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Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 2:45pm On Apr 18, 2023 |
MasterJayJay:So what then is the essence of the mobile banking as a whole if a successful transfer which a transaction receipt has already been generated for can be reversed to the sender. Why show successful and having the receipt generated if for any reason there is no guarantee that the sender's bank has debited the money from their customer's account and sure of crediting the money to the recipient's account? Let's stop being archaic and primitive, this is the 21st century ffs. UBA has no right to refund a money which their customer consciously paid for goods to their customer after showing that the money has successfully been transferred to the recipient. This is not a failed or pending transaction, this is also not a mobile wallet issue or a forged receipt or fake credit alert. I'm talking about a successful mobile app transfer with a receipt and a transaction reference. 2 Likes |
Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 2:36pm On Apr 18, 2023 |
Berrityga:Ok, I think I will try out this option too to see if it's feasible. I just don't want him to go scott free. But I'm still surprised why a successful transfer which the receipt has been generated will be reversed to the sender after some time. I have been mentioning CBN on twitter to draw their attention to this fraudulent act by UBA. If it was a pending or failed transaction, it would have been understandable but in this case, the transaction was successful and the receipt was generated. If not that our society abets crime, it shouldn't be such a hectic task to unmask all this petty criminals. It will just be a matter of taking his name, the receipt of the transaction and phone number to the bank then his address, photo and other details will be revealed immediately. But no, our society hates transparency because 70-80% of the population are only able to make ends meet and live extravagantly through one crooked means or the other. 1 Like |
Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 1:30pm On Apr 18, 2023 |
Enskynelson:I agree with the bolded statement but already asked how much it would take to actualize this and I was told just the tracking fee was around 20k then to raise a petition that can be acted upon in the shortest possible time is around 40-50k that's almost 70k. If the culprit is finally apprehended, the police will still demand some monetary appreciation for doing their job. All this makes it look like someone is busy chasing a wild goose 1 Like 1 Share |
Crime / Re: Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 1:07pm On Apr 18, 2023 |
Enskynelson:Exactly what someone told me. However, the financial implications the process might involve might make the whole process not worth it and that is why crime keeps thriving in nigeria. This is not like a civil case where you go to station, pen down your statement and lead the police to the culprits address for him to be picked up. Which means that matter must be reported in the form of a petition and the police will start demanding money for tracking the criminal and mobilization fee. You might end up spending 60-70% of what you've lost. That is how the nigerian police system is. 5 Likes 1 Share |
Crime / Why You Should Reject Accepting Mobile Transfers From UBA Bank Customers by respect80(m): 12:31pm On Apr 18, 2023 |
Sometimes I wonder if our society prioritize the idea of curbing digital and financial crime or they actually create an enabling environment to abet such crimes. Amidst this naira scarcity which still persist to some extent in various areas, it will be an understatement to say that our banking system failed woefully if we're to judge by their performance throughout the naira crisis till date. I wish to bring to everyone's attention that the United Bank for Africa (UBA) is more of a criminal organization that one has to be careful with while dealing with their customers because there's a high chance of one getting into trouble due to the lapses from their back-end. UBA bank is one of the banks which a successful mobile transfer from their customers can easily be reversed to the customer after business has been transacted and the customer is gone. My experience I was at our shop when a customer came in to make some purchase of goods to the tone of almost 200,000. He tried to pay with card but the machine couldn't read his card so we opted for the option of transfer which he did using the UBA mobile App in his phone. I saw him did the transaction and he it was successful. I waited for the alert to drop after a few minutes but it didn't. I now asked him to share the receipt of the transaction with me but he suggested I should just snap it from his screen since his colleagues were already calling on him which I did. I snapped the receipt containing the transaction reference, sender's name, recipient account number and bank, name of sender and date then we exchanged contact which I dialed the number to be sure that the number was active and inside his phone. After checking my account with my first mobile app severally and not seeing the money, I now decided to send 1,000 naira from my OPAY account to my First bank account to see if that will trigger both alert to drop but still, I also didn't get the alert for the 1,000 I did so I symply assumed First bank was probably having credit alerts issues so I was calm and didn't bother to disturb him only for me to hear my phone ringing and it was the customer calling, I picked the call and he told me that the money had been reversed to him and that boosted my confidence somehow so I imagined he couldn't have been a fraudster then I asked if I should send another account number and he agreed then I sent my fidelity bank account. Then I started calling him to confirm if he had received the message but he didn't pick. I kept calling at intervals for six times and later sent him a text then he called me back telling me that he had seen the account I sent that his mobile app was just having network issues that I shouldn't worry. Then when we were about to close, I decided to ask him about it again but his line was no longer reachable and his call was already forwarded to a non existence number. Till this moment, I haven't been able reach the customer neither did he call me. Thanks to UBA bank who will reverse a successful mobile transfer to their customer after business must have been transacted. If I hadn't had this experience with my kid sister who owns a UBA bank and did a 10k transfer to me which showed successful and she was debited but which was later reversed to her, I would have assumed that the customer must have used a cloned mobile app to defraud me but no, that is how UBA operates. They can reverse a money transfer to their customers after it shows successful with transaction receipt generated. I'm just down right now, don't know what to do cos I don't have such amount of money to repay my boss. 1 Like 2 Shares |
Romance / Re: Say No To Porn Video On Phone by respect80(m): 8:48am On Mar 25, 2023 |
UYEMDO35: Something you should have pretended to be deaf and dumb when they asked you Or simply tell them them your phone has fault and those videos keep downloading themselves even after you delete them |
Politics / Re: Ekiti Ex-Deputy Governor Egbeyemi Dies At 78 by respect80(m): 11:00pm On Mar 18, 2023 |
ignis:You have never been there so how do you know? |
Politics / Re: Peter Obi Pays Condolence Visit To Pastor Adefarasin Over Mom's Death by respect80(m): 7:45am On Mar 16, 2023 |
IyaebeTheGreat:Eyahh You hate him so much but he's not even aware |
Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:48pm On Mar 14, 2023 |
kebliss: Thanks. I will keep trying 1 Like |
Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:44pm On Mar 14, 2023 |
JackDaAlienz:No wonder Urchins no go allow person see road 1 Like |
Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:39pm On Mar 14, 2023 |
SenatePresdo:Take am easy, I voted wisely... Na kwesion I ask, I no kee person |
Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 4:35pm On Mar 14, 2023 |
Guderian:Na trek e trek o... No cash for tp 1 Like |
Jobs/Vacancies / Re: My Experience With NDLEA Portal by respect80(m): 11:30am On Mar 14, 2023 |
CallmeTrinity:Oh, congrats. Wish you luck 12 Likes 2 Shares |
Politics / Re: Residents Flee Benue Community Over Resurgence Of Herdsmen’s Attacks, Killings by respect80(m): 11:28am On Mar 14, 2023 |
OneCandleAway: Don't be insensitive. We all know how election is in nigeria. Sometimes the outcome doesn't reflect the true will of the majority. Now, imagine a Ghanaian mocking the whole nigerian citizens for a misfortune for allowing Tinubu to become the president. APC should never win Benue. Only INEC know where they manufacture the results they declared 2 Likes |
Romance / Re: It Happened Again . by respect80(m): 11:13am On Mar 14, 2023 |
Anyone with original type C charger for sale? |
Jobs/Vacancies / My Experience With NDLEA Portal by respect80(m): 11:11am On Mar 14, 2023 |
My experience with the NDLEA portal since on sunday which the portal was officially declared opened for application hasn't been a nice one. At some point the site won't open at all. I waited to see if the traffic load would be minimal at midnight but I kept trying to no avail. The annoying thing is that the malfunctioning of the site always happens after you have finished entering your details and uploaded your credentials. Once you try to save your application to move to the next part, they will simply display a notification that "you hit the rate limit because of too many requests." Please try after some time. I kept trying and uploading my credentials but I finally gave up after going through the process for more than 15 times to no avail. Has anyone been able to apply successfully? If yes, please share your experience with us. Is there a specific browser that works better for the registration? Please be kind to share some ideas here. Thanks 🙏 14 Likes 3 Shares |
Politics / Re: INEC Cancels Seven Poling Units In Kogi State by respect80(m): 5:04pm On Feb 25, 2023 |
Jack500:Then they should have allowed a peaceful process so that APC can win in peace. Abi na Labour Party thugs? 1 Like |
Politics / Re: Datti Baba-ahmed Votes In Kaduna by respect80(m): 12:31pm On Feb 25, 2023 |
All goodwill men and women in nigeria wish you victory sir... |
Politics / Re: Will Tinubu Make The Old Notes Legal Again by respect80(m): 5:38am On Feb 23, 2023 |
Why should we even be discussing this? May be because there are more fo.ols in nigeria than human beings. They should go ahead and take old notes then follow him to Iragbiji to use it as legal tender when Tinubu finally lose the election... 4 Likes |
Sports / Re: Sowore Attacks Datti For Bowing To Greet Tinubu And Calling Him Uncle .. by respect80(m): 5:35am On Feb 23, 2023 |
According to the legends, "Tinubu will NEVER be Nigeria's president" but that doesn't rid him of his elderly status so it's still OK to cut him some slack. 198 Likes 12 Shares |
Education / Re: Erekaa Naomi Dooshima: Missing Benue University Student Found Dead by respect80(m): 5:24am On Feb 23, 2023 |
Aremwayne:What an achievement 12 Likes 2 Shares |
Crime / Re: Don’t Do Crystal Meth : My Experience by respect80(m): 7:28pm On Feb 22, 2023 |
seanwilliam: 😂 Abeg how much you buy this kind courage? Shey na because here na faceless forum?? 7 Likes |
Car Talk / Re: Please Help Ford Escape 2002 Model by respect80(m): 1:28pm On Feb 18, 2023 |
nurey:Thank you very much for this response. Let me communicate with our mechanic. God bless you sir |
Politics / Re: No Political Figure Has Disgraced Nigeria Internationally Like Tinubu by respect80(m): 6:23am On Feb 18, 2023 |
Legend says Tinubu will never be president of Nigeria so let's not worry about that ✊ 1 Like |
Politics / Re: PDP G5 Lost Ambition by respect80(m): 6:14am On Feb 18, 2023 |
Well |
Car Talk / Please Help Ford Escape 2002 Model by respect80(m): 6:10am On Feb 18, 2023 |
So our FORD ESCAPE 2002 model needs an engine replacement but it seems difficult to get the engine presently so a mechanic advised we should purchase the FORD ESCAPE 2005 model engine instead so I'm curious to know whether to follow this advice or not. So car gurus or anyone with experience on this matter should please advise. Thanks
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Politics / Re: Violence In Rivers: Diobu, Mile 1 In Chaos Over Naira Redesign Policy by respect80(m): 11:16am On Feb 17, 2023 |
Too bad |
Politics / Re: Deji Adeyanju Explains Why He Criticizes Peter Obi by respect80(m): 6:27pm On Feb 15, 2023 |
Many are truly maddddddddd |
Politics / Re: Difference Between Peter Obi Presidential Rally And Tinubu Rally In Lagos(photos by respect80(m): 7:29pm On Feb 11, 2023 |
Hopium:I stopped reading @bolded... Sorry to say but you need a brand new head |
Pets / Re: A Nigerian Dog Trainer Commands His Dog In Yoruba Language (Video) by respect80(m): 5:53pm On Feb 07, 2023 |
Nwadu:But the dog is just like a town hall different.... |
Politics / Re: Naira Redesign Causes Hardship For Troops Fighting Boko Haram — Ndume Laments by respect80(m): 7:57pm On Feb 06, 2023 |
How about the criminals and terrorists, are they not affected or halted from carrying out their vices due to scarcity of the new naira notes? Look for another format abeg because this one you are using is a two way thing. The criminals are also affected 😂 |
Family / Re: How Many Kids Do You Still Wanna Have? by respect80(m): 5:18pm On Feb 06, 2023 |
englishmart: Agbadorian urchins will still come for u
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