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BusinessRe: How To Survive 2016 Expected Economic Hardship by nabiz(op): 2:13pm On Dec 19, 2015
DonUjay:
Prophets of Doom!! Just like causing unnecessary confusion and Fear. as if Life in Nigeria has not always been 'Economic Hardship'. Meanwhile inspite of the Hardship people still Build Mansions and drive exotic cars
lol come on guy this not a prophecy or prediction. It is an analysis. The difference is that prophecy is spiritual, prediction gazing while analysis is forecast with fact and figures. Even common sense should tell us what 2016 is holding for us.
Let me use my family for instance. My families major source of income is the production of onions. Now a situation where by onions that have been selling at 150 naira each is now sold at 40 naira which is little above the cost of production, what do u think will happening to my family. Now during the economic boom when onions was selling at 150 naira each, I was able to save for tomorrow. What I did was to employ many house maid, cleaners and other. Now the question is how can I pay all the maids, cleaners, security etc, and still have some thing to eat and invest because my eyes have now open to the reality. If I sack my cleaners, my the big mansion that I have spent money to build will grow weed, If should sack my security there will another problem.
So as a head of my family what are my surpose to do?. The option will be to diversify my business, not depending on onions again, to do this, I will need money to do it since I was unable to save when thing where good. To borrow this money, you lender has increase his interest rate of which u know d effect. Ur not even sure of the viability of the propose area, because is it business. Again even the money you want to borrow u don't even trust ur manager because the corrupt.
As the head of the family ar u not purpose to call ur family member together and tell the what is happening and the need to reduce their unnecessary expenditure? Mind u that even if u borrow or have d money, u can not start harvesting the plant immediately. You must plant it, water it, weed, it before harvesting which u ar not sure how the year harvest will be. As you ar waiting are u not suppose to manage the little u have? Or do u choose to go and borrow and consume even will the higher interest rate the lender has attached which if u do will even cause u to sell ur house in the future.
I think buhari knows this but I pray he will not be a miser instead of an economist.
BusinessRe: How To Survive 2016 Expected Economic Hardship by nabiz(op): 12:54pm On Dec 19, 2015
bizgai:
THANKS OP BUT WHAT ABOUT SELF EMPLOYED THAT HAS BUSINESS NOT RUNNING AS USUAL
to survive in life, especially a self employ, u most over either a product or service. For now the best product or service u can over is a product that people can not do without(basic need) though most of these area is saturated. What u need to do is to do ur own in a different way. Add extra value to ur product. If may not be a physical value. They way u package ur product add or minus value from ur product. Good customer relation is also a value as far as after the additional value u can still make profit, I advice u do it. May be turnover will balance every thing.
If u ar selling a product or service that is did not fall into basic need, I think u can make is look like a basic need by attaching a little proportion of basic need to it. It is a business trick or strategy, though am not an economist nor a graduate but with common sense the deal will be done
If ur business is not running as usual, that mean there is problem. Something is wrong somewhere. Either u have reduce the service u have been offering or somebody some where has increase his. Or ur product in no longer needed. So the earlier u know ur problem, the faster and easier it can be solve
BusinessRe: How To Survive 2016 Expected Economic Hardship by nabiz(op): 12:10pm On Dec 19, 2015
nedz:
If cares' not taken, this country/government will get the biblical message...mene mene tekel upharsin embarassed

Mene: God has numbered the days of your reign and brought it to an end.
Tekel: You have been weighed on the scales and found wanting.
upharsin: Your kingdom is divided and given to the Medes and Persians” (Daniel 5:26–28). cry
lol.
BusinessRe: How To Survive 2016 Expected Economic Hardship by nabiz(op): 10:53am On Dec 19, 2015
lonzo:
My Brother don't mean to drag you back or derail your post. But all these things have been foretold in the Bible about the last days. Nothing will change all these but I will advice your preach Jesus Christ to them than all these man made councils. Brother it is coming to an end I guess in the 2000s the technological era everyone taught strife would never come but here it is. The time is now. Jesup is coming again. Please listen to clarion call of salvation. Hold fast to the gospel because that's the only saving Power. Thanks
yes my brother u are very very correct. All this has been prophesied by the bible and still the bible thought us how to save for the rainy day. Through God, Joseph had a dream about d food scarcity that will happen in Egypt. I think the reason of that dream was to save soul. It is good to seek God first in everything we do and he will never forsake us in time of trouble of which am a living testimony. Thanks for that wonderful contribution
BusinessHow To Survive 2016 Expected Economic Hardship by nabiz(op): 9:35am On Dec 19, 2015
How To Survive In Next Year (2016)expected Economic Hardship

It has been predicted that Nigeria may experience economic difficulties in 2016. I want economist in the house to pls come in and recommend what the poor and an average man can do to survive. Bellow is my recommendation:

(1) If you are an entrepreneur, invest in the area of basic need. E.g food, shelter, transportation, etc. Reduce ur investment in the areas of luxury goods. Even our big men will be affected because their dependency ratio will increase as a result of high unemployment rate. So if your job is still intact, don't re joys because many is going to depend on u to survive.

(2) Pay attention to DIY which means ''do it yourself'' you must not buy everything. You can provide some of ur basic need by urself. Do u know with little or no money you can provide for urself an orchard where u can have vegetable farm in your yard, do u know you can provide ur chicken, and so on. Before u buy any product or services, ask urself can I provide it for myself considering time and cost. My advice: do not buy what u can provide for yourself.

(3)Learn from the ant. It is know that the ant save during the dry season to eat during the rainy season. Reduce your spending. Pay more attention to ur basic need. Now is the best time to bring out pain and paper. Write down what u thing you need next year. Don't be carried away by Christmas song. Store or make a provision for food first, next is house rent but if u can pack in in your uncompleted building with little additional cost, pls do. Budget for ur transportation. If you have a private car, u can pick while going to work and when coming back to reduce your monthly fuel and maintenance cost, but do it wisely. Consider families and friend who will likely depend on u. Off ur appliances when u are not using them to reduce the cost of nepa bill, cut down your spending like partying and drinking.

(2) Start a home business with what u have: u can sell through ur window. If u have a home use deep freezer, load it with either iced block, cold drink, pure water, or even chicken and turkey, the profit can at least pay ur nepa bill. As earlier said, if u have a private car, pick to reduce monthly fuel and maintenance cost. If u ar unemployed or u are sacked from job, pls just inter ur house now. Look around. What do u see? Think about how you can convert ur property to business tools or equipment. U can use ur generator to charge phone for people in the night while it will still serve ur house. Ur can us ur television to start a game house, ur laptop can do online business, even ur phone is an assets.

(1) I may be wrong but I thing anything export is the best for now. Either good or service can be exported. Any business u do that u ar paid in dollar is the best for now. I think is this the little I have to offer. Note: there is also possibility of national crises in some state like kaduna. So u also need to make financial and security provision for that. Pls u can add ur own. It is not going to be easy, but God will see us through.
BusinessRe: If You Were President, How Would You Solve Present Plunging Of Nigeria Economy by nabiz(m): 7:09am On Dec 19, 2015
Nigeria need a regional system of government where each region will strive to succeed through a tough competition
BusinessRe: Get a Logo Design For Your Business by nabiz(m):
nabiz:
Good job my guy. I need a very good logo. My company's name is PARK&CREATIONS LTD. We are into landscaping engineering and out door creations and designs.

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(1)Decorative Stamped concrete production and installation.

(2)Pave-stone/interlocking production and installation.

(3)Flower garden/ horticultural service.

(4)Water fall/water fountain construction.

(5)Art/sculptural services

(6)Spare/ swimming pool construction.
...am still waiting bro.
PARK&CREATIONS LTD: landscaping engineering and outdoor creations. Bros no forget me na
PropertiesRe: For Your Increte (decorative Stamped Concrete Floor design in Ngeria) Pictures by nabiz(op): 8:13am On Dec 18, 2015
Hello
PoliticsRe: Security Alert For EZEIFE! by nabiz(m): 2:20am On Dec 18, 2015
Lol.
Christianity EtcRe: Is Celebrating Christmas Wrong ? by nabiz(m): 10:23pm On Dec 16, 2015
The person that invented christmas must have been a yeroba man. This people love party die. Lol.

To me I think we should pay more attention in keeping his commandment than all these celebration. U can only show that love christ by keeping his commandment and not by celebrating his birth. The day dearth of any body is better than the day of his birth. A person can be born and become a problem in the society and die as a sinner. So a situation like that what is the need for all the birth day he celebrated.
It is better to celebrate the dearth of a righteous man because he lived a fulfilled life.
The worst thing is that a lot of people have lost their life because of birth day celebration, starting from the dearth of john the baptist to these our adulterous and ritual celebration. I Celebrating or appreciating the birth of Jesus christ should be everyday thing and not because he was born, but because die which brough the fulfilment of God's promise. I think we should appreciate him by trying our best to keep his commandment as he said IF U LOVE ME, KEEP MY COMMANDMENT. Though there may be reasons to celebrate the birth of our lord Jesus christ, but I think we have to be careful because satan has hyjack christmas looking at the end product of christmas.
To me it is an act of hypocrite to celebrate his birth without trying to keep his commandment, as his birth and death will only benefit those that find joy in obeying his commandment. May Peace be unto us
Nairaland GeneralRe: Marijuana; My First Time Experience by nabiz(m): 7:48pm On Dec 16, 2015
Lol ooooooo! Oboy my own case I don't know were to state
BusinessRe: Looking For A Salesman For Your Products Or Services? by nabiz(m):
B
BusinessRe: Get a Logo Design For Your Business by nabiz(m): 5:37pm On Dec 16, 2015
Good job my guy. I need a very good logo. My company's name is PARK&CREATIONS LTD. We are into landscaping engineering and out door creations and designs.

OUR SERVICE
(1)Decorative Stamped concrete production and installation.

(2)Pave-stone/interlocking production and installation.

(3)Flower garden/ horticultural service.

(4)Water fall/water fountain construction.

(5)Art/sculptural services

(6)Spare/ swimming pool construction.
PoliticsRe: Court Of Appeal Nullifies The Election Of River State by nabiz(m): 1:44pm On Dec 16, 2015
All these is an evidence the the election generally. My question is: will d court nullify buharie's election?
PoliticsRe: DSS Drops Charges Against Nnamdi Kanu In Magistrate Court by nabiz(m): 1:30pm On Dec 16, 2015
God will always fight for my people. Have u ever asked urself what really is happening in the northern part of nigeria. Don't u think God is fighting for Igbos who were killed during d civil war. I will not lay a curse on them but will always pray that change their heart and forgive them because they don't know what they are doing. The christians don't fight for their God but their God fight for them. Our God is the greatest, he fight for us unlike my worldly brothers from the north.
PoliticsRe: Breaking: Nnamdi Kanu "Discharged" by nabiz(m): 1:12pm On Dec 16, 2015
...will comment when I confirm the news
CareerRe: What Professional Skill Will Be In HOT DEMAND 2016 by nabiz(m): 9:47am On Dec 16, 2015
Solar engineer, solar technician, and solar maintenance. If u ar electrician, acquire skill in solar energy
PoliticsRe: No Tax Receipt, No Admission Of Pupils, Students — Abia Govt by nabiz(m): 9:10am On Dec 16, 2015
...and who will suffer the effect in the future? The society. Why depriving the children their right because a sin committed by their parents.
Imagine implementing this useless policy in the northern part of d country. Pls somebody should tell that man that our literacy rate is low and is affecting nigerian society. He should look for another means to deter or punish d parents unless he wants to send these children to ariaria main market to huck gala.
Why ar u blaming the parents when u use their tax money to build mansions. Idiat
PoliticsRe: Nigeria Becomes A Member Of Islamic Military Alliance- Aljezera by nabiz(m): 5:34pm On Dec 15, 2015
How I wish this country will divide. But as a human, my wish may be evil. I will always pray that the will of my heavenly father be done.
But humanly some part or group of people in this country are educated but not visionaries. Am not God but if I tell u what the future hold for christians in nigeria u will marvel but I know the God I serve will always protect whoever put his trust in him. Who knows weather the numerous problem in the north is a revenge punishment for the blood share during the nigerian civil way.
My pray is only God knows the intention of buhari towards christianity in nigeria. If his intention is for good, oh may my heavenly father protect him, give him wisdom and good life, but if his intention is bad, my he never live, may he die a shameful dearth, Amen
PropertiesRe: For Your Increte (decorative Stamped Concrete Floor design in Ngeria) Pictures by nabiz(op):
Happy Xmas in advance

PropertiesMy by nabiz(op):
These the picture of my just completed stamped concrete job in federal palace hotel in V.I lagos. It can be installed on pool deck, patio, driveway, and walk way. If u need my service, just call me on 08135884401
PoliticsRe: Reaction Of Africans When BBC Said Nigeria Flag Is Boring by nabiz(m): 6:55pm On Dec 11, 2015
BBC is indirectly telling us that nigeria is boring because a flag represent a country Lol
CareerRe: Is It Compulsory Eveyone Must Be A Graduate Before They Excel In Life by nabiz(m): 2:22am On Dec 11, 2015
...going to school is not an end itself but one of the numerous means of achieving an end. Am an Nd holder in business admin. but as a typing I don't even know where I keep my certificate. For like 3 years I have not set my eyes on d certificate but I live a better life than most master degree holders. I will not stop advising people to acquire skill after schooling. Believe me as at two years ago I was no body. Another thing I want to add is have faith in God by trying your best to keep his commandment and from there u will gain a wisdom that will help u to succeed. I MUST TESTIFY HIS GOODNESS. U can check my posts to see what I do for a living. It is a hard work but a making a good life out of it .
PoliticsRe: Biafra: UK Dailymail Call Nnamdi Biafra Activist And Buhari A Terrorist by nabiz(m): 4:31pm On Nov 23, 2015
Am suspecting the dss will implicate the guy by training one aboki from the north who will claim to be a member of bokoharam to implicate the guy. So Nnamdi and igbos should be watchful especially to avoid hacking his phone and the like , because in nigeria everything is possible
Nairaland GeneralRe: Cows Ran Into A Bus At Ilesa-Ibadan (pictures) by nabiz(m): 5:33pm On Nov 19, 2015
Awoofawo:
YOU DEY CRAZY OR WETIN DO YOU! Na Odua folks dey operate luxury buses on 9ja road! Gerraout dia!
. Lol ooo000000! Fear dey catch u?
PoliticsRe: If Biafra Goes, I Will Be The First To Apply For Their Visa– Idris Abubakar by nabiz(m): 3:22pm On Nov 16, 2015
100% truth. I was single handedly trained by an outsider from primary 4 to my national diploma. But that God today am the one training his second son. U wash my back and I wash urs as nobody knows tomorrow

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