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Respect80's Posts

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Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 2:45pm On Apr 18, 2023
MasterJayJay:
There is nothing wrong with the transaction. All banks do reversal if the transaction doesn't deliver to the recipient.

Your carelessness caused it..You didn't get any alert neither did your balance reflect it.

Banks cannot reverse money that has already reflected in your account, unless in special cases like wrong account number being credited. This even takes longer.

So what then is the essence of the mobile banking as a whole if a successful transfer which a transaction receipt has already been generated for can be reversed to the sender. Why show successful and having the receipt generated if for any reason there is no guarantee that the sender's bank has debited the money from their customer's account and sure of crediting the money to the recipient's account?
Let's stop being archaic and primitive, this is the 21st century ffs. UBA has no right to refund a money which their customer consciously paid for goods to their customer after showing that the money has successfully been transferred to the recipient.
This is not a failed or pending transaction, this is also not a mobile wallet issue or a forged receipt or fake credit alert. I'm talking about a successful mobile app transfer with a receipt and a transaction reference.

2 Likes

Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 2:36pm On Apr 18, 2023
Berrityga:
You can also take the information to any uba branch and have his account frozen. But first you need a police report.
Ok, I think I will try out this option too to see if it's feasible. I just don't want him to go scott free.
But I'm still surprised why a successful transfer which the receipt has been generated will be reversed to the sender after some time. I have been mentioning CBN on twitter to draw their attention to this fraudulent act by UBA.
If it was a pending or failed transaction, it would have been understandable but in this case, the transaction was successful and the receipt was generated.
If not that our society abets crime, it shouldn't be such a hectic task to unmask all this petty criminals. It will just be a matter of taking his name, the receipt of the transaction and phone number to the bank then his address, photo and other details will be revealed immediately. But no, our society hates transparency because 70-80% of the population are only able to make ends meet and live extravagantly through one crooked means or the other.

1 Like

Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 1:30pm On Apr 18, 2023
Enskynelson:

I disagree still. When we keep giving excuse for scammers to go Scot free, we are indirectly encouraging them. I understand all you said. But we need not give up like that because that will give him the confidence to try this next time on someone else.
The fee may not be as much as they have estimated. Try and find out yourself.
I agree with the bolded statement but already asked how much it would take to actualize this and I was told just the tracking fee was around 20k then to raise a petition that can be acted upon in the shortest possible time is around 40-50k that's almost 70k. If the culprit is finally apprehended, the police will still demand some monetary appreciation for doing their job. All this makes it look like someone is busy chasing a wild goose

1 Like 1 Share

Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 1:07pm On Apr 18, 2023
Enskynelson:
Man, 200k gone just like that?
I have experienced same severally with my accounts... Access Bank, and UBA. I don't think it's an issue specific with UBA alone. The peak of all these issues was during their fake cashless policy forced on Nigerians.

The next step is to look for how to retrieve your money. You will need a police statement and u may need to go to court before going to the bank. You have his phone number and that failed transaction details you have can be the way forward.

Some of us are not so different from the guy who is running away with your money. The only reason some don't steal is because they are sure they will be caught. What if u can take those millions and no one will ever catch you, will you still steal?.
Exactly what someone told me. However, the financial implications the process might involve might make the whole process not worth it and that is why crime keeps thriving in nigeria. This is not like a civil case where you go to station, pen down your statement and lead the police to the culprits address for him to be picked up. Which means that matter must be reported in the form of a petition and the police will start demanding money for tracking the criminal and mobilization fee. You might end up spending 60-70% of what you've lost.
That is how the nigerian police system is.

5 Likes 1 Share

Crime / Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 12:31pm On Apr 18, 2023
Sometimes I wonder if our society prioritize the idea of curbing digital and financial crime or they actually create an enabling environment to abet such crimes.
Amidst this naira scarcity which still persist to some extent in various areas, it will be an understatement to say that our banking system failed woefully if we're to judge by their performance throughout the naira crisis till date.
I wish to bring to everyone's attention that the United Bank for Africa (UBA) is more of a criminal organization that one has to be careful with while dealing with their customers because there's a high chance of one getting into trouble due to the lapses from their back-end.
UBA bank is one of the banks which a successful mobile transfer from their customers can easily be reversed to the customer after business has been transacted and the customer is gone.

My experience
I was at our shop when a customer came in to make some purchase of goods to the tone of almost 200,000. He tried to pay with card but the machine couldn't read his card so we opted for the option of transfer which he did using the UBA mobile App in his phone. I saw him did the transaction and he it was successful. I waited for the alert to drop after a few minutes but it didn't. I now asked him to share the receipt of the transaction with me but he suggested I should just snap it from his screen since his colleagues were already calling on him which I did. I snapped the receipt containing the transaction reference, sender's name, recipient account number and bank, name of sender and date then we exchanged contact which I dialed the number to be sure that the number was active and inside his phone. After checking my account with my first mobile app severally and not seeing the money, I now decided to send 1,000 naira from my OPAY account to my First bank account to see if that will trigger both alert to drop but still, I also didn't get the alert for the 1,000 I did so I symply assumed First bank was probably having credit alerts issues so I was calm and didn't bother to disturb him only for me to hear my phone ringing and it was the customer calling, I picked the call and he told me that the money had been reversed to him and that boosted my confidence somehow so I imagined he couldn't have been a fraudster then I asked if I should send another account number and he agreed then I sent my fidelity bank account. Then I started calling him to confirm if he had received the message but he didn't pick. I kept calling at intervals for six times and later sent him a text then he called me back telling me that he had seen the account I sent that his mobile app was just having network issues that I shouldn't worry.
Then when we were about to close, I decided to ask him about it again but his line was no longer reachable and his call was already forwarded to a non existence number. Till this moment, I haven't been able reach the customer neither did he call me.
Thanks to UBA bank who will reverse a successful mobile transfer to their customer after business must have been transacted.
If I hadn't had this experience with my kid sister who owns a UBA bank and did a 10k transfer to me which showed successful and she was debited but which was later reversed to her, I would have assumed that the customer must have used a cloned mobile app to defraud me but no, that is how UBA operates. They can reverse a money transfer to their customers after it shows successful with transaction receipt generated.
I'm just down right now, don't know what to do cos I don't have such amount of money to repay my boss.

1 Like 2 Shares

Romance / Re: Say No To Porn Video On Phone by respect80(m): 8:48am On Mar 25, 2023
UYEMDO35:
I got an urgent call and i left my phone at home on getting to were I was going, l later discover that I didn't go with my phone......
On returning home the were everyone at home were looking at me was kind of strange... I never knew my younger brother knows d pin on my phone... I was kind of shocked when he told me that mum wanted to make an urgent call and she has no airtime
on her phone so dey decided to make use of my phone.... I don't even know what prompt my younger brother to open my (vault) how he got the password of my phone is still strange to me....
Immediately he got access to the (Vault) he open all d porn video and shouted as soon as he saw it..... That prompt and called the attention of everyone and now everybody are on my neck.

My brother don spoil my package....... Me that dey all know as Pastor.

Though! I don't watch porn video, it has been on my phone for long perhaps I even thought I deleted it.

Right now, am still looking at my brother, I don't even know what to do to him.....



Something you should have pretended to be deaf and dumb when they asked you undecided
Or simply tell them them your phone has fault and those videos keep downloading themselves even after you delete them
Politics / Re: Ekiti Ex-Deputy Governor Egbeyemi Dies At 78 by respect80(m): 11:00pm On Mar 18, 2023
ignis:
May his soul rest him peace.

He's gone to a place where everyone is equal irrespective of position or class.
You have never been there so how do you know?
Politics / Re: Peter Obi Pays Condolence Visit To Pastor Adefarasin Over Mom's Death by respect80(m): 7:45am On Mar 16, 2023
IyaebeTheGreat:
Loser, he thought religion and tribalism will fetch him presidency but he got a shocker. The way I hate this man ehnnn. RIP to the deceased
Eyahh grin
You hate him so much but he's not even aware
Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:48pm On Mar 14, 2023
kebliss:
I started my application at about 1AM, after much battle, I was able to proceed to the biodata page, I inputted my info and uploaded all necessary documents, on clicking "save and continue" the error prompt message of "you hit the rate limit because of too many requests" is was I got.
I tried over 30 times but still same error, mind you the time is now approaching 3 AM so I decided to go back to sleep while leaving the page and my data ON, woke up about 6AM and made few attempts, finally! it was submitted, i quickly downloaded the application page and guarantors form.

You need patience

Thanks. I will keep trying

1 Like

Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:44pm On Mar 14, 2023
JackDaAlienz:
I know one PH guy that smokes a lot
Now he is doing NDLEA work grin grin

They arrest huge amounts of weed
Then he takes some home to enjoy grin

Very nice work grin

Op, na too many urchins wey wan register for the site na wetin cause the traffic.
No wonder grin
Urchins no go allow person see road grin

1 Like

Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:39pm On Mar 14, 2023
SenatePresdo:
That NDLEA recruitment Portal na scam.

The Politicians must have collected all the slots, and will give their slots to their own people.

You the son of nobody will not be employed, keep wasting your data.
But you can be optimistic and hopeful to apply, na person Use #100 win #1,000,000.
Your luck fit shine undecided

When we tell you guys to vote (employ) good leaders, una say na tribe go dey blind una eyes.

Good or bad, na General market for everybody.
Take am easy, I voted wisely...
Na kwesion I ask, I no kee person grin
Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:35pm On Mar 14, 2023
Guderian:
How did this one reach fp grin grin
Na trek e trek o...
No cash for tp grin

1 Like

Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 11:30am On Mar 14, 2023
CallmeTrinity:
Yes I was able to submit my visa application but seems no new visa interview dates for American Embassy till 2024
Oh, congrats. Wish you luck

12 Likes 2 Shares

Politics / Re: Residents Flee Benue Community Over Resurgence Of Herdsmen’s Attacks, Killings by respect80(m): 11:28am On Mar 14, 2023
OneCandleAway:
Since they voted for APC they should accept whatever comes their way

Until they learn to understand that it is the duty of the government to protect them and if they fail to do that they must be voted out.

I expect them to even stone any APC person that comes to campaign. Just like Amechi said. But no, you decide to reinforce failure and expect me to be sympathetic to you?

Don't be insensitive.
We all know how election is in nigeria. Sometimes the outcome doesn't reflect the true will of the majority.
Now, imagine a Ghanaian mocking the whole nigerian citizens for a misfortune for allowing Tinubu to become the president.
APC should never win Benue. Only INEC know where they manufacture the results they declared

2 Likes

Romance / Re: It Happened Again . by respect80(m): 11:13am On Mar 14, 2023
Anyone with original type C charger for sale?
Jobs/Vacancies / My Experience With NDLEA Portal by respect80(m): 11:11am On Mar 14, 2023
My experience with the NDLEA portal since on sunday which the portal was officially declared opened for application hasn't been a nice one. At some point the site won't open at all. I waited to see if the traffic load would be minimal at midnight but I kept trying to no avail.
The annoying thing is that the malfunctioning of the site always happens after you have finished entering your details and uploaded your credentials. Once you try to save your application to move to the next part, they will simply display a notification that "you hit the rate limit because of too many requests." Please try after some time.
I kept trying and uploading my credentials but I finally gave up after going through the process for more than 15 times to no avail.

Has anyone been able to apply successfully?
If yes, please share your experience with us.
Is there a specific browser that works better for the registration? Please be kind to share some ideas here.
Thanks 🙏

14 Likes 3 Shares

Politics / Re: INEC Cancels Seven Poling Units In Kogi State by respect80(m): 5:04pm On Feb 25, 2023
Jack500:
Is still a win for APC, because those units are polling units that APC is not strong before.
Then they should have allowed a peaceful process so that APC can win in peace.
Abi na Labour Party thugs?

1 Like

Politics / Re: Datti Baba-ahmed Votes In Kaduna by respect80(m): 12:31pm On Feb 25, 2023
All goodwill men and women in nigeria wish you victory sir...
Politics / Re: Will Tinubu Make The Old Notes Legal Again by respect80(m): 5:38am On Feb 23, 2023
Why should we even be discussing this?
May be because there are more fo.ols in nigeria than human beings.
They should go ahead and take old notes then follow him to Iragbiji to use it as legal tender when Tinubu finally lose the election...

4 Likes

Sports / Re: Sowore Attacks Datti For Bowing To Greet Tinubu And Calling Him Uncle .. by respect80(m): 5:35am On Feb 23, 2023
According to the legends, "Tinubu will NEVER be Nigeria's president" but that doesn't rid him of his elderly status so it's still OK to cut him some slack.

198 Likes 12 Shares

Education / Re: Erekaa Naomi Dooshima: Missing Benue University Student Found Dead by respect80(m): 5:24am On Feb 23, 2023
Aremwayne:
Wtf. I dated this girl one time like that
What an achievement

12 Likes 2 Shares

Crime / Re: Don’t Do Crystal Meth : My Experience by respect80(m): 7:28pm On Feb 22, 2023
seanwilliam:
. grin I no Dey drink I no Dey smoke , I no Dey bet , I no sabi drug but my addiction worstz





Na soapy



Hot ebony milf threesom3
If I’m finding it hard to sleep, if I don search for the bolded , soon as I cûm I go sleep like goat .
grin

Infact , I have more than 80 tabs opened on incognito.
All na big black booty three some video grin


Girls don see Shege for my hand, I don practice all the skills on Xvideo finish on them grin

😂
Abeg how much you buy this kind courage?
Shey na because here na faceless forum?? grin

7 Likes

Car Talk / Re: Please Help Ford Escape 2002 Model by respect80(m): 1:28pm On Feb 18, 2023
nurey:


2002 to 2004 was 2.0L engine for 4cylinder
2005 to 2007 was 2.3L engine for 4cylinder
2002 to 2007 had 3.0L v6 engine in all.

If yours is a 4 cylinder then you will need some modifications before the 2005 engine will work including replacing ECU, mounts, throttle body etc.
Thank you very much for this response. Let me communicate with our mechanic. God bless you sir
Politics / Re: No Political Figure Has Disgraced Nigeria Internationally Like Tinubu by respect80(m): 6:23am On Feb 18, 2023
Legend says Tinubu will never be president of Nigeria so let's not worry about that ✊

1 Like

Politics / Re: PDP G5 Lost Ambition by respect80(m): 6:14am On Feb 18, 2023
Well
Car Talk / Please Help Ford Escape 2002 Model by respect80(m): 6:10am On Feb 18, 2023
So our FORD ESCAPE 2002 model needs an engine replacement but it seems difficult to get the engine presently so a mechanic advised we should purchase the FORD ESCAPE 2005 model engine instead so I'm curious to know whether to follow this advice or not. So car gurus or anyone with experience on this matter should please advise.
Thanks

Politics / Re: Violence In Rivers: Diobu, Mile 1 In Chaos Over Naira Redesign Policy by respect80(m): 11:16am On Feb 17, 2023
Too bad
Politics / Re: Deji Adeyanju Explains Why He Criticizes Peter Obi by respect80(m): 6:27pm On Feb 15, 2023
Many are truly maddddddddd
Politics / Re: Difference Between Peter Obi Presidential Rally And Tinubu Rally In Lagos(photos by respect80(m): 7:29pm On Feb 11, 2023
Hopium:
Something is really wrong with obidients.

You guys should be ashamed, tbh. Seriously, this isn't the time for bants. Let's be honest with ourselves.

In what world do you think you can defeat Asiwaju in Nigeria, talkless of Lagos? You guys overhyped yourself with social media noise and blinded yourselves to reality. Forget all the jamboree, psquare performance, Alaba display; una flop big time.

Lagos was meant to be the climax of the Peter-Datti campaign; your Ebonyi rally was better than today's show of shame 10x. You're going to lose a big chunks of undecided votes and voters already in your camp who just want to vote candidates they think will win for the bragging right.

The most painful thing is that reality still hasn't dawn on you. Obidients had a lot of fun at TBS today, no argument - but that's the only positive they're taking home forgetting they've proved they don't have the number to own Lagos or displace city boy. When people say Obidients are all about hype and vibes, una go dey deflect. I was there today - majority there were more concerned about IG reels and twitter videos to gain clout on SM. When the old guard say you're not ready, don't argue with them.

Lagos was meant to be stronghold of the obi movement. What a shame!

Una flop at ABJ last few days and the excuse was that your members were at work; that why the rally was scanty. Today nko? Today is sha Saturday and Lasgidi has the highest number of social media users in Nigeria. So what was the problem?

TBS has a capacity of 50,000; the population today plus the Igbo traders of Alaba was barely 10% of the capacity. For Lagos oooo. So una no fit get 50,000 people to fill TBS on a Saturday but are saying LP will win Lagos? Na that Gbadebo boy I pity - remove the Obi fan craze and what's left for him as voters strength is nothing. But sha that one na guy man. He's also catching cruise.

Is it delusional or denial? - they're still jumping up and down saying they will chase Aiswaju away from Lagos.

I think it has been put to rest that structure matters in politics. But being the stubborn collective that they are, they will still argue. Your beating and disgrace is waiting on 25th.

Even Sanwo-Olu rally at Onikan today by Lagos waste workers only was better than theis oversized TBS show x2.

Obidients, make una dey shame small small.

Meanwhile, Tinubu will be ending his political rally in Lagos .
Atiku will be ending his Political rally in Adamawa.
Even Sowore is ending his political rally in Ondo.
Only the fraud among them cannot go and end his rally in Anambra, he will be ending it in Lagos.
I stopped reading @bolded...
Sorry to say but you need a brand new head
Pets / Re: A Nigerian Dog Trainer Commands His Dog In Yoruba Language (Video) by respect80(m): 5:53pm On Feb 07, 2023
Nwadu:
This is different
I will make a down payment for this dog.
But the dog is just like a town hall different....
Politics / Re: Naira Redesign Causes Hardship For Troops Fighting Boko Haram — Ndume Laments by respect80(m): 7:57pm On Feb 06, 2023
How about the criminals and terrorists, are they not affected or halted from carrying out their vices due to scarcity of the new naira notes?
Look for another format abeg because this one you are using is a two way thing. The criminals are also affected 😂
Family / Re: How Many Kids Do You Still Wanna Have? by respect80(m): 5:18pm On Feb 06, 2023
englishmart:
Two kids maximum. I can't afford to have kids littered everywhere with little or nothing with which to give them valuable lives. Our parents erroneously thought that having many children would increase the chance of one of them making it, not knowing that the less quality of lives they got, the less likely they were to make it. One quality child like Joyce Onyemuwa or Chimamanda Adichie, is better than 6 low-live urchins. I don't mean agbadorian urchins o

grin
Agbadorian urchins will still come for u cheesy

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