Lexusgs430:


Ok, so you would rather pay £650..... Than pay £329.99......

Lexusgs430:



Solid like a rock .........

Contra5:
Hello,

I just want to appreciate everyone here. You guys are doing a great job. I have learnt so much here from discussions on building credit score to buying a house. I moved to my own house in October after 10 months of 'crazy'. Buying a house in the UK is not for the faint hearted. We started looking at houses last year and left to pick it up again in January and it was a case of you put in an offer and some else offers 10k above the asking price. It was a sellers market not sure if it has changed now. Someone here mentioned the Facebook group (First time Buyers) - its really good. Thank you.

Please be careful when choosing a mortgage advisor. Some of these white folks can only deal with the straightforward cases - they literally know nothing about BREXIT or immigration rules etc. I recall Fatima had said she was calling banks herself. I wish had done that! It's best doing everything yourself because no one knows you more than yourself. After 3 rejections from 3 banks with a 10% deposit and the reason the advisor gave was because of my nationality. I knew something wasn't right!. I got on the phone. Got mortgage approved with Natwest within 2 weeks.

It was such a stressful experience. The seller put the house back on the market because she thought we'd never get our mortgage application approved. I don't blame her. On the day of exchange, the bank refused to release funds because of the different names on my passport and application form - pulled out records of all comms with the mortgage advisor where he told me its not a problem. They said the guy resigned a month ago so I had to go physically to the bank. It was past 5pm - knocked on the door and told them to open up. Short story - to survive in the UK, you've got to fight for everything. I don't care if they call me fiesty black lady.

I digress, this is an appreciation post. Thank you all.

Aprokodaughter:


You don't need to pay premium once you activate your LinkedIn notification.

Jobs will just start pouring into your notifications. You might get confused and tired because everyday there are companies posting jobs even on a Sunday. I saw my job on a Sunday morning. Some will review your cv on LinkedIn download it and contact you. Some will send you a DM on LinkedIn.


Most people are not persistent when it comes to job search in their field as long someone says there is no opportunity in that your field they have lost it. They won't bother searching again. They want to start a new degree which doesn't have to be the case.

erico2k2:

even us in the Uk are searching and hoping there is a legal way to avoid all this and spend xmas in Nigeria as we speak
E cast nor be small

erico2k2:

so only people who are citizens or have some sort of residency are allowed to enter from monday

Oshay53:
Hi house,

Please, I would need help as to getting an apartment in Leeds.
I am actually a student of the University of Bradford.

Any help here, would be much appreciated.

Chuukwudi:
Anyone with tips on how to find genuine love here? The girls I meet here dey always too fat or have mental issues.

The rest dey unstable. They like you today, the next day they don’t care and if they need you they come closer again.

I’m asking because as I’m seeing it... this their graduate route na scam o (Except you’re in Health related field) Ordinary to get internship na big problem. Even free one. Voluntary.

Note: I’m not doing a shit course. I’m studying AI and know what I’m doing.

folaosemen:


Hi Tray2, I somehow stumbled on your post today and I'm really thrilled with your progress in the UK. My wife is a licensed Radiographer with HCPC with 10 years of MRI and CT scan experience but she hasn't been lucky with her job hunt for the past two years. I want to believe that she is probably not doing something right during her application for jobs. You also made mention of STATEMENT OF INFORMATION in your post above. Please what does it mean? Please can you help us with a template if need be. I have noticed her frustrations this past weeks because of the rejection mails she has so far received. Thanks as I await your swift response. Find below my email to send any templates that could be of help to us.
patrick_ose@yahoo.com or omojiate2012@gmail.com

Kindly check your email. I have forwarded one to you. Good luck

Lexusgs430:




With your brown new car (9ja stylee)...... The lion.... A true Nigerian......

If no be Peugeot, nah merc or Toyota......

LagosismyHome:


Buying always better than renting ...... and I wished I had bought earlier because I kept waiting for a crash that 10 years later hasn't happened. Instead the house prices keeps going up up up .

Meaning that even rent keeps going up to keep up with the current house prices. So who becomes the winner. Those who have bought.

A 3 bedroom in my area was about £900 ten years ago so was the monthly mortgage in that area. So assuming I bought my mortgage could have been £900.....(without accounting deposit, fees etc . Just comparing future monthly spend) .. 10 years later houses prices have gone up and rent is now £1,500 on the average for rent so is mortgage . The person who bought 10 years ago at least gets to pay £900 now , while someone newly buying or renting will pay £1500.... at least in London you can hardly see any area that hasn't gone up significantly in these last 10 years

If I lose my job either a rental or home owner. The struggle will be there . None is absorb from the hardship .. the prayer is that we get to keep our source of income

But at least after 25 years one of these two a rental or homeowner gets to rest and not worry about rent/mortgage for life assuming it now paid off.... yeah take a guess which of this two is free and which has to cough up money every month. ....

Having a BTL is not bad but tenant wahala still dey so there are risk. But if someone can have a BLT also, that really golden for later on . The indians really tapped into it and have used it to build generational wealth. I believe we blacks too will eventually tap into sources of generational wealth. We just dey come , these indians have been here much longer. You see 3 generations here so we still be baby . The Chinese have one or two children so a lot are coming with accumulated wealth from their economy. We Africans made the mistake of having so many children thinking the more the better. Hopefully we realised quality over quantity in building a better future

JanegirlN:


Yeah. All that's needed is the birth certificate. You just go to gov.uk and apply for Visa . With the lockdown, getting an appointment may take a while and even a longer one to receive the card. But once you've applied and paid irrespective of when you get an appointment, the child is entitled to a few health care.

JanegirlN:


She actually has a brp. I don't think a child born in the UK needs a passport to get issued a brp, atleast we didn't. Just a birth cert. will do.

Braket:

Thank you for this. But if an advert says bids over 800..... Can one go ahead and bid below the price?

Braket:
Senior home owners, how did you lowball(made a bid).

I have read almost all articles online. The advice is 10 to 15%.

However, checking Zoopla for houses that have been sold, there's an average of just 5k off the listing.

Is there any tip about making a good and acceptable. tip from your personal experiences?

Can you lowball a listing that says "prices over..." Or guide price "30-50". Even though it has been on the market for almost 6 months.

Tray2, RalphLauren, justwise, Lexusgs430... plus everyone that has an advice.

Btw, credit score is taking shape and working on getting my records from TransUnion and Equifax.
Thanks to everyone that gave their input.

Tobexin:
bro I bet to go against what you mean there isn’t Job out here in Middlesbrough, stop giving people bad impression of that city. I moved to Uk last year January on a tier 4 visa and I have not struggled to look for jobs. We all know the commonest jobs in Uk reside in the health industries or retail industries and you could find those jobs out there. I can bet you I have made times two of the money I invested in coming to Uk within 8 months. I haven’t seen any body out here who is jobless unless he or she doesn’t want to work. As a student your direction of jobs should focus on the health sector or retail and you will surely find something to do.

Settling in a small town has it own advantages. House is very cheap, I basically pay £500 for a tastefully furnished 3 bedroom apartment here, car insurance is low, less noise or struggle, less population to compete for few jobs available unlike London if exist 5 openings for a position in a job like 200 person will be fighting for the position of 5 person. Think wisely!

wallg123:
Guys please what’s the best app for calling Nigeria these days .... I’ve been using Tesco international calling App but it’s like the credit don’t last at all.... Any cheaper alternatives?

icon8:


If, as expected, EU citizens continue to leave the UK for other EU countries, as a fallout of Brexit, then it is logical to expect more UK job opportunities, according to the forces of demand and supply.

Another advantage for non-EU citizens in the UK, who until now have been treated unequally as EU citizens (due to EU laws) is that every non-UK citizen will now be equal (at least on paper). Whereas prior to now it was UK/EU citizens ahead of all others, now it will be only UK citizens before all others (i.e. Nigerians and EU citizens will now be seen as equal under UK laws, unlike before).

Already, the 2-year post-study work visa is a huge advantage of Brexit, for the millions of non-EU students that will benefit from it. Ditto for the new tiered immigration system that’s about to commence in January 2021.

Those could be considered advantages, from a non-EU immigrant point of view, as it is expected that there will now be a level playing ground for all immigrants, regardless of nationality, and EU citizens will no longer be legally prioritised over other non-EU nationals. Effectively, Nigerians would now be second class residents (only below UK nationals), rather than third class residents (below both UK and EU nationals).

erico2k2:

ahahah you guys don't learn, Until you get hit or you hit something and a claim is put in then you will know why its best to give honest info, you will learn the hard way we all did!

erico2k2:

if its ur 1st time then it would be on the high side, you need a local broker.if not you are looking 3k plus as a new driver

ThinkPad01:



Thanks. Please can you recommend a small SUV or hatchback cars that I can get below 8K. Something with at least a good interior.

Vooom:
Really


Sounds really awesome��

Any specific detail they would demand?

If i apply for it and get now, does it have any expiration? Because I may not be renting my own apartment in uk until march

They will ask for the date you moved into your current address, and how many adults leaving with you. The certificate has a start and end date which corresponds to the duration of your program.