Yteem:


Wow, so sorry about this.
Don’t get discouraged.
Words to speak are hard sef.

Thank you very much

Cuddles7:
So sorry about your refusal.

How much was in your account for mybankstatement and what was your inflow and outflow like? Did you pay in a lump sum? Can the source of the 70,000 CAD be explained?


How much of it was in the mutual funds?

Maybe you need to see your GCMS notes for a more details and a clearer picture so guys here can advice you better

Thank you. Mybankstatement has about N6m with outflow of N23m and inflow of N28M for one year and the mutual fund of N15m. No lump sum. I have an incorporated company as the source of fund

Sorry for the refusal. I got refused today also based on the exact reasons, personal assets and financial status. I am self sponsor and submitted proof of fund of over C$70,000 both MBS and mutual fund as well as company documents but I did not attach any landed property. It is well

Oghogho1313:
Hi All,

Does anyone know how to go about the judicial review process? Got a rejection on my second application on the basis of financial status and personal assets (This did not even come up in my first application). I used an MBS along with additional investments in USD and NGN above above and beyond the required amounts with clear explanations (table of contents, summary financial table based on available funds etc)

Gurus in the house...please advise

CC: Frankrobbin, Justmellow, Lekkiboboe

Oghogho1313:


I pray its PPR. Amen

Submitted end of Nov. Did not get an NSE request but submitted both IELTs, Medicals & MyBankStatement alongside the application.

It will likely be PPR. Congratulations in advance

Debbyiiii:
I just got medical request and my eligibility started today since December 18 I submitted nse requirements

Congratulations, that is a very promising development

TeeMade:
Thanks sis @ Mideyo234.

Me sef I tire oh, the first application that was not even detailed had just one reason for refusal and the detailed one has 4, lol. Things that only IRCC can do, it is well.

Yeah, appealing is a strong option to avoid serial refusals cos I honestly cant think of any other info or document to add again.

It will end in praise for us all...

There is nothing to add to your reapplication other than letter of explanation to tackle whatever reasons they gave for the refusal after you received your gcms. You will be surprised how fast you next application will get approval

TeeMade:
As hard as it is to type, this was thesame refusal letter I received yesterday too and mine even has family ties in Canada and in my home country. Ordering my gcms note already. One question though, what are your thoughts on notes from CBSA

My SOP was detailed, well I'll leave that to the gurus to scrutinize now

Purpose: Studied Philosophy, I have always worked in the business field with experience in sales and marketing, customer care and been working in the role of a Business Development Manager for the past 6years. This role is titled as Account Manager or Key Account Manager in the Telco industry. The course I applied for is a 1year MBA with a specialization in Professional Sales and Business Development. I ensured to describe my job role clearly cos in the 1st refusal, the VO commented on the gcms note that I am an accountant Manager going to study MBA. He got my job role wrong but even at that, can't an accountant study MBA

Personal Assets & Financial Status: I submitted POF of over a 100k CAD which includes local and foreign stocks, other investments and savings too from individual and joint accounts. My hubby is my sponsor and he wrote a letter to that effect and included letter from his employer, pay stubs, SOA etc. For NSE I submitted over 30k CAD using MBS.

Qualifications & Co.: I submitted my degree certificate, NYSC certificate, all employment history from graduation to date including letters of promotion and salary increase, business card, staff ID and all. I stated details about how the Biz Development role is in high demand in Nigeria, plus my international degree and experience I'll be highly sought after. I stated career available career opportunities upon my return, career progression by stating the job role/cadre I'll be able to work in upon my return to Nigeria and my aspired roles up to C-level roles including the salary range for each of the roles and how my Int'l degree will rightly position me for these opportunities all the way to the top of my career ladder which is my goal. I also submitted IELTS result.

I added how my achievements are intended to make positive impact in my country.

Family ties in Canada and back home: I have no relatives in Canada but all my family members are here including my husband and daughter and none of them is to accompany me to Canada. I included birth certificates, wedding pictures, affidavit of change of name, newspaper change of name, M-certificate, pictures of my nuclear family, pictures at work & all. Just added a few pictures cos of document size.

Other documents submitted are travel history for spouse and I, police certificate, affidavit of facts (which states that all information and documents provided in my application are true and accurate and that I'll depart Canada after my studies & not remain there unlawfully), LOE to address the initial refusal which was only based on purpose of visit and I emphasized my reasons for coming back home here. My daughter's American birth certificate and zero balance letter were included too cos In had to show proof that she's truly my daughter.

I honestly don't know what else I should have said or added but one thing I do know is that the VO commented on the first gcms note about the fact that my US visa renewal was refused after I had a baby there on tourist visa. So I tackled this by showing my email correspondence with the US embassy about my change of intention from tourist (of which i already visited and returned) to a medical visit to have my baby there. I did all they instructed in their mail and I was lawfully admitted into the US for the purpose of having my baby so I didn't do anything illegal or acted without integrity. This was clear.

I cannot help but feel like they just have a preconceived notion that having a baby is most likely my reason for coming to Canada but using study route. Meanwhile, I truly want to study oh which was why I stated all other schools I considered in Canada before choosing UNB and stated my reasons for that. I even included that I had secured admission in 2 schools in UK but I chose Canada becuase of the specialization of the course which is directly related to my career path. It was all just to show that studying was super key and I did my research before choosing a course, a school and a country. I await my gcms note though before knowing my next line of action. I honestly feel like I should just appeal but fingers crossed for now.

To all the gurus in the house @Frankrobbn1 @JustMellow @Chocs and all others, your review and analysis are greatly required. Make una advise biko.

@awys, your funny comments maybe consoling at this time @deomanuel, keep those scriptures coming make I add to the ones wey I don sabi @OtunbaTee, keep the prophetic declarations flowing abeg @Silvamania, thanks for all the encouragement. Not giving up, just standing by for now till my notes arrive.

It will end in praise for us all...

Sorry about the refusal, this is really tough to take, I don't know what more they want from you. This Canada study permit is God's Grace

Order your gcms and reapply , it is quite sad more so that you have started lecture.

It will end in praise

Reme145678:
Thank you, I will order my gcms but I deferred my admission to may is it possible to still reapply for study permit and get PPR before may note that I will still be ordering gcms or I should defer to September?

Since you will order your gcms before reapplying then your should defer to September, it will give you enough time to tackle the rejection reason.

Rootiab:
yeah I have a flow of 2m from July to December so I uploaded it just now through webform

That's good

Rootiab:
Is it possible for me to raise a webform and submit my own bank statement? Or I shouldn't send mine

If you have been working you should have attached your bank statement with your application but we have seen approval without personal bank statement, You can still send it through webform if you have good inflow

Reme145678:
Glory be to God, what God can not do does not exist I got a rejection letter please what can I do because to rectify this issue?

Sorry for the refusal, you were on personal assets and financial status alone, did you submit personal bank statement?

Get your gcms and and tackle the reason in your reapplication

TeeNas:


I was refused based on the that they were not sure I would leave Canada after my studies.
So I wrote a new letter of intent addressing their concerns and reaffirming my family ties, wrote a study plan, my dad wrote a supporting letter and I added a new bank statement

Congratulations

Ajoke08:
Good day guys, thank you to all the gurus here for all the information shared.. I have learnt a lot.
Please , I need your help. I received a correspondence mail(biometric validity letter) this morning without medical request (did not do upfront medical). I am thinking if I should order gcms note now so i get within the 30/40days. Because my ielts will expire feb. ending and I don’t want to write another one in case I need to reapply.. I am a sept applicant , got NSE request in Nov and submitted in Dec... will appreciate your candid opinion.

Don't lose hope some here got PR before medical request and they have very similar profile to yours. September applicants that received NSE

You will get your ppr soon.

Is your program postgraduate level?

Rootiab:
Good morning everyone, so this morning I checked my profile and I saw I passed my medicals. It's not even up to 3 days when I did my medicals and submitted and it was updated and now passed. With God everything is possible. Peace

You application is on track for a fast approval. Congratulations

TeeNas:


No I didn’t get NSE request
I applied sept 16
Got refused a week after (can’t remember the exact date)
I reapplied on Nov28
Passed Medicals Dec 1
Did my biometrics Dec 3
Got BVL Jan 12
Got PPR Jan 19

This IRCC are really strange. First application they refused within a week and second they approved less than two months without NSE. Please what did you do differently in the second application?

FrostyButter:


Thanks... Mine shouls be just 6 months old right? Also my company splits my salary into two different accounts. Would stream of income from other sources into my account as i try to build it also work? Asides salary. And would that be suspicious being that i live off my salary as the only source of income.

Also i read up passively somewhere where it was mentioned that i could obtain a letter from my organisation stating that i would return working upon the end of my study leave. Should i apply for such letter? My slary scale is bare over a hundred. Would that be useful or i should just forget complications in my application?

Cc @OtunbaTee

if you have evidence to back up stream of income from other sources then add it. Your own statement of account would help to show you are established in your home country. Have a good SOP that shows how the program will enhance your career

The leave letter is a good thing as it helps to prove home ties

Qcanvs38mimi:
I just got ppr after all the troubles.

God be praised.

Thank you so much for your help

Congratulations.

Ose2021:
Please for those that submitted Bank Statement and did not use their relative. Please I need your help. I am a fully funded student. Request for NSE. was in Nov. They just responded to me that they will resume my application after the document is received. Please what should I do. If you can advise please reach me.

The problem is I don't have a close relative with the funds. But can a third party do? Please how do I go about it?

Please help a sister o

You need to provide the required documents or you might be risking refusal. They have decided to put your application on hold because they do not want to refuse you and they are not giving you the option of regular processing. Send your personal account mybankstatement for one year with your letter of sponsor and also your ielts.

Olaa123:

I didn't

l pray you get it in the next application, request for your GCMS to know the reasons

Olaa123:


Better cry your cry ....I've cried my own the water in my eyes yaff finish sef...We move sha

Sorry for the refusal. I know you received NSE letter, did you submit the NSE requirement?

FrostyButter:


Hello... Still new here, I'm about applying and i need clarifications on what you just explained. My main question is, if I'm applying using a sponsor, would the sponsors bank details alone be enough in submitting my documents, and can it be supported with my employment letter alone? Would i need to submit my own bank details... This is for NSE by the way.

You should submit your bank statement along with your employment letter and your sponsor bank statement. Your own employment letter and bank statement will show home ties and that you are established here. If you can get mybankstatement for both bank account it will be good

silvamania:
Good afternoon everybody,

After the trials, the ups and downs. I got my PPR

He has finally done it


I wish all applicants the very best

Super happy now

Wao! Big congratulations to you, hope you have not deferred your admission?

Rootiab:
Good morning everyone. I just got biometrics instruction letter. Please what documents do I need for biometrics?

Good, your application is on track for good speed especially since you have submitted NSE requirement upfront. Congratulations in advance

kelvine95:
I was denied Visa for;

1. I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your family ties in Canada and in your country of residence.
2. I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your personal assets and financial status.

And I got my gcms notes just now. Please note that I got a funding of 26,100 cad per year for 2 years. My tuition is 18,300 cad for first year and around 12,000 cad for 2nd year. I totally understand the comments from the visa officer aside for the *unreasonable cost*, since my tuition us fully covered, why is that still a problem?

I also noticed that the VO probably did not read my application correctly, since I applied to Dalhousie University and not University of Regina.

Sorry about the refusal

You were denied for two reason, One is insufficient fund and the other home ties. On insufficient fund there was lump sum in the bank statement you submitted and VOs usually view this that the money will not be available for your studies. On home ties since you are singe, a good job will serve as home ties that is why the VO said you are also not economically established. Nothing to bring you back, no family no good job.

However, if you just graduated, a good career prospect after your program and explanation about the lump sum, may be a gift deed should suffice.

Also for your first year you will need more than C$ 4,000 in addition to the funding because funding minus tuition is a little less that C$6,000 and it is good to have about C$ 4,000 for other expenses apart from C$10,000 for living expenses

gbadeolu1:
Hello good people.

I submitted my application on 13th and had biometrics on 15th. I'll like to know when I can start to make use of the little money I provided in my personal acc statement (about 2m). I have needs to attend to, I don't know if I'm safe to start to use the money. How safe is that?

I think you can make use of part of the money and be ready to add it back in case IRCC request for your my bank statement.

Dave1860:

I resumed before I applied .. submitted only one application

That was a real leap of faith. Congratulations once again

Dave1860:

I resumed September last year. Graduate studies at the university of Alberta

Congratulations Dave. do you mean you resumed before you applied since you applied in October or is this your second application.

silvamania:


Exactly what am planning to do but you can still wait till March 1 before deferring. I guess u will only loose $500 CAD

Have you paid for the first semester?

All the best

No I have not paid for the first semester and I don't think I want to go through the stress of starting online this semester. I don't think I can concentrate with all the distractions

silvamania:



Hello have your registered for module one courses for winter start at UNB

Am in some kind of a dilemma here

All the best

I have registered for module one courses for winter start at UNB Saint John but if I do not hear from IRCC by Monday 11th, I will defer till fall 2021

Blaze123456:
I have ordered my gcms notes and my application was last touched February 2020 and the last note from vo was study plan is ok

Do upfront medical immediately, it might trigger your ppr since you seem to have already passed eligibility

letskeeptalking:
Hi all, my PPR is here . . . Glory to God!

I’ll post my full journey soon but for now I’ll just post my TL.

Application submitted- 15th October
Biometrics request 16th October, Biometrics done and updated on 26th October
Upfront medicals 27th October . . . and updated 15th December as passed
NSE request letter 29th November, I had all the requirements so I submitted immediately and my profile was updated to “reviewing document” on 30th November.
PPR - 5th January

God did it!!!

Good news, congratulations

OtunbaTee:
What God cant do doesn't exist..

1st application August 4th refused October 2nd

2nd application I did myself with Gods help on October 8th and approved today January 8th..

Thank you Jesus...I was so worried and God did it...

Congratulations