Revolva: If you love nature and want to be wowed beyond your imaginations, then you need to visit some of the breathtaking, captivating and astonishing waterfalls domiciled in different parts of Nigeria. The warm and cool ambiance of these waterfalls makes it a perfect place to go for picnics, organise small parties as well as a getaway. i shares some of the wonderful waterfalls to visit.
Agbokim Waterfall
Agbokim waterfall is located in Calabar, one of Nigeria's most popular tourist hubs. It is very close to the Nigerian-Cameroon border. The captivating and alluring serenity of the waterfall makes it a first choice among tourists from far and wide.
Olumirin Waterfall
Olumirin waterfall which means another deity is located in Erin Ijesha in Osun State. The water fall is a complex of 7 different rivers cascading along each other down a rich vegetation. It is an ideal place to admire the beauty and mystery of nature.
Gurara Waterfall
Gurara falls is located in Niger State. The fall is said to be a part of the Gurara River. It is a truly captivating place filled with exotic birds and beautiful scenery.
Awhum Waterfall
The Awhum waterfall is located along the Enugu-9th Mile expressway. The waterfall is breathtaking and cascades down a large rock formation to the animal life below.
Owu Waterfall
Owu Waterfall is a fascinating waterfall that is located in Kwara State. It cascades down 330 feet of water. The water is reported to be ice-cold and a delight to bathe in.
Farin Ruwa Waterfall
Farin Ruwa also known as white water sits in the boundary between Plateau state and Nasarawa state. The water run 150m down the cliff. The nature of the rocks makes it ideal for rock climbing and beautiful background pictures.
gkbiz2: This is to draw the attention of Nairalanders to a notorious scammer called Martins Daniel with phone number 08132515468. He is known on various Whatsapp groups for scamming people.
His full name is MARTINS DANIEL. His phone number is 08132515468. His bank detail is DIAMOND BANK 6680613726.
Do not buy anything from him. Do not pay to his bank account.
What did you expect? Doubling your data or airtime? People need to smart and wise
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Terminator1234g: I hope ffk the slowpoke is happy now, for he has already hoodwinked the international community into thinking this is about ethnic cleansing and killing Christians.
Mental? Some Nigerian Christians are so unfair for saying Christians alone are being killed.
This is simply a plot by the evil opposition and IPOb to dismantle the country and say nonsense The jobless aggressive idiotic lazy evil mad pigs of Biafra and PDP will not go unpunished.
You must be very stupid if you don't really know what is going on in Nigeria.
ChangeIsCostant: A Nigerian man has been jailed for sexually assaulting a woman who rented a room from him online. The 34-year-old convict identified as Francis Ezenwankwo of Heston Street, SE14 was sentenced to six years’ imprisonment and a five year Sexual Harm Prevention Order (SHPO) on Friday, 22 June at Snaresbrook Crown Court.
He was found guilty of assault by penetration at the same court on Thursday, 22 June.
According to the Metropolitan police, the court heard that on 5 August 2017 a woman visiting from another country rented a room at Ezenwankwo’s house via an online site, spareroom.co.uk. During the night the woman awoke to find Ezenwankwo in her bed.
Despite her protests, Ezenwankwo remained in her bed and sexually assaulted her.
The incident was reported to police and Ezenwankwo was arrested on 22 August 2017 - he was charged the same day.
The Sexual Harm Prevention Order prevents Ezenwankwo from offering any room for rent, reward or as a gift for five years.
Trainee Detective Constable Harriet Lyons, from the Child Abuse and Sexual Offences Command said:
“The victim has shown real strength in coming forward and reporting to police. I encourage anyone else who may have been a victim to come forward and contact the police.
“Ezenwankwo's sentence and Sexual Harm Prevention Order demonstrates how seriously the police and the courts taken this type of offending. I hope that it will act as a deterrent to others.”
wrong. people are being swindled daily because earlier victims don't speak up for fear of being accused of de-marketing. the question is.......all what the OP said, are they true or false ?
I won't be insensitive.. After,placing ur last hundred naira,that would have been used,for ewa and bread,u rather staked for Germany's win.. simply, mix hypo and nescafe,u go feel alright.
You can insult all you can but that does not change the fact that you are damn too stupid to be labelling Germany "Nazi"
rentAcock: Sorry to say but you are dating a punk. He acts like a thug in Nigeria, he showers you with expensive cars and gifts like he's the richest kid in Nigeria yet he goes to an international show and starts begging American artistes to collaborate with him. That's an amateurish, punk move.
crackhouse: my brother i thought I am the only person. They made deductions on mine soteee that I have to stop depositing money there and still it didn't stop them from deducting cos right now the account is now in negative (-ve) which means any money that mistakenly enter the account will be deducted immediately. I don't even go close to the bank again. Just waiting for the day they will close the account.
Dude, don't wait. Close the account today. It does not cost a dime.
A bank is a financial institution that accepts deposits, which could be in form of cash or valuables, from the public with intention of keeping them safe for the owners.
However, when an institution that is supposed to be the safest place to keep valuables is riddled with stories of alleged fraudulent activities, then one must begin to wonder if the hard-earned deposits in their care are still safe.
Early this year, a report by the Nigeria Deposit Insurance Corporation (NDIC) had revealed that the number of employees of banks operating in Nigeria involved in malpractices in the financial sector increased in 2017 to 320 from 231 in 2016.
The report also documented other miscellaneous crimes such as fraudulent transfers/withdrawals, cash suppression, unauthorised credits, fraudulent conversion of cheques, diversion of customer deposits, diversion of bank charges, presentation of forged or stolen cheques, among others.
It had disclosed that the 22 licensed commercial banks and four merchant banks rendered 286 returns on dismissed/terminated staff as a result of fraud and forgeries during the year under review.
NDIC had said out of the 26,182 fraud cases reported by the 26 licensed banks, 320 cases were attributable to internal collaboration by bank staff.
The report relied on a total of 286 responses received from 26 banks during the period under review.
“The 286 responses received from banks in 2017 cited 26,182 cases of fraud and forgeries which is 56.30% higher compared to 16,751 cases reported in 2016.
“Similarly, the amount involved in the fraudulent activities documented increased by N3.33 billion from the N8.68 billion reported in 2016 to N12.01 billion in 2017 or 38%.
“However, the Expected/Actual loss slightly decreased by N24.42 million or 1.03% from N2.39 billion in 2016 to N2.37 billion in 2017,” Head of Communications and Public Affairs Unit of NDIC, Mr Mohammed Kudu Ibrahim, had said.
On fraudulent activities in the online-banking and ATM/card-related fraud-types, Mr Ibrahim said it constituted 24,266 or 92.68 percent of all the reported cases, resulting in N1.51 billion or 63.66 percent loss in the industry in 2017.
In recent times, there have been unpalatable news stories coming out from First City Monument Bank (FCMB), a mid-tier lender in Nigeria.
Recently, it was reported that eight members of staff of the bank were declared wanted by police in Lagos over the disappearance of N600 million from accounts of customers of FCMB.
The Divisional Police Office, Lion Building, Campbell Street at the Lagos Island had urged members of the public with information of the fleeing suspects to get in touch with the nearest police station or call 08033068667 and 08182465467.
The names of the bankers declared by the police were Linda Natufe Chekwube, Matthew Akpan Benny, Juwon Faromoh, Oluwasoji Ajetumobi, Ogunlaja Olasukanmi Ganiyu, Oshiojum Chibuzor Wilson, Akanaga Christian Chika and Nelson Omuzagha.
Recall that on January 19, 2018, two officials of the bank identified as Walter Ekomaye and Ebenezer Adelowo, were arraigned for allegedly making illegal withdrawal of N23 million from customers’ accounts and stealing N17.5 million from Automated Teller Machine (ATM) deposits.
In another case, a staff of FCMB known as Adejare Sonde was arraigned recently over the theft of N124 million from a depositor’s account.
Operatives of the Economic and Financial Crimes Commission (EFCC), in Ibadan Zone, arraigned the suspect before Justice A. A. Akinyemi of the State High Court sitting in Abeokuta, Ogun State, on a 12-count charge bordering on stealing, forgery and uttering.
Sonde was accused of using his position as the account officer to a micro-finance bank to steal N124 million from the customer’s account.
The petitioner explained that Sonde, as account officer of the customer, allegedly collected cash from the micro-finance bank on several occasions totalling N124 million which were not credited into the customer’s account.
Further investigations revealed that the defendant (Sonde) allegedly doctored emails which he sent to the micro-finance bank as monthly statements of account, while there was no remittance in the account.
Few weeks ago, a Federal High Court sitting in Lagos ordered FCMB and United Bank for Africa (UBA) Plc to appear before it to explain their roles in an alleged N131.2 million fraud charge.
Justice Hadiza Rabiu-Shagari gave the order during the trial of four accused persons, who were arraigned before her court by the Force Criminal Intelligence and Investigation Department (FCIID), Alagbon-Ikoyi, Lagos.
The four accused persons are: Honourable Anthony Alaka, (a.k.a General, a former member of the House of Representatives, representing Eti-Osa Federal Constituency, Saidi Oke, Bashir Mohammed: and Alhaji Umar Ali.
The four accused persons were arraigned on charges bordering on conspiracy and fraud to the tune of N131.2 million.
Also charged with the accused persons are two firms: Grantland Investment Nigeria Limited and Abroad Development Foundation.
At the resumed trial of the accused persons, the fraud victim, Austin Albert Ugochukwu, had informed the court the suspected fraudsters, carried out the alleged act through the three banks.
Consequently, the prosecutor, Dr Iman E., asked the court to summon the banks so that they can come and explain their roles in the alleged alleged fraud.
Upon the request of the prosecutor, Justice Rabiu-Shagari, summoned the banks and ordered that hearing notice should issue to them.
Narrating his ordeal before the court, the fraud victim, Ugochukwu, told the court how each of the accused persons induced him to give them the sum of N350 million in exchange for $1 million, and how they reneged only to give him $29, 900, 000.
In his evidence before the court, the victim said: “I transferred the sum of N350 million from my Bank account, to Grantland Investment Nigeria Limited, domiciled in UBA and FCMB, belonging to Alhaji Umar (fourth defendant), from my account. And since the money was paid, the fourth defendant refused to pick my calls, it was then I told my account officer to place post-no-debit order on the account, so that they would not be able to access the money.
“I was surprised, when the fourth defendant who have not being picking my calls, quickly called and said he was with the General (first accused) and was confirming the Dollars cash, and wanted to transfer the N350 million into the account of Grantland investment Limited, before General will allow him to bring the $1 million to me, but my account has been restricted, and told me to lift the restriction, so that he can come to me with the dollars”.
Ugochukwu said he refused the fourth accused person plea, but later yielded due to the intervention of one Dr. Cyraicus Anyawu, who is now at large, whom he said convinced him in Ibo language, and that he later called his account officer to lift the restriction.
He also told the court that after he lifted the restriction on his account, the second accused, Saidi Oke, only came to him with $29,199, USD, and promised to come on the next day with the balance of $870,100, but to his surprise, the second accused called and told him that he was at the Ikoyi office of the Economic and Financial Crimes Commission (EFCC), where a petition was written against him and seller of the Dollars.
Ugochukwu further told the court that while the other accused were arrested except first accused, they told him that he had been defrauded and he collapsed upon hearing that, and that when he regained his consciousness, they told him to withdraw the matter if he wanted to get his money back.
He also told the court how the men of Inspector-General of Police Monitoring Team (IGP monitoring) mounted pressure on the Area ‘J’ Command, Lagos, to transfer the matter to them in order to frustrate it, but added that the first accused, Honourable Alaka, who had been elusive while the case was in Lagos, was arrested.
These are few of the many negative stories of FCMB in the public domain, giving the financial institution a bad perception, which is might not merit.
FCMB, led by Mr Adam Nuru, prides itself as one of the most reliable financial institutions in Nigeria, but issues like these leave many to doubt this claim.
Apart of cases of fraud, which have made some depositors of the lender to continue to wonder how safe their monies are, there are reports and allegations that the bank treats its workers like slaves, a claim Business Post has not independently verified and would not want to subscribe to.
However, one key question some may have asked is what FCMB is doing to ensure its bank is not a safe haven for fraudsters in banker’s clothes.
Business Post reached out to the management of FCMB on the issues raised in this piece.
In his reaction, Head of Media Relations at FCMB, Mr Louis Ibe, said “from all indications, no customer has shown any fear about the safety of his or her deposit and there’s no inquiry from any other person either, on the rumoured allegation in the Social Media you mentioned.”
He further said the financial institution was growing stronger, “reporting a gross revenue ofN169.9 billion” in the 2017 financial year.
“Going by the audited results, the Group recorded a profit before tax (PBT) of N11.5 billion, while profit after tax (PAT) was N9.4billion. Following these, the financial institution has recommended a dividend of 10 kobo per share to be paid to shareholders.
“And in demonstration of the enhanced confidence of customers in FCMB, deposits grew to N689.9 billion as at the end of December 2017, an increase of 5 percent, from N657.6 billion in the corresponding year.
“The Group’s capital adequacy ratio also improved to 16.9 5 percent from 16.7 5 percent, just as asset base increased to N1.19 trillion, compared to N1.17 trillion at the end of 2016. Non-interest income as at the end of 2017 was N32 billion, while loans and advances stood at N649.8 billion.”
According to him, “in spite of the reduction in the headline numbers, the Group’s performance for the year 2017 witnessed an improvement in core operating performance over the previous year after adjusting for the significant foreign exchange revaluation income enjoyed in 2016.
“In line with the repositioning strategy of the Group for better performance, the key drivers of the performance include increase in income from our non-banking activities, lower impairment charges from the Bank and its subsidiaries, and improved operating efficiencies through more pervasive use of technology.”
Mr Ibe further said in his reaction that, “In November 2017, FCMB completed the acquisition of an additional 60 5 percent stake in Legacy Pension Managers Limited, which increased FCMB’s stake from 28.2 5 percent to 88.2 5 percent, thereby making Legacy a subsidiary of FCMB.
“The acquisition helps achieve further diversification of service offerings and, consequently, earnings within the FCMB Group, which will be felt from the 2018 financial year.”
“FCMB Microfinance Bank Limited, the Group’s dedicated group lending and financial inclusion vehicle, commenced operations as a state microfinance bank in January 2017.
“The business will be the key driver of FCMB’s informal and agricultural sectors (particularly small-holder farmers) drive across the country. These two sectors account for over 40% of the country’s gross domestic product (GDP),” he added.
“Following these developments, FCMB Group Plc’s operating companies are now divided along three business groups – Commercial and Retail Banking (First City Monument Bank Limited, Credit Direct Limited, FCMB (UK) Limited and FCMB Microfinance Bank Limited); Investment Banking (FCMB Capital Markets Limited and CSL Stockbrokers Limited); and Asset & Wealth Management (Legacy Pension Managers Limited, First City Asset Management Limited and CSL Trustees Limited),” Mr Ibe noted.
The bank’s spokesman disclosed that “barring any unforeseen circumstances, we see improved operating performance in 2018 based on the improving macro-economic and capital markets environment, declining cost of funds for the bank, and the growing contributions of asset and wealth management following last year’s acquisitions.”
Can you explain to us exactly where you are going with this report? I have worked with a tier one bank and I can tell you for free that there are worst fraud running into billions committed in all banks in Nigeria. If you are dissatisfied with their services I will advice you shut down your relationship and move away rather than to resort with cheap blackmail.
oooduancalmdown: Niger-Area. Ilu eshe. Poor country. Nigeria should be split. Oodua/Yorubaland Repubic for West. Biafra Republic for East. Arewa Republic for North
You must be very sick upstairs for saying benue people are lilly-livered. Do you think Invaders announce or give time when attacking? Just pray such calamity won't occur in your community.
Travel / Re: Breathtaking Waterfalls In Nigeria by pokipoki: 5:42am On Jul 13, 2018 
. Dm pour am Holy water 