₦airaland Forum

In 1990, Shina Peters built a house with N20 million naira; the same year Jim Ovia started Zenith Bank with the same amount.
Today, you and I don’t have a room in Shina’s house but I have an account in Jim’s bank and probably you do too.
Shina’s house was built in Iju Lagos and remains there till date.
Jim’s bank started in a corner and now has over 500 branches in Nigeria, and many international branches.
Millions upon millions transact business in Jim’s bank daily.
Shina’s house is becoming dilapidated…in 2015, he SPENT more money to renovate the house and bought a Nissan Pathfinder with N10 million…additional liability, while in the same 2015, Jim’s bank MADE a profit of N105.7 billion.
Zenith bank employs hundreds of thousands, and feeds their families.
This is the difference between Assets and Liability. If you buy a car for N20 million today, in 20 years time, you will be ashamed to drive it. On the other hand, if you invest that same amount in a lucrative business or in an asset, It may be worth billions in 20 years. ( Jim Ovia is now worth $980 million dollars, with the official dollar rate of N320, that means he is worth N313 BILLION NAIRA because of an investment of N20 million).
Spend the little money you have today wisely. Some people driving expensive cars today, are not aware that they are driving their future and the future of their children. Some people carrying iphone7 today, may not be aware that they are carrying their future in their hands.
When you are young, don’t spend money. Invest it.
Every penny in your hand is like a seed, you can decide to eat it, or sow it. When you sow it, it will bear much more seeds later in future.

[quote author=MadamExcellency post=78975330]Some people in this forum think that politicians use their personal money for State development.

How on earth will Ihedioha authorize money without change of authority letter to banks and necessary documentations?







[but he got the authority without okorocha to order the demolition of monuments.so people still dey believe all these politicians lamba.chai]

[quote author=frowland post=78889344]So which god does Boko and ISIS listen to? How can you justify commands in the name of 'god'




[that's sarcasm bro]

is this the former speaker of house of reps that was indicted in a curroption case?

if only I can get a wife like osinbajo's, I for just get rest of mind for the rest of my life.

dis one wan still use opportunity turn celebrity

[quote author=EMMYZEE post=78725974]guy, which Site u meet her. [on instagram bro]

wahala, try stop masturbation first and I believe everything will fall in place when you eat a lot of fruits and exercise, just try stop masturbation.

I made up my mind two years ago never to marry and I am having more reasons everyday why I should never go back on my vow. just have one or two kids in street and I'm OK.

I only pity the common man that uses Abuja roads, another way to extort and suffer the average man

[quote author=pearcy post=78628221]Please my people, help a starving brother. I have been pleading for help since 2 days now. I'm a student who returned to school last week because of the prospects of exams starting on Tuesday and also because I was opportuned to enter a free ride. my family isn't bouyant enough and my dad has severe high BP that's why I had to find my way so as not to make him to start thinking about where to get money to give me. I haven't eaten a decent food since I got back and am starving.


I am soliciting for help from well meaning people who will be touched enough to hear my plight and have mercy. I am not asking for much, no matter how little, it will go a long way. God bless you all

601 6251 952
Fidelity Bank.[guy this your format Don cast na, you've been resuming school for over three months now? ]

[quote author=melanch post=78625750]In this life, if you are alive till you get very old. Thank God every second. [not in this life but in Nigeria ]

same old "back seat treatment" talk since 2015

see this one, he was busy criticising Jonathan's govt till Oga jona quickly shut him up with an appointment,won't be surprised if buhari bubu does same. all these "anywhere belle face journalist sef".lost respect for him the day he accepted jona's appointment.

and we should be happy about it? like they are fighting for the good of the masses. Mtcheeeeew

isistan777@gmail.com

this your pic is disgusting bros .hahaha

[quote author=iClef post=78485755]Invalid email address. Send the valid one.(Dughallstewart777@gmail.com]

Niger delta been milked and sucked dry by Niger Deltans themselves,wickedness.they should start their investigation from Timi alaibe's time, hardly would you see a completed NDDC project, uncompleted mushroom projects everywhere.

the way these children go soon dey nak pidgin English and scrap bottom of pot go tire made in naija kpako sef

isisstan777@gmail.com the free version please and how much is the complete package?

so an unkwown lady finding a new boyfriend is now a news? kai

[quote author=kopite post=78365849]You just sit down and type Shit. Does SARS not constitute nuisance nation wide? Why is it that many of you that can't even plot PH or Rivers state on map discuss the state as if you live there? [bro he's saying the truth, ph is something else these days, if you say otherwise it means you don't stay here as you claim ]

"My government is trying all it takes to tackle insecurity which I see as the "only" challenge Nigeria is facing at the moment."

he thinks insecurity is our ONLY challenge in Nigeria.
this man Don crase I swear.

[quote author=iluvdonjazzy post=78309130]I know he is a truthful man and I like him for that but he was instigated against Jonathan.[he was never instigated, he said the truth in Jonathan's regime, he told Nigerians how a large chunk of the national budget is been spent on the legislators alone couple with other revelations and he was fired by Jonathan, he stood up against corruption regardless of the party, Jonathan is PDP and ganduje is APC,why don't you think he was also instigated against ganduje? ]

[quote author=RZArecta2 post=78277847]these people are stinking rich, I don’t think there’s any amount of money you can use to entice them except just personal vendetta they might have against Sanusi [guy,even governors, senators, the otedolas,the igbinedions can be enticed with money, money pass money o]

50-50 for political appointment ,I would take them serious when they start agitating to be 50 percent of shoemakers, truck drivers, tailors and agbero sef.lol

[quote author=Imo1stson post=78249764]All of you joking with this crisis because of political affiliation are not wise. Wike didn't shoot anybody and never arranged it so why this unnecessary blackmail? I am not his political supporter but peace and security is our collective duty. [comments like this sickens me,but if stuff like this happens in other place you will be quick to call out buhari, as of its buhari that did the shooting or arranged it as you are insinuating, as the chief security officer of the state wike has failed in all ramifications but because of your political affiliation you've failed to see this, I pity Nigerians sha, if they don't blame wike who is the chief security officer of this state so who should we blame for occurrences like this? ewu]

I just pity those ignorant people saying the tradition is rubbish, they be forming westernisation when they've never left the enclave of their father's house all through their sojourn on earth, I was talking to a European friend, a polish to be precise she told me she couldn't go to Gas Station because while she was driving ,a cat crossed the road just few metres away from her car and because in Poland when such thing happens it means something terrible is about happening and she aborted her journey and went back home.