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Politics › Re: Recuperating Governor Suntai Goes Fishing by pmc01(m): 1:34pm On Oct 21, 2013
Ogbeche77: He needs medical attention, he won't get it in the river
shocked

Are you the PA to the mammy-water? Let him try his luck. He might just check back at the darkest part of the night; maybe the Mammy no wan show face for daytime. grin
Politics › Re: Recuperating Governor Suntai Goes Fishing by pmc01(m): 1:21pm On Oct 21, 2013
Ogbeche77: The only true test of his health ll be for him to pilot an aircraft again which should carry all of his supporters including you.. If he lands safely, he can rule Taraba state till eternity grin grin
Oga MOD, Come and evict this brother from the house his sarcasm is making the fishes in my belle dance Awilo. Oya, take am comot!
Politics › Re: Jonathan’s Motorcade Rescues Accident Victims by pmc01(m): 10:22pm On Oct 20, 2013
Promhize: Go ask obj and tinubu that just travelled to treat simple knee injury in US.
Nonsense
Your own na to attack like 'Presidential advance attack dog'. Is it Abati or Okupe you are taking lessons from.


@topic: no, dem for abandon them pass comot. Useless publicity stunt! angry
Islam › Re: Welcome To Our Two-in-one Nikah! by pmc01(op): 1:03pm On Oct 19, 2013
ummsulaym: bro pmc will not kill me o... I don't even know the names of those am to attend their nikkah... Modify shaperly ooo if not *i will tell mummy for you*
AbdWasi'i bn Nasirdeen takes Rofi'ah bint AbdHameed into custody and
AbdKareem bn Bello takes Kafilah bint AbdHameed into custody.

Oya Pleeeeeeeeeeeeeeaseeeeeeeeeeeeee! Don't go or I will not show you that thing my Uncle bought for me. *baby face mode*
Islam › Re: Welcome To Our Two-in-one Nikah! by pmc01(op): 12:06pm On Oct 19, 2013
tbaba1234: Haha!
wink
Islam › Welcome To Our Two-in-one Nikah! by pmc01(op):
INTRO:
For the Ummah in Ibadan and the ones on a visit to Ibadan- Immediately you see this, please follow these set of instructions below

ACTIONS REQUIRED:
#Hop down from your bed or simply get up from that praying mat. The surfing wey you do don do, day don break.

#Glorify Allaah

#Do some stretch-out and exercise. Please close your mouth when yawning.

#Go round and greet everyone at home and inform them you are going for a nikah function today; it's courtesy and they might have had other plans for you today.

#Put your room in order and assist with some house chores. It shouldn't take too much time.

#Go and do your bathroom things. It shouldn't take more than 20 minutes. Sebi you are sha not shaving/trimming your beards? You're a Muslim male na.

#Oya freshen up and look presentable as Halal-ically permitted.

#Straighten out your clothes/dresses; don't come looking like an 'Omo Onile'.

#Dress up yourself. You can engage your spouse, not your fiancee to assist with that. It's called love, not rubbish.

#Take your breakfast. You might want to make it light.

#Bid those at home farewell.

#Do the necessary adhkar and set out.

#Get to Academy, climb the bridge. Board an Okada or Cab going to Olunde primary school. Welcome to the venue of our two-in-one Wolimatu n Nikah. We hope you came with your spouse and Family. Please wine and dine with us in this celebration of love as AbdWasi'i bn Nasirdeen takes Rofi'ah bint AbdHameed into custody and
AbdKareem bn Bello takes Kafilah bint AbdHameed into custody.

BENEFITS:
#eat halal
#drink halal
#learn halal
#mingle halal
#socialize halal
#share in Allaah's Mercy on us
#And for those 'searching', please get your Halal 'Take-away.


.......... Thanks for your co-operation. Jazakallaahukhairan!
Politics › Re: ASUU Rejects N600 Billion Offer by pmc01(m): 11:09am On Oct 18, 2013
How does this change the fact that Stella Oduah's BMW cars can go a long way in accelerating the resolution of this impasse?
Politics › Pius Adesanmi's Comical Take On Stella Oduah's BMW Cars by pmc01(op): 5:11pm On Oct 17, 2013
Pius Adesanmi via FB:
What will it take for Oga to sack any of the corrupt women working under him? I don't like the Baba Sala policy going on in Aso Rock with regard to certain corrupt women. Remember: as High Court Judge in one of his most memorable radio plays, Baba Sala delivered a philosophical ruling opinion that beautiful, fair-skinned ladies do not tell lies. So incensed was Baba Sala by the defendant's allegation that his fair-skinned accuser was lying that he ordered the coconut cracked on the head of the poor fellow as warning to those who may be dreaming of accusing beautiful women of telling lies in the future. Beautiful, fair-skinned ladies do not tell lies, he screamed repeatedly as he delivered his judgement. Replace "lies" with "corrupt" and somebody in Aso Rock seems to be plagiarizing Baba Sala's playbook while listening to the highlife classic, "omo pupa o, omo pupa lemi nfe, omo pupa o jowo ko feran mi o" (light-complexioned woman, I love you, light complexioned woman, please love me). Somebody seems to be saying that omo pupa cannot be corrupt. We screamed about Diezani Allison Madueke's kilimanjaro corruption. For where? We screamed about Arunmah Oteh's corruption. Nothing doing. Now Stella Oduah is buying cars more expensive than Obama's limo while presiding over Molue planes that are killing bucket loads of innocent citizens. As for me and my household, we shall not be joining the outcry against her for this latest daylight plundering of the Nigerian treasury. Discretion is the better part of valour jare. With Diezani and Oteh, Oga has given sufficient body language that he does not appreciate it when Nigerians say that an omo pupa is corrupt. Since una no dey hear word and una no sabi read body language, I have a hunch Oga will have no other choice than to order the coconut cracked on the heads of those going after Oduah for the bulletproof BMWs. Eyin alai gboran wonyi. I love my head and I don't want it to play host to Oga's coconut. You guys are OYO o!

https://m.facebook.com/story.php?_e_pi_=7%2CPAGE_ID10%2C9593700566
Islam › Re: Dear Intending Suitor... by pmc01(op): 12:20pm On Oct 15, 2013
vedaxcool: nice write up.
Jazakallaahukhairan
Education › Re: University of Ilorin 2013/2014 Admission by pmc01(m): 12:14pm On Oct 15, 2013
Can someone be kind enough to put me through the process of the acceptance fee payment? My younger one has just been admitted. Thanks.
Islam › Re: Live Updates Of Our Sallah Day. Every Muslim Is Welcome by pmc01(m): 8:33am On Oct 15, 2013
maclatunji: Some of us are still fasting, stop making our stomachs growl with hunger. I am strangely very hungry this morning.
Na strong thing dem just dey do us for here, e go reach almost 11:00am before person go chop now. Some people have said their prayers since around 06:50am in this Nigeria. I heard prayers were said at about 06:00am local time in parts of KSA. I wish we would upgrade to that level here too. But the women will probably be the stumbling block to that kind of upgrade (dressing up and make up things).




@Na wah o. cry
Islam › Re: Five Alternatives To Ram In Sallah by pmc01(m): 7:38am On Oct 15, 2013
Please, let us discourage our people from attending those ridiculous 'ileya (eid) carnival', where disobedience of Allaah is the code of conduct at such carnivals. It is now becoming very widespread and a norm. If fewer people attended, it is hoped the organizers of this nonsense jamborees will be discouraged from such act, as they will run at a loss. There are very sweeter halal ways to have a swell time on this day. Spending quality catching-up time with lovely Muslim brothers and sisters, family and loved ones is more than enough fun in my opinion. Please, reflect!
Education › Re: Suspected Cultists Murder LASPOTECH Student by pmc01(m): 10:43pm On Oct 14, 2013
bizmania: hmmm am speechless..... Everybody should just help me thank God for the life of my elder brother who dodged a bullet while trying to flee during the incident. God is wonderful.
R.I.P. seun
Just what I am emphasizing. Thank God he escaped, those idiots would have still said 'he reaped what he sowed'.

Heartless human beings.
Education › Re: Suspected Cultists Murder LASPOTECH Student by pmc01(m): 10:41pm On Oct 14, 2013
Why are we like this in this country? Are some people trying to make us all people who have died from the cruelty of all these stupid cultists were all cultists? What happened to mistaken identity? What if it had to do with him unknowingly having minor issues (such as refusal to co-operate in exam malpractice) with one of them.


I hope people pass these kind of irrational comments to you when this kind of calamity befalls your family. After all, you claim you reap what you sow. Nonsense human beings.
Education › Re: Patience Jonathan Honoured With Doctorate Degree In South Korea by pmc01(m): 2:38am On Oct 13, 2013
VoodooDoll: That University is run by a dodgy man... Birds of the same feather.. Thieves honouring thieves...




Source: https://en.wikipedia.org/wiki/Hansei_University, and https://en.wikipedia.org/wiki/David_Yonggi_Cho#Controversies
#End of discussion!
Islam › Re: Dear Intending Suitor... by pmc01(op): 8:48am On Oct 12, 2013
AbdH: Beautiful! The answer is yes if she would love me back in the same conditions.
The 'good woman' will naturally be a dedicated lover, hence the emphasis on a 'good woman'. Thank you sir. smiley
Islam › Re: Dear Intending Suitor... by pmc01(op): 8:45am On Oct 12, 2013
[quote author=tpia@]um, this list is long? huh

personally, i think making a checklist of qualities you want in a spouse, might also be necessary. Just to get a focus, thats all.

however, carry on.[/quote]I understand and appreciate the point you raised, thank you. But, I will like to draw your attention to the last two points under each category, you will notice it encompasses all other qualities you might seek in your spouse. The intention of the author is not to decide for the subjects what to desire in their spouses. I hope this addresses your concern.

Your feedback is appreciated.
Islam › Re: Dear Intending Suitor... by pmc01(op): 8:38am On Oct 12, 2013
maclatunji: You don't have to be her husband to show that you like and care for her.

This sentence is classic.
smiley
Islam › Dear Intending Suitor... by pmc01(op):
***Dedicated to those the good women of the world, especially those been put through intense emotional, physical, mental and psychological torture from their spouses. May God intervene on your behalf***

Dear intending suitor, I felicitate with you.
Marriage is indeed a sweet, wonderful and fulfilling aspect of one's life.
I commend you for intending to take the bold step.
But dear brother, I would like to task you a bit, and I hope you will oblige me?
I will like to ask for this very simple favor on behalf of my dear sister you want to take as your wife; please, permit me.
I want you to take some quality time out on your own to do a comprehensive query of your aspiration.
I will like you to ask your inner self these questions over and over again.
Please, be very sure the answers you get each time tally with the others:


Talking about your proposed wife, will you still love her

-when she no longer looks 'just like an angel sent from above'?

-when her eyes are no longer as dazzling as the morning sun?

-when her she can no longer walk as gorgeously as you used to know?

-when are dresses are no longer looking 'just perfect on her'?

-when that radiant smile refuses to form on her face?

-when those sweet dimples are no longer there to give her that unique look?

-when the natural fragrance that used to be so inviting no longer exists?

-when she is no longer as smart in everything as you used to know?

-when her face that had no single pimple now starts to harbor those 'annoying' wrinkles?

-when everything that made her a 'smashing beauty' starts to fade away?

-when all the physical features that made her an unrivalled pretty damsel just all go away?

-when she is no longer young and beautiful?


Think, think brother, will you be ever-willing to stay by her:

-when she just needs you to be around her?

-when she tells you your presence is all she needs to make her get well soon?

-when she wants you to just play with her?

-when she wants the both of you to spend some quality time with the kids?

-when she needs you to re-assure her that all will be fine, in her time of grief?

-when she needs to just lie on your shoulders to give her the confidence she needs to overcome the challenge before her?

-when she wants you to just watch her cook?

-when she needs a little help with house chores while you are just idle?

-when she needs you to keep watch on your kids and assist them with their home-work, when she really needs a nap?

-when she needs you to talk to the children, because she noticed some unusual changes in them?

-when she needs you to maintain the tidiness in your house, when she needs to go and spend some time with her mum who is ill?

-when she needs you to re-schedule your business trip, because your presence will ease the child-birth process she is about to undergo?

-when she generally wants you to make some little sacrifices just for the sake of her happiness?


If you cannot confidently give an affirmative answer to the questions above, why not just let her be and wait for her own man?

Why do you want to deprive her of the matrimonial happiness she deserves?

Why do you want to take advantage of her innocence to hurt her with ever-lasting sorrowful memories?

Why do you want to betray the trust she has in you, by refusing the proposal of the other guys?

Why do you want her to forever regret her decision to settle for you among all the ones that asked her to marry them?

You really have the guts and conscience to torture her emotionally, mentally and psychologically?

You are not even sure you will be able to refrain from hurting her physically, 'if the need arises'?


For God's sake brother, if you are not absolutely certain that you will love her even when she gives you a good reason not to, just leave her to wait for the man who will.
She deserves a happy and blissful home like the others, don't deprive her of that.
She has chosen to be a responsible woman, even in the midst of her peers, who are of easy virtue.
The least you can do for her is to be her well-wisher.
You don't have to be her husband to show that you like and care for her.
If you are not capable to be her life-long partner, it's no use forcing it.

If you only love her because of her physical features which she has no absolute control over or only because she is well-mannered, then you haven't found your soul-mate yet; please, keep searching.
Search within you and be sure your heart resonates with hers and be sure your love for her is undying.
Look beyond what she has on offer and be sure you sincerely truly love her from the depths of your heart.
When you look at her, you should not just see a pretty lover; you should see a soul-mate who will be your partner in a successful and well lived life.
No good woman deserves to be unhappy in her matrimony.
We understand she definitely has her own short-comings; but remember her family is not giving her out to you because they could no longer condone her living with them; they are doing so because they trust you will make her comfortable as if she were still with them
As for me, I had rather remain without a wife than keep a woman unhappy as my better-half.
Be good, nice and kind to your wife, because God who put her in your care will ask how you managed her. Beware dear brother! Please, beware!


Abu Huraira (r.a.) narrates that the Messenger of Allah (s.a.w.) said:
''The most perfect amongst the believers in faith is one who has the best manners and best of you are those who are best to their wives.''
(Musnad Ahmad)


http://knowledgecycle./2013/10/11/dear-intending-suitor/

Christianity Etc › Re: Are Churches Really Helping The Poor And Unemployed In Our Society Today? by pmc01(m): 9:58pm On Oct 10, 2013
In a country where over 80% of her population live below $1.00 per day, we have a MOG or Whether na GO dem call am who claims the full ownership of FOUR private jets. It is ironic and incredulous. If the 'Church is not the Government, who should take care of the people' as claimed by some, why then should the people me made hyper tax payers to the church (in the name of tithe)?
Politics › Re: Ex-nema Spokesman Sacked Over Okonjo-iweala Article by pmc01(m): 3:13pm On Oct 10, 2013
GeneralShepherd: Well there is solution, resign and state your criticisms as the reason for your resignation,in that way people will actually respect you.

Both scenarios above all a means of 'trying to eat your cake and have it' which we know is impossible!!!!

Nigerians are not hypocrites, Nigerians in authority are selfish and when they try to pretend they are honest? It stinks to the high heavens (FFK, El-rufai, Melaye, Patrick, e.t.c. as case studies)
He should resign on what basis? Has he been convicted of crime? Has he been found incapable to discharge his duties? When he resigns, what changes? How does he even proof anything when he resigns and will you still believe him then? Stop that deceit please?
Christianity Etc › Story Of Jesus Christ Was 'fabricated To Pacify The Poor', Claims Controversial by pmc01(op): 2:26pm On Oct 10, 2013
Well, I reserve my comment until he comes forward to defend his claim...

A controversial American biblical scholar is set to make his first appearance in London next week to present a discovery that he claims proves the story of Jesus Christ was invented as a system of mind control to enslave the poor.

Joseph Atwill, who is the author of a book entitled 'Caesar's Messiah: The Roman Conspiracy to Invent Jesus', asserts that Christianity did not begin as a religion, but was actually a sophisticated government propaganda exercise used to pacify the subjects of the Roman Empire.

At the 'Covert Messiah' conference, to be held at the Conway Hall in Holborn a week on Saturday, Mr Atwill will present his theory that the New Testament was written by first-century Roman aristocrats and that they entirely fabricated the story of Jesus Christ.

Outlining his ideas in a blog posting on his website Mr Atwill writes: "Christianity may be considered a religion, but it was actually developed and used as a system of mind control to produce slaves that believed God decreed their slavery."

Mr Atwill says that acts of insurrection by Jewish sects, who were awaiting the arrival of a so-called 'warrior Messiah' in Palestine, were a perpetual problem for the Roman Empire and that after the Empire had exhausted all traditional means of dealing with the problem they resorted to psychological warfare.

"They surmised that the way to stop the spread of zealous Jewish missionary activity was to create a competing belief system," Atwill told PRWeb.com

"That's when the 'peaceful' Messiah story was invented.

"Instead of inspiring warfare, this Messiah urged turn-the-other-cheek pacifism and encouraged Jews to 'give onto Caesar' and pay their taxes to Rome."

Mr Atwill continues: "Although Christianity can be a comfort to some, it can also be very damaging and repressive, an insidious form of mind control that has led to blind acceptance of serfdom, poverty, and war throughout history.

To this day, especially in the United States, it is used to create support for war in the Middle East."

Elsewhere, Mr Atwill also writes: “In fact he [Jesus] may be the only fictional character in literature whose entire life story can be traced to other sources. Once those sources are all laid bare, there’s simply nothing left.”

Atwill says he made his discovery when while studying the New Testament alongside the 'War of the Jews' by Josephus - the only surviving first-person historical account of first-century Judea.

Mr Atwill claims that he began to notice a sequence of parallels between the two texts.

"What seems to have eluded many scholars is that the sequence of events and locations of Jesus ministry are more or less the same as the sequence of events and locations of the military campaign of [Emperor] Titus Flavius as described by Josephus," Atwill claims.

"This is clear evidence of a deliberately constructed pattern", he continues.

"The biography of Jesus is actually constructed, tip to stern, on prior stories, but especially on the biography of a Roman Caesar."

Richard Dawkins, the English evolutionary biologist and author, well known for his anti-religion views, yesterday tweeted a link to the press release advertising the event in London.

However, he later tweeted: "RT doesn't imply endorsement. I'm not qualified to judge Atwill's thesis. Just thought it might be worth a look."

Mr Atwill's theory is simply one of a number of what are known as Bible conspiracy theories.

These theories commonly include the suggestion that secret societies, mystery schools and other religions used the fictional story of Christ to unify the Roman Empire under one state religion.
http://www.independent.co.uk/news/uk/home-news/story-of-jesus-christ-was-fabricated-to-pacify-the-poor-claims-controversial-biblical-scholar-8870879.html
Politics › Re: Senators Call For Resignation Of Stella Oduah by pmc01(m): 11:35am On Oct 10, 2013
dmalam: Some times in this chamber we must speak the truth.
http://dailytrust.info/index.php/top-stories/7222-senators-call-for-resignation-of-aviation-minister
Na wah o! grin grin grin
Politics › Re: Ex-nema Spokesman Sacked Over Okonjo-iweala Article by pmc01(m): 11:14am On Oct 10, 2013
Sincerely, Nigerians are hypocrites.

If you start your criticism when you are out of the system (FFK, El-rufai, Melaye, Patrick, e.t.c. as case studies), they accuse you of being dishonest; when you criticize while still in the system (like this man), they say you are disloyal.





Do we only know how to condemn without even reasoning on the issues been raised? Just asking.
Islam › Sinning Should Not Become A Hobby by pmc01(op): 9:58am On Oct 10, 2013
Eseoghene Al-Faruq Ohwojeheri posted to The Muslim Platform:

BE CAREFUL: ALLAH MAY NOT FORGIVE YOU

Prophet Yusuf knew there was repentance and that Allah forgives yet when a beautiful woman approached him for fornication he said no, he fears Allah

Those of us who sin comfortably with the mind that Allah will forgive us should be careful. Forgiveness from Allah is something you can only find out on the Day of Judgment: to sin and assume he has forgiven you and be comfortable in the sin is just too risky.
Islam › What Is Love by pmc01(op): 9:49am On Oct 10, 2013
Ajao Azeez via FB:

What is LOVE?
LOVE is when Khadijah (R.A) spent her entire wealth
on this Deen (Islam) for the Man she loved.
LOVE is when Muhammad (SAWS) took the glass that
Aisha (R.A) drank from and put his lips on the exact
place she put hers on and then drank.
LOVE is when Muhammed (SAWS) had a race with
Aisha (R.A) and teased her when she lost.
LOVE is when Muhammed (SAWS) would take a bone
that Ayiha (R.A.) sucked meat from and would put
his lips on that same place she chewed the meat from.
Real LOVE is not based on romance , candle light
dinner and walks along the beach rather it is based On
Respect , Compromise , Care And Trust...
Islam › Re: Operation 'Moving Train' by pmc01(m): 9:42am On Oct 10, 2013
Nice
Jokes Etc › The Robot Car by pmc01(op): 9:39am On Oct 10, 2013
Amenbo Village via FB
A man ordered for a voice
automated robot car that does
anything he tells it to do
correctly without any error.
He got the car and started
sending it on errands. He
became very proud of what the
car could do without mistakes.
One day, he was home and his
wife told him to tell the car to
go and pick the children from
school as she was very tired.
The man agreed and said to
the car, "Car, go and bring my
children from school."
The car went and didn't return
in time as expected, they knew
something must be wrong.
Several hours later and no car,
the man became apprehensive.
He dressed up and got ready
to lodge a report at the police
station. As he and his wife
stepped outside they saw the
car coming with an overload of
children.
The car parked right in front of
them and said, "These are your
children sir." In the car were
their Landlady's two daughters,
their choir mistress's two sons,
his wife's best friend's
daughter, their pastor's son
and their neighbours two sons.
The Wife said, "Don't tell me all
these are your children ?"
The man asked her calmly, "an
you first tell me why our
children are not in the car?"
Family › Never Take Love For Granted (moral Story) by pmc01(op): 10:19pm On Oct 09, 2013
NigerianMagazine.com via Facebok:

NEVER TAKE LOVE FOR GRANTED

A very poor man lived with his wife. One
day, his wife, who had very long hair asked
him to buy her a comb for her hair to grow
well and to be well-groomed.
The man felt very sorry and said no. He
explained that he did not even have enough money to
fix the strap of his watch
he had just broken.
She did not insist on her request. The man
went to work and passed by a watch shop,
sold his damaged watch at a low price and
went to buy a comb for his wife. He came home in the
evening with the
comb in his hand ready to give to his wife.
He was surprised when he saw his wife
with a very short hair cut. She had sold her
hair and was holding a new watch band.
Tears flowed simultaneously from their eyes, not for
the futility of their actions,
but for the reciprocity of their love.

MORAL: To love is nothing, to be loved is
something but to love and to be loved by
the one you love, that is EVERYTHING.
Never take love for granted
Career › The Weird Requirements For Job Qualification By Some Banks by pmc01(op): 1:21pm On Oct 06, 2013
Igho Hakeem Ohwojeheriposted toMovement For Accountable and Good Governance

Naija Info-Man Alternate Views
SHOCKING: Access Bank demands N1million for employment; GTB asks trainees to write own obituaries

Having spent almost two unproductive years at home after graduation, Evelyn was badly in need of a job. After passing the aptitude test and first interview, she was pretty confident as she walked out of her second interview for a management trainee position at Access Bank.

But her confidence immediately atrophies like an ice cube thrown into a burning fire when she was told, over the telephone, by an official of the bank that she needed to source a total of N1 million from at least 10 new customers within a week as a prerequisite for being employed.

Her parents immediately kicked against her continuing with the recruitment process saying it was exploitative. But the thought of having to sit at home for an indefinite period in search of another job was far scarier for Evelyn. She was determined to meet the bank’s demand.

Hard as she tried, she could only get eight people to open new accounts with the bank. Two days later she got a call from the bank telling her she didn’t make the cut.

“In Access Bank it has to be ten over ten or nothing,” the voice at the other end of the phone said.

Evelyn was devastated. She felt used and dumped.

“After the second interview, I thought I already had the job,” she said.

In fact she was called for the third interview, which is usually a formality, according to an Access Bank source.

John, another applicant, said he didn’t feel comfortable raising N1 million as a prerequisite for employment.

“I remembered telling myself this was nonsense. Why would they ask me to get N1 million before I was employed? I didn’t even bother to try.”

Some of applicants who spoke to PREMIUM TIMES said the bank gave them ten account-opening booklets each carrying Access Bank employee numbers for this purpose.

“When I say the employee numbers on the account-opening booklet, I was confused. Does it mean that I’m running around for someone else to take the credit,” wondered another applicant who raised N900,000.00 and was not employed.

Evelyn, who said she is now doing what she described as her dream job, told PREMIUM TIMES one of those who opened an account with her went through a lot of hassles when she tried to withdraw the money she deposited.

“She wasn’t given a debit card or chequebook. They kept telling her at the branch that they have issues with her account when she when to withdraw the money she deposited. After paying several visits to the branch over three months she could only manage to withdraw part of the money she deposited.”

Access Bank says the practise of asking applicants to generate N1 million within one week is to prepare them for “the rigour of the highly competitive market.”

The bank’s Head of Corporate Affairs, Segun Fafore, says only candidates that have passed the entry requirement are asked to raise this amount.

“It is part of the training. It is part of the recruitment process. This person will certainly go to the training school. It is just the practical aspect before you go for the four months training programme,” he said.

However, none of those we spoke to this paper were called to resume at the bank’s training school. Despite excelling at all the pre-recruitment evaluations, they were specifically rejected because they raised less than the N1 million asked by the bank.

Employment bond

Access Bank has been courting controversies for some time now due to some of its recruitment practices. In what is a blatant disregard of the country’s labour laws, the bank makes new employees sign bonds that force them to stay in the bank’s employ willy-nilly for at least two years.

Access Bank says it does this to protect the “heavy investment” it makes in training its staff. It says due to the quality of training its staff get they are usually poached by both local and international firms.

“The bank invest heavily in building the competence and capacity of its staff to a level of admiration that matches what is available in the global financial community,” Mr Fafore says.

“Following market tendencies, it is not surprising that with this kind of investment in its people other institutions, financial and non-financial, within and outside Nigeria encroach on the bank’s School of Banking Excellence.”

Mr Fafore says the bank designed its employment contract to “stem the tide” of employee poaching.

Lagos lawyer, Jiti Ogunye, describes the practice as “shady, irresponsible and illegal.”

“From employment and banking perspective it was illegal for the bank to compel people who are not employees of the bank to discharge banking duties,” he said.

“Having compelled these applicants to go and be scouting for customers for them as a condition of being offered employment, a relationship of implied agency has crystallised between the bank on one hand and those prospective employees. So the bank has made them her agent by sending them out to go and bring customers so the question there is if the bank had made these people her agent how did the bank remunerate them at the end of the day?

It flies in the face of constitutionally guaranteed rights of citizens. A bank is expected to be a repository of integrity. This is nothing but obtaining property by false pretence. This is nothing but fraud.”

Obituaries and epitaphs

Allegations of malpractices and abuses have dogged recruitment processes and staff training in the Nigerian banking sector. For instance in 2011, a group of Guaranty Trust Bank’s entry level trainees were expelled on the last day of training for what the bank described as “[contravening] several basic programme rules that include professional conduct.”

But several members of Sapphire, as the class was nicknamed, said the consultant instructor during the training, Tutu Sholeye of Learners and Trainers, traumatised the group with an unending string of vile comments, verbal abuse and attack on their self-esteem.

They told this paper that they were asked to write their obituaries and epitaphs as part of the training regime.

“We were shocked when she told us to write our obituaries and epitaphs. And it didn’t end there; whatever you wrote will be used as an excuse to rain more insults on you,” said Taye, still visibly angry two years after the experience.

For instance, a trainee who smokes and had indicated to live up to 85 years in his obituary was told by the trainer: “how do you expect to live that long with the worthless life you’re living?”

Learners and Trainers website says it focuses on the “attitude training and personal development” rather than focus on “skills and knowledge training.”

Ms Sholeye declined to speak with PREMIUM TIMES. She said as a consultant, it was unprofessional for her to speak about what happened during the training.

Peter Ogunnubi, a psychiatrist at the Lagos University Teaching Hospital, LUTH, says this style of training is “archaic and barbaric.”

“It is a form of mental torture that can lead to post-traumatic and personality disorder.” He says this is even more so because the trainees didn’t get the job.

Guaranty Trust Bank says this approach to staff training has brought out the best in its employees.

“The curriculum adopted for the training programme which all employees must undertake, has been in use for the same period and you will no doubt agree with me that our Bank has the finest, most professional and knowledgeable human capital in the country today,” says Pascal Or, the bank’s official in charge of Brand Management.

Regulatory laxity

Those wronged by unfair recruitment may have to look further from the Central Bank of Nigeria, CBN, if they hoped to get succour for the wrong done to them.

CBN Director of Corporate Communications, Ugochukwu Okoroafor, says the CBN cannot act on hearsay.

“Please note that the allegations have not come to our attention with concrete evidence. This is necessary to enable us take action,” he said.

“There is nothing the CBN can do on the basis of mere hearsay, other than moral suasion,” he added.

Mr Okoroafor, says the CBN prohibits profit and liability targeting by banks and other unethical practices.

“Unfortunately, these are not things you can pick up from financial records when conducting bank examinations. Neither can interviews with Bank Management or staff reveal them.”

However Mr Okoroafor said the bank encourages whistleblowers to come with names, dates and evidence of malpractices.

*** The names of the bank informants in this story have been changed to protect their identities. All of them still work with different banks in the country and fear they might be victimised by their employers.

Premium Times
Islam › Message To His Wife by pmc01(op): 12:48pm On Oct 06, 2013
Nikah Paradise via Facebook:

My dear wife, when i shout at you for not wearing scarf properly it's because i'm jealous, i fear what will happen to you the first day you laid in the grave!

When i tell you i don't like the company you are in, it's not that i want you to
be lonely, it's because none of those friends will be with you in your grave!

Oh my dear wife, i know i cause lots of pain to you but it's never my wish, but the day you're in your grave you'll understand as to why i was doing that.

Oh my dear wife, enjoy the little moment of mine because one day you will wish to listen to me and i'll be nowhere to be found I'll leave the world and never come back to you, you will cry when you see my number in your contact list, You will miss me when you sit alone and wish that i would come back, You won't be able to hear my laugh and my voice again......

There will be No more me to irritate, tease, make you laugh and say; sorry to you! Tears might flow out of your eyes but I will be Gone, long and forever

So enjoy my silly stupid company as much as u can, before I close my eyes Forever!!!

Be romantic to me and be the best wife for Allah's sake so that i can still wish to be with you in Jannat again
Politics › Re: Construction Starts On 12 Train Stations In Abuja by pmc01(m): 12:02pm On Oct 06, 2013
oyb: we in Lagos see the rail lines and train stations being built.

we are not seeing 'architectural renders' that may go back to 2007 and dubious pictures of different projects

leave Fashola out of this. do not try to shoehorn your witless paymasters into the same arena as a performer
Those guys are just liars and pretenders like GEJ, they can't stand any sound debate. I'm not surprised though, "birds of a feather flock together".

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