₦airaland Forum

If you have a regular work or study commitment and need an additional source of income, a part-time job might help. Part-time work is a familiar concept in most parts of the world including Nigeria, and should not be overlooked in favour of borrowing money for important purchases. Here are some of the most attainable part-time jobs in Nigeria which offer reasonable earnings and can be fit around a regular fixed schedule.

Virtual Assistant
N1,000 – N15,000 per hour
What you need: Secretarial/Administrative skills, computer access/literacy, a good telephone manner.

A virtual assistant is someone who works for a business – usually in an administrative capacity from home. The business is usually small, with no need for a full-time administrator and so hires a contractor (you) in order to save money on a full-time employee. Duties include typing, sending e-mails, drafting documents and business planning. The more specialised skills you have, the more you will be able to charge. If you have specialised accounting skills (such as a knowledge of Sage or Quickbooks for example), you could easily charge N15,000 an hour by marketing yourself as a virtual assistant specialising in book keeping. Available positions can be found on dedicated VR sites such as Peopleperhour.com and Assistantmatch.com


Uber Driver (Lagos)
Approximately N3,000 per ride.

What you need: A reliable vehicle in good physical condition, a smartphone (Uber can provide one), a driving license, drivers institute ID card.

Uber, the global taxi app reportedly has 150 drivers in its Lagos database with room for more. The trend of Uber Lagos drivers deviates from that of “traditional” taxi drivers as we have come to know. Most Uber drivers are “regular people with good jobs, who choose to drive Uber to let their cars pay for themselves”. When asked why, one IBM employee who only drives for Uber on Sundays responded, “Why not? I only drive on Sundays and I make enough to pay back my car loan”. Also, it can’t be a bad thing that Uber pays its drivers weekly, so you’re not kept waiting for your money.


Private Tutor

About N2,000 per session

What you need: A degree, references, patience, and an ability to tutor children and adults in specific areas.
After school tuition is a great option for parents who are worried about their childrens grades at school, as well as students looking for extra help in preparing for important examinations. It is also a great option for graduates who have some spare time, minimal resources and a desire to coach the next generation into succeeding. Initially, it may help to work through a tutoring company such as Fiverr.com or Professionalhometutors.com.ng to learn the ropes. Serving several areas in Lagos (Ikeja, VI, Lekki, Magodo and Surulere), they cut out the advertising in exchange for a small commission and establish a fit between tutors and students. Once established, you can continue build your portfolio through independent listing services such as Prepclass.com.ng and Tutor.ng


Web Designer
N400 – N2,200 per hour

What you need: Web design skills, and access to a computer.
Web design is one of those areas of specialization where if you know what you’re doing, you will never be out of a job for long. Remuneration doesn’t just come in terms of cash, as Dana Winslow of DWUser.com points out: “Thanks to some clients of mine, I have received over the years a free copy of Adobe CS4, a discounted iMac (to help get me back up and going when my PC broke), an external hard drive, an iPad… and a free lunch”. While the competition is strong, established web designers are able to command more fees than beginners in the field, but the good news is that if you are open to a global audience, jobs are plentiful on global marketplaces such as Guru.com, Upwork.com, Peopleperhour.com, Outsource.com among others.


Health Supplements Distributor
N5,000 – N250,000 per month

What you need: An interest in health, a thirst for knowledge, and an ability to market verbally.
Health supplements companies in Nigeria have grown into multimillion dollar companies with little advertising through a heavy network marketing strategy. In the process, a record number of people have been able to turn their lives around by marketing health supplements to friends and family. More successful companies such as Swissgarde have been propelled by the observation that the high concentration of active ingredients in their products mean that customers notice a reduction and even an elimination in symptoms when on their products. Pharmacists, bankers, traders, students and doctors make up some of the audience present at Swissgarde’s weekly meetings in Ikeja, some of whom have been taken by the company on all expense paid holidays to exotic destinations around the world. When asked why Mrs Umerah closed her fabric shop to pursue the business full-time, she responded “It all came down to the money. I was making less than N100,000 monthly from the fabrics before profit, while Swissgarde paid me N800,000 a month. The fabrics had to go”.


Graphic Designer
Approximately N30,000 per job

What you need: Graphic design skills, Graphic design software such as Adobe Illustrator, Photoshop

“The point is you don’t need the latest and greatest to get started or to become successful. All you need is a computer, an internet connection, and yourself. With that you take it one step at a time” observes Brent Galloway, a freelance designer who left his job in 2011 to become a graphic designer full-time. You can easily set up a free portfolio on Behance or Carbonmade, and a Twitter account and Facebook page is free to set up. However, freelancing does not guarantee a steady income, and I hope you’re already aware of this”. On a positive note, income sources are free and plentiful, thanks to an increasingly connected global marketplace. You can build your portfolio by taking on fast, easy jobs on specialist design sites like DesignCrowd, and 99designs which pay up to N60,000 per design project.

Whatever part-time job you decide to take, just be sure to put it in a savings account, or invest it in a rewarding venture.

Source: http://www.mymetrong.com/6-lucrative-part-time-jobs-that-can-be-done-from-nigeria/

Have you told your wife yet? From the other end of the table, I believe that this is the best way to go. She would definitely be hurt, as she was sitting in her home quietly and a trailer came to jam her. She might walk out or might even want to revenge, but she would appreciate you telling her the truth. Whatever she says, don't argue just accept responsibility and when you're telling her, buy her a nice gift to a eg her with. All the best.

This guy is a monster, but the morale of this story is s bit twisted. I as a parent would not just warn my girls, but also my boys too! It is this exclusive warning of girls that makes boys think they can go scot-free with this sort of behaviour!

No wonder Nigeria is the way it is. Such a story was published and only on page 4 did one intelligent person (@AreaFada2) notice upon reading the article that a minor (16 year old girl) was raped and taken advantage of, just because she wanted to help her family and the newspaper decided to name and shame her, instead of the men who raped her. And fools are here on this thread shaming the girl and insulting her. Do you have sisters, daughters or mothers at all?!!

Sandydayz:
The more u look the less u see..

No be small

donholy28:
Wtf!!! u don't put touch and follow in anybody's food....as d name implies..just touch d person and d person don become zombie

You can touch certain parts of their body too and it works because only the size of a grain of rice is enough to work on a victim - whether eaten or inhaled.

donholy28:
Touch and follow na pure babalawo juju...take it or leave it

Read the link - the babalawo only knows how to process the seeds from the tree to produce the burundanga that you put in your victims food/drink! That's all - anyone can do it!

SO it appears that someone has found the secret behind the "juju" phenomenon where you put something in someone's food/drink and they do whatever you say. It is not juju at all, it appears. Here is the full explanation of how it works: http://www.mymetrong.com/behold-the-science-behind-touch-and-follow-juju/

Apparently, it is a seed from a tree called the borachero tree which is processed locally to give this drug. You put the drug in someone's food and they do whatever you say. The guys explain the contents of the seed and its actions and it is purely a chemical process - no spirits involved.

If this is the case, how many "juju" things out there have similar explanations? Is it still wise to believe that juju exists? How long until we find explanations for what we think is caused by spirits? Are they really caused by spirits or are we just too lazy to research the unknown?

You can read the full report here: http://www.mymetrong.com/behold-the-science-behind-touch-and-follow-juju/

I went back to work when my first child was 5 months old and my mother in law looked after my baby. It's not ideal, but also not a big deal - get food on the table and bond when you get home. It doesn't matter what people say or how they will look at it - do what your family needs.

ObiOmaMu:
can i share your story on a blog OP? this is really thought provoking. so you can get what the readers der think too.

Go ahead - you have my permission.

ottizz:
Does your husband work the night shift or always away from home? The things you've mentioned here are so glaring for him not to notice.

My husband works very long hours, so he's away from home until about midnight everyday.

Thank tou all for your helpful advice. At least I know that I'm not going crazy and I'm not over reacting when I decide to have a chat with him again.

voltron:
A former colleague of mine was eventually fired after getting heavily indebted to both banks, money lenders and the company due to supporting numerous family members (urged on by his wife) who squandered the money and opportunity - They literally abandoned him to his fate; he eventually found another job but swore never to help family members anymore. You cannot continue to sustain a full-grown adult who refuses to use the opportunity God has granted him (through your family) to become independent.

This is such a wake up call because people naively really want to help relatives, but sometimes these relatives take it for granted for whatever reason. Things are hard in Nigeria, we understand that but things are hard here too people abroad also need as much support as people back home.

ifyalways:
Talk to him!
Madam, are u afraid of telling him exactly how you feel, in your own house again? Don't be confrontational, just call him ,seat him down and explain things to him eg, neighbors complain about the loud music, your house rule says everyone cleans his stuff etc.
If for any reason you can't tell him then have your husband do .

My sister, I have spoken to him several times - asked him to turn down the music and so has my husband in anger. The thing is that he has washed up a couple of times i.e done all the dishes for me and I have thanked him and shown appreciation. Based on that he has decided that he doesn't need to wash even his own dishes anymore. Plus I don't want to keep complaining so that it doesn't look like a witch hunt.

voltron:
It is expected.. most people who never learn to do things on their own (if God is not involved) tend to depend on others even to wipe their own butt after crapping. Tell your husband that this has to change.. you got married to become one not to take care of each others families permanently.

It's really tiring and I'm exhausted.

Forgive me, but this is a rant.

I live in Canada with my family and recently, my husbands relative was granted a study visa. Prior to him getting this visa, we all prayed for him and supported him financially as he was having a rough time in Nigeria. He graduated 7 years ago and hadn't been able to secure a job. He had been praying, fasting and finally God did it.

Anyway, we agreed to accommodate him for free, to lend a helping hand, but since he has been living with us, it appears that I have misjudged him.

I have noticed that some people only know how to pray for breakthroughs and to permanently be on the receiving end - never thinking about how to give. I'm not even talking about finances. I have 2 kids, and am pregnant with my 3rd and I work full time and this guy eats and leaves his plates in the sink for me to come and wash, he leaves his clothes for me to wash, even though I have shown him how to use the washing machine on more than 3 occasions. On top of this, he is very noisy - comes into the house late at night not caring that the kids are asleep, stomps up the stairs, bangs the door and starts calling his friends to tell them what God did for him and the good life he's living. Meanwhile, he has woken the kids up and I have to wake up at midnight to put them back to sleep, and i have work the next day! He blasts Nigerian music out of his room constantly, and I used to love Nigerian music, but now I'm sick of it.

On top of it, he'll come to me for assistance to fill out his medical forms, job application forms etc and help him with his studies. The other day, I had to go for a dental appointment and asked him to help me babysit for 1 hour - he said no. I can't imagine how someone can be constantly needing help but offering none in return. I'm really struggling through this pregnancy and making my work around the house while living like a lord is just unfair - especially as this is coming from someone who claims to religious. I have told my husband that I am not prepared to house any more relatives from Nigeria if it is going to cause me more headache than peace of mind, but then when I first came here aged 15, I was housed by a relative for 2 years. How do I handle this situation from a Nigerian perspective?

Guy, how far? All the papers this morning are reporting that CBN has banned the importation of foreign exchange? I know we import a lot of things in Nigeria, but we dey import money before?

Don’t mind our newspapers. Because of the way the word ‘ban’ is used in Nigeria, people will read the papers and think you are no longer allowed to bring forex into the country. That’s not the case.

So wetin happen? Because you dey talk, your mouth dey move but I no hear anything o

Well the CBN announced 5 new forex policies last week. So its not just a case of something was banned or not

[Grabs chair] Oya start from the first one furstofall

Firstly it has suspended the system it used to sell forex to the banks. It was known as WDAS. This has now been replaced by RDAS

Wada Nas? That Abacha Special Duties guy still dey?

WDAS means Wholesale Dutch Auction System. A bank will collect requests from its customers who want to purchase forex. It will then take the total amount to the auction where CBN will sell the forex to them. For example, 100 customers of a bank might say they want $100,000 each. The bank will then go to the auction hoping to buy $10m from CBN. But CBN used to sell a certain amount of money every week and there would be plenty banks competing (with their customers’ requests) competing for the forex on offer by CBN.

So the only way for CBN to sell the forex is through an auction system. It will offer the money at a certain price say N160 to $1 and anyone who wants to buy at that amount will buy or it will reduce its asking price to N158. Until all the money on offer is sold. The auction holds every week and the CBN announces how much it will be selling in advance. For example, the CBN offered $400m in the last auction in September

This thing be like market. How come I never knew about it? Na coded something? I for like go hustle see if I fit buy dollars na

Notice the name is ‘Wholesale’? It is not an open market where anyone can come and buy. So only banks are allowed to come and buy on behalf of their clients.

So why are they changing it and to what?

The new system is RDAS – Retail Dutch Auction System. CBN is worried that the demand for forex is being driven by ‘fake’ economic activity especially money laundering and politicking. The RDAS is similar to the WDAS but now banks will have to ‘show their workings’ i.e. they will have to show the details of the person on whose behalf they are ordering the forex. In short, CBN will be collecting more information to enable it monitor what exactly is going on. In short it is tightening the rules on how forex can be bought.

So even as this one na retail, guys still no fit show there?

No

Ok, the second one

The second change is mainly for people who travel abroad and use their Nigerian debit cards to make payments and purchases. Previously the maximum you were allowed to spend on your Nigerian debit card outside the country in one year was the equivalent of $40,000. Now CBN has raised this to $150,000.

That one na for people wey get money to spend. No time abeg. The 3rd one

This is the one that has caused all the ‘ban’ headlines. In the past, authorised dealers were allowed to import foreign currency notes into the country as part of their business. This is what the CBN gave them the authorisation for. But now CBN is saying ‘even though we have authorised you to import forex, you still have to tell us before you import the forex’.

In short, CBN doesn’t really trust the people it has authorised so it wants to micro-manage their operations. So authorised dealers now have to seek permission before importing. Of course this means that permission can be denied otherwise CBN won’t be doing this.

Now they will have to fill an application form and send it to Abuja for approval. This will obviously cause delays and a lot of paperwork so we have to wait to see how it works out

We like paper for this country sha. Why dem no fit use internet do all this kind thing? Me I no sabi use the thing but my 3rd born talk say nothing wey you no fit take internet do. Anyway, na dem know. 4th one?

This one is a bit confusing. Think of a hierarchy in how forex is bought and sold in Nigeria. At the top of the hierarchy is CBN. CBN sells to authorised dealers. Authorised dealers sell to Bureau de Change. Bureau de Change sells to regular people like you and me. Levels dey.

Currently ADs (authorised dealers) can sell a maximum of $250,000 per week to BDCs (Bureau de Change). Remember in the first point I mentioned that it’s the ADs who carry all the requests to the CBN auction? Now CBN has said that ADs have to carry out checks on the BDCs they deal with to make sure they are genuine. It has recently revoked the licences of 20 BDCs because it says they were being used for money laundering.

I’m guessing this means that if an ADs doesn’t check its BDCs and CBN finds something wrong, it can sanction the AD.

But what makes it slightly more confusing is that BDCs are now required to render weekly returns (more paperwork) on all the money they buy and sell directly to the CBN. So even though BDCs don’t deal directly with CBN, they still have to ‘show their workings’ to the CBN every week.

Hmmm…e be like CBN wan catch thief o? So if AD say ‘my BDC asked me to buy $10m for them’ and BDC submit return wey show say na only $5m dem collect, that is to say shirt don dey wear the AD be that?

Something like that….perhaps

E remain one more change abi how many we don talk now?

Yes, the final change is the one that affects you, me and everybody else directly. I believe one of your brothers is in America?

Yes e dey America. Wetin concern CBN with that one?

I am sure he sends you money through Western Union and you collect it in dollars? Now CBN has said you can no longer do that. When you receive money through Western Union or Moneygram or any other such service, you will only be able to collect the money in Naira. Previously, people would collect the amount in dollars and go and change it at a better rate by themselves on the black market.

[Tears Shirt] Say wetin happen?? The banks will now use this as an opportunity to cheat me! This Sanusi sef, na everything the guy see e go squeeze? Wetin we do am?

I am sorry about this and you are right, the CBN Governor appears to enjoy squeezing things but I’m afraid this policy is now in effect.

The bank will now pay you the money at the ‘Interbank Rate’ for that day. All banks have now been told to clearly display the daily exchange rates in the banking halls in a way that everyone can see it. So if you want to collect Western Union and you enter one bank and see N158 to $1, you can check two or three other banks to compare rates before deciding where to collect from.

The CBN says its Consumer Protection Department will make sure people are not cheated by banks but we wait to see how this works.

This thing don spoil my belle. I dey go abeg….sebi na 5 things you talk? Later

Sorry I counted wrongly, there are actually 6 changes and as a trader, this last one affects you.

I no even know who confuse pass between you and CBN. Oya wetin? If na bad thing, I no wan know o

I am sure you are familiar with e-Form M?

I don hear person mention am before…

It is the form filled by importers who want to pay their suppliers abroad by bank transfer. The maximum amount you can pay in this way is $250,000. The good thing about this is that you can do it online and just submit the invoice with it.

Going forward however, you will need to submit the shipping documents within 90 days of making the payment. Again, the CBN is tightening the rules to make sure that people don’t transfer money abroad in the name of buying goods that never arrive.


So I go send the high sea papers to CBN?

No, you will submit it to your bank (AD) but if you refuse to submit the shipping papers, the AD must report you to CBN or else it will be sanctioned.

So always make sure you submit the shipping papers to your bank as soon as you receive them so no one gets into trouble.

Ok guy, you don talk 6 now. I swear even if e remain, I no wan know. I dey go house. We go dey talk another time. Na kuku everyday these people dey change their rules.

I have finished



*This blog post was inspired the man who turns Micro-economics into a mass market commodity, Tim Harford.

I have unashamedly copied his style – imitation being the sincerest form of flattery and all that. His latest such post is here (for the UK).

FF

Culled from: http://aguntasolo.com/2013/10/02/tim-harford-explains-the-new-cbn-forex-guidelines/

sayso:
No don't ask.ask the UK school why they are stealing our best brains.They have given her an option not to return to Nigeria by the job offer.

Let a Nigerian firm match or beat her UK offer, and see if she won't return home. . .

You are all missing the point. OP is a girl.

I'll join you in prayer. Take it easy.

Me too I will never marry a man that drink

Death is a natural part of life. Whether you pray or you don't believe in God, it will happen one day one day. Whether you pray with Adeboye, or you pray with your spouse, it will still happen. We should all be concentrating about how to live a fulfilled life, and how to make the most of our short time here on earth.

Mix with people. Don't just stick to Naija friends - Volunteer with charities, speak with people in a working capacity (as most people speak differently then) and listen carefully when people talk. Listen to words they use and think of how you pronounce those words, when compared with them. You don't have to completely change your accent, but you probably need to soften your tone and articulate your words so thatthey can be understood by others without saying "pardon" all the time.

If I was in love with you, and I know that you didn't have a defeatist spirit, and that you hadnt given up hope inside I would marry you. We would be able to work things out in time if we worked towards our goals together. Unfortunately Im not looking for husband but I wish you good luck in your search.

It seems you have already made up your mind that it is expensive and you are looking for someone to confirm with you?