₦airaland Forum

Bendeco02:
Am not Tinubu's fan but VDM deserve to be taught a lesson.

If that kind guy becomes president, he will be worse than tinubu.

koladata:
Sterling bank is still with my entire savings going to a year now, anything you do in this life, please don't use sterling bank

Gadaffi9ja:
This guy is a clown Sha, he's gradually losing relevance

Dpsychologist:
CBN Recapitalisation Is Here. 21 Banks Have Passed. The Rest Are on the Clock.

If you still think Nigeria’s banking recapitalisation is a joke, this update should wake you up.

As of January 2026, 21 banks have successfully met the new capital requirements set by the Central Bank of Nigeria. No rumours. No projections. Actual money raised.


For context, CBN raised the minimum capital like this:
International banks need ₦500 billion
National banks need ₦200 billion
Regional banks need ₦50 billion
Non interest banks need between ₦10 billion and ₦20 billion

Deadline is March 31, 2026. Less than three months away.

This exercise started in 2024 and it is already reshaping the entire banking sector. Rights issues. Private placements. Mergers. Balance sheet surgery. Anyone sleeping will not survive.

Let us break it down clearly.

International Banks That Have Crossed ₦500bn

Access Bank
Zenith Bank
First HoldCo First Bank
GTCO
UBA
Fidelity Bank

Access and Zenith did not just meet the requirement. They overshot it comfortably. That alone tells you who came prepared and who did not.

National Banks That Have Crossed ₦200bn

Wema Bank
Citibank Nigeria
Standard Chartered Nigeria
Ecobank Nigeria
Globus Bank
Stanbic IBTC
PremiumTrust Bank
Providus Bank through merger with Unity Bank

PremiumTrust deserves special mention. Just three years old and already hitting ₦200bn. That is aggressive banking.

Merchant and Non Interest Banks Not Left Out

FSDH Merchant Bank
Greenwich Merchant Bank
Nova Bank
Rand Merchant Bank

Jaiz Bank
Lotus Bank
TAJBank

Now here is the part many people are ignoring.

This recapitalisation is not about impressing CBN. It is about survival.

We saw this movie in 2004 under Soludo. Banks reduced from 89 to 25. Weak players disappeared. Strong ones became giants. History is repeating itself, just bigger and tougher.

What does this mean for everyday Nigerians?

Fewer but stronger banks
Better shock resistance
More capacity to fund big projects
Less excuses during economic stress

But also
Banks that fail to raise capital will be forced to merge or shut down
Some familiar names may disappear
Jobs will be affected
Shareholders who did not pay attention will cry later

This is not politics. This is finance. Money talks. Capital decides who stays.

If your bank has not clearly announced how it plans to meet the requirement, start asking questions now, not in April.

CBN has drawn the line.
21 banks have crossed it.
The rest are racing against time.

Nigeria’s banking sector is entering a new era. Stronger. Leaner. Less forgiving.

Sit tight. The next three months will be very interesting.

Source

Dpsychologist:
CBN Recapitalisation Is Here. 21 Banks Have Passed. The Rest Are on the Clock.

If you still think Nigeria’s banking recapitalisation is a joke, this update should wake you up.

As of January 2026, 21 banks have successfully met the new capital requirements set by the Central Bank of Nigeria. No rumours. No projections. Actual money raised.
Fake news
For context, CBN raised the minimum capital like this:
International banks need ₦500 billion
National banks need ₦200 billion
Regional banks need ₦50 billion
Non interest banks need between ₦10 billion and ₦20 billion

Deadline is March 31, 2026. Less than three months away.

This exercise started in 2024 and it is already reshaping the entire banking sector. Rights issues. Private placements. Mergers. Balance sheet surgery. Anyone sleeping will not survive.

Let us break it down clearly.

International Banks That Have Crossed ₦500bn

Access Bank
Zenith Bank
First HoldCo First Bank
GTCO
UBA
Fidelity Bank

Access and Zenith did not just meet the requirement. They overshot it comfortably. That alone tells you who came prepared and who did not.

National Banks That Have Crossed ₦200bn

Wema Bank
Citibank Nigeria
Standard Chartered Nigeria
Ecobank Nigeria
Globus Bank
Stanbic IBTC
PremiumTrust Bank
Providus Bank through merger with Unity Bank

PremiumTrust deserves special mention. Just three years old and already hitting ₦200bn. That is aggressive banking.

Merchant and Non Interest Banks Not Left Out

FSDH Merchant Bank
Greenwich Merchant Bank
Nova Bank
Rand Merchant Bank

Jaiz Bank
Lotus Bank
TAJBank

Now here is the part many people are ignoring.

This recapitalisation is not about impressing CBN. It is about survival.

We saw this movie in 2004 under Soludo. Banks reduced from 89 to 25. Weak players disappeared. Strong ones became giants. History is repeating itself, just bigger and tougher.

What does this mean for everyday Nigerians?

Fewer but stronger banks
Better shock resistance
More capacity to fund big projects
Less excuses during economic stress

But also
Banks that fail to raise capital will be forced to merge or shut down
Some familiar names may disappear
Jobs will be affected
Shareholders who did not pay attention will cry later

This is not politics. This is finance. Money talks. Capital decides who stays.

If your bank has not clearly announced how it plans to meet the requirement, start asking questions now, not in April.

CBN has drawn the line.
21 banks have crossed it.
The rest are racing against time.

Nigeria’s banking sector is entering a new era. Stronger. Leaner. Less forgiving.

Sit tight. The next three months will be very interesting.

Source

Eriggs:
I don hear.
Next...


Successful with which business?
Wetin him dey do to get all d money?
Answer me now.
I just wan know.

Gbadugbakun:
The average Nigerian girl is a prostitute.

Edoreborn:
Cream de la cream!!! Jojo bleaching cream abi na pomade?

yyba:
Over bleaching woman

OboOlora:
Men are f00lish.
How is this even attractive to them.
The lady is uglee, her face is terrible and she has bad teeth n mouth
The a55 is also filled with cellulite and probably stretch marks and bad odour
Una go just de fantasize on top dirt
Men will sleep with anything
Tueeeeeee

OmugwoAunty:
Nairaland, please what should I do?

I gave birth 9 months ago and for some reason, my mom never expressed interest in visiting me and my child. She is a new wife now and I heard from some family members that when she wanted to come, her new husband said ‘your daughter has other people around, why are you worrying yourself’.

I did not take it personally at all. My mother has never been a dependable person. Me and my mom still talk everyday and my child is always on her status. This is her ONLY grandchild.

My mom’s elder sister’s (my aunty) youngest child is moving to my area. My aunty said that she’ll visit me during the move, and come and hold baby. She reached out to my mom and even told my mom that if they plan it, they can visit me together. My mom and my aunty are VERY close. I even consider my aunty my second mom in a way.

Suddenly, my mom starts calling me, saying she wants to plan her visit. I say okay. But with work and everything, my aunty will get here before her. She started telling me not to let my aunty into my house, saying that my aunty is a husband snatcher etc. she said my aunty will destroy my home. I tell her I don’t care about that. She started calling their mutual friends and telling them to tell me that my aunty is a husband snatcher. I did not fall for that.

Frustrated, she called my aunty and said that the truth is that my husband is uncomfortable. She said that MY husband is not from our town and that my husband’s people don’t like visitors. She said that I did not tell her about this out of respect.

My aunty called me and was apologizing, saying that she did not know. I responded and said that this is a lie. I even put my husband on the phone. Here’s my mistake - I sent her a screenshot showing my mom saying that she’s a husband snatcher and that’s why I should not let her into my home.

My aunty and I now agreed that we should let peace reign and that she won’t visit. She said she will still like to see me and we can meet somewhere. MATTER SUPPOSE TO END.

My mom decided to bring my aunty husband into this. She told my auntys husband that his wife is not respecting my husband’s wishes. My auntys husband now sent her my screenshot saying that he knows the real reason and that your child doesn’t even support you.

The screenshot has shattered my mom. She feels betrayed. My siblings who live with my mother are calling me a betrayer. I want to salvage the relationship between my siblings and I, not so much my mother. I have not spoken to any of them since the screenshot.

What do I do? How do I approach this.

Reportbutton:
Small yansh dey shake, from ea#ing fellow human to s#ealing babies, one Small good thing is coming from AfghanEASTan
let's not forget this ppl can kill themselves for one small piece of land ..

izonborn098:
No wahala as you give her memory to remember'' she will not forget you in a hurry''
You said ordinary relationship' but you billing him the way you will not bill your poor/rich dad at home'
Now the fish brain is a single mom because of food and cash.
Nigeria girls are too cheap.

IgweOfNnewi:
Hardworking industrious Igbo if he wasn't caught

ExAngel007:
https://www.lindaikejisblog.com/2022/7/cheating-wife-forced-to-carry-her-husband-through-streets-after-being-caught-having-an-affair.html

Jamesbiodun:
Maybe you should stop drinking a lot of water in the night

Adonis86:
It seems the Reverend Father is married... I'm seeing wedding ring �

ecolime:
I suspected my boss of using charm sha

It's not charm, your Boss could be pilfering from you.

It happened in a certain Bank branch. Tellers were always complaining of shortages not until a CCTV review of an unrelated event shows the Bank manager pilfering notes

lalasticlala:
https://news.yahoo.com/amphtml/ghana-army-moves-quell-parliament-102859599.html?__twitter_impression=true

Myhusband:
Good evening Car experts, I'm trying to get a minibus for transport business but I keep getting the advice to get direct one and not the cutting ones.

Economically, Direct bus I'm being advise to get I believe would be expensive than the cutting

So I want to seek advise and ask some questions from car gurus and experts here;

What's the disadvantages of getting the cutting/assembling mini bus in Nigeria

How much is direct/imported from abroad sold in Nigeria

I look forward to your intelligent contributions. Thanks in anticipation

firstworld:
Fakeness personified. Fake hair, fake eyebrows, fake eyelashes, fake eye colour, fake lips colour, fake skin color. God forbid. Can African ladies ever be proud of their heritage? Must everything look American?

Sultannayef:
He can never return to the White House

Bullpenn11:
Nonsense!
FR EBUBE MUONSO IS ONE OF THE WORST PRIESTS IN THS CATHOLIC CHURCH.
He has used his ministry to generate so much money from corrupt politicians.

In fact, he is one of the people that support looting of Anambra State Treasury in exchange for favors from the Governor Of Anambra State Obiano who has gifted him 2 Prado jeeps and 3 other vehicles including a big bus for his so called ministry


Obiano facilitated several juicy appointments for his family members= one of them is a Local Government transitional chairman, Another one of his brothers was put in the house of Assembly as a legislator by Obiano, and two others are SSAs to the governor.

He is given a subventions Of 4 million Naira monthly by the Governor all because this corrupt priest compels his ministry worshippers to vote for Obiano for d past two elections, in spite of the fact that priests are not allowed to dabble into Politics.


Now he is joining protesters to condemn a system that he has been encouraging and benefitting from for so long.

EBUBE MUONSO IS NOTHING BUT A SHAMELESS HYPOCRITE!

Sunofgod:
Holy Ghost - the Priest wan shine small.....

Awol1:
Beauty, they say, is in the eye of the beholder.

It therefore wouldn't be invalid to say, when it comes to appreciation of music, that the beauty of music is in the ear of the beholder. And if we remember that music has been defined, by some, as food to the soul, it means therefore, that what is food to one's soul may be poison to the soul of another when you consider that we all have different soul.

There's no objective yardstick to judgment of art because aesthetics judgment is purely subjective.

I'm compelled to ask this question because most time, I've seen songs that are hit but just can't make it into my playlist. Some hit songs irritate me actually.

So what's that hit song that everyone else grooves to but just doesn't cut it for you?

For me, it's:-

1) Mad by Wurld
2) Mafa Mafa by DMW
3) No Stress by Wizkid
4) Wonderful by Burna Boy
5) Yeye Boyfriend by Bolanle ft Zlatan
6) Issa Goal by Naira Marley
7) Lady by Rena
Gelato by DJ Cuppy
9) Call by Joeboy
10) Wo, Woske, Pawo, etc, by Olamide.

Make I stop here.

What's your own?

greatbuc:
Pure murder. The crime scene is very unrelated to suicide. The killers did a very poor job.
Pointers:
He was probably killed before his body was lifted to the noose.. See the folded part on his trouser indicating he was lifted.
No stool or block to have giving him the height he needed to hang himself. How did he climb up to the noose?? If you say the hole in the walls then he should have been facing backwards and his foot should also be dusty and bruised.
He is scared of dying from covid by wearing a mask but took his life by hanging? Haba. Poor job by the criminals.. Let them check how much was left for him to complete the instalment money.. Some people fit kill person so the bike will be theirs even when the instalment money is almost completed.