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Ruffhandu's Posts

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Politics › Re: Electricity Act Fallout: GENCOs, DISCOs Rage As States Begin Tariff Cuts by ruffhandu: 8:28am On Jul 22, 2025
SmartPolician:
The worst thing that would happen to any country is to have people who have zero knowledge of how to run a successful business heading sensitive agencies that regulate a critical industry.

If the Enugu regulator thinks that the Discos are overbilling the consumers, why not launch your own company and start giving it for free? After all, there was a time in this country when the government had MTel and we knew what later happened to the state-run telco.
You have a very valid point. I always say it, government has only little to do in terms of dictating price to private businessmen. I always say if they want to help the masses, they should float their own business and compete fiercely.
But like someone replied you, they will be run aground if they do that. But the reason for being run aground is corruption.
A sensible government can fund a company up to 80-100%, then tell them what to charge. That private company will do everything to stay profitable, and yet maintain government policy, so long as the price is fair.
The problem your country has is that the politicians, who happen to be the leaders, are wicked, demonic, corrupt, greedy, oppressive, evil,... you name it. out of 10000 of them, only about 0.2 persons may genuinely have the interest of the people at heart.
Car Talk › Re: Why A Nigerian Professor Would Not Be Able To Afford A Car by ruffhandu: 6:40pm On Jul 18, 2025
adedayourt:
and how did you possibly arrive at this figurehuh?
I'm sure you have gotten answer to this question you asked already. It is called 'Reducing balance' interest calculation.
Car Talk › Re: Why A Nigerian Professor Would Not Be Able To Afford A Car by ruffhandu: 5:24pm On Jul 16, 2025
adedayourt:
Fews weeks ago, I engaged a Marina bank staff about their car loan facility and here is the highlight of the terms

1. Interest rate is 41% p.a
2. Duration of 48months ie 4yrs
3. Additional 2% management fee etc
4. Loan amount is N15million
5. They would provide the dealer I must buy from

By implication, at the end of 4yrs, borrower would have paid 164% in interest aside other charges equivalent to N39.6million principal & interest

It becomes very disheartening when we compare with other clime where one could get 13% interest rate while income could afford comfortable repayment plan.


At this rate, a N500k monthly earner cannot afford a car. Now imagine entrepreneur who genuinely require capital to fund a viable business plan

I am of the opinion that is beyond just the banking system but a widespread failure in the Nigeria system as a whole.

(Images from X user)
Hej, just a minor correction to your analysis.
The obligor will not actually pay N39.6million at the end of the day, but N27.6 million.
Romance › Re: Will I Be Entitled To Half Of My Bf Properties In Europe If We Broke Up by ruffhandu: 5:15pm On Jul 16, 2025
KaLuCh:
LOL. He no marry you, but you think say you go dey entitled to his assets. There is not a single law anywhere in the world that will give you a penny of his.
There is actually, if they live together for a certain period of time in at least a certain country, she is entitled to some 'wifely' benefits.
Travel › Re: The Town Of Love Machine In Canada by ruffhandu: 5:10pm On Jul 16, 2025
marlow1962:
From the few pictures, look at how clean the town of Love Machine is, but we can't boast of a single clean town in Nigeria.
Did you see any other picture other than the one we saw here with you? There is at least one city in Calabar neater than Love Machine.
Politics › Re: Cabal, British Govt Finally Played Last Joker – Kanu’s Brother On Buhari’s Death by ruffhandu: 3:58am On Jul 15, 2025
jmoore:
Nnamdi Kanu wrote an open letter to Biden in 2021, he complained about Buhari.

Why didn't he tell US president that it was Jubril?
Buhari was the official name projected by Nigeria and recorgnised by the world.
Family › Re: She Doesn't Want To Give Birth Because She Wants To 'Maintain Her Shape' by ruffhandu(op): 3:29pm On Jul 14, 2025
eepeepook:
“I will summarize” turned into something too long to read. I’m out.
hahahaha, naija man. oyibo people know una. You should have just watched the video
Politics › Re: This Seems To Be Really Tough Times For Nigeria As A Country. by ruffhandu(op): 6:43am On Jul 14, 2025
franchasofficia:
Hehe, this lady and her video ought to win an award, I laughed out so loud cheesy


I am following you madam, you are good, you are better than most Nigerian TV Presenters we have, hahahahaha



Nlfpmod come and see oh shocked cheesy
Lol. Her focus on Africa makes her a patriotic African queen.
Politics › Re: How Would The Obidients Sell Peter Obi Presidency In 2027? by ruffhandu: 6:42am On Jul 14, 2025
Hehehehehe:
Who dash am mod. Person way due to nairalanders complain S.eun our Senior man here activated block feature grin E sweet me goun.
If you check the screenshot of helinues profile, you'll notice helinues isn't immune to banning grin so no he isn't a mod. Perhaps he is being paid salary by a politician
Then I guess the bolded is the fruth (in tinubu's voice).
Politics › Re: How Would The Obidients Sell Peter Obi Presidency In 2027? by ruffhandu: 7:08am On Jul 12, 2025
SeeWahala:
Mschew undecided all these helinues arguments trap threads seff 😏
That dude seems to be a mod on nairaland and a full time employee, or perhaps being paid salary by a politician
Politics › This Seems To Be Really Tough Times For Nigeria As A Country. by ruffhandu(op): 7:06am On Jul 12, 2025
I watched the video below and I was dismayed. It was actually disrespectful for those guys to act that way while the President was delivering his address. One of the men not only stopped using the conference headphone, he blocked his ear with his private headphone. Shame!

No matter how valueless you think a king is, there is some respect and glory attached to the throne. I think those guys should be shamed and make their countries punish them. And it is even possible those are from countries that are not too far ahead of us.



https://www.youtube.com/watch?v=6IILGRjn3Lc
Politics › Re: “Allow Him Become President For 6 Months" - Morayo Afolabi Brown To Tinubu by ruffhandu: 7:02am On Jul 12, 2025
Okoroawusa:
I believe she is referring to the Chief Waiter.... I will call to come and serve food at my next event.
She is referring to nobody else but Kashim Shettima. Shettima recently sent a message indirectly to his boss, faulting his removal of Fubara as governor.
Politics › Re: Obasanjo Appeal To Nigerians Not To Sabotage Igbo Presidency In 2027 " Reasons" by ruffhandu: 7:00am On Jul 12, 2025
SmartPolician:
Stop saying Igbo presidency; it sounds dumb.

It's not like we hear Fulani presidency and Yoruba presidency.

Say a Nigerian president of Igbo extraction.
Initially I squeezed my face as I read your post, but when I finished it i drew a conclusion that the text was brilliant and unbiased. I salute you.
Romance › Re: Betting, Womanising And Borrowing Addictions: I Lost My Job And Fled by ruffhandu: 3:48am On Jul 12, 2025
tunnyl:
Have you tried God?. He will fill that incomplete hole for you.
You just wasted that line. Can't you see that the guy is not real? he is just catching cruise. Who comes on line to drop such issue the way he just wrote? I am 99.2% sure this story is fake, if it is true, then the person who posted it here is not the protagonist.
Health › Re: Strange Object Inside Ok Cloth Imported From India by ruffhandu: 5:22pm On Jul 09, 2025
ultim:
I saw this item stitched inside one ok cloth supposedly imported from India. I bought it and was curious to check all the pockets But this one was stitched inside a lapel beside the lower pocket. What could it be?
Your country has really sank to the bottom. You mean you guys go to India to import used clothes? You really mean india? Come on! How low have Nigerian descended. Please try and tell any customer who comes to buy that the clothes were from India, please, I beg you.
Health › Re: Strange Object Inside Ok Cloth Imported From India by ruffhandu: 5:20pm On Jul 09, 2025
onome25:
Omo U are made!!!
just show any Indian man that thing & they go carry U meet dangote because na him company Indian full pass🙏🙏
guy remember me incase U don 🕊️ fly out 🤞🙏
Show dangote to do what? Get a job or what? Seems I missed something. Dangote go employ am dey pay am 150k a month. Is that being made?
Or Dangote will leave Indians that took him there and give him half of his wealth just like that? I am really confused at this postulate.
Health › Re: Sex Enhancement Drugs: Expert Exposes Killer Mixtures That Send Men To Early Gra by ruffhandu: 7:32pm On Jul 06, 2025
ManirBK:
https://dailypost.ng/2025/07/06/sex-enhancement-drugs-expert-exposes-killer-mixtures-that-send-men-to-early-graves/
By "...consultant production pharmacist and Deputy Director at the Drugs Manufacturing Unit" does it mean they manufacture drugs in that hole?
Romance › Re: Babe At The Salon Called 4 Men For Hair Money: All Of Them Sent Hair Money by ruffhandu: 7:27pm On Jul 06, 2025
Chilipepper:
Babe at the salon called 4 men for hair money: all of them delivered their ‘polling units’ without stress 😭💅💰 Stan a smart baddie who knows her way!
Hahahahahaha, you said 'babe' instead of 'olosho'. It simply shows she has 3 confirmed paying customers. There are more where that list came out from. Some others bought her gas last week so she wanted to let those breath small. She warms the bed of a man at least 3 days a week. She is a professional, nothing you wan tell me. We know them.
Politics › Re: Throwback: Bola Tinubu Was A Druglord - Reno Omokri by ruffhandu: 7:24pm On Jul 06, 2025
Bmaster:
Reno is a chameleon and so are all politicians.


I am not for the oppressed neither do I support the oppressor

If you think you can't beat them,them join them........🎤
Nej, that word is for people without self-worth and honour. If you can't be them stay away from them, unless you have no shame and you were actually the same with them and was just fighting because the food is not on your side of the table. Nigerian politicians have no honour. FFK seems to be tired of the shamelessness.
Romance › Re: The Problems Of Sleeping With A Married Woman. by ruffhandu: 6:10pm On Jul 05, 2025
Mabuggi88:
Na so. We're just holding ourselves for morality sake and respect for the husband, nothing like consequences. You will do it hundred times and do your normal life business and even as God wants you to.
If it's on traditional ground, I can say yes. In my village a completed man can not even cross the legs of a married woman within the same home town. If you dare do it, you will see the consequences in a short time, no prolonged issues. You will not die oo, but you will be greatly embarrassed by what you have done, nobody will touch or course you, it's just you and gods of the land, in fact people will even distance you until you clease yourself but then you can't be buried in the village again when you die, your grave is already in the forest cemetery
You just contradicted yourself. Or is it that you think your village is the only place where the evil attracts consequences?
Romance › Re: My Recent Encounter With A Lady I Was Introduced To For A Serious Relationship by ruffhandu: 7:47am On Jul 02, 2025
drehdinho:
A lady was introduced to me by a street sister after I mentioned that I was in search of a serious relationship. I gave a clear list of my requirements, among which were that she must be gainfully employed and of good character.

Two days ago, the sister finally shared the contact of the lady she found for me. I was hopeful, thinking she would at least meet 80% of my criteria.

When I initiated a conversation with the lady, I asked about her educational background. She told me she was a secondary school drop-out. I didn’t judge her immediately, I wanted to hear more and not jump to conclusions.

So, I asked what steps she had in mind to upgrade herself. She said she wanted to go into business and gave a rough estimate of ₦3.5 million as startup capital.

Still, I wasn’t discouraged. I told her that if I were to invest in the business, I would hold 60% of the company while she holds 40%. My reason was simple: I wanted her to be accountable and run the business with a sense of ownership.

To my surprise, she rejected the idea. She said she wanted 100% ownership because she is “trustworthy” and that I could observe her for one year to see if she wouldn’t mismanage the business.

I let that conversation slide.

Then, a few days later, during another conversation, I asked her what she was bringing to the table in the relationship. Her response? Just “prayer.” 😂

At this point, I started enjoying the conversation ,not because I was impressed, but because her responses were becoming increasingly ridiculous.

I asked her another question: How much do you think we would need per month to live as husband and wife?
Her answer: ₦1 million.

I asked her to break it down. She couldn’t. She just kept rambling and listing irrelevant things with no clarity or structure.

This morning, she called me via WhatsApp video. While we were talking, the call ended. I tried calling her back, but the video didn’t connect. I noticed she was typing, so I waited.

Next thing I saw was: “My data got exhausted.”

From the very beginning, I knew I was way above her standard , intellectually, financially, and in life exposure. But I decided to subject her brain to an intelligent conversation to prove a point: most of these broke ladies have absolutely nothing meaningful to offer.

To my fellow hustling men who have sacrificed and worked hard to become something in life , please don’t settle for women like this. Look out for women who have built themselves to a meaningful stage in life.

I have two degrees. I’m a lawyer. And here is a lady, a secondary school drop-out , who thinks, in her oblivion, that she can hook a man of my calibre.

I called the sister who introduced her and clearly told her never to bring such people my way again.

I know how this kind of story ends: you help them build a life, and the moment they start seeing a little change, you’ll see their true colours. Many of them think the only thing they need to offer in life is their body.

I’ve cut off communication with her already, and I’m planning to block her on WhatsApp.

Her unreasonable thought process completely turned me off. So many ridiculous ideas. It’s just mentally exhausting.
My brother, there is no 'calibre' nothing here. Two of you can tangle. When you decided to contract another person to search for a life partner for you, I no see any calibre there. If her contribution is prayer, and you truly need prayer, and you cannot offer prayer, don't you see you are a perfect match_ Those 2 degrees you hold will be dwarfed in the presence of some other lady, whose 'calibre' will be on another level, and then your prick will start rising and desiring her.

Let me advise you, as you work in life, think not too highly of yourself for what a man has worked so hard to build in 20 years can crumble under 24 hrs. You know what you want in life, if you meet a potential partner who doesn't fit, just walk. Don't disparage her, don't use yourself as a standard for you are no where close. Life na per head. If it works for you, fine. But, NEVER THINK TOO HIGHLY OF YOURSELF for when you consider life critically, sometimes a secondary school drop-out may be better off than a PhD holder, it depends on a lot of factors.
Politics › Re: Man Uses Oracle To Predict "Nigeria’s Next President" (Video) by ruffhandu: 7:35am On Jul 02, 2025
He has done his marketing and has put out his number, gullible people will start patronising him now, just like they are still patronising Jeremiah omotofunfuyini. Only dumb people will think the trick is hard to pull off.

Let him go to a market square and make the rope stand on its own like a stick and let the calabash glide up and down let's check. Nonsense!
Politics › Re: Tinubu Proposes Visa Waivers, Scholarships For Eastern Carribean States (Video) by ruffhandu: 7:59am On Jul 01, 2025
obi4eze:
angry

This man is a clown.
He hasn't even given scholarships to Nigerians but wants to give to a country with less than 500k people.

He never talk true wetin him go find there but the future will tell, and if you put 1 and 2, you will understand.
My brother, I am surprised all who commented before you are speaking like his minions, nobody even thought about the headlines, they are only after defending the fact that he actually went there to award scholarships while many of the people he is leading can't even afford to finish secondary school. Tufiakwa! Before a man will go outside and declare free food for outsiders, he must first be able to, after feeding his family with good food, give them extra pocket money for maintenance. If not, that man is nothing but an infidel.
Politics › Re: I Regret Supporting APC — Rapper, MI Abaga by ruffhandu: 5:11pm On Jun 30, 2025
We don't care about your regrets. Carry your regret enter your village. You all gonna learn
Family › Re: If You Find Your Wife Doing This: What Do You Do? by ruffhandu: 10:54am On Jun 30, 2025
DitariIzon:
My wife is an introvert that don't love social life and I'm an extrovert that love social life and it's frustrating me.
She doesn't like parties or gatherings. She like inside house too much.
What can I do
You didn't know she was introverted before you married her? Or you have come here to ask us how you can recover palmwine that was poured out on a dry desert soil?
Travel › Re: Ikeja Along To Computer Village — Unfiltered Photos Inside by ruffhandu: 10:51am On Jun 30, 2025
2Ways:
Looking great.

But it's like no trees in Lagos abi na una no dey snap am?
Looking great? This? Please what makes the look great? Just asking.
Politics › Re: Lalude: MC Oluomo Promised Us ₦1.5M Each For Tinubu’s Campaign But Paid Nothing by ruffhandu: 12:45am On Jun 30, 2025
Foolish old man, you sold your right to choice for 1.5m, a whole you. I spit on your career. And you are shameless enough to come out to say this? If I were Oluomo I will arrest you and sue you if the police eventually release you for defamation. Then you must provide proof to this else you will be jailed for this blatant blasphemy against a noble man.
Christianity Etc › Re: First All Female Crew Into Space Proves Wisdom Of Biblical Sexuality(Photo) by ruffhandu: 8:17pm On Jun 29, 2025
Hushpuppy20:
You will not understand but when they say all lesbian, bisexual and gay travel out to space you will be jumping and clapping.
THE NEWS NO MAKE ANY SENSE AT ALL, MAKE UNA TALK IMPORTANT THING
Christianity Etc › Re: First All Female Crew Into Space Proves Wisdom Of Biblical Sexuality(Photo) by ruffhandu: 12:39pm On Jun 29, 2025
SlavaUkraini:
I can see you don't gerrit.

Since you didn't gerrit, then forget about rit...
Na so my brother, e no pass like dat. Wetin person go do na
Christianity Etc › Re: First All Female Crew Into Space Proves Wisdom Of Biblical Sexuality(Photo) by ruffhandu: 8:49am On Jun 29, 2025
SlavaUkraini:
Don't ask Nairaland members for contact details (email, phone, bbpin) or investments.
bbpin? You mean blacberry pin? Blackberry still exists?

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