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naptu2: Thisday did not breach protocol in anyway in Ogun State. The event was a private event, not a state event. They could have chosen to play the Star Spangled Banner and they couldn't have chosen not to. Whether Clinton is not representing the US is totally immaterial. However, protocol states that when the national anthem is being played in an event in which another anthem will be played (it could even be your school anthem), the national anthem must be played last, because it is the most important anthem. |
naptu2: It pains me very much that I don't have the video I'd like to show (President Azikiwe being honoured by Howard University circa 1992. Arise O' Compatriots was played before Star Spangled Banner), however you can search for The Last Night Of The Proms (2001). The conductor was an american and the event was held not long after September 11th. Both The Star Spangled Banner and God Save The Queen were played. There was no official US delegation, neither was there a president or head of state in attendance. |
It pains me very much that I don't have the video I'd like to show (President Azikiwe being honoured by Howard University circa 1992. Arise O' Compatriots was played before Star Spangled Banner), however you can search for The Last Night Of The Proms (2001). The conductor was an american and the event was held not long after September 11th. Both The Star Spangled Banner and God Save The Queen were played. There was no official US delegation, neither was there a president or head of state in attendance. Note that God Save The Queen is always the last piece of music played at the Last Night of The Proms. |
Thisday did not breach protocol in anyway in Ogun State. The event was a private event, not a state event. They could have chosen to play the Star Spangled Banner and they couldn't have chosen not to. Whether Clinton is not representing the US is totally immaterial. However, protocol states that when the national anthem is being played in an event in which another anthem will be played (it could even be your school anthem), the national anthem must be played last, because it is the most important anthem. There is nothing that prevents or makes it illegal for Thisday to play the american anthem at their event. |
femarse: Am lookin for thread that contain people that are actually passionate about writing and I think its here until I found humblebygrace in the thread I think she is more of dicusing writing rather than the actual writing cos we met in on such thread b4 someone pls tell me am in the wrong thread ![]() |
A related thread: Nigerian anthem played before South African anthem in Cape Town. https://www.nairaland.com/1282098/nigerian-anthem-sang-before-south-africas |
Oh we are back here again. |
I await MTN's response (this reminds me of the advert war between SDP and NRC in the early 90s). |
I think this is a brilliant response by some telecoms companies to the "I don port o" advert. |
Through the LASMI cabs scheme, taxi drivers are able to lease and own brand new taxis. Governor Fashola launching the LASMI cabs scheme. https://photos-f.ak.fbcdn.net/hphotos-ak-prn1/36142_479403582789_4133724_n.jpg |
[size=14pt]LASMI to partner financially capable microfinance banks[/size] Tweet March 21, 2011 | 3:53 pm Finance By Amaka Abayomi In its bid to eradicate poverty and financially empower Lagosians, the Chairman of Lagos State Microfinance Institution (LASMI), Bashorun Alabi-Macfoy, has said the Institute is willing to partner with financially capable microfinance banks, MFBs, that have good assets and customer base to achieve total self empowerment of the poor. Speaking to Vanguard, Alabi-Macfoy said government has set aside a huge sum of money for micro lending and this would need MFBs to facilitate it. “For 2011, we are looking at continuation with MFBs because LASMI is looking for financially capable MFBs that have good asset and customer base, particularly those that are good at group or cooperative lending to partner with. “To this end, we have sent out our monitoring officers to watch their activities and visit their customers to see how they are performing because these would serve as pointers for us to know how to deal with them this year. But we would mainly deal with MFBs that concentrate on group rather than individual lending because the group pressure would force all the members not to default on payment.” Alabi-Macfoy said government, through LASMI, has been doing a lot to eradicate poverty and 250,000 people were empowered in 2010. [b]“In 2010, we extended our activities to the taxi cab operators who needed micro_funding because they get people to buy used vehicles for them and they deliver an agreed amount daily. At the end, they are poorer and the vehicles don’t belong to them. “Government to come up with a programme to partner with the taxi operators through the driver-owner scheme and at the same time, put new taxis on the road that would suite the mega city programme of the state government. “We went into agreement with some commercial banks for loan facilities and First Bank gave about N350 million for the purchase of 150 taxi cabs which we paid equity contribution on. The operators were registered through the Ministry of Transport and were asked to repay the loans monthly. We charge them 12 per cent which is far lower than the 22 per cent First Bank charged us. Also, LASMI single-handedly purchased 100 taxi cabs at the cost of N270 million and they are to repay the loan over 3 years. “The second major project was the Agric-YES programme, which is a youth empowerment scheme in agriculture in Epe, Lagos and N500m loans have been given through the Agric-YES project. There, young school leavers and graduates are trained in farming, poultry and fishing and it is affiliated to the University of Agriculture, Israel. “Some Israeli and Nigerian agriculturist teach them and some of the best students among the first 100 that started the programme were given scholarship to Israel for further studies. “Government did this for them to be able to produce enough food for sale and to groom young farmers. After the training, they form themselves into cooperatives and government gives them land and loans to buy the equipment that they will need.”[/b] Alabi-Macfoy said because the state government wants to ensure that as much people benefit from these revolving loans, LASMI intends to increase the number of beneficiaries through its partnership with MFBs. Though the state chairman of the National Association of Microfinance Bank, Mr. Olufemi Babajide, said they have received 183 applications from MFBs that want to partner with LASMI, Alabi_Macfoy said LASMI is capable of working with as much MFBs as possible, though the institute has not received any application. “Though we have not received any application from the state executives, but government has set aside a huge amount of money for micro lending. But we would mainly deal with MFBs that concentrate on group rather than individual lending because the group pressure would force all the members not to default on payment. “That said, our lending process is in two stages. First, applications are made here and management would review the financials of the MFBs and make recommendations which would be passed to the Board. From there, they are sent to the Investment Committee of the Board which again reviews them and recommends those we would partner with and how much would be committed based on their financials. “The second stage is seeking the governor’s approval for the release of fund. But we would try as much as possible to first consider those operating in rural areas.” He urged MFBs to employ the use of biometric system of identification of customers to mitigate the occurrence of bad debts. “The major reason for the huge bad debt they face is that they rushed into microfinancing without doing thorough customer identification and this is the cause of the bad loans. Most times, they do not go to where their customers conduct their businesses to know if they are doing what they said they do. “Another factor is the high level of poverty in the land and the lenient collateral on MFB loans which made most people to take advantage of the situation and disappeared with their money. Even their staffs are not left out as some of them disappear with customers’ money “So, for them to overcome the issue of bad loans, they need to instill proper corporate governance by ensuring that their staffs take their supervisory roles serious. They should also avoid the temptation of going for big offices, flashy cars and the likes. “That is why we are looking for MFBs that concentrate on group lending because the members know each other and would urge the other person to pay up to enable them apply for another loan. For instance, the Agric-YES loans are given to groups of farmers and are insured by the Agricultural Cooperative Bank, which was set up by government. “Despite the fact that government trains and makes money available to them, they are required to register as cooperatives and the money given to them is supervised by those who train them in the farm. http://www.vanguardngr.com/2011/03/lasmi-to-partner-financially-capable-microfinance-banks/ |
[size=14pt]Gov Amosun Allocates 500 Hectares Of Land To Lagos State[/size] miqos02: The Ogun State Government on Wednesday allocated 500 hectares of land to the Lagos State Government for agricultural purposes.https://www.nairaland.com/1084470/gov-amosun-allocates-500-hectares |
[quote author=GARRI (x7)][size=14pt]Lagos acquires 50 hectares of land in Abuja, and Ogun to cultivate food[/size] The Governor of Lagos State, Mr Babatunde Fashola (SAN) has revealed that the state government has acquired about 50 hectares of land in Abuja and neighbouring Ogun State for cultivation of food to support its agriculture and job-creation scheme. Fashola made this known on Wednesday while he was speaking about the state government’s agricultural scheme as he was presenting the states 2013 budget estimated at N497.277billion to the State House of assembly. Admitting the challenge of limited land in the coastal city, the governor stated that “due to the limited amount of land the State has to cultivate, the administration is pursuing a radical alternative of acquiring land for farming outside Lagos.” According to the Governor, “the administration has already secured 50 hectares in Abuja, and Ogun State which is four times bigger than Lagos in land size for cultivation.” He added that “other States such as Bauchi, Osun, Ekiti, Oyo and Katsina are favourably considering the State’s requests for farm lands.” The administration is also cultivating 75 hectares of land for rice under its Rice for Jobs programme while the irrigation project to improve, yield and produce rice per hectare is progressing positively in Badagry. Reeling out his administration’s further achievement in the agricultural sector, the governor stated that the 500 hectares of land was recently allocated for rice farming to feed the Imota Rice mill just as his administration has successfully completed the Imota Rice Mill in Ikorodu, the Erikorodo Feed Mill, the Erikorodo Chicken Processing Plant, also in Ikorodu and revitalized Ikorodu Fish Farm Estate. The governor added that in Epe, the Agric Youth Empowerment Scheme is progressing with the training of a new batch of 200 graduates for whom the Executive Council recently approved the release of N500M that will be given to them shortly along with one hectare of land per farmer to enable them start formal production. www.channelstv.com/home/2012/10/31/lagos-acquires-50-hectares-of-land-in-abuja-and-ogun-to-cultivate-food/?utm_source=&utm_medium=twitter[/quote]https://www.nairaland.com/1090048/lagos-acquires-50-hectares-land |
Do you know that Lagos State has acquired farmland in Ogun State and is in discussions with Kogi and other states to acquire more farmland in those areas? Do you know why it is doing this? That's the story of the YES Agricultural Empowerment Scheme for unemployed school leavers and others. Programmes like these are not as sexy as cable stayed bridge and Eko Atlantic City, so they don't get as much column inches in the newspapers. |
Tekunle is an island in the Lekki Lagoon. It was known as "The Place of No Return" because of the inhospital environment surrounding the island. The military governments used it as a detention camp/prison where politicians and other political prisoners were detained (some called it Nigeria's Alcatraz). The Federal Government gave the island back to the state government when military rule ended. The Tinubu Administration decided to build a rehabilitation camp for area boys, beggars, the homeless, etc on the island. This is the story of the fire on the island. The centre has since been rebuilt by the Fashola administration. mekusxxx: Print version ‘Area Boys’ Burn Rehabilitation Centrehttps://www.nairaland.com/400138/area-boys-lagos-ibadan-action |
^^^ That's another view I agree with. We've made progress since 1999, but our system is still waaaaay too unitary. The states still have to wait for handouts from Abuja, which is just crazy. Much of our problems (Niger-Delta agitation, marginalisation of easterners, request for a special status for Lagos, fulani versus everybody, etc) are a result of this unitary system that we operate. |
^^^^ To add to what's above there; what's the function of the light rail project (apart from opening up Ojo)? There are many people who live in Ojo/Badagry area who cannot afford to live on Lagos Island/Mainland. They come to work as teachers, drivers, messengers, etc on the Island, but have to endure a terrible transport system. Now you have a rail line that runs from Okokomaiko, through Orile, Amuwo Odofin, etc to Marina (the heart of Lagos Island). You have another line that runs through Mushin, Ebute-Metta, etc to Marina. The goal is to ensure that those people who live in the "slums" can live in a place that they can afford and still tap into the opportunities that exist in Victoria Island, Lekki and yes Eko Atlantic City. By the way, both developments are not the same simply because they are both built on water. How does Makoko affect the storm drainages in the area? Is Eko Atlantic City built under high tension electricity cables? Eko Atlantic will have its own sewage treatment plant. Very few parts of Lagos have that (except 1004 and maybe Festac). Residents of Makoko dump their sewage directly into the water. There are many differences. |
Dis Guy: in 2013? one would think HR managers move with the times, what does all these have to do with anything?Is it a government organisation? Do they have to adhere to federal character quotas? |
We did not have Alpha jets during the civil war. We relied on MiG 17s etc during the civil war. The Alphas were bought in the late 1970s/early 1980s. RIP to the airmen. |
Even the so called "Hausa beggars" that you see around have a home. It's at Oko-Baba in Ebute Metta. It was rebuilt by the Fashola Administration. I've done charity work there. [img]http://img1.nairaland.com/attachments/667329_valentine20with20the20destitute202_jpg16153d0e1083f651287170ebfdb66c4f[/img] [img]http://img1.nairaland.com/attachments/667320_valentine20with20the20destitute204_jpg204fbe28fbadf591be1ff7ad291a176b[/img] |
[size=14pt]Lagos HOMS: 2,624 Houses Ready For Allocation[/size] by melojames: 1:04pm On Apr 17 melojames: The Lagos State Government will soon allocate 2,624 housing units to beneficiaries under its Home Ownership Mortgage Scheme.https://www.nairaland.com/1260588/lagos-homs-2624-houses-ready |
[size=14pt]Lagos Home Ownership Scheme (Lagos H.O.M. S)[/size] THE LAGOS HOMS It has been identified that the greatest obstacle to achieving the goal of housing for all is the absence of enduring mortgage system. Provision of Accommodation is by nature capital intensive and affordability implies that for low and medium income earners to be able to buy houses, there must be in place a mortgage finance system and one of the major challenges that impedes home ownership in Nigeria is the inadequacy of the mortgage sector. Faced with the ever increasing need to provide adequate accommodation for the citizenry, the State Government reaches the need to assist the citizenry in meeting their shelter aspiration as well as facilitate the creation of long term and sustainable wealth. Lagos HOMS, a home ownership scheme that affords first time home buyers who are resident in Lagos State the opportunity to own their homes. FEATURES OF THE SCHEME · Tenor minimum of 10 years and maximum of 20 years. · Facility Amount. This will be subject to the 70% balance of the cost of the type of Houses purchased. · Equity Contribution: Applicant would be required to make a minimum equity contribution of 30% value of the property he/she intends to buy. · Pricing -Interest rate 6% -Fee N10,000 (Civil Servant) -Admin. Charges N25,000 (Others) -No other charge · Repayment -Equal periodic principal repayment. Interest to be paid on reducing balance or -Equal monthly installment of both principal and interest. · Security Deed of Mortgage over the property to be acquired. MODE OF OPERATION FOR THE SCHEME · Interested Applicants must obtain a form from Ministry of Housing or download form from the Lagos State Government website (www.lagosstate.gov.ng). · Applicants should fill the form and submit to Ministry of Housing accompanied with payment of N1,000 for the Application Form. · Applicants who have submitted his/her application forms will be directed to any of the three receiving banks for pre-qualification. · All Applicants pre-qualified and recommended by any of the receiving Banks will be issued with Letter of Offer. · Applicants are expected to pay the 30% equity contribution to any of the three collaborating banks. · Applicants to submit proof of payment and an acceptance Letter to Ministry of Housing. · Ministry of Housing refers documents to Ministry of Justice to prepare and execute Contract of Sales and Deed of Mortgage Agreements. · Housing releases Letter of Confirmation of Allocation and keys to successful Applicants. CONDITIONS/ELIGIBILITY FOR QUALIFYING FOR THE MORTGAGE SCHEME - Applicant must reside in Lagos - Applicant must be under 60 years of age. - Applicant must have a verifiable means of income. - Applicants should be credit worthy. - Successful Applicants are expected to pay 30% of the value of the house they intend to purchase. - Houses purchased under the scheme must be occupied by the beneficiary and cannot be transferred or rented out until all obligations has been fulfilled - Beneficiaries are to pay 6% interest rate on the mortgage loan. - Applicants must have been working for his/her current employer for at least six months (and must be so confirmed by employer). - Applicants must be first time Home Buyers. FINDING The Lagos HOMS is a mortgage scheme that is completely funded by the Lagos State Government. Apart from providing the pool of Houses, Government also provide the funds for the mortgage facility being granted. GLOBAL TERM SHEET FOR LAGOS HOME OWNERSHIP AND MORTGAGE SCHEME Background:- This term sheet tends to provide a standardization for administering the Lagos State Home Ownership and Mortgage Scheme to all residents of Lagos State. Though priority will be given to Civil Servants in Lagos State Ministries and Parastatals, the target market is all residents of the state (irrespective of tribe), that is Lagosians. The purpose of the scheme is to encourage first time home buyers with verifiable source of income to own their own houses. To administer this scheme for LASG, three banks have been nominated; FBN Mortgages, Skye Mortgages and Zenith Bank Plc. Definition of Risk Acceptance Criteria: For the purpose of this term sheet, the table below spells out the risk acceptance criteria for effective administration of the scheme which will be adopted by the participating banks involved. Risk Acceptance Criteria Pre – Qualification /Screening Process: 1. Lagos State Government will first pre-qualify the intending beneficiary who must a first time home owner in Lagos State and the claim of first time home ownership must be administered under an Oath. 2. The pre-qualified individual must open an individual current account with Bank. The account will serve for both the purpose of paying 30% equity contribution and also for monthly repayment. 3. The beneficiary will submit hisher allocation paper from LASG to the bank along with request letter and apply for a mortgage scheme under Lagos State Home Ownership Mortgage Scheme. 4. Upon meeting the Risk Acceptance Criteria tabulated above, approval will be conveyed via an offer letter and monthly repayment schedule communicated to the beneficiary. 5. For proof of affordability, salary earners are to submit pay slips for the past 6 months and salary account statement for the past one year while self employed would submit company profile, three years audited account statement and businesspersonal account statement for the past 12 months. 6. Monthly repayment as stated in the repayment schedule commences as soon as offer is accepted and condition precedent to commencement of monthly repayment is met. 7. Bank will communicate acceptance and approval to LASG for release of Keys to the beneficiary to take possession. 8. Update on monthly repayment will be given to LASG on monthly basis. 9. A dedicated account will be opened which will warehouse all monthly payment from the buyers which would have joint signatories from the Ministry of Housing $ Ministry of Finance. Event of Default This occurs: 1. If the beneficiary fails to make repayments for three consecutive times. 2. If repayment has not been regular and there been defaults at three different times which in the opinion of the banker has raised doubt on the ability of the beneficiary to continue with the repayment, such issues will be reported to LASG who will take steps towards foreclosure. Foreclosure of Security: The interest on the properties resides with Lagos State Government, hence the right to foreclose lies with them. MonitoringTracking of Repayment: This shall be the joint responsibilities of LASG and Bank. Bank on a monthly basis will be updating LASG on the repayment update that shall aggressively follow up with any loan defaulters for regularization. Accelerated Repayment: This shall be allowed so far 90 days notice is given which shall also be communicated to LASG. http://www.lagosstate.gov.ng/pagemenus.php?p=106&k=29 |
Now the next post is the one I'm most worried about (Lagos HOMS). It's the kind of post that Pyguru likes to ban. It's very long and has lots of strange characters. Oops! I haven't even finished posting about the skills acquisition centres (the fire at Tekunle). |
naptu2: Some of the skills acquisition centres: |
Students of the skills acquisition centres make the costumes that are used for the annual Lagos Carnival, while sponsors of the carnival bear the cost (participants in the carnival are given the costumes for free). Upon graduation they are given interest free loans by the Lagos Micro-Finance Institution (LASMI). |
Skills Acquisition Centers. The Lagos State Skills Acquisition Centers are set up for people who do not have jobs, to enable them to learn skills that will enable them earn a living. Any unemployed person can attend the skills acquisition centres, but there is also a special set of people who are sent to the centres by the government after being screened. These set of people are the area boys, homeless, street traders, beggars, etc. Below is the process for the special class of attendees: [size=14pt]The Process[/size] 1)The environmental laws of Lagos State (laws against street trading, begging, etc) have been in place at least since the 1970s (probably earlier). They've been reviewed quite a number of times (Akhigbe, Rasaki, Tinubu). 2) The process was fully established by the Tinubu Administration. 3) Beggars, street traders, destitutes, area boys, psychotics, etc are arrested by the Task Force on Environmental Offences. 4) They are given a choice: (a) go to prison (b) go to rehabilitation centre (c) return to your state of origin. A) The law stipulates punishment for those who commit these offences. They include prison term, fine, forfeiture of goods. B) Rehabilitation centres were set up (the most famous/infamous was at Ita-Oko Island). At the centres the inmates are sorted. They are tested for drugs. Those who are drug addicts are detoxified. Those who have mental illnesses are sent to the asylum. The inmates (apart from the lunatics) are then taught skills (skills acquisition centre) so that they'll be able to earn a living. When they complete the course, they are given a loan with which they will start a business and made to sign an undertaking that they will not return to the streets. C) Return: Those who choose to return are transported to their state of origin. The state government is usually informed ahead of time (although I know of 3 instances in which their state governments claimed that they were not informed) so that they can make arrangements to cater for the people. Most of the people who have chosen to return are from the northern part of the country (note: they chose to return). |
[img]http://img1.nairaland.com/attachments/978310_285376_529637573724180_2116359675_n_jpg3adadfef1734f572b61da504d45cd8b2[/img] [img]http://img1.nairaland.com/attachments/978311_798399_529637417057529_1851089642_o_jpg64de0c10595b2a5a33b76655fc7290c9[/img] [img]http://img1.nairaland.com/attachments/978312_843938_529637953724142_1784176355_o_jpg6775e6e6c94ad5f8ef60f54bb7c04ca1[/img] |
Pyguru go away, Pyguru go away, Pyguru go away. |
[size=14pt]Fashola inspects Isale-Gangan Urban Renewal Project.[/size] watchinglagos: As we inch pile after pile, beam of steel after beam of steel, you can be sure we will deliver the project, he says.https://www.nairaland.com/1187548/fashola-inspects-isale-gangan-urban |
I actually didn't plan to start here, but . . . . naptu2: Isale-Gangan (1950s) naptu2: Isale-Gangan (2009) |
Now I'm going to give you links, stories, pictures, etc (if the anti-spam bot doesn't ban me), but before that I'm going to give you some background. I believe that Fashola came to complete what Jakande started. Many of Fashola's policies are not really new, but he is returning Lagos to what it was in the 1950s and also completing or improving what Jakande started in the 1980s (I also have to admit that some of the projects were started during Tinubu's administration). (I'm smiling right now because I remember that my family were staunchly opposed to Jakande's education policies). Lagos HOMS: Jakande (well, Lagos State Development and Property Corporation [LSDPC) built the famous Jakande low cost houses and offered them for sale to Lagosians. The key to the success of this scheme was mortgages. You pay a small initial deposit and pay the rest over the next twenty or thirty years. This made it affordable to the average Lagosian. However, there was a flaw in that model and Fashola has thought of a way to address that flaw. Multi-millionaires bought a lot of the flats and resold them at higher rates. I know one such man who still has several flats in several low cost estates in Lagos. With Lagos HOMS you must swear an affidavit that you do not own any other house in Lagos and you are not allowed to let out the flat (that is, you must be the one occupying the flat) for the 20 or so years it will take you to pay off the mortgage. There are also several other programmes and policies that I will post here tonight (if sleep doesn't take me away), including the skills acquisition centres, the Lagos Micro-Finance Institution, Kaiyero and other markets, Isale-Gangan urban renewal (I'll even show you pics of Isale-Gangan in the 1950s and 90s), the Destitute's Home, etc. |
wesley80: I understand the seniments you've shared and cannot fault your desire to see a better planned, clean and organized city, I also have thos dreams but it's quite sad you'd reduce all this to the bolded above.1) So, do you now accept that the settlement is illegal and an environmental hazard? 2) The fact still remains that many people (though not all) take up these causes for ethnic or political reasons. 3) I will score the government highly when it comes to poverty alleviation. Out of all the governments we've had in Lagos, this government and Jakande's government have been the best with regards to poverty alleviation and taking care of the poor (the worst and worst government inn the history of Lagos was Oyinlola's government a.k.a. "No bitumen" ). The problem is that the media prefer to report grand and spectacular projects, rather than projects that will improve the lives of the poor. They would rather report about Eko Atlantic City, than report about Lagos HOMS, they would rather report about the cable stayed bridge than report about Tekunle. These things exist. The fact that you don't hear noise about them does not mean that they do not exist. In fact, the government is doing exactly what I thought would be necessary to turn Lagos around after the madness that was military rule. That is, the carrot and stick approach. Give them the carrot, but those who refuse to take the carrot will be beaten by the stick. The act of beating with the stick is more controversial, so it will take up more column inches in newspapers, but there's an alternative. . .there's the carrot. |
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