₦airaland Forum

scaramucci:
And why is this in the romance section? Did he borrow the money to hookup a girl?

oga read his the preliminary note in his account

Omega30:
Abakaliki

You mean Abakaliki Street??
Those who reside in Awka well relate!!

HRtechnique:
Let Mike or Mercy win and I will be happy.

Mike would be happy if Mercy wins.
He has zero negativity.

A typical Nigerian
"Who will mercy rock" that is your concern on life

pocohantas:
Even women do it. Women are only more subtle in their approach, so it easier for them to play the victim if it doesn't go their way.

I know hot looking men I wouldn't mind getting down with and I ain't gat no love for them. There are just not so many hot-looking men.

after your boyfriend reads this
He will be like

Scotwest
U will need this!!
Too long! Yeah but it is worthwhile

When one ask me what does it mean to be born with silver spoon
I will jst point to this trend as my answer
Chioo!! Money Na master!!

willyboss:
Start by talking more with ur friends

Start talking

When most times, u don't even knw wot to type

JONNYSPUTE:
Hmmm. I once dated a lady who always insisted that we have to pray before strafing.The first time she did it,I no mind but later on,I couldn't take it anymore.

As in like pray b4 u both fornicate
This is loud gan!!

TissuePaper:
That's how it goes, until one year after they start moving from one court to another signing divorce papers

Woe-Monoger

nairalandposter:
Shut up!

Perhaps you're referring to your mama since you have nobody to call SO!

jst as u save online trash
For Ur ma"am

Well my problem after following and reading some the write-up from ubunja is to make others understand clearly as ubunja most times spelt out his analysis

Though I internalizes most of the facts coz of a truth some are factual
But can't analyze in clear terms as ubunja to someone else
I guess I'm a dull student...lolsss

Blackivy27:
I agree. Same way financially independent women shoul do the same. Let that broke nigga hustle.

Na dem
" My money is my money, and husband"s money z our money" Crew member
Ask me the definition of selfishness and I will steadily reply u "Women"

adetoroamos:
yes free pussy dey but she stole my heart when she washed all my clothes with bare hands when my washing machine get faulty and no single girl ever done that for me.

Nonsense!!

The last statement cracked me up
Aswear

Ubunja is Brawn Strowman

Monster among men'

Mariangeles:
Drop your number here

08147566885

Mariangeles:
Are you still interested ?

yes I'm how do we get started

SultanOfAbia:
Sex is an exercise... Khafi is having a lot of exercise, that's why her brain is on alert and she is winning.
Sex releases built up tensions, na why oyinbo dey progress..

Not those yeye Sex starved Nigerians wey dey preach up and down wey Konji don block all their logical and verbal reasoning. U need to release tension once in a while,so that your brain will be on alert!!

Brize how market today!!??

Mariangeles:
#1,000

okkkkk

Teejayphillip:
Ur opinion bro.... People like u wey dey form saint worst pass our writeup

I'm not trying to appear like a saint or whatever way u seem it
I'm just trying to say, indirectly paying 30k to enter an orifice as u painted
Is just a bogus insensitiveness!!
#Knockursefout

Mariangeles:
Ok .

I want to inform you that a token will be charged for data.
If you're still interested, mention me with your number.
For the records: I WILL NOT BUY FOR YOU !
You'll do that yourself after learning .

like how much ??

Teejayphillip:
Ere kini aja ba ekun shey? (which Kai play Tiger dey follow Dog play)?

Wetin concern me and platonic abi MALTONIC friend

I go too unscrew ur kitten nuts .

I go too scatter ur palace,e mi EKUN

in indirectly u are paying a whopping amount of 30k for a fleeting moment of pleasure
Some weak guys and their insipid thinking sef

Toroso:
The smart thing to do is give her 10K or 15K as your widows might. You are not her father n owe her no responsibility only friendship which doesn’t cost a thing. Giving her half of what she need will discourage further request of financial assistance from you & it gives you room to understand if she’s appreciative or playing on your intelligence.

Whichever way that panes out you can now decide on your own at a later date to dash her the balance but once she start acting strange cos u can not meet her need my brother na OYO you de.

Op
No doubts,truthbitter and as well ubunja wrote perfectly and logically from their perspective
Intelligence was so glaring in their analysis

But believe you me, this advice is the top notch to follow!!
I adjure just as every conscientious person would!! Follow this dictates!!
Thanks

Mariangeles:
Hello
Are you still interested in learning mini importation ?
I'd forgotten about you message. Sorry

Yes sir
And anything more!! Just to give my life a push

JudgeOGBUNABALI:
Local Man has run out of 'can' for this silly no-good programme.

let me help u

zoba88:
The peace of Ninzo chiefdom was eroded last night when a camp of herdsmen was discovered by a local fisherman in Randa community of Ninzo chiefdom in Sanga Local Government Area of Kaduna state.

A fisherman went out to do his normal fishing in the evening of Sunday 5-8-19, while fishing, he got to a particular river bank Ajiji Nyi in the thick of the bush.

He sighted a group of strange people in their numbers camped around the river bank.

On sighting them, the fisherman went back home to inform people at home.

The local vigilante immediately mobilised and went to the bush to confront the strange people. Before the JTF in Gwantu could arrive Randa, there was already exchange of gunshots between the local vigilante and the herdsmen.During the process,a soldier and local vigilante member were shot dead.

An informant of the herdsmen( an indigene) was also shot dead by the troops.Their bodies were recovered this afternoon. Women and children ran to other communities for safety.

Source: http://www.trezzyhelm.com/2019/08/soldiervigilante-member-and-herdsmens.html

this is becoming serious
Pls did Boko Haram start any different !!

Nyxx123:
[Sir, I read this and am totally awed by your story, I saw you emphasized on financial intelligence, pls can you help me with the soft copies of these books. This is my email : onichee1@gmail.com. thank you
author=The10thMan post=73085566]I Was 26.

Graduated school in 2004. Just before graduation, my mother had advised/suggested that I learn a vocation. ''Handwork'' as she calls it. But for reasons I cannot recall, I did not. A resourceful woman that she is. She knew that a craft or skill could always put food on the table when the chips are down with respect to a graduate's certificate. During NYSC, I taught in a remote village and learnt French. With respect to entrepreneurship, I only thought of buying cheap food stuff and sending to my home state. But I never pulled this through. Eventually, (both during and after NYSC) I choose to apply for various jobs. Any that was available. I needed seed capital for my dream. I recall trekking Trans Amadi Industrial Area in PH dropping CVs to companies. Many oil and gas servicing firms were there. Out of desperation,I even went to Primary and Secondary Schools to look for teaching jobs. Come see their shakara untop my 4.01 Second Class Upper. But I couldn't be bothered. I knew I needed to get a job first, then raise seed capital even if I wanted to start a business. Background was humble and family was just managing. Wrote various aptitude tests for banks like Intercontinental, other banks, Freisland, Diageo, LNG, etc. And another test with an Oil and Gas Agency. The first job I landed was with a bank. Old Generation Bank still existing today. Got a job as a Banking Assistant-Graduate Trainee. Went to Lagos for 1 month training and was posted to the Eastern Part of Nigeria. While in the bank in 2007, the Oil and Gas Agency finally called. Their recruitment took super long. Left/dumped the bank like crazy. Resigned without thinking twice. Salary in the Bank was 59,000 monthly back then. One of the lowest paying.

In my new job, housing allowance was 1.6 Million annually. Salary about 200k monthly. Not to mention hazard, offshore, etc. allowances. I was 26. I recall I called up my friends in the bank and jokingly told them they are all small boys.. . Teasing them and telling them how if I wanted to I could buy a car every year. By God's grace, Finances have never gone below 1 million naira. Savings alone with Work Staff Cooperative Society is multiple millions. ONE IMPORTANT THING IS I KEEP MY LIABILITIES AND EXPENSES LOW and still do. Never believed in the ''I need to upgrade so people know I have arrived'' mentality. I dont need any man or fine girl to see me as ''A Big Boy''. I successively acquired 4 properties. 2 Lagos and 2 back home. Built first house in Lagos. Added two shops to the front section. Completed and rented all flats and shops out. I still live in a rented apartment. It is cheaper for me to stay there than in my house.

Eventually, those with financial intelligence know that, money in the bank and dormant salary/income doesn't bring returns. Money is a messenger and money doesn't like being idle. You need to send it on good errands to bring more money, and the cycle continues. Also, there is time value of money and money depreciates. With all these at the back of my mind, I urgently needed to transfer a lot of my finances into assets that will generate income. This is still my biggest challenge today. How to identify good investment opportunities. Additionally, as Warren Buffet said If you don't find a way to make money while you sleep, you will work until you die. . There was need to invest in passive income businesses.

I have focused greatly on developing my skills and developing myself professionally in my area of expertise/discipline. I eventually set up a Consulting Firm/Company in my area of expertise with freelance workers. I read a lot, pay for courses myself. I do not always wait for my organisation to train me. All these coupled with work sponsored courses ensured I knew my onions in my field. I love to read about wealth creation and financial intelligence. I have a crazy collection of over 20 books. Kiyosaki, Trump, Napoleon Hill, etc. and I love watching Grant Cardone, Tai Lopez, etc. on Youtube at my spare time just for encouragement. My job is still there by Gods grace and I am rising through the ranks. Consulting firm is growing strong. Now Consult for both Upstream and Downstream Companies. Trying my best to brand the company with a good website, good brand image, modernized logo, etc.

Currently, I have the desire to open a conglomerate to diversify to various sectors. Picture Dangote Group. Called up a lawyer for advice. I intend to go into a lot of business ventures. Recently, I realized that needed daily revenue. No need to wait till end of month for pay or wait till companies pay for contracts executed. Some companies can owe you for ages on completed jobs. My Consulting brings money but you have to chase contracts and bids etc. Plus, contracts dont come easy. Also, price war between contractors drives down profit margins a lot. So, currently planning to open a Mini Plaza with a lounge anywhere after Ajah Axis in Lagos. Searching for property currently. Need something with daily returns so the idea that I should open my own Lounge/Bar/Cafe with a small plaza for sharwama,asuun,nkwobi, fried potatoes etc.I have always pictured myself closing from work and going to handle my business at the Lounge. Watch customers eat, drink, chat, laugh and merry. That is my next project. Also, intend to follow Grant Cardone's idea-''build multi-family dwelling housing in a property instead of a single family unit''. So picture 1 bedroom self-cons instead of a gigantic big duplex. With the multi dwelling units you are sure of some rent. Intend to do this with the other land in Lagos.


ONE BIG MISTAKE I MADE WAS NOT LISTENING TO MY LATE MUM. Like I hinted, she practically forces all her kids to learn a vocation/a skill regardless of how highly educated you are.All my sisters can sew, cook, bake, make soap, grill fish etc. Personally, she wanted me to learn Welding and Fabrication. Perhaps, I felt I was too educated for it or something, but I never did. Perhaps by now I would have been constructing Sky scrappers and handling huge projects with my current knowledge and exposure.

Taken liberty to post a few diagrams to educate people in a glimpse about financial intelligence. How the rich use income to create assets that generate more income. And how the poor use income to create liabilities that keeps them poor. The poor spend money on liabilities. To them that is ''enjoying'' life. The rich spend on assets. These assets are GOODS,SERVICES, PROCESSES that can solve human/society's problems. In Economics, this is called UTILITY or VALUE. Utility can be TIME UTILITY (You help people save time), and/or FORM UTILITY (You produce something in a way people want it) and/or PLACE UTILITY (You bring something closer to people so they easily reach it). Humans naturally want value and so they take decisions on any thing that will give them least risk, least effort, cost them less time and highest value/less money. The wealthy and wealth creators realize this and do not really focus on the money but focus on solving problems (creating utility) which people are willing to pay them money for. The rich get seed capital, invest it to create wealth. The poor/managing get seed capital and buy liabilities that even put them into more debt.

THE WHOLE WORLD NEEDS FINANCIAL INTELLIGENCE AND THE PRINCIPLES OF FINANCIAL INTELLIGENCE SHOULD BE TAUGHT IN SCHOOLS.

All in All I am GRATEFUL.

Brize
Yes! That ur widest dream
Yeah u remember !!

Is someone's else reality
Is life not funny!!

MariaLavina:
'I've spent 20 thousand on her head'

brize
I'm deadening on this thread

Mariangeles:
Mini exportation ...I've gotten your number

pls I'm interested in the mini exportation
Here is my WhatsApp number sir
08147566885, help a brother

Getting such people to be truly converted is always a near impossible task, seeing that they have known and understood almost everything about the Gospel and still choose not to accept it. An action Hebrews 10:26



This is the main point u made
Though u didn't answer the question !!