₦airaland Forum

Osoderi:
Hello house pls I want to confirm if companies in UK allows ones to take unpaid leave.

my friend in U S A took about four months unpaid leave from work to take care of her child and she was given and she still retained her job. so I want to confirm if one can do it here in the UK without been sacked.

Meogom:
Will be driving on UK roads for the first time tomorrow, feeling kinda apprehensive, abeg any tips from the gurus?

aragbaboy:
Hello where are you based?

UrFears:
Hi all, please is it better to buy an Average Laptop of like 100k here in Nigeria, or would I see one for same budget in UK.

Ralphlauren:
Reapply. Include her bank statement and that of whoever is sponsoring the trip.

alongetayo:
Good Morning.

Please I need sincere advices.

I got a Customer Service job [full time] with Llyods bank, through a recruiting firm though. Net pay is £1,660 and they pay every 2 weeks (£830).

Please is that a good pay? Considering the fact tge we moved in Aug? Or I should rather start care? I was told I can make more if I start care/support job. Or i should just focus on this job?

NB: Wifey is a student and makes like £1,200/Monthly also.

Ashirioluwa:
No, you can apply anytime. But make sure you are able to address the reason(s) why your previous application was denied before you reapply.

Viruses:
Does anyone have any reviews on Renault (Kadjar) cars? I find them really affordable so trying to look for the downside.

azubix:
Please help a brother. I worked for this guy for one week as a construction labourer and I told him I can't continue due to the weather, that the weather is affecting my health. He said if I stopped working he won't pay me, I thought he was joking oh. This is more than 4 weeks now, I have been asking this guy for my money. He said I bridged contract. We signed no contract. It was even when I told him I am stopping that he said it's a 12month job. To end every talk, he told me to get a doctor's report to prove health and he will pay me. I went to gp, they said it will take 6months.

Before I started the job, the only discussion about the job we had was that he sent me pictures of what they do and I told him it's something I will love so. Its in open field so when we started I began to see that the cold is killing. This is my first outdoor job in the uk so I didn't really imagined it will be that cold. I respected him and worked till Friday.

Please what ways can I use to get my money. Are there other legal ways to get a doctor's report? If I get a doctor's report from Nigeria will it serve?

Finally, please did I really do anything wrong? Do I really have to present a doctor's report to be paid?

Omoluv5:
Okay, thank you so much for your response...

Meanwhile, someone is advising we go ahead with submitting the biometrics because UKVI will definitely contact us to make the IHS payment before they make decisions. How true please?

babajeje123:
He left on Monday.

babajeje123:
Advise needed please.
Now I am begining to understand why most Nigerians here don't want to accomodate newcomers who are Nigerians. I accommodated a guy who is becoming difficult for me to handle just because I don't like wahala. We lived in the same house in Nigeria and during those period we were never friends. We only exchanged greetings sometimes as he was very rude and proud. So when he got to know that I left Naija with my family, he became a 'friend', call

Please I need advise to handle this maturedly. Since he came none of his people called to say 'thank you' not even his girlfriend that we know. But I don't care at all as all I want is for him to leave as I don't want to continue to sacrifice the comfort of my family to someone who is unappreciative.

Pogracious:
Hi Ancestors

I have just finished my msc degree and am preparing for visa renewal,but someone said I should apply 28days before expiry or just some days before brp expiry is okay.

Kindly advise which is advisable at this point

TIA

Ticha:
Avoid interest only mortgages unless you're earning money from that house. That is the only time there is a pro for interest only because the repayments are lower and therefore makes your cash flow better. Actually, another pro will be if you already have the money and want to invest it, of course if you lose that money then you'll lose your home come crunch time.

For a property you live in, capital repayments all the way. It pays down the over all loan over the duration of the mortgage and the house belongs to you wholly when paid off. Of course, over the lifetime of the mortgage you can also borrow some of that capital back for other purposes which you often can't do with an interest only mortgage because the equity doesn't stack up as much.

If you take a loan of 75k and pay interest on it for 5,10, 15 years. At the end of that time, you still owe 75k which must be paid or you lose your home.

Sheezybobby:
Hello All,
Good morning.

Please kindly help me out with this question.

I was given an admission (Data Analytics) to Study at Aston University, Birmingham. I will be resuming next year January.

My Question is:

1. Will I be able to get a job under Data Analysis Role considering I studied Compt Science in Nigeria, and I resigned earlier this month from the Role of (Sales-Analyst) in the company where I was working.

Kindly help me out with the percentage

mizGene:
No I didn't this time. I've done it before when I wanted to actively message recruiters and HR manager's. LinkedIn also usually offers a month free for this (premium) per year. You can try to sign up but then cancel or stop the sign up process. Most likely they will then offer you a month free trial.

But what you really need to do is to set up many job alerts with the specifications/filters you want (eg; product manager, London, full time, remote). You get notified once jobs fulfilling your criteria are posted.

mizGene:
Totally agree with job requirements, that has been my experience. Even my current job, thanks to LinkedIn easy apply, here I am If it wasn't for "easy apply", I probably would not have bothered.

Lexusgs430:
Interest free mortgage, would eventually become a very nasty trap (if that's the only property you own)........

Repayment mortgage is the best, you're paying the interest + capital........

Let me explain Interest only mortgage to you, in the simplest form ......

You buy a £200,000 property, mortgage term is 25 years........

The interest on the mortgage is £70K............. In 25 years, you would have only paid back £70K.......

At the time of maturity, you must pay your lender the balance of £130K........

If you're now semi retired, and lucky enough to have £130K, under your pillow (goodluck).......

If you don't ...... You don buy wàhálà.........

Peerielass:
I’m assuming the prepayment meter is for both gas and electric. Gas is usually cheaper than electricity…most homes use both or just electric.

MrMash:
Good day Elders,

Please help me o , British Gas wants to finish me .

I moved into a new flat 5 days ago, I have bought 50 pounds worth of power so far on the prepaid meter.

Please advice me on possible solution before I go bankrupt.

dupyshoo:
With interest only mortgage, let's say your mortgage is £100k, you will only be paying the interest and the capital will not reduce. So, the amount you will be paying monthly will be very small, say about £100 monthly depending on the interest rate. At the end of the mortgage tenure, you either sell the house to pay the mortgage lender the £100k or take it from your savings.

Whereas, with repayment mortgage, you will be paying more every month as you are not just paying the interest on the loan but you are repaying back the loan, so you might be paying about £500 per month. At the end of the mortgage tenure, you will have finished paying the £100k, so you wont have to pay the bank any more money.

Tbh, I am not sure you will get any lender to give you interest only mortgage anymore. It's only those doing buy-to let that lenders give interest only mortgage to.

nurey:
Xterra is a popular nissan ride on road, for me I did say buy one with 3.3L V6 engine avoid the turbo charged 4cylinder engine.

Yes pilot is reliable and solid suspension too.

nurey:
For farm and bush runs
Honda pilot 05
Pathfinder 2001 to 2004
Xterra 03 to 05
Honda pilot/isuzu rodeo 2001 to 2005
Isuzu trooper 2001 to 2005

For city driving with bad roads
Toyota rav4 04 and 05 only
Honda crv, HRV and element 2003 to 2006
Kia/hyundai sportage/Tucson

LagosismyHome:
On Facebook I see comments that the wait time is something else for applications within Uk... even those who paid priority are waiting for months . .....