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Pharmtj's Posts

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RomanceRe: She's Making Life Difficult For Me! by Pharmtj: 7:19pm On Mar 17, 2020
cfree14:
Haba hanty! Fear God na. U fit use dis ur comment create new thread
as in ehn, the comment/advice long pass river Nile
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 3:17pm On Mar 16, 2020
Akin3891:
Geraldine ko, pascaly ni. Go and advertise these to your village people. Radarada
haha
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 4:09pm On Mar 10, 2020
tipzy001:
So I just got charged #1,000 for stamp duty for the month of February alone and it's the first I'm experiencing. That's quite a lot. Don't know if it's normal and if others also get debited on "stamp duty fee"
I got 50 debit
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 12:06pm On Mar 07, 2020
richforever123:
Bro Rosabon is a Legit Financial Institution, kindly do your Due Diligence
.
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 7:44am On Mar 07, 2020
Emmaesty:
Rosabon is a legit financial institution. Just because you have never heard of them doesnt mean its a scam
good luck to u then with your funds
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 3:04am On Mar 07, 2020
walexy14:
For those that wants alternative to TB or Fixed deposit with good interest rate .

I work with a Non- banking financial institution called Rosabon Financial Services ( The Concept Group ) 32 Montgomery Road Sabo Yaba with a branch in Abuja & PH licensed and regulated by CBN and also been in existence for over 25 yrs now. our interest rate still remain unbeatable, fantastic and far better than TB and what all the commercial banks are giving out presently. still offer interest rate of 9% to 15.50% depending on the tenor and amount of investment. You can get your interest Upfront , Monthly or @ Maturity. The longer the Tenor , the higher the interest rate. You may contact me if you are interested. 08036450638 or wale.abatan@rosabon-finance.com or www.rosabon-finance.com
where u da since, when rates was good? now u are here looking for who to prey like a roaring lion. well done Sir
European Football (EPL, UEFA, La Liga)Re: Watford Vs Liverpool (3 - 0) On 29th February 2020 by Pharmtj:
Solomon8144:
Hahahahaha

Never been this happy all my life grin grin cheesy cheesy

I'm giving 5k to the first 5 people to drop their bank details immediately the final whistle is blown , if Liverpool lose today cool

audio 5k
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 2:02pm On Feb 28, 2020
tbills da Bleep up , I got 2.5% for 90days, rates is not just encouraging at all
Christianity EtcRe: Is It A Sin For Married Couples To Use Condoms? by Pharmtj: 9:52pm On Dec 22, 2019
ursullalinda:
It's a kind of family planning that encourages safe sex......so you make love to your wife only when you are safe.....no taking of contraceptive......but the problem most times is that the woman has to know her cycle very well.....because any mistake....e don enter be that
nawa o so the man go wait first till when madam da safe before he go sex?
Christianity EtcRe: Is It A Sin For Married Couples To Use Condoms? by Pharmtj: 2:47pm On Dec 22, 2019
ursullalinda:
Well as a Christian and a Catholic using any form of sex protection apart from billings method is a sin
what is Billings method again madam?
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 4:14pm On Oct 17, 2019
DaBogu:
You Welcome
Okpanam 10m
Issele Asgba 5m
Ugbolu 3m-4m
u seem to know so much about the region.
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 7:30am On Sep 30, 2019
Barrytone:
My house is up for sale but nobody is asking, maybe am not shouting enough. House is worth 35m to 50m. I realized that if i invest that amount then i will use the interest to rent a duplex in the choicest estate in town and still have money remaining then i. 5 years my interests can buy or build a befitting home for.my family. A duplex is 1m to 1.5m in best estate in my town. 35m gives me 4.2m at 12%. Even i use 2m to pay rent, i have 2m to reinvest. I should be able to own my dream mansion in my dream area in next 5 years.
I got your point now, thanks.
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 9:46pm On Sep 29, 2019
Barrytone:
In summary from my afternoon episode, as a young beginner, don't rush to owning properties but rather build your finance as property are not and might not be an investment. I finished a house 2017 and still mot rented out just because the rent is awkward. 300k per flat, 2 flats. I have spent about 13m putting up that house. 600k annually gives me more than 20 years waiting period to get my money and not interest. Meaning if i had saved that money and me taking 600k annually it will last for 20 years. All this is in an ideal situation which me.and you knows will never occur. So expect to recoup your money in 30 years time. I started tbills in 2017, i was handling a 50m budgeted property. Had spent about 15m already before God opened my eyes to this. Rate was 18% then. The project was 53 rooms self content. At completion, max i will get is 5.3m also assuming ideal condition that rooms will be filled at all times which will not be. 50m tbill gave me 9m then. My neighbors were already hailing me.for the massive building and i knew my problem will soon start. I abandoned that project and comments investment, as i type i dont think am continuing that project in next 20 years. So many other instances. Build your capital and rather buy up houses with the proceeds of your investment if you insist on owning a property.
how about building your own house and stop paying rent, avoiding landlords dos and don't for him house?
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 4:02pm On Sep 21, 2019
but why is tbills just so so addictive like bet9ja?
RomanceRe: Nairalanders,is This A Wife Material??? by Pharmtj: 7:19pm On Sep 10, 2019
donaldtruman:
Hmm....Noted
pretend like you are broke to your babe and see how reactions, you will see the answers to your question
CelebritiesRe: Lady In Tears As Davido Announces To Marry Chioma by Pharmtj: 11:44am On Sep 06, 2019
Davash222:
You never see her nyash beforehuh Seems you're new here?
yes, where can I see it please
CelebritiesRe: Lady In Tears As Davido Announces To Marry Chioma by Pharmtj: 11:11am On Sep 06, 2019
Davash222:
You no go carry that your small nyash go sidon one placehuh
how u take knowsay her nyash small ?
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 6:53pm On Jul 18, 2019
Kenni700:
Thanks for your post. But pls be mature in your dealings.
Even if you are not investing or interested,you shud ask intelligent questions.

If you had a major business you run personally @ the moment,you wont post such.

Well you are entitled to your opinion.
Thanks
.
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 5:00pm On Jul 18, 2019
Bravedude112:
Why not sell the land and use the money to run your business
nor mind am,
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 4:59pm On Jul 18, 2019
Kenni700:
Am a young entrepreneur. I manufacture teaching aids for the educational sector and over 100 schools are already using my teaching aids.

Invest in my production as see your money grow like grass.If you are giving me up to 1m,I will give u my land as collateral.

My business needs funding and my bank statement has done about 5.9m this year.

I have details,facts and proofs that are 100% verifiable.

Whatsapp/call me on 08056949842 for more details and pictures.

Thank you and warm regard.
Kenneth
sorry to insult you o but ehn try the next junction, thanks
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 2:12pm On Jul 18, 2019
ahiboilandgas:
with falling rate u can make a profit if u bought at higher rate
I bought at 14%for 357 days at 2m. I want to terminate my investment. what do I stand to gain or loss?
InvestmentRe: Treasury Bills In Nigeria by Pharmtj:
PETERiCHY:
Since you budget 2m for land & fencing. I will advice you invest all the 20m in TB for 365days tenor then use the 12% upfront interest which is be equivalent to N2.4m to execute your project whereas your 20m capital will still be intact.
Gbam,

in fact too much senses will not key you .
RomanceRe: Are Inverters Worth It? by Pharmtj: 2:46pm On Jun 28, 2019
cute75:
Yes ..I am sure he can..U can contact him...He is from Delta state, but base in Port Harcourt...Blessing-09065876888....please NOTE that this is just an inverter... U will need to buy a battery to connect it...Quantan, Luminous , Ritar ,prag are good batteries.
thanks
RomanceRe: Are Inverters Worth It? by Pharmtj: 11:06am On Jun 28, 2019
cute75:
Bro I asked you if u have practicalized it....u're are still telling me you I've got experience.... I don't have experience in electricity but I know GOOGLE....which I found out that current can drop with an increase in resistance...I=V/R.....I will have to let go of this argument cause I myself have mathematically solve and practicalized some impossible theories in my field of expertise...Biko go google go do research....Thanks!
pls respond to my questions, thanks
RomanceRe: Are Inverters Worth It? by Pharmtj: 6:03am On Jun 28, 2019
cute75:
Sorry my message is coming late....Had been busy with work. Well I bought the inverter for 45k...And the maker is base in Port Harcourt.
am based in delta and after buying it can it be waybill down to delta ?

can I install it myself ?

TV inputs is 100-240VAC can it power it ,gotv, a rechargeable fan and two energy saving bulbs?

Thanks as I await your response.

bye for now.

I intend to charge it with NEPA (6hrs daily)
RomanceRe: Are Inverters Worth It? by Pharmtj: 10:54pm On Jun 26, 2019
cute75:
Bros I don't know much about electronics....I just know my inverter is working the way I like it with no issues and my batteries are healthy....This guy is an electronic freak...Very intelligent when it comes to electronics..he produces his own inverters, PMW/mppt solar charger controllers..Last time I met him he said he was making a solar charger that can pump water without batteries... Just solar panels only.... would have to ask him when I see him...But all I can say is the power dropped....It was set at 220v and I know the power consumed...l later moved it down to 190v and the power dropped.... Then I settled for 160v and the power dropped more further. So I use same electronics and consume less power.
does it require ups ?
RomanceRe: Are Inverters Worth It? by Pharmtj: 10:46pm On Jun 26, 2019
tetralogyfallot:
what is the wattage power consumption of your t.v? The complete battery set n its charger is 35k, then u need to buy a UPS which cost 5k. Where is your location sir?
am interested as well location is delta
RomanceRe: It Is Difficult For Me To Get A Wife, Advice Please. by Pharmtj: 2:18pm On Jun 09, 2019
Rita30:
You have not met your wife when u do there will be no question of where you live, how much you have or earn , how ugly you are, where you are from , how old you are. Everything is beautiful when you are with the right person. Forget this story of women and money most Men run to it just to comfort themselves . the worst of men marry the most beautiful of women that is love, love is actually blind at some point and then grow to begin to see that is after you have established a family. It is God's own way of creating holy matrimony.

Just pray and be good yourself
you are so correct, I was like OP until I finally met HER on the first day of this year.
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 8:24pm On Jun 06, 2019
mikeopara:
Dear gurus in the house, i really need advise on the below as i'm sure someone might have been in same situation.

I recently did a job and was paid in USD equivalent to 2.5m in naira.

i spoke with my account manager he said i should convert the USD to Naira and continue my investment in Tb, this he claims will be more profitable in the long run.

The other option will be to invest in stanbic dollar fund.

Kindly recommend.

Thanks.
invest in NTB and you are good to go.
RomanceRe: Should I Just Settle For Average Looking Lady? by Pharmtj: 5:44pm On May 28, 2019
Preshy561:
Most of you that look for so beautiful ladies to marry, biko, how much is in your account to maintain such women?
men that are doing so,do they have two head?

what do you even have to offer to the man at the end of the day?

what are you bringing to the table as well?
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 7:32pm On May 17, 2019
valacious:
Aggressive is the right word...some people just hate their opinion challenged... Imagine telling your fellow human to go drink sniper..
is bad
InvestmentRe: Treasury Bills In Nigeria by Pharmtj: 5:12pm On May 17, 2019
pocohantas:
But I wasn't fighting with him na. I only replied in the same uncouth tone he started with... grin
you too like fight abeg

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