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Nairaland Forum / Nairaland / General / Business / See How I Was deceived By Loan App Agent (52165 Views)
Data Breach By Loan Apps: FG To Protect Nigerians / Modified - Daylight Robbery by LOAN APPS / What Will Happen If One Fails To Pay Back Loan From Loan App? (2) (3) (4)
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Re: See How I Was deceived By Loan App Agent by Yusufisraelj(m): 7:15pm On Jul 14, 2023 |
Promotions: I'm telling you |
Re: See How I Was deceived By Loan App Agent by Adikij(f): 8:04pm On Jul 14, 2023 |
sweerychick:please how does someone check that |
Re: See How I Was deceived By Loan App Agent by MichaelSokoto(m): 8:16pm On Jul 14, 2023 |
ArcSEMPECJ:Lcredit dem show u peppe sef dat year shey? |
Re: See How I Was deceived By Loan App Agent by MichaelSokoto(m): 8:33pm On Jul 14, 2023 |
otijah:d number dat ends wit 980, see d pix of d werey agent below
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Re: See How I Was deceived By Loan App Agent by DrDunamis(m): 8:50pm On Jul 14, 2023 |
obembet:Take them to court na |
Re: See How I Was deceived By Loan App Agent by Ennythong2(f): 8:56pm On Jul 14, 2023 |
fourboys: Amen š |
Re: See How I Was deceived By Loan App Agent by Austeeenxx: 10:00pm On Jul 14, 2023 |
Newcredit don suffer for my hand. Kobo dem no go see š 1 Like |
Re: See How I Was deceived By Loan App Agent by emmysoftyou: 2:39am On Jul 15, 2023 |
steeltrust:follow this point and they would back off ... The guy made mistake to paid them the real money without negotiating further. 2 Likes |
Re: See How I Was deceived By Loan App Agent by MichaelSokoto(m): 3:00am On Jul 15, 2023 |
travismacoy:Don't pay dem SHINGBA! pls gimme Lcredit agent number lemme deal wit dem small! 1 Like |
Re: See How I Was deceived By Loan App Agent by rolexino(m): 6:47am On Jul 15, 2023 |
They are everywhere. Fraudsters and online loan app robber's The same here I applying for 15,000 , they were to removed 1k for interest in a period of 7days To my surprise, I received alert of 8,400 I went back to check loan details I was surprised to see that image details Immediately, I returned the money to their account I chatted them and up till now , they never responded to the chat I am waiting for them If you're the shaky shaky type, Nigeria loan app is not for you You have to be firm like a lawyer, when dribble you to one side, you need to have the courage to stand them. It seems there are thieves among them 1 Like
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Re: See How I Was deceived By Loan App Agent by MichaelSokoto(m): 9:09am On Jul 15, 2023 |
rolexino:u jez let go free moni wey u 4 take flex weekend, carry like 2-3 banny, roll small colos join! |
Re: See How I Was deceived By Loan App Agent by Adefemimoraks(m): 10:04am On Jul 15, 2023 |
nedekid:There's this credit report on carbon app It is showing there 1 Like |
Re: See How I Was deceived By Loan App Agent by Adefemimoraks(m): 10:09am On Jul 15, 2023 |
Majesty7:I'm not sure about this I checked from carbon credit report I was surprised to see their loan app name with the yeye interest default It was even lesser than the one on their main app |
Re: See How I Was deceived By Loan App Agent by nedekid: 10:15am On Jul 15, 2023 |
Adefemimoraks:Thats true oh. When I used carbon few years ago, they had about 3 credit rating agencies on the app. 1 Like |
Re: See How I Was deceived By Loan App Agent by MichaelSokoto(m): 10:31am On Jul 15, 2023 |
Adefemimoraks:Carbon offers their customers once in a month free monthly genuine credit report cos it's never free if u go about it independently. I urge all who have ever taken any loan at all to download their app & register on it. 1 Like |
Re: See How I Was deceived By Loan App Agent by SavageResponse(m): 11:13am On Jul 15, 2023 |
Nasri100: Would you have lent him the money if he had come to you? |
Re: See How I Was deceived By Loan App Agent by Nasri100(m): 11:21am On Jul 15, 2023 |
SavageResponse: I have borrowed money to many people in my life. No problem. If he was my friend I could have. If I don't have funds I will ask him to borrow from a CBN verified Commercial Bank as I stated in previous post. I hope I answered your query? |
Re: See How I Was deceived By Loan App Agent by SavageResponse(m): 12:33pm On Jul 15, 2023 |
Nasri100: You have given me a politically correct answer but you and I know that in real life you would not have lent him the money because everyone knows that Nigerians are problem debtors |
Re: See How I Was deceived By Loan App Agent by Nwanna2588: 12:44pm On Jul 15, 2023 |
Adefemimoraks: Guy, you have just educated me today! It is real 1 Like |
Re: See How I Was deceived By Loan App Agent by Nasri100(m): 12:46pm On Jul 15, 2023 |
SavageResponse: You and I don't know anything. You don't know me. I don't know you. You might have had bad experiences with "problem debtors". That's on you. I haven't had such experiences. Maybe our circle of friends are different? And if Nigerians are problem debtors maybe the state of the country is forcing such predicament, don't you think? |
Re: See How I Was deceived By Loan App Agent by Majesty7: 2:56pm On Jul 15, 2023 |
Adefemimoraks: That is not reporting your bvn. It is your credit score. It will affect your future borrowing. However you can clear it up if you like. It doesn't affect you opening account or doing your normal transaction. You know how many Nigerians on CRC defaulters list? 1 Like 1 Share |
Re: See How I Was deceived By Loan App Agent by Adefemimoraks(m): 6:18pm On Jul 15, 2023 |
Majesty7:Now you tell me that's not a problem How do I remove it It was placed in a fraudulent way in the first place As a student, who knows what may happen next 1 Like |
Re: See How I Was deceived By Loan App Agent by Majesty7: 6:43pm On Jul 15, 2023 |
Adefemimoraks: Nothing. Just pay when you are ready. Most reputable finance organization won't kill you for that meagre amount. They can advice you to pay up or they absorb it for you. Not to worry. Government will soon ban them |
Re: See How I Was deceived By Loan App Agent by Nwanna2588: 7:12pm On Jul 15, 2023 |
Majesty7:Your advice is good but where the problem lies is that of denying access to secure another loan. With the delay, some of them can block a borrower from securing a loan until the one on ground is cleared 1 Like |
Re: See How I Was deceived By Loan App Agent by Majesty7: 11:21pm On Jul 15, 2023 |
Nwanna2588: Nobody can deny you access to loan. Seek loan elsewhere. Most of these online loan app knew they are operating a high risk business that is why once they are aware that one person has defaulted, they will be careful to give you loan. That shouldn't stop you from approaching commercial or even micro finance. Those ones will give you loan |
Re: See How I Was deceived By Loan App Agent by Majesty7: 11:23pm On Jul 15, 2023 |
rolexino: Can you just imagine? |
Re: See How I Was deceived By Loan App Agent by Lajet: 5:01am On Jul 16, 2023 |
The government are the one to be blame, they are only threatening the criminal loan app without taking actions. If the government has dealt with one or two criminal loan apps by now, they would have to stop invading people privacy. But the criminal loan app have found out that the government are only making noise. Google said on March that loan app will stop having access to people contact and photo, but the criminal loan app still access it |
Re: See How I Was deceived By Loan App Agent by Lajet: 5:05am On Jul 16, 2023 |
If the activities of the loan app providers have been found to constitute a breach of the countryās data protection law. Why have the government not prosecute them, are they above the law? Data protection concern The activities of the loan app providers have also been found to constitute a breach of the countryās data protection law. According to the National Commissioner of the Nigeria Data Protection Commission (NDPC), Dr. Vincent Olatunji, many digital lenders in the country have been reported for breaches and are currently under investigation. Section 35 of the Nigeria Data Protection Act, which was recently signed into law by President TInubu, states that a data subject (individuals whose data are being exploited) has the right to obtain from a data controller, without constraint or unreasonable delay confirmation as to whether or not the data controller, or a data processor operating on its behalf, is storing or otherwise processing personal data relating to the data subject, and where that is the case the subject has the right to know The purposes of the processing; the categories of personal data concerned; the recipients or categories of recipients to whom the personal data have been or will be disclosed in particular, recipients in third countries or international organizationsā¦ā None of these is being complied with by the loan app providers as of now. |
Re: See How I Was deceived By Loan App Agent by Lajet: 5:09am On Jul 16, 2023 |
Meanwhile, in Ghana a joint operation by the Bank of Ghana, Cybersecurity Authority, Economic and Organized Crime Office and the Data Protection Agency led to the arrests of over 420 illegal loan app operators recently. This comes just about a month after the Bank of Ghana put out a list of 97 of such illegal loan apps and warned the public to desist from dealing with them. Indeed, several of them are listed on the Google Play Store and quite a number of them use both Ghana and Nigeria phone numbers, indicating that they may have their head offices in Nigeria. Their modus operandi is not different from how they operate in Nigeria. They pry into customersā privacy and embarrass them to everyone in their contact list and also threat to leak private pictures because at sign on, customers give access to everything on their phones without realizing it. Following the mass arrests in Ghana, it is now time for regulators in Ghana to collaborate with Google to delist these apps from the Google Play Store. |
Re: See How I Was deceived By Loan App Agent by Lajet: 5:17am On Jul 16, 2023 |
The Chief Executive Officer of the Federal Competition and Consumer Protection Commission (FCCPC), Babatunde Irukera claimed that he have registered 180 loan company why did he keep on threatening them without taking actions. It's either he is incompetent or there is something he is not telling Nigerians. Are the loan sharks above the loan. Why are they violating the law of the country without any single action from the government, only threats. Most of this loan shark charge 45% To 50% interest in 6 to 7 days that means if you take 50000 naira loan you will pay 75000 naira in 6 to 7 days what kind of business will you do in 6 to 7 days to make the money The government are not telling Nigerians the truth, the reason they have not prosecuted any of this loan shark. |
Re: See How I Was deceived By Loan App Agent by MichaelSokoto(m): 5:26am On Jul 16, 2023 |
Majesty7:Govt will ban a legit financing coy? Hw do u think d US, China and other top con3s ginger their citizens to build up their respective economies? |
Re: See How I Was deceived By Loan App Agent by MichaelSokoto(m): 5:32am On Jul 16, 2023 |
Majesty7:u are mixing everything all up! LOAN SHARKS LIKE LCREDIT, SUPER LOAN, SOKO LOAN ET AL ARE ALL DIFFERENT FROM LEGIT LOAN COYS LIKE FAIRMONEY, CARBON, MIM, AELLA, BRANCH, RENMONEY, NEWEDGE, ZEDVANCE E.T.C do ur research! |
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