₦airaland Forum

Solumtoya:
Remember, London is the financial capital of the world so it's not easy for people with certain expertise to find good jobs outside London

I don’t agree with the BiB especially in these days of remote working where some folks are relocating to the Caribbeans and Spanish Islands etc to achieve a better work/life balance. I don’t even understand the fixation with London when you can get better value for your money elsewhere and also enjoy better quality of life at the same time.

Phayie:
Can I switch to natwest this week and then close the natwest account and switch it to first direct next week

Serial switcher take am easy o 😂

hustla:
Peckham? Been there

Didn't like it

Maybe I'll try it again Sha

What type did you order? I always go for the beef basket and my daughter gets the chicken suya, so far we’ve not had any complaints.

hustla:
Abeg, who dey around Barking o

Na suya dey do me, no be super story

The best suya in my humble opinion is from Alhaji Suya. I’ve ordered from them severally and I can testify it’s top notch albeit expensive.

@Koonbey you can order online. They ship the suya in cool boxes in refrigerated vans usually next day delivery or 2 days delivery for those of us in Scotland. The suya always arrives still frozen, you only have to defrost and microwave for 3 minutes for a sumptuous delight.

Gift7428:
Why do we actually need the name of the company? To do what? Is that the only company recruiting on indeed?
Go on indeed and look for jobs simple. I know how funny my fellow Nigerians can be lol.
I gave someone info on sponsorship job and this person did something that made me look stupid.
Next time I go shut my mouth.

😮

KOVIC19COVID20:
Thanks @Justwise.
Maybe I didn’t put it well enough.
I max out my £4,000 LISA using moneybox and govt has topped up my cool 1k for me on each occasion.

I want to use the sticks & shares as a second (but parallel) way to earn some extra dosh.
I don’t mind if the margin is small, but I want to be buying sticks and shares worth £100 each week.

But I really do not know which ones to buy and which to avoid.

What do you hope to achieve with your investment? Are you looking for current income via dividend payment or future income through capital appreciation? Whatever be the case, you need to study the shares you are interested in over a period of time. Although they say past performance is not a guarantee of future performance, studying past performance could give you a good indication of what might happen in the future.

Alternatively rather than invest in individual shares, you could look to invest in an index tracker or managed funds. That way your risk will be diversified as you are investing in a portfolio of shares/bonds.

I’m not sure DIY apps like FreeTrade are the best for novice traders. I haven’t used it though so can’t comment on its suitability.

cigie:
I need help.

I'm barely 2months in the UK and I've not been successful with CC application. I've only tried America. Express though. They didn't say why I was declined.

Any advice?

Are you on the electoral roll? You also need to pay some bills by direct debit etc. if I were you, I would give it a good six months before reapplying.

Lexusgs430:
Pls, quote me that post about insurance not been necessary........

Maybe he means getting 3rd party and not full comprehensive.

Lexusgs430:
Are you very sure, that palm oil from your village was not imported into your village.......🤣😜

😄🤣 It’s from the Palm Plantation at our back yard 🤪

Lexusgs430:
Why people cannot just buy Palm oil, sold in the UK ..... Is a reasoning, I fail to understand....... Is it due to cost ......

That concoction they sell here is not Palm Oil. Carry am cook soup, the next day the colour of the soup will change. I would rather take mine freshly made from my village 👍

mex551:
Good evening my people. Who has traveled with British airways from LHR, I have questions. Are they strict on 2 * 23kg? What if my luggage is 2 to 3kg higher? Also for the cabin luggage, apart from the usual small box of 8kg, can I also carry a laptop bag with some stuff on my back? What is it like here in Heathrow

British Airways has a very generous hand luggage allowance of 23kg and not 8kg. Check the dimensions of your suitcase though, you can also take your laptop bag etc.

https://www.britishairways.com/jba/ba/fi_FI/baggage/bagcabin.html

rinzylee:
What a funny comment 😂 😂

No mind Oga Lexus with his rent money is dead money 🤣. Some white folks intentionally decide against buying a property or having too much savings in the bank because it makes them ineligible for State funds.

Lexusgs430:
Nothing in life is easy ....... Without sufficient pain, no substantial gain might be achieved.......

I am not one to give up or make excuses....... Although I agree, buying a property might not be for all .......

But while one person at retirement age, is mortgage free, the other is still paying rent .........😁😜

When the time comes for you to go into residential care, your children will sell that your mortgage free property to fund your stay whereas Jimmy no house down the road that is renting will get a fully funded place from the Council 😜🤣. There are no hard and fast rules in life.

Alexia20:
Hello ,
I am a Dom carer and I use my personal car to do the job and I came accross this tax relief program online https://www.gov.uk/tax-relief-for-employees/vehicles-you-use-for-work
(Home Care Worker Mileage Allowance tax Relief).
So how do I go about making this claim and I hope this is not a public fund o .

Does your employer reimburse you for your travel expenses? If no, you would need to complete a self assessment to claim the tax relief.

Idlovefur:
Please which app is this so i can try it, i need an urgent loan, trying to repay someone that assisted with my japa and i feel so stuck as my salary isnt enough for the repayment.pls kindly assist if you know anywhere i can get a loan

Income is a key factor to lenders. You need to show that you can afford the loan. If you don’t have enough money to pay back your Nigerian sponsor, how then can you afford to repay the loan in UK?

Anyway, here is a loan eligibility calculator from Moneysavingexpert: https://www.moneysavingexpert.com/eligibility/loans-calculator/search/

Gloriouscrown:
Hello everyone. Please for those who use lemonade finance, I'm having difficulty proceeding with my transaction. Once I input the UK bank account details I want to be credited, the CONTINUE button is not highlighted so I can't click on it to proceed. Please does anyone know what I might be doing wrong?
Thanks

I’m not sure what you are trying to do here but usually the UK bank account gets debited. You will need to link your bank account first before you can progress to the next stage.

mayowa94:
Is there anything I should do before driving with my international drivers license in the UK?

I assume you already have insurance?

Munamoqel:
oboy una dey suffer for this UK oooh .for najia if you Don mount better borehole plus treatment plant you go use water tire . My bore hole cost around 700k I have been using it for 8 years with 2000 litres tank .

Only in RUK, we don’t have a separate meter bill in Scotland. It’s all included in our council tax bill.

jadepinkett:
Hello all.
Anybody ever used Facebook marketplace to secure accommodation?
House hunting is brutal
Also, can anyone advise if it's wise to rent through a private landlord?
What should i beware of?
TIA

In Scotland, private landlords are required by law to register with their relevant local authority. You can ask for the landlord registration number and cross-check it against the council’s database of registered private landlords.

domin8:
Is this a HP or a PCP?

PCP, I don’t want to own anything that will give me stress in the future

To further buttress my point, in Canada as of today the average salary is $75k per annum which equates to 4K per month after taxes. The average 2021-2023 car costs approximately $800 per month coupled with insurance cost of $400 per month and fuelling costs of $300 per month. Before the twinkle of an eye, you are set back $1,500 per month because u want to drive a brand new car and show off to people that don’t care about what u drive.

This is all relative. I don’t believe getting a brand new car or phone or even credit card and mortgage should be the top priority of a new immigrant but circumstances differ and what works for one may not work for the other.

I have been here long enough to know that having a brand new car works better for me. My monthly rental is less than £250 (including free servicing for 3 years) and my car insurance (full comprehensive with protected NCD) is about £220 per annum so no the total cost of the car, insurance and deposit is not significant in the grand scheme of things for me. I would rather rest assured that my car is in excellent condition and ready to go when required than buy a second hand that would breakdown without warning and leave me stranded in the middle of no where.

To give you an idea, I once bought a 3 year old car in 2013 and the car served me for approximately 4 years before developing an irrepairable fault - spent over £3,000 trying to diagnose and repair the car before eventually trading it in as deposit for a brand new car. For starters, the garages charge between £45 and £80 per hour for labour, you will also have to contend with the run around from the mechanics as is typical of tradesmen in this country. So I don’t agree that a second hand car is always the most cost effective option.

At the end of the day, there is no right or wrong option. It all depends on our individual circumstances and past experiences.

nineville:
Firstly, check the terms and conditions of the accounts you can switch to, namely Santander Edge,
1I2I3, Everyday, Select, or Private Current Account:

https://www.santander.co.uk/assets/s3fs-public/AD_documents/h257208_p562799_coremc0933jan23h_lr.pdf

Thereafter, check the links for each of the Santander current accounts mentioned above and all have eligibility (how it works) criteria excerpted:
''You are over 18 and live in the UK permanently''

Thanks for taking the time to reference that. I’m sure new immigrants on here will find that useful.

harddrive2012:
Thank you. Where would you advise I book from please?

Heathrow Terminal 2/3.

CheesyTee:
Hi, please does the bank statement have to be 6 month if I'm sponsoring the trip for a parent?

They usually say 3 to 6 months is sufficient but I would err on the side of caution and use 6 months if available.

nineville:
Eligibility for switching bonus is for those with permanent residency in UK

I can’t see anything in the blurb to suggest that. Can you post link please?

HollyMadison:
Hi elders, hope we are all good..


1. Please can anyone share tips on inviting grandma for omugwo? due date is mid 2023 and we want to start processing visit visa now.

2. In applying for the visit visa, which case is stronger?
a. Grandma coming for omugwo (visa application will be done by her daughter who’s on tier 2 dependent visa)
Or
b. Grandma coming for her brother in laws burial (visa application will be done by the her sister, the widow who’s a British citizen)
.


Thank you 🙏🏽

I would use both in the letter - grandma is coming for omugwo and will also use the opportunity to spend some time with her sister who has recently lost her hubby. You will need to provide the usual supporting documents i.e banks statements, pay slips, death certificate of her brother in law, mortgage statement for your home, copies of your passport data page and visa/ British passport. If you are renting, rental agreement and letter from your landlord might be beneficial.

What is grandma’s current status? Is she a pensioner? Are you funding the entire trip or is she supposed to contribute towards it? You will need to mention in the letter that you are funding the trip etc. I invited my mum for omugwo many moons ago and as far as I can recall, it was pretty much straightforward. I doubt the process would have changed that much.

harddrive2012:
Please I need help in getting a temporary Accomodation in Glasgow. The Airbnb I’ve been seeing are expensive. Also, how do I go about getting a 1 room for myself and partner that doesn’t share bathroom but rather with a private bathroom.

Can you advise me on transportation to book from London(Heathrow airport) to Glasgow. Arrival time is around 4:30pm. I saw British Airways for 9:00pm but they won’t allow me carry the full luggage(23kg*2) except for business class which is costly.

Thank you

Most convenient option would be national express from terminal 2 but check their luggage allowance and also book a flexible ticket in case you are delayed.

Don’t book from London Victoria unless you like stress.

president4life:
Guys, which credit card is suitable for someone who just got into the UK two weeks ago? How do one build his credit score as a newcomer of two weeks?

Why the hurry? Give it a few months, settle down and understand how things work here before delving into the messy world of credit cards.

Lexusgs430:
They are also very quick to block your account...... They would offer no explanation............ 🤣😂

Are you into shady dealings 😂? I’m only keen on the switching bonus.
They all have their individual problems eg. TSB has intermittent IT issues, HSBC is very selective when it comes to choosing their customers etc.

Viruses:
According to whose standards is caring job a waste of one's time? Let's give care givers some dignity.

We seek different things in different jobs. Some seek peace of mind that comes with sponsorship knowing that one day the stress will be over and they'll move on, others have made up their mind to go for a second, third and so on masters or live illegally if they don't get sponsorship. Some have partners that will start masters which will in turn give them continued legal stay.

Different situations guide these decisions so care workers should not be crucified. Nothing stops anybody from changing job/career anytime they so desire.

Nobody is disparaging care work, I’m just highlighting the possible outcome for that strategy. At the end of the day, there are no right or wrong approach. Each approach comes with inherent risks/drawbacks. People should follow whatever approach favours their circumstances and deal with any obstacle as they arise.

Bukorlar10:
I mean Lyolds, Barclays, HSBC and the rest. Thanks.

I would go with Santander, they are currently offering £200 switching bonus.