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ToyosiR's Posts

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BusinessCall From LIRS TAX OFFICE And Tax Officers Changing People's Password by ToyosiR(op): 3:30pm On Apr 16
Hi all,

I received a call from someone claiming to be from LIRS, stating that I owe tax for last year. He advised me to log in and resolve the issue. However, I noticed that he appeared to have access to my account. He changed my password and sent a new one to me via WhatsApp.

This is a serious invasion of privacy and raises concerns about potential misconduct or extortion. I find it unacceptable that anyone could access my tax account and reset my password without my consent.

For context, I was able to log in with my usual password just two days ago. I am concerned about how this access was obtained and whether there is an official or legal channel to report this incident.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by ToyosiR(f): 8:57pm On Mar 30
Anyone got admission in UniDerby and needs shared accommodation can contact me
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 7:57pm On Jul 08, 2025
Lexusgs430:
If the property is an HMO, the landlord by default should put locks on room doors......

If it's a family home, locks not required.......
I want to rent out a room in my home. Is it okay to put a lock?
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 5:15pm On Jul 06, 2025
Hello all,

Is there any disadvantages to having locks to my room doors?
TravelRe: Share Your Experiences - UK Driver's Licence by ToyosiR(f): 6:19pm On Jun 30, 2025
I have failed the 3rd time. I have had many lessons but no one to practice with except my instructor.
I don tire honestly
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 3:09pm On Feb 03, 2025
My house-buying journey has finally come to a successful end! 🎉

It all started last year with countless viewings—honestly, it felt like a nightmare at times. At one point, I even reached out to @Lexusgs430, who gave me some great advice on what to look out for during viewings. I eventually found a house I liked and was set to complete in August.

But as we got closer to completion, the far-right protests made me take a step back and really consider the area. I realized it was predominantly white, and I just didn’t feel comfortable. After already securing a mortgage with a 5% deposit, I made the tough decision to pull out. The seller wasn’t happy and even called me "wicked," but I stood my ground. My peace of mind mattered more.

I’m just 2 years and a few months in the UK, with my family still back home. Now, I’m hoping to start planning on bringing my kids here. Being a single buyer, this journey hasn’t been easy at all, but I was determined to put down a 10% deposit instead.

By the end of August, I started house hunting again. I found this property, and it checked all my boxes. By September, I was ready to move forward and asked my mortgage advisor to apply. Skipton declined me for no clear reason, but thankfully, Barclays approved me.

The process wasn’t smooth—it was a chain sale, and along the way, I even used part of my savings to support my brother when he arrived in September/October. But I managed to negotiate with the seller for some furniture—three beds, a fridge/freezer, a washing machine, and more—which made things a bit easier.

And now, as of Saturday, I have the keys in my hands! 🏡✨

Rent money 💰 is dead money 💰. This journey wasn’t easy, but Alhamdulillah, what once felt impossible became a reality.

May Almighty God make it easy and possible for everyone aspiring for the same. 🙏
FamilyWhere Can I Take My Kids To In Lagos During This Mid Term by ToyosiR(op): 5:28pm On Oct 23, 2024
Hi All,

Please which recreational centre can I take the family kids to for a get-together during midterm.

They've been to Omu resort before.
I heard of Upbeat but don't know if they have enough amenities for children.

Kindly help if you have any idea.
Jobs/VacanciesRe: How to Get a Nursing Job in the UK by ToyosiR(f): 5:14pm On May 21, 2024
Any training centre in Leicester, Chesterfield , Derby or Nothingham for OSCE?

Kindly help with details
TravelRe: I Got A Job In UK, Now This! by ToyosiR(f): 12:37pm On Apr 15, 2024
Hello All,

My sister intends to sponsor herself for the OSCE exam in the UK , what are the documents to attach to her visa application.

Any other information to know on her visa application?

Kindly help with tips and input.
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 10:40am On Apr 04, 2024
Estroller:
Have you found a house you want to buy yet?
Have you put in an offer on the house?
Has your offer been accepted by the vendor or developer?
All the above should happen first before you need a conveyancer/solicitor.
You can also get a survey of the house done before instructing a solicitor.
Thanks so much. I have found a house but I am yet to put in an offer. I will do it right away.

Thanks
Lexusgs430:
Have you found a property....... Details in my profile.....😀
Thanks messaging you rightaway.
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 9:32am On Apr 04, 2024
Hello All,

I just discussed with a Mortgage advisor and I am about to accept the mortgage in principle of 95% LTV. I have 5% deposit.

When will I need a solicitor? What other thing should I watch out for?

Kindly help a newbie.

@Lexusgs430: please I will also like to send you a mail or your contact if you wouldn't mind.
TravelRe: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by ToyosiR(f):
Hi all,

Does UKVI request for your former name before marriage evidence?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by ToyosiR(f): 11:16am On Feb 23, 2024
Please, How many days does it take DVLA to return BRP for provisional license request?
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 11:38am On Feb 05, 2024
Hi All,

To look for mortgage, What should your credit score look like?
Must you have a credit card?
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 11:45am On Jan 19, 2024
Lexusgs430:
Be careful when buying auction properties...... For starters, you wouldn't get a conventional mortgage and ensure you read and fully understand the buyer's pack........
Please could you give more explanation on this auction sales. I have read much about it but couldn't get the mortgage part stuff.
TravelRe: Living In The UK: Property,Mortgage And Related by ToyosiR(f): 6:16pm On Jan 08, 2024
Can someone use income from 2 jobs as total income when determining the loan amount?

Can someone less than 2 years in the UK get a mortgage?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ToyosiR(f): 12:34pm On Jul 08, 2022
Please help oooo. Any idea on getting biometrics date for Ikeja tls will be appreciated. I have been on this for sometimes now.
Technology MarketRe: Razer Blaze 17 - Rtx 3070TI 8g - I7 12th Gen - 1tb ssd - 16g ram by ToyosiR(f): 8:33am On Jun 27, 2022
Can you drop your whatsapp url not number....
Technology MarketRe: OMOTOLSY: Gaming, Professional, Budget Laptops for SALE... BUY & BE SATISFIED by ToyosiR(f): 10:48pm On Jun 26, 2022
ASUS FLIP
2in1 Laptop
15.6 inch FHD Touchscreen Display
Intel Core i7-8550U max 4.0GHz
16GB DDR4 Memory
1Terabyte SSD Storage
Keyboard Light, Type-C, HDMI, Fingerprint, SD card.....
N275,000

Last price?
Technology MarketRe: LENOVO LEGION 7 - RTX 3080 16g dedicated - Ryzen 9 - 16g ram - 1tb ssd by ToyosiR(f): 10:41pm On Jun 26, 2022
Price
Technology MarketRe: Razer Blaze 17 - Rtx 3070TI 8g - I7 12th Gen - 1tb ssd - 16g ram by ToyosiR(f): 10:21pm On Jun 26, 2022
Price
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ToyosiR(f): 3:45pm On Jun 20, 2022
My tired is tired.
I made deposit with TAJ bank for over a month and Unity bank for over 2 weeks now.

None of them is being debited.
TravelRe: Cost Of A Nigeria International Passport by ToyosiR(f): 11:51am On May 20, 2022
It seems Festac no too dey behind. Someone said June or so
TravelRe: Nigerians In Sweden, How Is The Economy And Life Generally by ToyosiR(f):
Please. A family of six willing to move to sweden via job route.

Is a salary for 40,000KES better compared to around 700k in Nigeria?

He also have option to first go and study in the UK.

He is into IT

Your input is highly sorted after.... @umbawo: @clareomiz:
TravelRe: Cost Of A Nigeria International Passport by ToyosiR(f): 8:19am On May 19, 2022
Hi all,

Which of the south west immigration office usually have the closest date for capturing?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ToyosiR(f): 8:55pm On May 12, 2022
Please all, I need a little heads-up.

I have to choose either Bolton or Derby?

Any idea of which is better.?

Same course. Fee difference is little...
EducationRe: Just Got Admitted To The Uk For Msc, Please What Are The Job Opportunities For ? by ToyosiR(f): 2:11pm On Apr 27, 2022
fisayodayo:
My department is offering 36 scholarships to Africans, I applied alongside my application for admission.
Did you eventually get the scholarship?
How is Southampton, Where you able to secure a job? How quickly??

Awaiting your response. Thanks
EducationRe: Just Got Admitted To The Uk For Msc, Please What Are The Job Opportunities For ? by ToyosiR(f): 2:04pm On Apr 27, 2022
Rex2912:
Hello, I had my interview this afternoon and it was fine. Awaiting response from Solent as the interviewer told me to wait 2-3 working days, I’m so curious. Please did you get admitted?�
Hi. Good to know. How was the interview? What are the likely questions??
I have mine middle next month.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ToyosiR(f): 10:59am On Mar 22, 2022
Anyone with University of Bolton admission?

How long does it take to receive their offer?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ToyosiR(f): 12:45pm On Mar 14, 2022
IvanCardozo:
Guys I can't stress this enough.

Apply to school weh dey city weh work dey wella ooo.

Apply to city weh living expenses (especially house rent) no too high ooo

Again, apply to school weh dey city weh get work/job for students wella oooo.

Ire oo!!!!!!
This point is very valid but we are not getting enough info on the cities online. Can you help with some cities you personally think its not good enough for students.

I have admission at Bradford, Derby and Northumbria Newcastle. What can you say about this cities?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ToyosiR(f): 11:28am On Mar 14, 2022
Anjey:
I sent u a mail.
Replied

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