₦airaland Forum

Pipedreams that year,you dey worry sha.

So like the topic suggests,how does a person find this because I've been searching for a long time.
Like I feel empty,no clearcut path to genuine peace and fulfilment.
Tired of the things I do or use to do ,I can't go back ,neither do I want to keep being here.Im willing for a change but I see no way.
The monotony is killing me,the risks too and the people I gotta please to stay relevant too isn't helping(everyone around keep telling me to stay where I am and reminding me how lucky I am,yet I am the only one that thinks otherwise) and I'm getting tired,slower and dumber than I use to be and I see a problem if this don't change.But I can't blame myself,I'm tired of all this so the motivation keeps shrinking and it brings up all of this.
And also Nigeria has a great deal of little mind,the chances of meeting that person that'll change your whole perspective is infinitesimal, almost non existent so that is off!
A lot of you might think money will solve all your problems,but it will only be the beginning of your nightmare as a smart and ambitious person that truly wants to be fulfilled and different,who don't want to settle for less.
So,to fulfilled people here,what made you fulfilled and how did you achieve it?Let's talk.

My mom still checking up on me almost daily like I'm still a child,and we always talk at length.
She knows my every affairs and move ,and we make critical decisions in my life and business together(she's very business savvy anyways).
Bailed me out numerous times when bankruptcy and indebtedness want finish my life some few years ago.
Always gives me courage and second assurance to do something I'm not comfortable with(morale giver).
Rescued me from serious trouble many times and is willing to sacrifice all she worked for in her life to see me grow and stabilise.
The love no be here jarey,I thank the universe for giving me a mother like her,and clearly she's the reason I'm where I am today.
Love you Ngozi.

>:

twosquare:
No bro. People will still use them,especially when you need the cash.

Also, if you don't want your transactions monitored..I think. In the days when there were no Fx scarcity, people still patronised them...

They'd still have patronage,just that the margin will reduce drastically,since demand will fall so much for parallel fx.

Happy birthday man,long life and prosperity.
Full of life and still have your life ahead of you.
I'd advise you to enjoy yourself to the fullest cos this stage will never come back.
And seem you're a ladies man too
You look proper BTW..

I'd say no,
Breeds disrespect,entitlement,see finish,jealousy and unhealthy competition for some.

emmaodet:
I don't know why people look down at Nigerian middle class as if they virtually don't exist.
Bro, Nigeria has a very large middle class but what people see mostly are poor people.
A guy I am on his WhatsApp group advertised Kenya tour and within 2 days, 4 people already paid for it. 1.5m per person and it has always been like that.
His Rwanda tour, Dubai tour etc likewise other tour groups I am in.
A sizeable percentage of Nigerians are doing well and living good life

People always judge the world from their immediate perspectives,
Next time when you see them doing that,just know where it comes from.

madscientist88:
mercedes benz c300 2015,search on olist

Will not get toks for 9m,
Na naija used he'll likely get for that amount with some small small wahala.

Farrason:
Buy Gilly

9m no go fit buy better Geely.

Kobicove:
I agree with what Reference said...

From my personal experience the only times Airpeace flights are usually fully booked is early morning first flights from major cities or the last flight of the day. Flights during the afternoons are usually not fully booked except on Mondays or Fridays.

If you compare the frequency of flight departures for Oliver Tambo Airport in South Africa or the International Airport in Frankfurt, Germany you will realise that only very few people in Nigeria can actually afford to travel by air domestically when compared to the two countries I mentioned meanwhile Nigeria's population is greater than that of the other countries

What I am saying in a nutshell is that for airline business to be commercially viable in Nigeria the economy needs to improve so that more people can afford to travel by air within Nigeria which will enable the airlines make more money due to higher frequency of domestic flights

Airpeace flights are full round the clock.
You'd be very naive to expect any airport in Nigeria to have as much air traffic as Frankfurt airport that is a hub for an airline as big as Lufthansa ,that flies all worldwide routes, bringing people from world over to catch their connecting flights from there.
You think na Germans dey inside all those planes ?
Local flights in developed countries aren't such a thing because there's something called "rail",
If you've ever been to Europe,you'd notice that most airplanes air flying regionally,Germany to Spain,France,Holland,etc...This is politics.
There's some regional agreements that formed schengen which removed the political bottleneck for human movement, hence you'd have more frequent flights connecting large cities since people can now move with zero bureaucracy, Africa don't have that.
South Africa has South Africa Airways,that airport is their hub too,Same with Kenya,Ethiopia,Amsterdam Schipol that houses KLM,Nigeria has none...All those planes going to those airports are filled with people of different nationalities coming from different places trying to catch connecting flights and not locals.
Nigeria has a very robust middle class that can fly in planes easily, else Allen won't be buying planes up and down,
You're not smarter than him.

Queenslander:
I don't think so, Italy isn't that bad!! I've got fam there..

Italy is very terrible,especially southern Italy .
Nothing to write home about honestly.

pocohantas:
When an Africam immigrant refers to a country by its continent, you just know you are dealing with a knucklehead that forced himself into that country.

What is Europe?
He should tell us the exact country he is.

Clearly Italy .

Reference:
Exactly what I have been saying for more than two decades now.
Nigeria has no foundation for a sustainable air transport business.

Next in the conveyor belt of skeletons will be Air Peace.
These airlines are trading and leveraging far above the realities of the Nigerian economy.
Transport of any kind is a mass market derivative. and in the air transport niche where margins are wafer thin the industry requires a thriving economy to be sustainable.

Unfortunately Nigeria does not have one and never has had one since independence so anyone investing is just living on borrowed time no matter what political patronage they presently enjoy and no matter how bottomless the apparent resources of the sponsors.
The fact that the present one on the throne is falling over itself to impress government shows it really does not have a solid, self sustaining model.

Go Airport and see as airpeace flights choke lol,they don't even have enough carriers and check in counter space to accommodate the crowd. Dey play
This your analyses holds no water.
Poor management killed arik,end of story.

emmaodet:
Hmmmmmmmmmmm
The most painful thing about business is that your children may likely not even have interest in the business and feels it is very stressful to run, so after someone's death, they just sell the business off and squander the money among themselves.
A business you put majority of your life into which should have been a good continuity for the kids coming behind.
They will have a huge step above many guys starting afresh because of the years of experience you have acquired along the line. The painful mistakes you have made that they are now building on top of but na lie, the second generation will be sooo lazy, life will so easy and they get it on a platter of gold that they won't have that bad hustling spirit, that roughedness, that never-die-mentality that is needed the sustain and propel a business.
Throughout their lifetime, they were used to going to posh schools, being taken to school by dad's personal driver, the get-inside lifestyle so doesn't have that interpersonal relationship skills needed for sales and marketing, got to university with a gift a his/her own personal car, hardly have or experience relationship heartbreak because everywhere soft, they could date the ladies of their choice so never experience the rude awakening of women to keep them on toes and jolt them to improve. Etc
Bro, the list long.
They are spoilt brats that will sell and squander everything.
Never experience the real hardship of Nigeria.
Visa to US or canada or UK is gotten easily by dad's visa agent, never experience that hardship of queuing and regularly been denied of visas etc

Very true but I've never done anything with regards to future kids in mind,
I believe they should find their way like I did.
My concern is my energy level and My immediate staff and people around me.
Me and unborn generation no get any business lol.

Have actually thought of going this route but I'll be betraying a lot of people(staff) and myself(greed) and the fear of wasted potential as well.
Cos I can't lie,I Don dey tire small small and the uncertainties in business scares me badly.

Rokiat:
Marriage is not by force. You can still single
And keep fu..cking around and she if that gets you anywhere.
There’s nothing in these streets but lies and STds.

Oh there's more in the world,trust me.

As much as we try to deny this,it'll happen to almost everybody.
Men will get tired of their wives and vice versa.
One begin to wonder the point in marrying in the first place.

Deprivation

helinues:
Ain't looking for robot as a wife.

She has her life, she should be in control of majority of her decisions

No one said you should have a robot as a wife,
However,there are some Do's and don'ts in the institution called marriage.
I hope your wife sleeping with other men during one of her random late hangouts with "friends" will be considered by you as her living her life and making her decisions by your books.
Like I said ,you just sound weak and tolerant because of the things you think you'll gain from these so called independent ladies.
Work on yourself more,so that the so called independence women bring can appeal to you less,since you have your keep in excess.
Hahaha

helinues:
Lol

Reason why I don't hang out with weak ladies who can't make their own personal decisions themselves.

Marriage is not a prison or bondage.

Every woman can be vulnerable,
The big question is;
Are you that man she can be vulnerable to?
Do you have what it takes to command her vulnerability by virtue of your quality?
It might simply be that you don't have what it takes for the women you've been hanging out with to be weak and vulnerable to you because they don't see you man enough,
Lol.
People weh go dey jump up and down dey make semo and seafood Okro at 9pm for men dey form independent woman to you and you think it's a flex,
What a joke.

helinues:
Your first paragraph indicated this is a self denial comments.

I am a guy who is concerned about our ladies abandoning their future dreams because of ordinary marriage.

Cos you are married as a lady, then you can't hang out with your friends at night.. say wetin happen?

Sacrificing so much to get what exactly?

When you marry,you can support your wife hang out as you wish at night and even encourage sleep overs .
Sound like one weak man weh dey anticipate on earning potential of his woman.

MasterTeeUSA:
I was speaking to someone about this issue of Agberos, and I told the person...Governance is like whac-a-mole. If you solve one problem, another rises. That is why I was praying GRV does not win because he would have turned Lagos into chaos...even those in Lekki would not be able to stay clear of major issues.

If you eliminate Agberos, what will you do with thousands of guys? Retrain then...some of them are drug addicts and drunkards...there is a reason they are doing agberos and I doubt they can do any formal education. What about artisan work? Have you seen some of these guys..you think they will learn plumbing or agriculture and wait for harvest and yields or for someone to call them for work before they can eat?

Lock them up in Jail...how many prisons will you build, how many staff, cost of feeding them and getting all of them through the court systems would be a major disaster.

So should we just accept this norm...NO

1. You normalize them like Lagos agreed to do...Lagos should print the tickets

2. Allow these guys to sell them - maybe 500 tickets @ N1000 = N50,000; Private vehicles can pay N100 per day...that is N2k - N3k per month and it will be used to pay for people to maintain roads, clean gutters, and so on.

3. Pay them daily - like N5000 (N100,000 weekdays) which is 10% of the total take in and their Ogas will take N2500 (5%) per person

4. Create a hierarchy of leadership - One oga will have like 10 guys under in covering major areas...so Oga will cash in N500,000 monthly

5. This process for this Team will generate N42,500 per person (85%) which is N8.5million monthly (Salary N1.5m from Revenue intake of N10m monthly) for one area...Lagos can easily have 500 of these areas raking in N5billion and N60 billion annually. Anambra, Onitsha can do the same and the money will be channels to fix roads, drainages and revamp the markets.

6. Give or take the Govt can play with the figures and bring in 70-75% and increase the payment for Oga or boys or Ticket sale

7. You can also sell Morning, Afternoon, and Evening and use different sets of boys so you generate 3 times the revenue, multiply the employment by 3 and use 2 sets of Ogas or Same...

8. They will have distinct wears that they pick up at the Oga in the morning, afternoon or evening and they can switch them so it will be difficult for copycats to make them or have companies that will supply them these wears with random colors weekly.

9. These will eliminate the fake agberos and also provide employment chain for the uniform or vest suppliers...they will also take care of the dry cleaning needs.

10. Youths need employment..money must flow...you need to cater to different types of people. Eliminating them is not the answer.

Or you could just use deadly force and not have to deal with waste of human skin.
Why don't the US rehabilitate and form a hierarchy out of terrorism?
Because irrespective of how you structure them,other random groups will still spring up and it becomes a vicious circle.
The only thing that deter humans is greater violence,nothing else.
Simple,label them robbers,Create a tactical, deadly team with mostly people that are from different regions ,well equipped and well paid whose only job is to hunt down agberos like wolves and decapitate them,it'll end in a week as the business will rapidly lose footsoldiers due to fear.
The only reason lagos structured and harboured it is because they love the money the menace makes for the state and also want to put some accounting to it so they don't lose money.

NL1960:
Sanusi scrapped it but Emefiele brought it back as Account Maintenance charge. It is like what they did with Stamp Duty. Stamp Duty was siply renamed as Electronic Levy.

I think they're different ooo,with COT being way higher than account maintenance.
But in my opinion,even this account maintenance of a thing too should be scrapped ,
All these extortionate policies just makes banks lazy and not do what they're suppose to do for national development.
I mean ,why should work hard and undergo the painstaking process of finding credible people to sell loans to while i can just relax and debit money from hardworking existing businesses and invest people's deposits and the money i borrow from CBN in government bonds and securities?
Na all these loopholes banks dey exploit weh dey hold this nation economy.

emmanuelewumi:
That means they have reduced it. COT was N5 per mille back in the days

Or N5000 per N1 million transaction

No longer COT,its been scrapped as I found out today.
So they now do N1/N1000 transaction.

emmanuelewumi:
Account maintenance, that is another name for COT.


It is based on the volume of transaction on the account. Just count as part of your business running cost.


It should be about N5 per N1000, I hope I am correct

N1 per N1000.

rookidmart:
You run a business and use a current account.
Per the banker's tariff published by CBN the current account maintenance fee is ₦1 per mille (₦1,000)
You can download/print your account statement and confirm if you're being charged over the tariff. If you are, then you can take it up with the bank.
Also note that the tariff (₦1/mille) is negotiable and negotiation is to be initiated by the customer.
Realistically in every negotiation you need either leverage or a good relationship to triumph. I wish you good luck.

VAT is a tax and goes to the government, not the bank. It's a statutory requirement and the bank will be fined if they do not remit taxes.
No matter the amount you're charged you'd still have to pay taxes

Thanks bro,I appreciate.

Hello house,good morning.
Sorry I came with a little deviant but I'm just looking for a solution to this extortion.
Bank charges!!!At the end of every month,I just dey panic cos I don't know what they're going to take .
I know there should be cheaper packages where businesses shouldn't pay above a certain threshold, can anyone point out to some of them here?
I've spoken to my bankers and they seem not to either know(quality of staff in banking keeps declining unfortunately) or the ones that do wants the status quo to remain the same so their organisation can keep making money.Tiring tbh..
Bank is UBA,na to tear down that account remain if this continues,let's see who loses.
Other banks keep coming to me and literally asking me to have accounts with them and promise zero charges and zero collateral loan with cheaper rates(I don't do Nigerian bs 30% loan,not now not ever),I've not because it's hard to move multitude of people to other accounts as a business,not because I'm loyal to this extortionate bank.
Them dey even get mind charge VAT,fuckers playing all over my account ffs!
Cc emmanuelewumi ,ahiboilandgas

Fix your insecurities man ,I've noticed this about you.
Stop dreaming that the rich will become poor and the poor will become rich as they're smarter or whatever,it doesn't work like that .
The rich will always have the upper hand,always!
I'll use myself as an example which I hardly do,but anyways...
See ,I started my life journey really early,why?
I had already been grown in a place where things work and had mastered the art of workability before I was 16.
At 21,I started and owned a transnational trading business,not cos I was the smartest amongst my peers but highly experienced and knew a lot of people and understood processes very well due to experience.I didn't start from bottom because I already had a platform by birth .
By 27,I started making mistakes,then came bankruptcy and difficulties,
I suffered for a while,then came help.
Family(my mom) threw her whole weight around and the bailouts began,
3 years later and it got bigger than it ever was.
I don't see how this would have been easier and quicker for a person who didn't have any help,many would have end there.
People with means will always have the upper hand,tell yourself the truth and stop lying to yourself to make you feel better.
You attach so much importance to money too,tells me you have inside issues you need to fix.
Cheers.
And as for you thinking the rich families of 30 years ago are getting overtaken by the poor ones,I'll say move out of your current neighborhood cos that ain't happening ,
Not today, not ever.
Keep dreaming.

Innovation,improvision,intuitiveness,risk,courage,brute force has to go with men.
Multitasking,attention to detail,leave it for women.
My judgement from experience by the way.