₦airaland Forum

shawn5ng:
@ obiak4 We don't do tokubo in Jumia. All product in Jumia are new. So ask me for any new product and i will revert asap
Thank you.

that your headache brov that is what I want to buy its not a must for me to buy new is it?
you think say na game I come play for life?

wenson:
U mean another name 4 Ijaw is Izon? hw cum am hearing dis 4 d 1st time?

now you know no knowledge is wasted

wenson:
IZON? which language is dat? wah part of Nigeria?

OK it izon not ijaw as popularly called but it is permissible to call it ijaw but the true spelling is izon

wenson:
Wats TARI

TARI SIMPLY MEANS LOVE IN IZON LANGUAGE

cricifixo:
don't know though but why on earth should a graduate take up a job like that in nigeria in the first place

and why not haven't you come across the word there is dignity in labour?
Colombia pay and incentives is very attractive in less than 2yrs you could be a truck owner

mine always call me TARI AND I CALL HER PRINCESS

your god should tell you their names oooooo hmm d prophet need members he should just say so na must you lie with the names of the gods
to get more members in your Church is easier than ABC CONTACT ME FOR MORE INFO

shawn5ng:
We can take care of your order and deliver to you where ever you are in Nigeria.
Holla at me and we make your order.

tukunbo ps 2 how much bayelsa state needed asap

stanech:
Mugabe is a clown

WHAT ARE YOU? HE JUST SPOKE THE BITTER TRUTH

Raemond:
available in Benin, location please?

bayelsa how much bro

need a ps2 to buy asp

Rahoof2:
we have hacked console loaded with 10 games in stock . Visit www.sosogames.net

oga u go sale well ooooo games for 12k when them go beg u for Ikeja to pay 2k even 1.5k sef hmmm I guess turkey and chicken dey inside your game that why your price is higher lolz
I beg who get ps2 to sale in pH or bayelsa or Lagos
state your price and location with pix

location and price and what's the conditions of console and pads
FYI I ain't calling anyone on NL scammers every where so you understand post pix and location/price
also anyone with PS 2 should also indicate buying 3 good pieces for my buddies

mbulela:
Mr. Rauf Aregbesola is not the only Governor owing, he just happens to be the only one who is honest enough to admit it publicly. In fact, the situation is worse in some other states given the statistics contained in a recent document I obtained from the Nigeria Labour Congress (NLC) office in Abuja.

In Abia, the State Teaching hospital workers have not been paid for nine months; the Hospital Management workers are owed for eight months; Abia State Universal Basic Education workers, six months; Abia Local governments, owed four months while teachers in the state have not been paid for three months. In Akwa Ibom State where the immediate past Governor, Senator Godswill Akpabio had, through the State House of Assembly, legislated for himself some hefty perks from the state coffers, workers in Akwa Ibom have not been paid for April and May. Bauchi State workers are also being also owed two-month salaries.

In Benue, workers have not been paid since January while the state is also in default in pension arrears to the tune of four months. In the same state, teachers were paid only half-salaries for five months. Workers in Cross River State are also being owed salaries for two months. In Ekiti State, workers have not been paid for three months. In Enugu, whereas workers in the core civil service are owed only the salary for the month of May, those working for parastatals have not been paid for the last 12 months. Pension and gratuity have also not been paid in the state in the last five years.

In Imo State, core civil servants are owed only for the month of May but the state is in default for 14 months on pension payment and four years for gratuity. Whereas workers in Kano State are not owed, the newly recruited teachers are yet to receive any salaries three months after employment. Katsina State workers are also being owed one month salary while gratuities have not been paid.

The case of Kebbi State is peculiar as the Minimum Wage is not implemented with some workers earning as low as N7,000 per month. Kwara, Ondo and Ogun States have not paid their workers for the month of May but notably, in the case of Ogun, pension deductions in the last 52 months have not been remitted to the Pension Fund Administrator (PFA).

In Oyo State, workers have not been paid for three months while the pension arrears owed is between five to 11 months. Plateau State workers are owed salaries for six months and pension arrears for seven months. Workers in Rivers State are owed one-month salary and pension arrears for three months. While Zamfara State owes workers one month salary, some 1400 workers employed last year have not collected any salary. Meanwhile, the states that are up to date in the payment of workers are: Adamawa, Anambra, Bayelsa, Borno, Delta, Edo, Gombe, Kaduna, Lagos, Nasarawa, Niger and Taraba. States on which information could not be obtained are: Yobe, Sokoto and Ebonyi.

In explaining his dilemma, Aregbesola said he was deeply pained and unhappy that he had not been able to pay workers salaries in Osun State for eight months. “I have found it hard to pay the wage bills owing to the declining federal allocation to the state. Federal allocation to the state has reduced by 40 per cent since 2013, making it difficult for government to meet up its responsibilities,” he said. The governor added that the government went ahead to accumulate debts in his bid to pay salaries and now the banks are no longer extending to him such facilities.

oga am in bayelsa state and most workers have not been paid for last month where did you get your statistics from?

ionsman:
http://www.vanguardngr.com/2015/06/what-federal-and-state-legislators-earn/#sthash.QFFRJJh8.dpuf

op you should have said legis-looters
#why pay them much to represent poor people?
The legis-looters and execu-thieves are retrogressive in nigeria

INTERMAN:
The world is wicked

: you should have said drug is wicked he lost all the day he choose to start coke bussiness

DrTeeee:
Beautiful! Although I must say, these are mostly seen in animal reserves and parks. And not in the wild where animals are struggling for survival! Neverdless they are lovely combinations.

bro not only in reserves and games have seen a dog that is very very as in very close to a fowl that both eat together on the same bowl in benue during my service year

buy a reboot CD and format your system or better still try any password you think you could have used
good luck

fatdon1:
www.punchng.com/metro-plus/four-policemen-torture-woman-over-stolen-ipad/


Pix: the tortured part

the police spokesperson knows about the case but did't know about the torture hmmmmm
sir you can lie for nigeria oooo

jerryunit48:
In Katsina dem don ban alcohol since unless outskirts

and kastina still share money from tax generated from alcoholic and tobacco company in Lagos abi
una see ona life kastina people

Jesusloveyou:
seconded

jesuslove who you I doubt if not you should have read your bible very well Jesus turn water into wine abi? and that wine if it is fermented turns to ogogoro you need to read your Bible more

agarawu23:
you are not getting it bro, "ogogoro" isn't the same with beer and other alcoholic drinks.
normally "ogogoro" isn't good for your health and I think this move is for our own good not Muslim or xtain issue.

stupidity at it's heights ogogoro is not the same as beer then what is it water smh for your poor life
get a life people give excuse for things they don't understand
beer,alcoholic drinks are all from the parents"ogogoro"
next would be ban on palm fruit

phyllosilicate:
This would be difficult to enforce, but it is a good move. Ogogoro has led to the downfall of many men and the destruction of marriages.

SAYS WHO
GUNS DON'T KILL PEOPLE,PEOPLE KILL PEOPLE
OGOGORO DOES NOT DESTROY LIFE,PEOPLE CHOOSE TO DESTROY HIER LIFE
OR DO OGOGORO BOTTLE HAS HAND THAT DRAG PEOPLE TO CONTINUE DRINKING

nativedoctors:
They should ban all Alcoholic drinks not just Ogogoro

are you this foolish??
Muslims that condemned alcoholic do you know what they SMOKE
bihari Nigeria is not and will never become a Muslim state ooo
hypocrisy at it's worst is when Kaduna,kano,and zamfara share money generated from taxes from alcoholic and tobacco company but yet ban the consumption of such in their domain

sinaj:
jeeez! wtf did diz nigga type

*wears glasses*

*read*

*removes glass*

nigga post utme is coming up soon

try nd see your past question more...

FATALITY COMMENTS ARE YOU FROM MORTAL COMBAT 5
WHAT OF THE GUY HAS SAID HE IS NOT EDUCATED BUT HAVE 7SUV AND A PORSCHE
THE STORY FOR CHANGE LIKE APC ABI
GIRLS THINKING RELATIONSHIP IS A POVERTY ALLEVIATION SCHEME SINCE TIME IMMEMORIAL

realdee44:
who is lying? U can't speak for anyone yet you are calling me a lier show some respect. I have seen a lot of men who just cheat on there wife for no reason.

sorry my oga at d top i lie down de respect you ooo ranka dede no vex for your boy or u want make i drink kunu for your matter?
Back to the matter did i here you say no reason? Nature abhor no vacum there must alway and there is a reason for a mans actions and inactions
just that you are unable to get a handle on it period
........i dobale oooooo

realdee44:
its not in all case. Most men will still go out for sex no matter how good there wife is on bed & every other thing.

fat lie can't speak for anyone but my self
I WILL NEVER EVER EVER SLEEP WITH ANOTHER WOMAN WHO IS NOT MY WIFE TILL I DIE IF AM MARRIED
INFIDELITY AFTER MY MARRIAGE IS A BIG NO NO

EroticAngelina:
are u kidding me
u knew u didn't luv her, yet u still went to date her?
the way men think sometimes tho

how would u feel if the gal u really love does that to u? do u know how devastating that would be
the only thing I can say is that I really wish men lyk u rot in hell.

see tantrum oooooo
hell lowun lowun

Buhari should make the gov. Of cross river the minister of works and housing and see nigeria develop
amechi,,fayemi should never been in the list considering the way they run thier state aground
any gov. That did not performed in his state should never b nominated as a minister

Funny enough i just borrowed someone although he is a friend last week 10k and today again 15k a family man sha
just expecting he pay as @ when due?
Sometimes it not easy to see a friend or relation suffer and you have the money to help.
Some of you here are just saying trash except probably if you like money pass person life

justirich:
A friend recently complained about a colleague who cried that his wife was going into labour and needed a loan of N100, 000 with a promise to repay by the end of the month. One year down the line and the stories keep changing. In fact, the matter has threatened to ruin their relationship with my friend considering taking the matter to the human resource department of the company.
How often do you find yourself in a position where you lend money to a friend or family and never get it back? They approach you with cries of desperation and promise to pay back after a specified period only to come up with stories when its time to repayment time. I get approached too and often fall victim. I have learnt from being a victim and often use the following tips to avoid falling again.

1. Number one rule is to remember it is easier to borrow and lend than to return after lending.
If you have this at the back of your mind all the time then your default response will always be a NO. But there are cases that require compassion too. When they arise your adamant nature will warrant that you reverse the notion by making it difficult to lend and easier to refund after lending.

2. Create a barrier by introducing third parties to the transaction.
People who borrow money or seek your money for investment always come with compelling and convincing tales. They are also very much in a hurry to get the money from you giving you the impression that all hell is about to let loose if you don’t act quickly. The problem however is that, when it comes to getting your money back, that urgency is suddenly transformed into pestering. So for those who are vulnerable to sweet talks, one way of deal with a suitor is to refer him or her to a third party. Tell your borrower you understand the situation and want to genuinely help but your lawyer or accountant has to work out the details. That way someone else who is neutral and less biased is suddenly the decision maker in all of this. Whilst in real terms the final decision lies with you, a third party may help you see other risks that you may have missed and also put the borrower under pressure to convince another person.

3. Ask for a guarantee or security.
Just as above, to make it difficult for the suitor or borrower, give them conditions that must be fulfilled before you part with your money. For example, ask for a collateral or a guarantee from a recognised cleric. You will be shocked that even a common request for an application letter can often be difficult for a borrower to produce which in no small measure sends them away naturally. A borrower who doesn’t show seriousness to meet this conditions will more often that not break their promise to refund.

4. Confirm as reasonably as you can proof of need for the money.
This can be difficult and not applicable in some cases but if applied it can help avoid any incidence of fraud or default. For example, if they come to you for money to finance a Local Purchase Order, simply ask for a copy of the LPO. If they do not have it then don’t give and if they do, ensure that it is the borrower’s name that is on it and not a third party.

5. Obtain quasi security documents like post dated cheques.
Most loans to friends and family hardly get covered by collateral. However, you can still request for other documents such as post dated cheques, promissory notes etc. While they are subordinate to registered collateral such as land, they can be quite useful in terms of settlement. A bounced cheque for example is an offence punishable by law. A serial borrower who issues a dud cheque is therefore at risk of going to jail which serves as a good deterrent.

6. Keep in touch regularly and pester where necessary.
Most of us make the mistake of not keeping in touch with our debtors. Because they are friends we hesitate to bring up the issue even when we are constantly in touch. Finance experts advise that we continue to pester and remind our debtors that they owe us. This creates a lingering sense of responsibility, which can only help you recover your money.

7. Never lend to a previous defaulter.
Once beaten twice shy. Ironically borrowers are often shameless and will not think twice about coming back to you again for another loan. If the borrower is someone who never repays or takes time to then you may do yourself a lot of good by not lending to them again no matter the circumstance.

8. If you are soft hearted then only lend what you can afford to let go.
Some of us are very vulnerable to bad debts because we are just too compassionate to say no. However, being compassionate does not mean we loose all sense of responsibility. If you are compassionate then just lend what you can afford to let go.

#WiseUp my goodhearted people

http://www.punchng.com/business/am-business/lending-money-to-friends-who-hardly-pay-back-2/

have learn't it d hard way borrowed a friend 100k till date na story story

ramdris:
Nna what are u talking about?

time will tell if APC and PDP are just the same
executhief,legis-looters or judi-sharing,
but just hope buhari would not start using 2yrs to fight corruption and let Nigerian suffer like obj did,
we need CHANGE for good