₦airaland Forum

Adiwana:
I have read your posts and it oozes of the average Nigerian mentality.Start small and HOPE everything will be ok which 85% of the time never happens.Thats why many people in this country are very poor.And dont even start with the our parents did it then line.Your parents didnt give birth to you for you to be more or less the same.We all struggle to give our children the best because they deserve it.They dont deserve the MANAGEMENT system we practice.They deserve good education and life in general and its all dependent on MONEY whether we want to look at it or not.Lets stop suffering children all in the name of Marriage and get our acts together.

Realistically,100k a month does little for a man alone not to talk about a family with a couple of kids.What happened to the good old days of man having a couple of farmlands and barns before getting married??

Get in touch with reality out there then we discuss. It seems like you are not in Nigeria.

How much does MTN pay their entry level workers? 80k. So these people must wait until they start earning 900k/month before thinking of marriage?

Bro, I am a street guy, I am a hustler, I know what is out there. I have been broke several times, and I have had cash many times.

Like I said, I earn what you'd call a good income, I also pay people, however, I know that it's never going to be enough any day. Even with what I earn, I am still broke but I know that if I have little, I will manage, if I have much I will still manage.

Check around you, you'd be surprised that most homes You See around are filled up with people earning less than you think. You can wait all your life because you want to earn 900k/month before getting married.

Be a friend with reality, which I am sure you do. I have read several books on money, I mean several books on money and I am telling you most certainly that your worth is same as your challenges.

The urge to hit 1m/month is what is causing people to go to Europe through the Mediterranean sea by boat or foot.

cruchenutii:
Your logic is correct in terms of 50k earner not having anything to do with Uber+Cinemas, but I honestly tell you that I know a lot of people in my workplace who earns wayyyy less but doing these things, that I don't even do or do with care. So you cannot tell.

Well, at the end of the day our perspective of things are different, I can't marry & my pregnant wife will be jumping bus. Bro, I rather stay single, its not by force.

On a serious note, h[b]ow do even you make 50k in 3 days? [/b]I'm quite sure I don't do that. I earn in Naira not Dollars. Show your boy way abeg!!!

1. Lol, you are funny. Our wife and kids deserve the best, however we can't kill ourselves or waiting till eternity to start. we will start somewhere and build our world from there so we will have a story to tell. In winning the war, we overcome different layers of challenges. Secondly, when I didn't own a car, I thought (imagined) owing one is a big thing. Truth is, its a liability though it offers you the comfort and mobility you need.

2. Freelancing services, pay is in $$, so a work of about $150 would give you that amount.

3. Nah you be my boss sir. I am the secretary of broke boys association of nairaland. Still loyal to you boss.

cruchenutii:
The average salary in my workplace isn't even upto 100k, so Yes I know. I work for a Startup & the salary difference btw employees is just crazy because there is no proper structure.

But I sure know 50k is trash. So for a person who works in Lekki Phase 2, He/she cannot live close to work because Rent in Phase 2 is around 500k to 2M per year for a Self Contain. Speaking of proximity, He/She has to travel down from Mainland every day OR Rent a house in far Ajah which is still far from workplace. For some other people who work close to their homes, 50k is great because they can save about 35k to 40k if planned well.

I pay my own Rent & Its fucking annoying (This adult life). So I know my bills & can confidently tell you 50k is pure trash, also the fact that I started my earnings small as well but that doesn't stop me from calling what is trash, a trash.

You talk about side hustles, you think everyone can do that? Not every career can support side hustles, its not that easy.

1. So you see, and some of those earning less than 100k are married.
2. A 50k earner has nothing to do with staying in those mentioned places. It's just like in Abuja, even a 250k earner won't be able to rent a place in Wuse or Maitama. Many people live outside the town, kubwa, Lugbe, Nyanya, Gladimawa, Gwarimpa, etc
3.

cruchenutii:
I hope you saw the range I wrote, 5k to 25k? This is expenses that arrises from everything ranging from Uber + Movies + Calls + subs etc. This is a budget that varies, but I put a range on it low side 5k to 25k on the high side, so at least I know what I'm spend. She has a Job but if you don't factor this expense, its not realistic. She can cook with her money but I'm only factoring my own side.

I am not talking about you but the op. They are many persons here who earn above what op earns but I can't place op on my expense plan because we do different things. I can make his monthly income in 3 days depending on how hard I work.

I don't see what a 50k earner have to do with Uber and Cinema.

Paying your girlfriend every month isn't bad, I want to adopt same but I need to justify why I should place her on monthly pay.

cruchenutii:
I'm sorry, but even a salary of 200k is not a good income, I may sound crazy but this is the truth. Okay lets do the math.

You earn 200k & work in Lagos. Mainland to ISLAND everyday

Transport = 35 to 40k Per month [ Depending on If rain falls or not, Bus Price Inflation ]
Food = 15k to 30k Per month
Siblings [ If you have one/them ] = 20k per month or more
Tithe [ If you are a Pentecostal Christian ] = 20K per month (If you're the 1st Born, your own is finished)
Girlfriend [ That is, If she doesn't Milk you dry like crazy ] = 5k to 25k per month on average for upkeep
Parents [ At least, you can do little things for them ] = 5k to 10k per month
Unplanned bills [ Anything can happen ] = 10k per month

That is Almost running into 100k, Plus which leaves you with 100k balance

So it will take you one year to save a Million. A good PRESENTABLE car in Nigeria starts from 1.5M, so you have to work for 2 years.

I'm excluding if you live alone & left your parents house (Rent + House Bills in Lagos).
I'm excluding Drinks & late nights, Side chic etc

Also not that If your take home salary is 200k, it means your Gross income is like 250 or more, so you're actually earning more than 200k on paper.

Do you earn above 200k/month, do you make all the above payments every month?
Sometimes, I earn on average 450, other times more than, sometimes less but it has never been less than 350k that's after paying my team. However, I know that keeping a marriage is less complicated than how people make it to be.

It's simpler, Just plan

cruchenutii:
Lol, well sha Nigerians are surviving truly. Suffering and Smiling.

Abeg don't send PM oh, I'm younger than you. Atleast according the age you said last time.

But on a serious note, a lot of guys, me & my friends, work colleagues inclusive give their spouse upkeeps monthly. Its a normal thing really, please don't let all these people online fool you, a lot of people do it.

You pay your girlfriend monthly? What for bro? You placed her on monthly salary? It's good but before I start the monthly pay to my girlfriend I need to justify it. For now, I only support which isn't monthly. My girlfriend even give me money to be sincere.

cruchenutii:
Everything is wrong with it Sir, If you live with your parents. That 50k money is great, please note that a Woman will not give you all her money.

Earning 200k Salary in Lagos/Port Harcourt while being Married is still bullshit honestly. Except Abuja where transport is cheap. IBADAN is also has a lower cost of living.

100k is a good starting point, but 50 is just bad. Stop calculating the Woman's 60k with his own, She won't drop all her money, I can bet you.

If she accepts the guy, then she much be willing to contribute.

I agree, things are much cheaper in Abuja compared to Lagos/PH. 100k/month isn't bad, they can build from there.
But when you tell me 200k isn't enough, I would request to know the average salary in your work place. I can bet you 80% of working class people earns below 150k.
They must be side hustle bro

cruchenutii:
Everything is wrong with it Sir, If you live with your parents. That 50k money is great, please note that a Woman will not give you all her money.

Earning 200k Salary in Lagos/Port Harcourt while being Married is still bullshit honestly. Except Abuja where transport is cheap. IBADAN is also has a lower cost of living.

100k is a good starting point, but 50 is just bad. Stop calculating the Woman's 60k with his own, She won't drop all her money, I can bet you.

There's nothing wrong with it and you weren't real in your analysis. Now, I know someone living in Lagos, earning 50k and he's able to do things, with side hustle, he averages monthly 120k and with good plan he feeds well. I served in Kano, and I can tell you that it's actually cheaper. In Abuja here, you place yourself in the category you want to belong to.


When you gave examples, you actually wrote like someone who isn't taking responsibilities. Let's use OP for instance. Let's assume his woman brings 40k out of 60k she earns, so they have 90k every month. Knowing his status, he will be conservative.

Transport (he must live close to his place of work) =10k/month
Feeding (they should buy things in bulk ) on average 20k/month
Clothing = 20k/month.
Others = 10k/month

Total = 60k.
Seeing they just started life, the both parents and friends would avoid giving them pressure. In less than 6 months, things would improve.

Mynd44:
Abi? Please the Myd44 person must share cake ooo

That person surely isn't a moderator. Ban him for impersonation of moniker except if you didn't trademark the name because there's no name reservation in trademark.

Mynd44:
It can't be me; today is not my birthday

The truth is that VAT is one of the most complicated tax to calculate. In reality, VAT isn't as straight forward as its been said here except for those that render single services. For now, FiRS just want you to pay for tax. Only few countries has automated their VAT payment due to the complexities involved in the automation of VAT. I studied Malaysia' GST Automation in bid to know how FiRS can automate their VAT collections, it turned out it's not a project one should go into currently as many things are involved.


I enjoy researching and automating government tax types however, my solutions has been devoid of VAT as VAT must be collected at the point of consumption.

Nice one OP

CAPSLOCKED:

MY GUY FORGET THESE IDĮOTS, IS IT NOT NAIRALAND? A FORUM COMPRISED MOSTLY OF AVERAGE NIGERIAN YOUTHS? TAKE THE THINGS YOU SEE HERE SERIOUSLY AT YOUR OWN PERIL.
DOES IT OCCUR TO YOU THAT A HIGH NUMBER OF THE PEOPLE TALKING ABOUT HAVING EXCESS CASH ARE MAINLY STUDENTS AND HOOD HUSTLERS WHO DEPEND ON CRUMBS FOR SURVIVAL? I CAN SWEAR ON MY SOUL THAT MOST OF THEM DEPEND ON WEEKLY 10MB TO SURF THIS SITE AND TALK JARGONS. OR IS IT THE "PLS I NID A FAVOR" GIRLS?
POST A PICTURE OF YOU AND PEOPLE ARE QUICK TO CONDEMN YOUR SHOES AND TROUSERS.. WHEN THERE ARE MEMBERS OF THEIR FAMILIES THAT HAVE BEEN USING THE SAME SHOES FOR OVER A DECADE. SO MY GUY FORGET THAT THING. WE KNOW WHAT WE KNOW.

To be honest with you bro . When I read those comments, I become weak and ask myself, how has people being surviving? Why are people talking as if every one out there is rich. Now ladies would be assessing their partners with his monthly income.

pocohantas:
Don't tell me you took me serious?

Yes, your post is right on point. As we grow, our priorities in a partner begins to change. Money is important in running a home, but in a country where over half of the population live in poverty and the rest are just surviving...I am always surprised when people yap about money and mention 200k/300k like those jobs come easy. What percentage of the population are in those jobs?

If Op and his girl are likeminded (frugal), I believe they will survive. There would have been a problem if she is one extravagant slayqueen or the OP is a sweetboy.

I responded relative to your response to the mention given to by cruchenutii. It was when I read your response to her that I began to take you serious.

CAPSLOCKED:
ITS NOT ALWAYS ABOUT BEING RICH, MY DEAR. IF THEY ARE COMFORTABLE WITH 3K MONTHLY WHO ARE YOU TO JUDGE, AND COMPARE THEM WITH THE COUPLE THAT EARN MILLIONS?

IF WE'RE TO GO BY YOUR LOGIC MORE THAN HALF THE MARRIED PEOPLE IN NIGERIA WILL STILL BE SINGLE WAITING FOR THE MILLIONS... INCLUDING MOST OF OUR PARENTS, MEANING WE MIGHT NOT HAVE BEEN BORN.

WHEN YOU LOOK AROUND YOU WHAT DO YOU SEE? WHAT DO YOU SEE ON TVC NEWS AND AL JAZEERA WHEN YOU TUNE IN IN THE EVENINGS? POVERTY AND STRIFE EVERYWHERE. SHOULD PROCREATION BE HALTED BECAUSE OF THAT? THINK AGAIN.

The worst is that majority of those making such money=marriage posts earns within that range. With no careful plan of saving or investing, even if you earn 500k/month you will liquidate it before the middle of a month. They will always be things to buy with money, and it can never always be enough.

Knowing your worth and what you want in life is most important. Don't mind those ladies saying its not enough, check well, their first son is still living in their parents house with nothing to offer. They come here making weak points and thinking nairaland likes equals money. It's been confirmed by NDIC that only about 2% of Nigerians have 500k in their bank account. Then the question is, where are all those getting married with an account balance of 100m.

pocohantas:
But his GF is willing to marry him. This isn't about me, I have always stated my preference...rich and older .

Rich or poor, there is a woman for every man. Whether you accept it or not!!!

Every day, our needs and requirements get to be changed. From placing much value to maturity to the understanding that money and age can also equal maturity. Money has been seen to equal many things. In recent times,
Money = sex, maturity, age mates, love, etc.

As our scope keeps evolving with time, the chain reaction carries everything along and in the nearest future, the society would completely shift from the mentality of love, support, care, and maturity to Money/wealth.

As a member of broke people's association, I am calling your attention to our value and mission statement It's not all about M = Money(x,t=now) but M = Money (x,t=0, now, ..., tomorrow).

cruchenutii:
They say you should advice somebody & you're saying something else. As if you can marry a man with 50k salary, don't be an hypocrite abeg.

1. What is wrong with a salary of 50k? Someone earning 50k already knows his class and with a combined income of 110k, they can start a family. Planning is very important and they won't remain that way.

2. How is she being a hypocrite? Not everyone will marry or have the opportunity of meeting a rich man. Are you saying that every lady must wait to marry someone earning 600k and above?

My point is, whether you marry someone earning 40k, 100k, 1m, if both of you don't have good plan, then your financial level will crumble.


Why are you guys always against us broke boys? Tomorrow, we will make it more than those you think are rich today because they earn 200k and above.

I will just absorb the slap and move one, not sure if he would See Me again

I will also inform my wife and have her do the apology or start quarreling with her dad

After all said and done, more is said than done. This is a thread for those living in illusions with creative mind for weird imaginations like one above me.

Well, it all depends on the times and season. If I have enough money, I will propose to her in front of the White House in US.

If I have little money like I have now, I will propose to her infront of Presidential villa Aso Rock Abuja.

And if I don't have money, I will pop the question in my room from the bathroom while taking my bath.


Also, it depends on the lady in question.
If she's rich, I will propose in her father's house.

If she's working with Salary less than 180k, I will ask the HR of her place of work to let me know when they've paid so as to propose.

If she's broke, I will propose on whatsapp or facebook messenger.

If it's a nairalander, on the day I will propose, I will create threads on all sections of nairaland and mention her on those threads. I will also mention the feminists and their heads of associations on nairaland, then pop the question in the diary section where she would be told that she won't be able to comment on the thread. That way...........

Life is a personal race. If you have chosen to listen to what others have to say about your own life, then you'd be the biggest fool.

Incase you decided to end it all, don't go alone. Check any politician that has taken this country back and go with the person. That way, you will be a hero in death

Liliyann:
Sentiment aside
When a guy approaches me, the first thing I check is his appearance,his dressing,hair cut and his ride!!
This determines if am going to give him an audience or not!!!
If you are intelligent but poor, just know you are nothing!!
No right thinking lady will stay with a poor dude that doesn't even know where his next meal will come from just because he is intelligent!!
Who intelligent "epp"?
No lady was born to suffer!!
I can never date a poor guy!!
Only the foolish ones will agree to be with a broke dude!!
The wise ones know the gold they carry and how to use it and make men do their wishes!!!

All I can say is that if you are not poor then you are ignorant and your post is devoid of life, logic, or atom of sense.

So tell me, how much do you earn a month that made you type this article of nonsense.


Written by a broke/poor boy

Hello guys,

Let's keep the hustle going. Thanks Grupo for the great job you are doing selflessly. We are here to help each other grow on fiverr. As for newbies, don't see it that someone is ready or available to teach you from scratch. Everything you need to get started has already been posted in their thread. Read from page 1-15, you'd save yourself money.

Let's remember that Fiverr isn't going to stay forever, each money earned should be used for something good or investment. By so doing, you are increasing your source of income. Build with you a team of trusted human resources, that you can work with both online and offline.

Also know that we are contributing to the economy more than those active in the politics section or those that studied economics. What we are all doing her is helping the country/economy by reducing/bringing money from US and other countries to Nigeria. As much as possible, try to withdraw using your ATM and avoid selling all funds to exchangers. Exchangers use those $$$ to import goods, hence returning the earned currency back to their country. (That's me being idealistic).


Thanks guys for the good works, may God keep us safe from Fiverr policies. Remember, quality is the only thing that will sustain you on Fiverr. May God bless our hustle

eldee365:
How's the weekend bro,

how's work?



I'm actually learning copywriting and Content writing on my own, will be passing out next month from nysc.


what do you advice?
How do I get better with writing justike you.
Is Nigeria fiverr account on fiverr advice able?


especially under writing categories, I like to earn atleast 10k-20k monthly from this, I have read alot but I like to know how made it pass an average writer, since I never written for nobody.

My only experience at writing is or has been on Quora, answering Questions.

Regards.

Hello bro, no time is late. Some started 2015, I joined 2017, and some are currently registering.

You can with time make more than 20k in a week/day. All you need is to approach the current Fiverr with resilience and strategy. They are new niches created in the Writing and Translation section, go through all sections there and strategies your entry.

Wishing you the best bro

funmisticqueen:
simple, deal with him

I am very sure you are not married and you are not in any relationship. Because if you were in any, you'd be well informed and wouldn't have come up with that.

I don't know why singles have the solution to marital problems. Every single girl claims to be a marriage counselor and consultant. Life is much more complicated than you think it is.

Honestly, I read through the entire post but couldn't grab the solution to a cheating husband.

She's 19, she should be in school or learning a skill to prepare her for the future. She should leave work.

Most ladies don't want you to cheat and at the same time, they enjoy it when other ladies have interest in you. They want to own a competitive product. The question is, does the product want to be owned by someone who enjoys when other people are interested in it?

Ladies won't want you to stop their communication or 'social affairs' with other guys, they want to have their way and believe they won't cheat along the line. In reality, when ladies are attracted to a guy whether or not he's her boyfriend, they know the right way to get to him. Most often 90% of guys fall for them.

omotola90:
that's it.To be a chartered accountant means you are a professional. you possess the licensed certificate. that's why I said if truly he is chartered, he should not have any problem getting a job because he is a different person with one who has ordinary paper work be it HND or bsc

Yes bro. He said he's chartered and if so, he has several options to explore and earn something. Some of these people do not know all these. Even with chartered, most of them find it hard to exhaust all the options they have.

If you are a chartered accountant, you should know that even without looking for a job you can do other corporate freelance services. For example, in CAC company registration, business name, and incorporated trustee registration; only chartered accountants, secretaries and/or lawyers serve as an agent to CAC CRP. Do you know how many SMEs struggling to register their business today? That alone can fetch you money. Registration as an agent costs only N3k and you have the entire Nigeria market to swim and make money.

Think outside the box bro, it's not all about HND, B.Sc is how smart and knowledgeable you are on the happenings around you.

If you know how some of these things enter Nigeria, you'll know that some politicians have a share on them.