₦airaland Forum

missjekyll:
Only private school is a choice.

Goodenoch:
But it is a discount. We buy cars and houses and whatever else from already taxed income. That argument doesn't mean anything and doesn't show why private education should be VAT exempt.

The fact of the matter is that the vast majority of parents cannot send their children to private schools. If you can, you're 'well to do' far above the average whether you consider yourself wealthy or not or whether you're making sacrifices to do it or not. Same as parents sending their children to Covenant University are almost universally going to be doing much better than the average parent of kids at UNILAG.

In principle, there's zero reason why the government and general public should be subsidising what is essentially a luxury (because your not paying VAT costs the entire country in additional funds that need to be raised to function).

Now, one valid point you've made is about how kids leaving private schools could lead to lots of pressure on public schools but the counter argument will be that funds raised from VAT on private school fees will pay for expanding capacity in state schools. It's not even clear that so many people will leave private schools.There has been conflicting data on that from what I've been reading, e.g. https://taxpolicy.org.uk/2024/06/02/independent_schools_misleading_vat/

missjekyll:
And you will have it.your daughter deserves the absolute best. However, if going to private school, there won't be a discount. Its unfair to discount 7% at the expense of 93%.
If you can afford to do something that only 7% can do, you are not just "normal" people. You are doing very well.
93% of parents cannot do this even if they starve themselves and cut every other expenses.

deept:
I share your sentiments about the vat on private schools. Not only the rich send their children to private school like you mentioned. Madam and I calculated how much it is to send a child to private school and that is about how much we pay for childcare in a year full time for nursery without tax free childcare or the free govt hours. We could send a child to private school, it won't affect our current lifestyle. Are we rich, I won't say we are; options for childcare are limited. If we valued private education, we could continue on this path but if it becomes more expensive as a result of this vat, we pull out and go public like you mentioned.

It's always easy to tax the 'rich' pay their fair share etc but there are disadvantages. Answers are not always black or white, a workable balance is always best. They are taxing energy companies on their profits, these companies are majorly investing outside the UK these days where all these excessive taxes and 'wokism' don't apply. In the longer term the UK loses.

missjekyll:
Private schools like Winchester college and all the rest of them are businesses which turn a profit. They should pay VAT like the rest of us. That tax will be used to equip schools for the 93% of children in state schools. What's wrong in that? The country ll enjoy the extra 1 billion in taxes

I am very averse to subsidising the wealthy(if you can afford to send your child to a private school,then you are wealthy) .Let everybody pay their taxes,mbok.

I ,an adult cis woman,have never suffered any effect ,bad or good, from the existence of Trans women. Why are you looking at people in the restroom? . I literally don't care. How have they affected your life personally? Not hearsay o, personally from encountering one

Jamesclooney:
Anyone travelling for Euros or Olympics this summer? Just got my Schengen visa and trying to make travel arrangements via Eurostar (tired of flying). Any tips for a young couple would be greatly appreciated. Thanks

babajeje123:
So are you saying migrants should vote a party known for anti-immigrant policies? Abeg how will they benefit from the so called favourable policies after they've been sent home?

missjekyll:
I did not watch the debate just catching snippets. Your opinions and feelings are very valid.
BUT I m not yet ready to go back to Nigeria so i m afraid i ll have to fight you if you are voting reform.

missjekyll:
Why was this the wrong thing to say? I only know of 1 private ITU in London. If you are critically ill, you want to be in an NHS hospital. Critical care is unmatched in the NHS.
He knows this, his wife is a doctor,i believe.
I want a PM who uses the NHS , he will fight to fund the NHS properly.

Do you know the reform UK plan for immigration? It's not a coincidence that all the skinheads are in that party. Do not vote for Christmas if you are a broiler chicken.

Zahra29:
I think people need to stop conflating UK and Nigerian politics/ politicians. For starters there are checks and balances here and accountability to the electorate, and if Labour were to come in and be absolutely abysmal and not keep to a single of their manifesto pledges, they would be punished at the polls come the next election, so it's in their own interest to perform well after so many years in the political wilderness.

I've experienced Blair's Labour ,when I was old enough to start paying a bit of attention to politics ,circa 1999, and then obviously the last 14 years of the Tories. It's definitely time for a change of government. Same thing happened towards the end of Thatcher's reign, people grew disillusioned and needed the hope of something better.

The Tories, as they are now ,have lost direction and identity. They are largely self-serving and have become complacent, dictatorial and accustomed to power. David Cameron's government was better, which is saying something. They need a stint in their own political wilderness in order to regroup and find themselves and what they stand for and then maybe they can come back into power in 5, likely 10 years.

wallg123:
What’s your definition of extremist view?. Carry propaganda wear as face cap. I beg shift

Jamesclooney:
Hi all, please does speeding ticket/points impact ILR application? Looks like 3 points are coming someone’s way , Note, speed awareness course already done in last 2yrs.

dupyshoo:
As I earlier said, my below points are peculiar to us. It will be different for another family, say a doctor or nurse, for example.

For both,
1. it will take time for me to achieve the same earning power. In fact, getting a job in my field might take time as well. Therefore, our household income will be smaller. Bear it in mind that tax are not different from the UK. I spoke to reasonable amount of people in Australia to reach this conclusion. I already know much about Canada.
2. We can't buy a house immediately, so we will need to rent. Renting is expensive and difficult to get.
3. Things are mostly more expensive.
4. We are both working from home in the UK but my spouse would have to be going to the office. It might mean the same for me too when I eventually get a job. So, it will mean childcare cost, transportation cost etc.
5. They are only willing to sponsor work permit not PR. We don't want to be tied to an employer after what we went through on Tier 2 visa here in the UK.
6. I looked at school for kids and realised education is not necessarily better. We might want to bring the kids back to the UK for Uni, so what's the point?
7. Moving to a new country is hardwork. Kids will miss their friends and might take time for them to adjust.
8. Not keen on the extreme cold weather in Canada and extreme hot weather in Australia. Except for rain, I prefer UK weather.

So, what are we going to gain?
1. 3rd citizenship, maybe. Not sure, if it is worth the stress.
2. Bigger house? Maybe. That's the main motivation but we just got a bigger house here, so not keen anymore.
3. Better healthcare? Maybe in Australia but not in Canada. Waiting time in Canada is similar to the UK. I have 3 siblings in Canada. In fact, most of my extended family live there, so I know a lot about Canada already.
4. Cheaper energy bill and fuel. Yes, this is where Canada beats UK. Other things are mostly more expensive.
5. My spouse will earn more in Australia but if he goes contracting in the UK, he can earn similar amount.

So, what do you think, Is it worth moving?

Viruses:
How is mortgage excess paid?

Is it to increase the monthly DD or login to your account and make one off payments?

toms55:
Chief , how does this LISA works? Say i intend to save up to 4k P.A do i have to save the 4k at once or i make a monthly contribution towards the £4k and which LISA account do you recommend

Palomadove:
Thanks. Kindly tell me more about the 0% purchase credit card. How do I go about getting one.

Palomadove:
Hi everyone
I've been a silent follower of this thread ever since I started this UK journey and I have gotten so many useful info that I use immediately or screenshot to use later. Even the ones on future goal like parenting, inesting, buying house...I don screenshot I just need help concerning loan. Everything I have read, screenshot about loan and credit cards, I no just understand
Pls suggest banks that will give a loan of £3000 or more. My credit score is still low and my bank (HSBC) said I'm not qualify for their loan. I want to use the loan for IHS payment. I have read through the thread and I saw some pages on 0% interest loans that can be use to pay when apply for ILR but truth is I don't understand it. Kindly help. Thanks.

Lexusgs430:
Unfortunately, it was a Nigerian boy that was killed by the sword attacker..........

https://www.theguardian.com/uk-news/2024/may/01/hainault-sword-attack-police-officer-almost-lost-hand-met-police-chief?CMP=Share_AndroidApp_Other

jedisco:
England can make tuition free just like Scotland.

lavida001:

https://www.youtube.com/watch?v=yNo5yaExAXw
I’m happy Rishi is trying to get those on benefits back to work. They have become very lazy and over relying on this benefits and I think it’s unfair to migrants who pay taxes/ IHS with no recourse to public funds.

Ebonybiuty:
H Everyone, I recently got an offer from my company, licensed to sponsor a skilled worker visa, as a Finance Business Partner. The salary is higher than 38,700 but while they were trying to apply for my COS, they noticed there is no code for Accountant. Was the SOC list changed recently? Is it that companies can no longer sponsor accountants?

Would appreciate responses please.

elengine:
I'm going to Brno.

elengine:
Good day everyone. Please I need your guidance on the issue below:

I want to travel to Czech Republic from UK but there is no direct flight from Manchester. So we ve resolved to go through Vienna, then follow train to Czech Republic and follow same route when return.

My question is: which visa should I apply for? Is it Vienna or Czech Republic.

Thanking you all in advance.

Lexusgs430:
Can't wait to watch the next episode...... Was a very interesting documentary.......

Lexusgs430:
Michael Palin got a documentary on Nigeria....... Starts at 2100 tonight....... 😂

profemebee:
Signed sealed and delivered....

New build .. 12% deposit.. Barclays..

Thanks to everyoneeeeeeeeeeeee.. especially Lexus, Ticha, justwise, LagosismyHome, Deept, Estroller, Stevepop, Mohtunrahyor, Santa2, Zahra29, Solumtoya, Jedisco, Peerielass, bigtt76, newbie715, etc

I hope i didn't forget anyone...

Rent money isn't dead money tho....

Have a blessed day

missjekyll:
Tax year ends in 8 days.
If self employed, have you filed your taxes?
Have you maxed out your 4k Lisa yearly allowance,if you have it?
Have

Any Tax specialists here? Anything else we need to know? Any new tax relief schemes from the government that we don't know about?
Please share it with us 😁

AgentXxx:
God bless everyone that shared info about this 0% purchase credit card 🙌. I just got approved for 0% for 21months with a generous credit limit. I will start preparing for ILR payment using the card.😋

To the brother who shared the initial issues, God bless you as your gist brought solution to so many people.

I will end my post with a quote from our own Prof: Layi once said “InFO la fi nFO” if you don’t understand ask a Yoruba friend 😝

Lexusgs430:
If you can't clear balance......... Simply apply for another balance transfer card ........😂🤣

By the time you BT twice, one would understand the game and be more financially savvy ........😁😜