₦airaland Forum

jadepinkett:
What's with the posturing going on between oldies and newbies? Statements made by oldies seem to be rubbing the newbies raw and vice versa.
Can we like go back to times when advice was given in a cordial manner w/o making it seem like 'I know better'? (That's definitely bound to rub off folks in the wrong way). On the other side of the coin, can advice be accepted w/o being spit on or calling out unnecessarily? Before you take anything on this forum as law, take time to make your research, discuss with a good number of people on & off this forum, weigh it, and come to a decision that you can own as yours w/o pointing fingers.
All these "tongue-in-cheek" remarks from both parties just get as e be

Newbie123:
Thanks.

Please has any student used IHS for eye services? Is it completely free please?

icon8:
You are spot on.

But again, like driving, I am of the opinion that driving back home should at least take care of the ability to drive. What is left, is to forget all the bad habit and learn the good ones required to drive here. The practical knowledge should be there already, what remains is to brush up the theoretical knowledge and learn to be disciplined.

However, what works for A may not necessarily work for B, and there are some in the school of thought that it is easier to come here without the old Naija driving habits, and start here on a clean slate - as old habits die hard

In any case, a very good knowledge of CCs is essential before applying for one - to avoid stories that touch.

icon8:
Haha my oga, sometimes you just have to speak the truth and dare the consequences.

Of course, my unsolicited advice does not apply to every recent arrival, as a lot of them are already managing CCs even back home - those will have no issue, as it is not a new phenomenon to them, and they won’t mistake the money for free money

Lexusgs430:
Questions like withdrawing £2000, from credit card ........

We the illegals would continually look from the sidelines...........

icon8:
I am sure many cardholders don’t even know what CCJ means, or its ramifications for the card they are holding.

The nature of the questions I see here, supposedly from those who are already using CCs, is mind blowing. Shouldn’t the in-depth research precede the application? To me, learning from personal experience could be very costly. But again, what do we know? Lol

kaylov12:
On the contrary it is a common problem. I have experienced it before with correct details and have just recently used the same details but it worked.
The same has happened to a few people that I know.

Let your employer know what's happened. You are going to give your brp as part of your documentations anyway, they could have a way to figure out your right to work.

lightnlife:
May I ask if and why the cities in the North of England are generally less expensive than those in the South?

I am asking because we're planning for our first mortgage and the rates in cities around South West England are really high.

Would it be a good option to relocate from the South West to the North in order to get a cheaper property for purchase?

Elders, abeg, share some insight.

Thanks

hustla:
Thanks! Just wanted to confirm

If the balance is paid then, I won't pay interest

I wonder how they make profit though cos if everyone pays in time, they're jonzing

Solumtoya:
Oya na, ask any Meteorologist you trust and come and collect my Account Number and Sort Code o!

Solumtoya:
Yup, that's usually the confusion. The temperatures are much lower, but the heat is less bearable. A sweaty hot day in Lagos is about 28 or 29.

Solumtoya:
No wahala. If it's when we were young, I'd say "you wan bet?"

Solumtoya:
Nah. That's different. Ambient Temperature is different from an exposed metal in the temperature. You would be shocked that while your car was recording 100F, the temperature was only 27°c. Lagos temperature hardly ever crosses 96 ever. 38 is very unusual for Lagos

Lexusgs430:
Some fighter Jets lifts up, like helicopters....... So runway not really required..........

Forward thinking.......

Solumtoya:
Lool. Haba, how can you compare this to Lagos heat? Lagos almost never gets this hot jor. Maybe, Kano, Maiduguri, etc. Tomorrow's going to be 39° in London. Even in Kano, that is considered very hot.

The Soviet Union you mentioned has recorded Temperatures of over 45 before so it makes sense while UK had never hit anywhere near 40 till maybe tomorrow.

Lexusgs430:
So you think if a fighter jet strays into UK airspace..... UK Airforce would not intercept it .......... Don't be joking..........

Sonic boom go boom, walahi ........

MichaelUde:
I've only actually contacted one person on this thread, when I was job hunting and dealing with interviews, the OgaHR (who is exactly as he sounds here, blunt, direct and to the point, but otherwise friendly and speaks very good Igbo), and he gave me very good information, assitance and encouragement. Encouragement especially, like most people wey dey find work for this UK, sometimes the number of rejections you receive go drop your spirit. (His chilled beers/kai kai/Scottish firewater dey wait am anytime he comes to Edinburgh). From the way others come across here, I can only believe it would be the same if I contacted Madam Ticha for help with the mortgage I dey plan for instance, or Mamatukwas who is doing good work on the mamas and pikins thread, or OgaLexus for how to carry the finest London babes, etc.

icon8:
Lol God help us all if Putin decides to invade today, as the entire air fleet will be grounded at the minute . Brize Norton is RAF’s largest air base

Whizkay:
I enjoyed your response. Thanks. I shall be in your DMs for for 1 or 2 more questions

ELff:
Please people of God, been trying to get a date for my practical driving test in Warwick but I can't seem to find one. I have checked up till next year June and still can't find a date. I booked a date in another center far from me, one of these villages in the hope to use these canceling apps to book a date and centre of choice but it's been a month now and nothing from gov.uk site and the cancelation apps either.

Seems like Warwick. Coventry, Birmingham and Nuneaton are fully booked.

Please any advise on how to move forward will be appreciated. This non driving is really limiting me.

hustla:
Hello Elders!

I do have some Qs about credit

- Do i need to sign up for experian and co before my credit will start to count? No. You can go to any of the credit bureau websites and sign up and check your credit score now

- Will getting a UK DL add some points for me? (provisional) No. Registering to vote does

- How long will i wait until i start to see changes? Depends. When you have a credit event (get a cc, take out a loan etc.), the provider reports it to the credit agencies. They have different timeframes for doing so, usually about a month at the outside. Not sure how long it takes to report negative events, such as any CCJs .

- Whats the website that Ill use to link my rent payments with my credit? Credit Ladder, or something like that, I think. Its usefulness is still debatable.

Sorry for my plenty Qs

Thanks in advance

Amarathripple0:
I beg to differ, this gets a lot of people in the door. In my early days here, just shy of last year. Recruiters told me they were not taking overseas candidate when my location clearly showed the UK. I’ve seen instances where people changed their native name to their English names on their CV and got called for job interviews after many rejections, heck this even made the news. Whilst A may have worked for you, it doesn’t translate to bad advise. Of course you’ll have to go through the interview process where you have to then sell yourself but you need to get in the door first.

adedapodvirus001:
Honestly I want to study but you will agree with me that it pays for man to do the hustle until everything is balance than woman doing the hustle. The hustle required for couples on the student route to balance well is not a child's play.

Pacypatty:
Well no UK driving license.
Bank statement and utility bill already sent but it was rejected.

Amarathripple0:
It’s honestly a sticky situation. That’s why I always advise people to take off Nigeria from their CV’s and get a voluntary role here for that "UK experience".

semmyk:
@Widall, Hope you've got clarity. Your 2nd job is care
Great responses to everyone in the dark or 'grey' or just looking for ref
Think ILR down the line. Think health, quality of life.

Lexusgs430:
It's looking like Uber is in hot soup, very hot soup ......

5gee:
He probably misread your question.
Life insurance is good. The trust, I believe, helps you to avoid inheritance and also with the disbursement of the claims upon your death. Using a trust is a wise decision. I use AIG but may change my policy. What I have at the moment will end when I am 65 but I want one that will last a life time. I pay slightly less than £20 per month.

mintyx:
Thanks man. This is exactly what I'm looking for.

Please outside the monthly payments, ("slightly less than £20" is there any other amount AiG required you to pay?

This will be my last question to you I promise!

bemagnify:
Abeg which energy supplier company is the cheapest in the Uk ?

jadepinkett:
Everybody gets taxed. That is why UK residents are notorious for not parting with money.
If you are earning £20k per annum, £12570 (if it has not changed) is tax free, the remaining £7k+ is taxed at 20%. If you are earning £51k, £12,570 is tax free, £12,571 to £50,001 (not too sure on the exact amount) is 20%, 50,001 to 51k is 40%.
Tax rate is different based on income bracket.
Go to HMRC website to check it