₦airaland Forum

@Graviton2
I agree with @ahyotomiwa that you shouldn't leave "Other" blank. But then you don't need to write more than $5k CAD in that category. Writing too much money in "Other" could cause you new problems if your sponsor's statements aren't extremely large. I would recommend you write something like $4k CAD or $5k CAD in "Other".

I agree that filling out the CIC forms incorrectly will immediately prejudice their view of your application even if you have all the correct documents.

ahyotomiwa:
@ Gravitation 2
Other: Blank...(never leave blank...this is where transportation, little procurement and other miscellaneous expenses come in..Even if u have more dan enough funds available and you leave it blank, you are telling them that you sponsor is not ready to support U in this portion even with the enough money available....sometimes expenses encountered in this region are even more than tuition sometimes (HERE TOO, TRY FILL IN A MINIMUM OF 10,000-12000)

I BELIEVE THEY WUD ALWAYS CHECK UR FILLED FORMS FIRST, SO ONCE U DONT FILL THEM WELL, D PROOF SUBMITTED WUDNT EVEN MATTER WEDA DEY R PERFECT OR NOT...

Ok fair enough, but this means you have to write something in the "Other" category so that the total amount (outside of tuition) is at least $10k CAD, per CIC requirement.

Graviton2:
The $8,681 is the exact amount written on my letter of acceptance by my school for the room and board.

I see an issue: CIC requires that you need at least $10k CAD for room and board and other expenses. I would recommend you put $10k CAD in the room &board category or put at least an additional $2k CAD in the "Other" category. In your app, you only put $8,681CAD, which is less than the CIC requirement.

In a couple hours, I will describe both the Letter of Clarification as well as the spreadsheet. Can't type much now.

Graviton2:
...Total expenses as stated on my letter of acceptance:
Tuition: 13,614
Room and board: 8,681
Other: blank

Funds available for my stay
52,000...

@jpepper Here is your answer.

You are really close to getting your TRV, as these reasons are usually the easiest to fix. My sister got delayed for these two same exact reasons, and she was able to get her TRV in her next app.

My recommendations for you:
1. Pay one year's full tuiton
2. Pay one year (or half year) room and board
3. Write a Letter of Clarification (different from your SOP) summarizing the changes to your application, highlighting that you have paid the full annual fees of your program with receipts attached. This Letter would be the first document in your "Proof of Funds" section.
4. (optional) Create a spreadsheet or table detailing annual expenses vs funds available. This would be a concise summary of all your expenses, and all your sources of funds. It will make it easy for the VO to comprehend your finances.

Also, I would recommend that your sponsor and all co-sponsors in their letters state exactly how much they would be contributing to you annually. The total of this amount (or the total of their bank statement balances, whichever looks better) is what you would write in the "Funds Available For Your Stay" box. Also don't forget to include documents on the sources of funds (e.g. employment details and income) for all sponsors.

Question: in your previous application, what did you state as your total annual expenses? And what number did you write under "Funds Available For Your Stay"?

Graviton2:
Reasons for denial:
1. does not have sufficient and available financial resources, without working in Canada, to pay tuition fees for course or program of studies that you intend to pursue.
2. does not have sufficient and available financial resources, without working in Canada, to maintain yourself and any family members who are accompanying you during your proposed period of study.

Thanks a lot for responding! Yeah I have decided that we will not defer the admission. The sponsor will prepay one year's tuition (will attach receipt) to the school and will also fund my bro's domiciliary account in the amount of his estimated annual living expenses; both the sponsor and my bro will explain this to the VO. The dom account in my bro's name will be the only SOA in his name that (edited) he will submit with the application. His own regular SOA is close to zero lol.

He has been self-employed as a freelance computer programmer for the past four years, since after NYSC; he will attach the CAC document of his company registration. He will also attach notarized Attestation of Work letters from a number of his clients (one is a hospital, another is an accounting firm, another is a school), describing the software he built for them. He will also attach snapshots of some of the enterprise software he has created. He won't be submitting payslips or an employment letter. (Imo, his chances of getting the visa are lower than my sister's, but we will try our best). Imo, the risk that he will get a "Personal Assets & Financial Status" denial is nontrivial so we will write a dynamite SOP that is persuasive and comprehensive. My bro is going for a PGD in Mobile Solutions (Apps) Development, he has a BSc in Computer Science.

Unless I change my mind at the last minute, I have decided that the sponsor will state the only other dependent (my sister) in his sponsorship letter. The sponsor will also attach receipts showing he's already paid for my sister's annual expenses. I'll play it safe by providing all information to the VO, given that there's more than enough funds in the sponsor's account for both.

I want to thank everyone else (@Teesboy @TheBae @SeraSera @deedee0 @tnuola @Team12 @berexio1) that pitched in their suggestion in response to my question. Much appreciated. Any other suggestion is appreciated too. Thanks

ayooluwatoni:
Sorry bro, I just saw this now. I'm guessing his sponsor is also in the US. Pls dont forget the offshore account thing. I don't really think there's need to defer or panic because your sister is also going for the same session and with the same sponsor. You just need to help him convince the VO that there's sufficient and available funds for his study. Just the way u packaged your sister's account, pls do the same for him. In addition, you can also find a means of funding his naija account (it is not necessary though), so the VO won't have any doubt about sufficient and available funds.

Yes your friend can reapply so long as his new application is different from the previous one. It will not be an automatic rejection assuming your friend at least meets their minimum requirements. I have friends who reapplied and got admitted into schools that initially declined them an offer.

favour0011:
So guys.... Is it possible to repackage and refire Canadian universities too? Abi na only cic den de refire.. Lol! This person met all the criteria and still got refused. He likes the school cos the location is advantageous to him so he is planning to repackage ad refire this time with an sop which wasn't included the first time as it's not a criteria in the sch. So do you think it will be an outright refusal or he stands a chance this time? Any personal experiences in the house?

Thanks for the responses. The reason why I am/was undecided is because the other dependent of the sponsor just got a TRV to start her MSc in January. As a result, this case is different from your case. My concern is that the VO might find out the details of my sister (she is in their system, tho my bro will list her name with a Naija address on the family form) and distrust the sponsor. So that's the risk.

The benefit of not stating it is that the VO won't reach a conclusion that my brother is running away with my sister lol. The VO may see her as a tie to Canada if the sponsor states it; this may prejudice his view of my brother's intent. The issue on whether to state it or not has nothing to do with available funds, there's more than enough funds for both.

Do you still stick with the same previous analysis given the distinction I just made?

PS: don't mind my fussing, I can be a perfectionist at times. Thanks

deedee0:
This statement dd it for me:
*Apart from deedee0, my other financial obligation is the tuition of my other children in Nigeria, which is x million naira

No further details, I didn't state d schools they are attending..and this was in the affidavit of sponsorship. My family info form already shows the no of children.
In d letter of sponsorship..no reference to it at all.
Lool who is the sponsor? Seems you are quite bothered.

Dude you are a life saver. Thank you for the opinion and personal anecdote. Extremely helpful.

SeraSera:
I agree with the opinion of others that it is not necessary to defer in this case. As regards stating dependents, I don't think it matters as much as we may want to think it does. In my case, my sponsor had a few too many dependents for his account balance that we were paranoid that stating this explicitly would not be good for our case. So we left it out. And that turned out to be just fine. In your case, since the sponsor is financially equipped to take on the responsibility, I don't think it would hurt to state it, if he/she wants to. It's just a matter of preference. Either way is fine in my opinion.

Pele bros.

waleakins:
So, i received passport dispatch message without medical passed msg and application approved msg. So,Account updated to passport dispatche without medical passed msg and application approved msg.

Reposting...

Thanks guys/gals for the suggestions.
@teesboy @TheBae @tnuola Based on your previous responses to my initial post, are you guys/gals suggesting the sponsor should not state his number of dependents? Or should he state he has one dependent but not go into any details about the dependent? @Team12 and @hayqinsbFX I also want to hear your thoughts on this . The question is: would the sponsor be opening a potential can of worms if he discusses in his letter his sponsorship of the other dependent (my sister, who is going to Canada in January). Fyi, there is enough money in the account for both.

TheBae:
I understand you but if I were you, I'd let sleeping dogs lie since she's not his daughter or spouse. Think about it well sha. If you decide to go ahead and mention it, your brother will need supernatural ties to Nigeria. Lol best of luck either way

tnuola:
The sponsor dsnt need to state it tho. Sometimes giving to much info can be ones undoing. As long as there's enough funds in the account for both siblings just keep it simple.

teesboy:
Correct me if I am wrong. if your sisters program is 1-year, I think that by effectively paying all tuition and living expenses for your sister in full, i really do not see her as a dependant of your brother anymore since all financial obligations have been met for the entire program + her personal savings as well.

@teesboy: my sister's program is two years so the sponsor is still responsible for her second year (her savings should cover about half the second year's costs though).

Thanks for this response sis.
I'm still not settled on if to state it or not. This form (bottom of page four) says to state it, but it seems not everyone states it.

deedee0:
I think ur bro is good to go, just package his application as tight as your sister's app.
I don't think it's a rule that you must state your dependants as a sponsor. Sponsor can just state the amt he's making available and the reason why he's sponsoring, and the relationship between him/her and the applicant.

@sholay2011, your story is similar to my sister's. After two painful US visa denials, she decided to apply to a program in Switzerland last November, a few months after applying she found a similar program in Canada and she applied with the same essays and app materials that she used for the Switzerland application. This was the only Canada school she applied to and she barely applied before the deadline, and here we are with her TRV. It is truly amazing.

.

While I don't live in Canada, I believe that taking the sponsor's SOA and sponsor letter along with you should be enough. Additionally, if you have your tuition payment receipt, that should solve all problems. The border officers just want proof that you are truly going to school and can afford it.

NigerianNewbie:
Hello gurus in the house.
Kindly assist with the question.
@thesoj @tnuola @Onyeoma amongst others
Thanks.

@omonjoe
Since the SOA is only two pages, your friend should just get both pages stamped. But if the stamped first page is the summary page, then what your friend currently has should be ok imo.

With the PGD admission, your boss is likely to be denied TRV given that he/she is 42 and already has a masters degree in a similar area (even if he doesn't state the masters, his UK student visa would give him away). A PhD admission is more credible in his case. Also the fact that he is 42 and without enough funds to self-sponsor or co-sponsor himself may be seen as a red flag to the VO. The VO might ding his application for "Purpose of Visit", "Length of Proposed Stay", and "Personal Assets & Financial Status". @omonjoe Your boss should just use Express Entry.

Thanks guys/gals for the suggestions.

@teesboy @TheBae @tnuola So are you guys suggesting the sponsor should not state his number of dependents? Or should he state he has one dependent but not go into any details about the dependent? @Team12 and @hayqinsbFX I also want to hear your thoughts on this . The question is: would the sponsor be opening a potential can of worms if he discusses in his letter his sponsorship of the other dependent (my sister). Fyi, there is enough money in the account for both.

TheBae:
I understand you but if I were you, I'd let sleeping dogs lie since she's not his daughter or spouse. Think about it well sha. If you decide to go ahead and mention it, your brother will need supernatural ties to Nigeria. Lol best of luck either way

tnuola:
The sponsor dsnt need to state it tho. Sometimes giving to much info can be ones undoing. As long as there's enough funds in the account for both siblings just keep it simple.

teesboy:
Correct me if I am wrong. if your sisters program is 1-year, I think that by effectively paying all tuition and living expenses for your sister in full, i really do not see her as a dependant of your brother anymore since all financial obligations have been met for the entire program + her personal savings as well.

@teesboy: my sister's program is two years so the sponsor is still responsible for her second year (her savings should cover about half the second year's costs though).

So sorry to hear that boss . Once you pick up the documents, Let us know the reasons for the delay and we can all brainstorm to see how to tackle it. What were the reasons for the first delay?

habukoh:
hello house,
my second application after 8weeks and few days was dispatched today without medical call. I dont kno wot d reason(s) could be. after payment of school fees and evidence of having enough fund to cater for the trip. I am tired and sick right now.

While I initially considered this strategy, I realized that it could backfire significantly if the VO finds out that the sponsor is sponsoring my sister but didn't state it. I read on one of the CIC documents that the sponsor should state how many dependents he/she has, in which case it would reduce ambiguity to state the financial commitment to each dependent.

TheBae:
I don't think the bolded is necessary. I think it's too much information. Let's see what others think about that.

Don't use an agent. You or your cousin should read this thread religiously and you will be become more knowledgeable than any agent. This would help you personalize your application.

Staying with your cousin won't reduce your tuition, but would reduce your living costs (zero rent).

Please endeavor to read the thread and most of your questions will automatically be answered.

Royat1:
someone should please answer my question.

@TheBae thanks for your response. We will use my sister's Naija address given that she'll be in Naija while my bro applies. The thing is that the sponsor will mention in his letter that he is also sponsoring my sister, so the VO will know.

TheBae:
IMHO, I think it's safer to apply now that she isn't in Canada yet than to apply when he'll have to indicate that his sister is in a uni that is not so far from his. We know that the VOs have all the information but they might not even scrutinise your brother's application to the extent of conducting research on his sister whose address will be stated as Nigeria anyway.
Even if her name pops up on their system, as long as the account is bulky enough to cover both of their expenses and still cater to the owner of the account, then go for it.

@Team12 @berexio1 @tnuola
Thank you for your responses.

Per the sponsor SOA, after paying first year total fees (tution + living expenses) for both siblings, the remaining bank statement balance will be US$100k ($130k CAD), and another US$100k ($130k CAD) in his investment accounts.

My sister's annual total costs is $35k CAD while my brother's is $30k CAD. The sponsor already transferred $40k CAD to my sister's student account and will do almost the same for my brother before the TRV application. We will attach the receipts for the sponsor's pre-payments. Do you guys think the sponsor's SOA would be satisfactory? The sponsor has no other dependents.

@obiscolly
I think it might be a bit risky to use only the sponsor's business SOA if the average end-of-month balance (over the last six months) is less than twice your school annual expenses. Imho, the VO knows that since it is a business account there is likely to be a lot of unexpected expenses; as a result, for such account to be used as the sole statement, it would be beneficial if the ending balance were about twice your school fees. This is not to say that you can't get the TRV with that SOA, my suggestion is based on the premise of playing it safe and reducing as much risk as possible.

I would recommend adding the sponsor's personal account as well, or getting a co-sponsor.

Question for the house: my sister is starting her MSc program in January and she already got her TRV, while my brother is yet to apply for his TRV to start a PGD program in January as well. They have the same sponsor with sufficient funds.

Do you guys think it creates a bad impression that my brother is trying to go to Canada at the same time as my sister? I am paranoid that the VO may see it as a desperate attempt to go with my sister. Fyi their schools are 550km apart. Would it look better if he deferred his admission to May (but still apply for TRV in September)?

Abeg I need your opinion please @deedee0 @tnuola @Team12 @teesboy @HayqinsbFX @richcasey @berexio1 @SeraSera, @Graviton2 @TheBae @ayooluwatoni

Thanks. Sure thing boss @ visiting the US. I would definitely show you around if you stopped by my neck of the woods.

TempusQ:
Your strategy is good and don't forget to include the Swift/Telex Copy of the transferred fund,
which should bear the name of the said sponsor.
Hope seeing you when I visit US [s](already thinking of visiting US as a TRV hopeful)[/s] lol...
Good Luck

Sorry to hear about your delay . Please share your profile with the house so that we can brainstorm how to tackle your reasons for delay.
What program and course are you going for? What school? UG or PG? What is your current employment situation?

vinegar:
How do I tackle these reasons for denial:
Family ties in canada and country of residence
Purpose of visit
Personal asset and financial status.....

@Urchmandon, this was such a great post. Thank you.

Urchmandon:
...Explaining even the slightest differences or inconsistencies will only give more credence to an application. Moreover, I think the VO will appreciate the effort(s) the individual made to simplify his/her task. Nobody smiles to work everyday hoping to be hit by an unanticipated complicated issue...
3. Be more open and honest than he/she (the VO) would expect you to be.
4. Finally, all documents should collectively present you (the applicant) as an attentive, distinguished, hard working and honest individual.
Make your application yours & not a "sub-application" of some other individual...

@Thomby2k12, could you please edit your previous post? The thread would be less lengthy if you deleted most of the re-quoted @Urchmandon post . Also, this ChriGo post might help answer a portion of your question. I believe several people in other prior pages of this thread have fully answered your question though.

@Inkblood
@TheBae makes a good point. But if printing your new SOA means you would have a low balance, then I'd suggest you use the older statement with more money.

TheBae:
It's okay to use the SOA like that but isn't it better to print a new one that will show that your school fees was from that same account. It won't really cost you anything

It's okay, you don't have to print a new SOA. Page four of this CIC pdf document says to include "Original plus one copy of certified bank statements or financial investments with past six month’s history including your submission month or ending one month prior." The most recent bank statement we used for my sister's app ended in the month prior to submission, and was almost 30 days old. You should be fine.

Inkblood:
Hello guys. please whats the maximum time difference btw the date of your soa and the date of visa application.. as i printed my soa last week, monday 10th. hoping to go to the embassy by wednesday. i have been having few delays. and still haven't gone. and as it is i might be going this friday. would i need to print my soa again? i have just paid tuition fees actually and waiting for the receipt that is why i might be waiting till friday. if i am to print another soa, must i print days up till the date before i printed or could i leave a few days out?

Namesake, thanks for the kind words. Just replied your PM. I was sleeping and just saw the request after waking up.

soji0509:
...By the way why have u not replied my PM ? I will repeat it right now in case you missed the others. .

As long as it is a graduate certificate and not a college certificate you should be fine.
In any case, I'm.not liable for any inadvertent misinformation oh! So make sure you read the program's website to ascertain the program you are applying for.

oppytexu:
Thanks thesoj. The new one I'm looking at is in centennial college and its a graduate fast track certificate for one year. It that fine before I send the application cos 95cad no be beans ooo

You are welcome. In my previous post where I wrote "lol @ the bolded", I meant that I thought it was hilarious that you don't believe in affidavits because I don't either, particularly when it comes to Naija. I didn't mean that there was something you did or didn't do.

ayooluwatoni:
I didn't do the bold thing, guess this phone saw my mind about the affidavit thing......, I'm not against it o. Thank you for the heads up, it will really help!