₦airaland Forum

Too many elephants in the boat. Definitely, the boat wouldn't be able to stay afloat and will sink. This I have seen

Tinubunomics.

One day we'll wake up and have to pay for the air we breathe

BlueRayDick:
Hmmmmm.

I guess NELFUND has questions to answer as per the screenshot attached in your email. Although I'm curious at to why this student had to pay out of pocket despite knowung he has applied for the student loan.

I

Many students paid before the NELFUND bill was passed and money was disbursed to the institutions.

In many schools, students cannot do course registration and other documentations without paying their fees.

The institutions should reimburse the students in full.

GloriousGbola:
thats why i said LASG does not always follow through

pure water was banned from janaury 1 this year, but somehow it is not in effect
plastic bags were also banned, especially from supermarkets, but now they are doing some kind of surcharge thing instead where you pay for the bag

i had expected no pure water from january this year, but here we are.

What's the alternative if LASG follows through with the ban on pure water or is the water corporation supplying water to homes?

No be everybody fit afford bottle water & water dispenser.

TemporaryHansel:
Didn't want to block anybody at first. I blocked oasisx and I've been enjoying this thread even more. Thank you seun. ❤️

I envy you.

TemporaryHansel:
It’ll cost like 250k now for the same treatment.

Tinubunomics

Almera Danjuma, that's her name.

She used to be paddy paddy with Ama Reginald and Hilda Baci.

Definitely a miss for me.

BlueRayDick:
You are right , basic Health insurance is still better than not having health insurance coverage at all .

What I do and always others to do (if they have the means) is to have two hospitals they use.

1. Hospital which Ur HMO provides under Ur NHIS/Health Insurance package. You can always take basic Healthcare issues to this hospital with u not paying out of pocket.

2. Hospital which u know and trust to be of much quality which can manage Ur health needs at premium value. For example if ur wife is pregnant and needs both antenatal and delivery services ; u don't want tí subject Ur wife to the hospital haggling with HMO back and forth on whether or not to administer a particular treatment on her or not. All u will care about at that point is the safety of Ur wife and child. Paying out of pocket for this may not be out of place if u have the means.

The emboldened is very necessary and there's a private hospital we're registered in. But the hospital is damn expensive and we've only used it once, and that was because doctors in public hospitals were on strike.

It was in 2019 I think. Small drip wey dem administer for my daughter with 3-days worth of floranom, antibiotic syrup, Zinc sulphate tablets, and ORS wey dem give us, I pay 50k.

Since that day, I dey always pray make Doctors in public hospitals no go strike.

AndSunGorilla:
That's the problem with Ange too.

If you mean the Tottenham coach you're right. That's the reason they have high scoring wins and losses.

That's how the brazilian teams of old played and blew off all their opponents with wide margins.

It took a defeat to a defensively solid Italy led by Paolo Rossi in Espana 82 for Brazil to drop their all-attack philosophy for a more pragmatic playing style.

BlueRayDick:
HMO is good but if u have an underlining ailment or major ailment, most HMOs will exclude its treatment from their package which means u may have to pay for its treatment out of pocket . Some of them will put the treatment of such ailment on their most expensive package like platinum .

Others will just put a moratorium on the coverage of underlining ailments like asthma for a certain period . For example they may say asthma is not covered for the first 24 months of the policy I.e u can’t get treated for asthma for the first 2 years u buy the HMO plan .

HMO is mostly good for general healthcare needs like going to the hospital for malaria treatment , going to dentist for scaling and polishing , seeing an ENT once in a while , seeing optician for consultation and treatment , etc .

The corporate plans which companies buy for their staff are in different grades and usually provides more comprehensive coverage . The retail plans on the other hand are more expensive and sometimes they have limitations .

One major issue I have with HMO from experience is at times hospitals won’t give u the necessary and most effective drugs because they have a feeling ur HMO won’t reimburse them adequately for some treatment they administer . There are some tests that hospitals will be seeking approval for hours from HMOs before carrying out on u; when u ask the hospital how much is it ? U will discover the test may not even be more than N7,500 🤦‍♂️

I wonder if people who are under health insurance in the UK, Canada , Australia and the US fail something similar .

We have only ever gone to the hospital for general healthcare needs but I believe you're right because when wifey stayed in the VIP ward after the birth of #1, NHIS did not cover for the VIP ward so I had to pay for that out of pocket. This is also a pointer that FG subscribed employees to the most basic package of the HMOs under the NHIS.

Also, the designated NHIS hospital pharmacies stock the cheaper alternatives of drugs, and never the expensive ones. Any drug above 5k like this, dem go tell you say dem no get and you'll have to purchase it outside.

But I still consider it a win to take a child to the hospital, see a consultant pediatrician, run blood tests, be given drugs and pay a 10% cost that may amount to a paltry sum of N500 - N1000. I mean, when wifey dropped #3 last year our total bill amounted to only N1500 due to NHIS/HMO coverage.

larride:
Egbon, e choke. Na me know wetin I don face from Friday till now.

Ordinary Sudocream wey we dey use for my daughter fot rashes and co that used to be 1500 is now 8k.

The prices of everything is fucking expensive especially medical supplies. To even fall sick for malaria now, na money.

This is when having Health Insurance aka HMO is beneficial.

Me, wifey and the kids are enrolled in the Federal Government's NHIS (National Health Insurance Scheme) with the Federal Teaching Hospital in the state as our Primary Health Care Provider.

NHIS enrollees pay only 10% out of pocket for consultation, tests, examinations, drugs and some operation procedures

I gather it's totally free for workers in the private sector, and there are HMO's one can enrol with even as a private citizen. Perhaps you should explore that option so you wouldn't have to spend so much on healthcare.

It doesn't stop her from getting married.
She should do the traditional, and registry.

Sugarboyy:
It's not even about the result he is getting with comot. His Como team is fearless and plays like an elite club with N. Paz pulling the strings. Beating Fabregas Como team is like beating fellow big teams. That guy will do wonders coaching an elite team

Yeah, I've seen two of their matches and they play an open and direct attacking game.. You attack me, I attack you. They don't sit back at all. Though I think they should be tactically flexible and shouldn't play like that all the time.

BlueRayDick:
U mean Tope Alabi refusing to perform for the birthday surprise for Lizzy Anjorin when she found out the identity of the person to be surprised is Lizzy ?

I support Tope Alabi’s position , I only blame her management (Her husband ) for not verifying the identity of the person Tope Alabi will be surprising before the D-Day.

Lizzy Anjorin normally is a very vile person whom most decent people don’t really want to identify with. She goes about cussing people’s kids on the internet . She’s full of toxicity and always storing one controversy or the other . It is understandable someone like Tope Alabi would not want her brand to be identified with such a character .

It’s just that Tope Alabi’s management fumbled by not telling her Lizzy is the celebrant they’ve been paid for her to surprised . Anyways I heard Tope Alabi’s management refunded Lizzy’s fans that organized the surprise performance her . I think they should both move on .

I agree with you 💯.

Lizzy contracted Tope Alabi for the birthday surprise through a middleperson who is kinda close to Tope Alabi and even got a discount from TA's management and as a result paid 2.5m instead of the normal 3.5m rate.

The middleperson refused to divulge the identity of the celebrant so TA went along with it.

It was when TA & hubby got to Lizzy's shopping mall the venue of the birthday that they realized the celebrant was LA. They turned back without even getting down from the car and have refunded LA the 2.5m but Lizzy is dragging TA all over social media saying the money was paid by her fans bla bla bla.

I do not blame TA at all. LA contracted her with deception and she did so because she knew TA would have refused if she knew it was for her.

Lizzy Anjorin has released dozens of videos to drag TA and is spilling many things about her since the episode which only proves that TA was right not to honour their birthday arrangement.

BlueRayDick, wetin you see for this Tope Alabi vs Lizzy Anjorin matter?

FiveFootNinja:
Senior man abeg look into my hidden post. Thanks.

Unblocked.

OasisX:


.......meanwhile, Sanwo-Olu really cooked Peter Obi like Rice cooked Madrid. LOL!

He's doing too much to prove loyalty to the president after the Obasa impeachment issue

El-Rufai is delusional

KingTom:
I like Living dangerously

👏👏

digz:
Semid abeg I wan apply to be Mod. Wetin be the process please

Na Disstroy we go appoint so hin go ban all of una with shitty taste in music.






Pls do not quote this post to avoid ban

Segedinho:
The best thing that has happened this year on NL is this blocking

This one sweet me…no be small

Enjoy it. Unfortunately I cannot block anyone as a moderator and neither can I be blocked.

Melvyn11:
Laho still never overcome this With you. Omay lay killed the song.

Burna took Laho from 100 to 10. This is the only song Burna has jumped on that is a miss.

Original > Remix

Spambot exempts all moderators. They can use words other members cannot.

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You go quote me chop ban.

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Niggas wailing since yesterday on top blocking.....

At Raumdeuter & contributors to this thread,

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Shalom.

Kog45:
Heartland vs Akwa Ibom is a world cup final o,on the last day of NPFL and both teams in relegation battle

Ahan ah, relegation battle, wetin happen? I thought Emmanuel Ammuneke waved his magic wand and his boys were passing their opponents off the field like prime Barca

Excellent

Seems there's controversy about Remo Stars victory yesterday on whether the ball crossed the goal line or not.

BascoVanVeli. can you put up the highlights of the Remo Stars Vs Niger Tornadoes match

Odunayaw:
No be dem do damage to away anything oooo

Away wins have been consistent since 2016. It spiked up in 2020s. The goats who stir up trouble with home losses get their clubs in trouble. Though the goats haven't perished totally sha.

I'm so glad that Mr Soname's vision is bearing fruits. I hope it will revive the gospel of private run clubs.

I dashed your post a like and a share because it's apt.

Kudos to Mr Shehu Dikko who was Chairman of the League Management Committee that started the sanitization and revolution of the NPFL.

daveP:
Congrats to Remo Stars

They also did some damage to the Away Rule that's a stigma in the NPFL, alongside Ikorodu City. Before you dare no win away. Na danger zone. They did it beautifully and fans couldn't help but stay silent at how the wins came about cos e dey sweet them too. Lol

Onto the continental. Let's see how ready they are.

They've been knocking on the door for a while now so I'm glad they got it done this time.

It's a huge win for privately owned NPFL clubs as it shows that with the right investment and structure, success is possible.

It's also proof that a club doesn't need to be government-funded to compete at the highest level in Nigeria.

Hopefully, this will inspire more private ownership of football clubs and better management across the NPFL.

Big congratulations to Mr Kunle Soname, Remo Stars. the people of Ikenne and Ogun state.

Governor Dapo Abiodun suppose do something for the team.