₦airaland Forum

Too much craze in the name of creativity. Sad way to die.

Help your children master their creativity

Nigeria is goal ... where is my PVC again


meanwhile you can relax with Some Great African kings from the Past that You Probably Did not Know

By Adeniyi Ogunfowoke

Change is the only constant thing in life. The modus operandi of doing business in Nigeria has significantly been disrupted since the entry of eCommerce. One of the areas that the impact of ecommerce is currently being felt is in the prices of goods and services.

Gone are the days when shoppers have to visit physical stores or markets to haggle about prices. Sometimes, the prices at these stores are so outrageous that you end up either buying the product at an exorbitant face price, or buying a low-quality product because it is cheaper or you simply return home empty-handed. If any of the aforementioned happens to you, you are in a no-win situation.

Presently, a millennial or tech-savvy person who wants to buy anything is most likely to visit an ecommerce store. Apart from the fact that you will get a quick and real-time idea of what you intend to buy, you have the opportunity of comparing the prices of different brands in the same product category.

Offline vs Online Prices

The prices of goods and services online are not hidden. It is visible for everyone to see and of course, ecommerce companies like Jumia have made efforts to get shoppers and deal-scavengers the best price. Interestingly, to give you assurances that you are being offered the best price, Jumia recently ran a campaign tagged ‘Last Price Campaign’. The objective was to offer customers the very best prices on over 1,000 iconic products across all categories on its platform.

This is the level of guarantee that ecommerce companies are giving their customers who always desire the best price. In fact, competition in the ecommerce space is also driving down the prices.

There are many online stores who want a chunk of the market. One way to attract with the customers is by offering them the best price. So, beyond the convenience of being able to book a hotel or buy an item at any time of the day, an ecommerce store like Jumia will offer the best price on good and services. And since Jumia is now an ecosystem, shoppers have the opportunity of receiving the best deals on travel, food, and services.

To lend credence to this, if you book directly with the hotel, you will be getting the exact rates of the rooms. Conversely, if you book with an online travel agency like Jumia's hotel and flight services, you will get a discounted price because they already negotiated the best price on your behalf. In addition to this, customers can take advantage of coupons and vouchers.

Currently, it appears as if the price war is not between offline and online stores but among online stores.

For the offline stores, shoppers have the advantage of haggling prices. The truth is that not many people want to go through this. But, if you decide to visit a departmental store, you simply accept whatever price you are offered. No negotiation...that is the last price.

Here, you cannot blame the brick and mortar store. Factors such as rent, electricity, payroll, fixtures and shrinkage loss all contribute to the gross margin and overhead of doing business in a shopping centre or elsewhere. This is why many offline stores are moving online. That's not saying that these things don't affect online retailers. They do, but online stores have a relatively better return on investment when compared with offline stores.

This is perhaps another reason to shop online as you have the virtual chances to visit different websites to get the best price.

The biggest shopping festival of the year: Black Friday

Black Friday, which is usually held in November is the biggest shopping festival in the world. A time to enjoy 'crazie' discounts on products and services. Nigerians have caught the Black Friday fever that they now save to cash in on the sales.

The fact remains that shoppers will get the best Black Friday deals and prices online and in the same vein, the goods will be delivered at their doorsteps. This is not the case with offline stores and if you factor in their high prices, it is advisable to stick with online shopping.

More importantly, the 'shopping madness' associated with Black Friday will be ultimately bypassed.

Can every day be Black Friday?

Thousands of customers will really love every day to be Black Friday. Clearly, this is not possible because fantastic deals and discount are usually one-off and they are only offered on Black Friday. Regardless, customers will still get the best deals. As earlier mentioned, competition is impacting price and it has helped online stores to offer the best available price.

Source: How eCommerce is Making Prices of Good & Services More Affordable

cc: lalasticlala mynd44

Kano pillars seem like a better team.

The government of newly-elected governor of Ekiti state, Dr Kayode Fayemi has felt compelled to deny rumours that it has received a huge sum of money within a week. Read the press statement next:

Ekiti has not received any money from FG

The attention of Ekiti State Government has been drawn to some malicious reports from some quarters that the new administration has received N30 billion from the Federal Government in the last one week.

We would have ignored this baseless rumour that is being circulated on social media by some unscrupulous individuals, but for the sake of members of the public that could be misled in the process.

The fact remains that the new administration has not received any money from the Federal Government or any of its agencies since its inauguration a week ago.
As a responsible government that believes in accountability and transparency, this government will always provide correct information to the people on all its transactions and will not hide anything from the people.

Members of the public are thereby assured of regular briefings on the state of finances and developments in the state.

The era of government by deceit and falsehood has ended on October 15, 2018.

The present administration is focused on meeting its obligations to workers, pensioners and the general public and will not be distracted by lies being told by remnants of the crumbled Ayo Fayose dynasty.

Signed
Yinka Oyebode
Chief Press Secretary to the Governor, Ekiti State

Source: Ekiti State Government Denies Receiving N30 Billion from FG

cc: Lalasticlala, Mynd44

What is all of this?

This is bad.

May God elp us,

For the pregnant ones among us See tips for Handling Heartburn During Pregnancy

Yeah i understand the fact that this guy have not being in position before, lets him just keep following these Ways to Make a Great First Impression

By 2019 Nigerians will give him his result


www.nairaland.com/attachments/8001261_fbimg1540208274583_jpegb45697e280f240958ca6f819c375c7de

Looks good.

Imagine in serious traffic (even when there is no traffic) inside one of those Lagos’s rickety danfos and these guy sitting beside is trying to get your attention. The girl will even be angry that under such harrowing and uncomfortable situation you are toasting her. What she just wants is to get home. You are a distraction. For BRT stations, you see a girl standing in a long queue, you want to woo her. That is a wrong time.

6 Places You Should Never Toast a Nigerian Girl

OluwabuqqyYOLO:
Good!

I want to run direct entry into this university. I have a strong distinction from a reputable polytechnic and I'm an indigene of Ibadan. Please, what do you think is my chance? I'm trying to weigh my options carefully.

Sure you do, just follow the due process diligently.

Oh oh! some of their fans will still react let's keep watching, nonetheless as fr as money is involve

Have u heard or seen the new version of android? Learn the Amazing Features of the New Android 9 Pie

Growing up in Nigeria, you would agree that money is usually not the topic discussed with teenagers becoming young adults. Money is only discussed when it is needed by someone or when it has been misplaced or wrongly spent.

Every other thing in between like budgeting, how to makes wise money decision, long term money goals, short term money goals, savings and most importantly investing, is usually not discussed with young adults in Nigeria except but a small percentage.

As a young Nigerian in your 20s, you would usually fall within one of these four categories; a fresh graduate, a just discharged corp member, an employee at the edge of kicking off your career, or an entrepreneur trying to figure out how to get started.

Regardless of where you belong, you must have accepted and come to terms with the money truths, so it’s time to start getting serious about managing your money and here is how to get started.

Educate yourself

By now you’ve probably realized that the education system has done a terrible job at teaching anything related to financial literacy, except of course you studied something relating to finance. But don’t worry, managing your money is simple once you educate yourself. Start by reading a book about personal finance, but be deliberate about it. if you want to be an entrepreneur, read books by successful entrepreneur an how they managed their money, as a career person, read books about successful executives and how they managed money. That way you don’t get confused when you want to apply it to yourself.

Make a realistic budget

This is the starting point for personal finance, yet many people struggle with it. One of the reasons people struggle with justifying their spending is because they do not have a budget or do not set a realistic budget. Also, a lot of young Nigerians get carried away by the salary they earn that they don’t bother to account for it.

Before you can put together a realistic budget, you must be able to track your spending, all of it. Know the needs you spend on and the wants you are likely to spend daily. Prioritize what is important to your survival first before adding your fun and splurge expenses. Though you might be able to afford some splurge, but ensure they are trimmed so you won’t spend more than you earn.

Pay yourself first

This rule was first mentioned in the book ‘The richest Man in Babylon’ by G.S Clason and it is the start of financial freedom. This applies to both short and long term savings. This includes saving for buying of a car, your wedding ceremony, vacation and even retirement savings. By paying yourself first you are paying down for the future so when you need those things, you would be able to pay with ease. It also means your future needs goals would always be met. Money in your 20’s can be difficult to manage so don’t fall into the trap of spending first and then saving if you have something left over.

Build your emergency fund

Building your emergency fund can be tough in your 20’s since your pay is usually not that fantastic, but don’t underestimate the importance of saving for one. Anything can happen, you might need medical attention that your HMO would not cover that’s if your organization has one in place. Yu might need to get an accommodation, in case you are still leaving with your parent or some friends. Therefore, for these unexpected things, make your emergency fund part of your budget.

Start Investing

It is funny how a lot young Nigerians believe investing is something that should be considered when one is approaching their 40s or 50s when they have millions in their account. As a matter of fact investment is the last thing to be spoken about when talking about money. The truth is, investing is now easier and anyone can start an investment plan. Financial institutions have now made it easier for anyone to start an investment, just find the one that is verified and effective and start investing.

Finally, one thing to note is that you can’t compare yourself with your peers and what you do with your money now could have a lasting impact on your financial future.

How to Manage Money as a Nigerian in your 20s

Sad news.

7 Signs You are in a Nigerian Hospital

Nice one for the university.

The way some people talk these days you wonder whether they are sex workers. Which one is her business what men do?

The first university in Nigeria, the University of Ibadan is in a celebratory mood after 12 of its law graduates made first class at the Nigerian Law School in the latest results released.

Read the statement by the University’s Vice Chancellor, Professor Idowu Olayinka next:

TWELVE UNIVERSITY OF IBADAN GRADUATES EARNED FIRST CLASS HONOURS IN THEIR FINAL BAR EXAMINATIONS AT THE NIGERIAN LAW SCHOOL

On behalf of the Council, Senate, Management, Staff and Students of the University of Ibadan, it is our pleasure to specially congratulate 12 of our year 2017 LLB graduates who earned First Class in their Final Bar Examinations of the Nigeria Bar Examinations:

1. Joseph Ogunmodede (The Class Valedictorian during the 2017 Convocation at Ibadan)
2. Afam Ikeakanam
3. Emeka Ezekwesiri
4. Yetunde Oyeyipo
5. Tosin Omobitan
6. Tosin Ogunbona
7. Olo Egbokhare
8. Feyikemi Fatumbi
9. Zacheaus Akanni
10. Daphne Ekpe
11. Seyi Adebimpe-Ojo
12. Iyanuoluwa Alarape

It is gratifying to note that only the first five law graduates on this list were awarded First Class Honours by the University of Ibadan; the other equally outstanding seven graduates on this roll of honours finished with Upper Second Class at Ibadan.

While congratulating the 12 law graduates and all their other colleagues who were equally successful in the Final Bar Examinations, we acknowledge with pride the contributions of the Dean of Law, and all the Faculty members at Ibadan for the very solid foundations they have provided for our students to excel and distinguish themselves. We do not take your support for granted.

We also congratulate all the deservedly proud parents and guardians, siblings and family members of our graduates of the Law School Class of 2018. It is a privilege for us to share in your joy. You have given us at least one more reason to be happy and excited.

This honour and distinction is coming at a time when the university is celebrating its Platinum Jubilee. It is trite to mention here that your collective achievements will receive a favourable mention in the Vice-Chancellor’s Address at the 2018 Convocation and 70th Founders’ Day on Saturday, 17th November 2018. We have never had it so good since our first set of Law graduates from Ibadan proceeded to the Nigerian Law School in 1986!

To the greatest UITes, all the best wishes in your career. This is an affirmation of what is contained in the second stanza of your University Anthem to wit ‘Greatness, won with honest toil’. Remember always that ‘If it is from Ibadan, it must be of outstanding quality’.

With kind personal regards, always. We are exceedingly proud of you all.

Idowu Olayinka
Vice-Chancellor
University of Ibadan

Source: University of Ibadan Celebrates its Graduates that Made 1st Class at the Nigerian Law School

cc: Lalasticlala, Mynd44

Bad news for wailers.

Money talking.

What this Ogbonna is doing in Kanu's life ehn, his wife Amarachi can tell us.


Kanu and Jay Jay have tried for Nigerian football though.

GrabHisBalls:
Shut up! Please. 3.89 on a 4point scale equivalent to 4-5.0 on a 5point scale? How do both correlate? And if your assertion is right, why is NHD underrated in comparison to a Bachelor's degree?

Simple extrapolation he cannot do.

By their posts we shall know dem.

GrabHisBalls:
Do you want me to say she tried? carrying a first class with a HND certificate is practically useless in Nigeria na.

Okay, start paying her N200,000 per month since you have all the resources in this country with your own education. By the way, when are we going to see you celebrated for anything? Even if it is primary school best student?

GrabHisBalls:
Overall best graduating student with a CGPA of 3.89? Smh. That's a second class upper in Federal universities. The other students must be very dull.

And again, she needs more certification 'cause poly edu is practically useless in this country.

Not a very smart submission.

That is the equivalent of 4.86 in a university.

In a bid to show yourself as intelligent, you ended-up showing a crass lack of it.

You need greater education at this rate.

Ebonyi vs Cross River
Ebonyi vs Benue

Ebonyi people need special protection it seems.

Let's encourage and celebrate academic achievers and not just entertainers.

Meanwhile: See the List of 28 Most Published Scholars in Nigeria

https://www.opinions.ng/wp-content/uploads/2018/10/Ojelade-Islamiyat.jpg

23-year-old graduand, Ojelade Islamiyat Adenike emerged as the overall best graduating student at the just concluded 18th convocation ceremony of The Federal Polytechnic Ilaro, Ogun State.

With an outstanding CGPA of 3.89 the graduate of Science Laboratory Technology (SLT), Islamiyat whose parents are petty traders and native of Ibese town in Yewa North Local Government Area of Ogun State, proved that education for the girl child is not a waste but a worthy investment that is assured of deserving victory and commendation.

The Rector, Arc. Olusegun Aluko in his welcome address stated that, the graduands are the 35th set of the institution numbering 3,028 both at National and Higher National Diplomas (ND and HND), out of which 171 made distinction, 965 upper credit, 1,394 lower credit and 498 made pass.

In his words, ‘‘Out of these graduands, one of them stands tall as the overall best student. She is Ojelade Islamiyat Adenike (HND graduate of SLT Department, Biochemistry option)’’. He went on to state that, ‘‘This is one of the shining lights of the future and it is our belief that she, like all our graduates would be good ambassadors of this great institution wherever they find themselves. We are sending you out as problem solvers and solution initiators. We expect you to take up the courage to apply the knowledge and skills you have acquired as nothing can be done in life without courage’’.

The Rector added, ‘’this occasion marks the beginning of another endeavour in your life. It is the foundation upon which you have to build the edifice of your career. We do not pretend to have given you a career, but we assert seriously and positively with maximum force at our command that we have given you solid foundation conditioned to weather all storms’’

Prof. Abubakar Sadauki, the Chairman of the institution’s Governing Council offered automatic employment to the overall best graduand, Miss Ojelade Islamiyat Adenike. He made the announcement on Tuesday at the occasion of the 18th Convocation Ceremony for the Award of National Diploma and Higher National Diploma held in the school. He congratulated Islamiyat for her outstanding performances, just as he appreciated her colleagues who have successfully completed their courses of study.

He said in his welcome remarks, “I am sure that today all graduands will feel fulfilled at the successful completion of their academic pursuit”. “I want to passionately advise you graduands to think more of how to stand on your own by being job creators, rather than job seekers that maybe long in coming your way. I wish, therefore, to equally appreciate parents and guardians of these graduands for giving them all the necessary support that got them to this important level of their professional and academic lives”.
Ojelade-Islamiyat-giving-convocation-speech Ojelade Islamiyat Adenike Emerges Best Graduating Student at 18th Convocation Ceremony of Federal Polytechnic Ilaro

The graduand, in her convocation speech on behalf of her colleagues stated that, “we all accomplished one of the major milestone of our lives. This is the major step in the journey of our lives, one that should be recognized for its immense significance. It is an act not only of personal commitment, but also one of pride. We all worked hard to get to this day, and it paid off”

“Graduation is not an end goal itself; it is instead a mean to an end. Life is a journey, and all accomplishments we achieve during its course should be taken as starting points for further achievements. Our graduation should serve as a launching point, projecting us to wherever our future are meant to take us” she stated.

She went on to express her joy over the feat, and also called on all graduands (herself inclusive) to be good ambassadors of the institution, and urged them to make the most use of the entrepreneurship training the institution gave. She also thanked her parents, family, lecturers and friends for the support and unrelenting efforts in impacting and imparting knowledge, and for selfless services given to her throughout her academic days in school.

The School Officer, School of Pure and Applied Science, where Islamiyat graduated from, Mariam Egbeyemi, in an interview said about the best graduand, ‘The best graduand of Federal Polytechnic, Ilaro, Ogun State Islamiyat Ojelade, I have known her for a long time, she is of good behaviour and I am saying this because I know her, I am the School Officer of her faculty. I am also the matron of an association which she belongs’, Egbeyemi said.

Miss Islamiyat is not just the academic type as she is also known for her remarkable leadership and volunteering roles during her stay in school. She served as, TIMSAN FPI Muqadamah (2017/2018), Ogun State TIMSAN General secretary (2017/2018), Executive Vice president (Projects) at Junior Chambers International of Nigeria (JCIN), FPI (2017/2018), Clerk of the legislative arm of Student union (SRC) FPI SUG (2017/2018) Director of Health, Welfare and Socials, JCIN FPI (2016/2017) to mention but a few of her extracurricular commitments.

Source: Ojelade Islamiyat Adenike Emerges Best Graduating Student at 18th Convocation Ceremony of Federal Polytechnic Ilaro