people love money pass god?

you think?but now you know.

Bigbash u are already swimming in 666(WWW)

Youngpo413:
PRIORITY nko?

what priority?or u mean scale of preference?

You can come to social media and rant all you want but sometimes we men know that certain women dont like us but we still push on,sometimes we men know we are just using her to satisfy the urge but we still spend on them and curse them in our heart.that is LIFE and that is the way it is.you can be sincere but not when you are an option.

There is actually no difference,if am infatuated with a lady and she plays her role to keep me in that state for a lifetime then i dont need LOVE.All i need is to be in that state of stupidity till i kick bucket.