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Travel / Re: Living In The UK: Property,Mortgage And Related by tshoboy(m): 9:37am On Oct 25, 2023
Welcome back
semmyk:
Showing right Now on BBC Two - Britain’s Housing Crisis: What Went Wrong? Series 1 Episode 2
PS: I just happened to turn on the TV

Previously, which I didn't watch but might need to catch up
Britain’s Housing Crisis: What Went Wrong? Series 1 Episode 1
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 10:41am On Oct 22, 2023
skayT:
Hello Everyone!!

I urgently need your advice.

I'm currently in the UK on a dependant visa(tier 4), as my spouse is currently studying in the UK also.

I recently got two different job offers.

1) IT engineering job

2) Health care assistant job.

Please which one should I choose?

PS: I have got like 5 yrs experience in the IT field from Nigeria. But folks are saying I should go for the health care assistant job cuz of higher possibility of sponsorship from the health care assistant job.

Although the IT company didn't say anything about sponsorship. But upon researching on the gov.uk site, I found out that they are actually on the list of skill worker(A rating) sponsors.

It probably depends on how long you have left on your visa and funds you have. IT engineering is the best option even if it means paying for post studies visa. You can always ask that employer to sponsor you after some months of performing very well or change jobs after a year to a sponsoring employer.
You can chose HCA if you are very low on funds and current visa is about to expire.

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 9:55am On Sep 16, 2023
Goke7:
Let's be updated guys; new visa fees

https://www.gov.uk/government/publications/visa-regulations-revised-table/home-office-immigration-and-nationality-fees-4-october-2023
I hope the MPs can ask for some reductions. These increases are too much for families.
Does this mean IHS fee isn’t increasing?
Travel / Re: Parenting In The UK As A Nigerian Migrant. by tshoboy(m): 11:42pm On Sep 05, 2023
Zahra29:


What region do you live in if you don't mind me asking? All the schools and nurseries that I know of in my council (south east) ,and neighbouring boroughs, require the govt code to apply the 30 hours funding, so I wonder if it is a regional difference.

Agree re the bolded - OP should check what the rules are in her council.


I am based in Greater Manchester. I know Manchester and Salford councils don’t ask for the code.
Travel / Re: Parenting In The UK As A Nigerian Migrant. by tshoboy(m): 7:09am On Sep 05, 2023
[b][/b]
Zahra29:


The official government guidance is clear that it is a public fund and other resources advise the same such as https://www.nrpfnetwork.org.uk/information-and-resources/rights-and-entitlements/services-for-children-and-families/early-education-and-childcare/3-to-4-year-olds-30-hours

This topic is usually contentious with some claiming that they are eligible for 30 hours via their council etc, so it comes down to what you want to believe and your risk appetite.

Note that you will be asked to provide your passport and national insurance details during the application process for the 30 hours funding.

That last part is important. It will reflect in OP’s record if they are applying directly for the funding via HMRC/Council and submitting their NI details.

The state primary schools in my council makes it compulsory for all three year olds to do full time nursery. You don’t need to apply for the funding or submit NI details. This is not applicable to private nurseries.

The schools will remind eligible families to apply for the funding and submit the code/details to them but non-eligible families aren’t asked to apply.

We were worried about this a year ago, but we emailed both the council and school. Also, called HMRC. We offered to pay for the extra 15 hours or if school can allow her do only 15 hours. They insisted no payment was needed and she has to do 30 hours. Email has been kept for future reference.

I know another council that does the same here. As well as other councils that only allow 15 hours and parents have to pay for the extra 15 hours.

I will advise OP to also email her council/ child’s school to get clarification and keep as evidence for future ref.

We have renewed visa after this and child’s school details were asked during renewal.
Travel / Re: Living In The UK: Property,Mortgage And Related by tshoboy(m): 10:41am On Aug 26, 2023
ukay2:


This would have been quite distressing to you.
I know Halifax gives with family income upto £100K.
Speak to your Mortgage advisor to shop around again for you. Definitely you will get soon .
Thank you. Sadly family income isn’t. Yes, we are shopping around for another lender.
Travel / Re: Living In The UK: Property,Mortgage And Related by tshoboy(m): 8:30pm On Aug 25, 2023
ukay2:



I think you should ask for the reason for the rejection from your mortgage advisor
I did and also called the bank directly. The underwriters did not add a reason. My mortgage advisors have emailed them and fingers crossed for their response. Valuation, source of income and affordability all checks out. So it was really weird.
The problem now is that there are no other lenders asides Barclays that accept 10% while you are on a visa 😢. Really disappointing.

If anyone knows any other lender, please let me know.
Travel / Re: Living In The UK: Property,Mortgage And Related by tshoboy(m): 6:30pm On Aug 25, 2023
Has anyone had a mortgage rejected before and the bank didn’t give a reason?
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 8:47am On Aug 23, 2023
Lexusgs430:



If i were in your shoes, I would not use my car......... Your vehicle does not have instructor's pedal fitted........

That instructor's pedal, is your examiner's life insurance....... Without it, your examiner would feel exposed like a fish, out of its pond........ 😁

The examiner would inspect your vehicle, and would fail it, for the slightest reason....... Just pay about £100 and use an instructors vehicle..........
I don’t think the car would be failed, couple of my friends and people here used their cars. It’s advisable for them to use the instructors car for 1-2 hours before the test, so they get used to it.

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 9:52pm On Aug 21, 2023
deept:


On the news just now on BBC Scotland, an international student held in immigration detention for 2 months for working more than 20 hrs.

From the report, seems like the home office is taking this serious.
Detention? Is that not too much?

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 2:56pm On Aug 20, 2023
Bants aside. The person who has been accused of flytipping should take it seriously. That’s an expensive fine.

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 9:30pm On Aug 19, 2023
Schoolhike:
Na wa oh, I just pray Nigeria could function properly even half efficiently as Uk.

After my car (2009) got into accident as a result of at-fault driver, I was really stressed and worried about commuting, the following day the insurance brought me a 2022 made Kia as a courtesy car to use pending investigation, although i was told that I will given a courtesy car but the timing and the car type is far above my expectations, because it was delivered quickly.

Was driving on the motorway this morning just to see some few functionalities of the car, I put on the cruise mode and lane assist mode, the car was just driving me without controlling the steering even at corners/curves.

Really feel different.

I just hope this is not a temptation to go collect car for Arnold Clark like this, as most of my friends have been doing.😂🤣😂🤣

Was it a KIA Niro Hybrid 😊
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 7:46pm On Aug 18, 2023
Noworries11:


To God be the Glory
Elders i passed my theory test like this
46/50
64/75

Thanks to every contributors especially @phayie and lexus

Tried the hazard perception practice on the app for the first time 30 mins before the test n scored 47/75 almost got discouraged grin


Please someone once posted how they used video (DIY) self training to pass the practical driving test
Kindly share the links...
I need start start driving as soon as next month cheesy
Check page 829 of part 2 of this thread
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 10:04pm On Aug 17, 2023
ukay2:


I no dey touch ooo

No temptation go make me touch..... grin
Even when you use as satnav and you need to check the route.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 10:44pm On Aug 14, 2023
Lexusgs430:


Remain rain water wey you go dey collect (unless you're not a water meter)........🤣😜
I am moving houses to one with a water meter and I am already sad in advance 😢
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 3:40pm On Aug 12, 2023
Saw this on LinkedIn. The person trying to chose between Company A or B could have a C in the mix 😊

3 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 6:26am On Aug 11, 2023
Adebayo82:
Thanks brother.

I've checked, my vehicle it meets the ULEZS emissions standards. Please see attached and advice for next line action I can take to resolve the issue.




You probably drove through the Congestion zone. See map of congestion zone below and operating time is 07:00-18:00 Mon-Fri, 12:00-18:00 Sat-Sun and bank holidays. No charge between Christmas Day and New Year's Day bank holiday (inclusive).

The daily charge is £15 if you pay in advance or on the same day, or £17.50 by midnight of the third day after travel.

You will get a PCN if you don’t pay after the third day.

You can challenge the PCN if you are sure you didn’t drive through the zone.

https://tfl.gov.uk/modes/driving/congestion-charge/congestion-charge-zone

https://tfl.gov.uk/modes/driving/congestion-charge/paying-the-congestion-charge

2 Likes

Travel / Re: Living In The UK: Property,Mortgage And Related by tshoboy(m): 5:50am On Aug 11, 2023
ukay2:


Mine is a 6 years old built house, freehold. The estate management fee is about £210 per annum. I think it's good to pay it as they provide those services to keep your estate amenities in good shapes.
Not paying isn’t an option because the management company would have a charge on the property’s title (I don’t know if yours also had a charge on your property).
I just wanted to get views of how often those fees have increased, if one can ask for it to be capped etc.
The management company is RMG.
Travel / Re: Living In The UK: Property,Mortgage And Related by tshoboy(m): 3:20pm On Aug 10, 2023
I want to get people’s view on estate management fees paid in most of these new build freehold estates? It’s usually for maintenance of roads, green areas etc.

I am buying a freehold property built four years ago in an estate.

I am seeing bad reviews around how those fees go up without basis and how the service provided in the estate might also be bad.

I think it’s a thing for most new build estates.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 6:58am On Jul 18, 2023
people that haven’t applied for their student visa for a course in September are not going to be happy. I thought this was effective from January 2024
koonbey:
Summary of the changes. Copied.

Full statement is here if you’re one of those rare beings who love trawling through legalese - https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1170977/E02942553_-_Immigration_Rules_changes_-_HC_1496__Web_Accessible_.pdf
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 6:45am On Jul 18, 2023
giselle237:
Now in full effect from 1500 hours July 17th 2023
Wasn’t this supposed to happen from January? Or is it just dependent clause that’s applicable from January?
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 8:37pm On Jul 12, 2023
Focus99:
Funny enough if you follow their Twitter handle even Baverman handle you will see that they always point out these people coming in through the sea and not the people coming in legally. I am yet to see them tweet about this dependent thing so the news still seems like a rumour just like naija like singing around about UK blah blah blah.



https://www.gov.uk/government/news/changes-to-student-visa-route-will-reduce-net-migration
Travel / Re: Living In The UK: Property,Mortgage And Related by tshoboy(m): 9:34pm On Jul 07, 2023
Lexusgs430:



The next thing for you to do now........ Divide your mortgage payment by 4, over pay your mortgage by one week or more if you can afford it..........

This singular move, would shave years off your length of payment......... 🤣😂

Congratulations.........

RENT MONEY IS DEAD MONEY........ 😜🤑
Oga lexus, can you add some numbers to this so some of us about to start this journey understand and take advantage of this.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by tshoboy(m): 12:01am On Jun 08, 2023
Check if the card is a corporate or credit card. Corporate cards won’t contribute to your credit score.
elengine:
People of God oh. Two things that I need your guide on:

1. I work in a multinational company here in the north(smiles) and they are giving me a credit card in my name and to be delivered to my home. My question is, will this card contribute to my credit score even though it is issued through my employer but in my name and my address. The essence of the card is for me to use any time I want to embark on a journey as an auditor. I can also use it to make some purchases as long as it is business related and my employer will be responsible for funding or replenishing it.

2. Marshmallow insurance is asking me to provide my job offer for them to verify the business I do based on the information I provided while filling their policy form. Meanwhile this is coming after 1 month of registration and I have paid like 400 pounds in advance. Now I pay 170 every month for a 2007 honda crv. Do you think I should course their mamas and ask to cancel my policy or I should ignore them. I feel very pained that they are not believing me. They thought everyone is a healthcare worker
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 10:29pm On May 02, 2023
Amazoner01:
Gurus grin pls is there a safe platform to save and get a reasonable interest apart from the 1.30percent my bank is paying me ?
I tried some brokers and approached my bank to secure a mortgage but all are declining cos I don’t have a permanent status yet. So I am thinking of saving instead and expanding the deposit percentage. Thanks in advance.
You can check the mortgage thread. Good info there to help getting mortgage. How long have you been in the UK, what’s your deposit size and which banks have you tried?
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 11:25pm On Apr 23, 2023
Tinyemeka:


Pakis that make me feel as if I'm neighbours with Bin Laden.

They pretended as if they were not around.
Paki is a racist/derogatory word. Avoid using it!

2 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 3:28pm On Apr 01, 2023
I can speak for T2. You need a valid passport.
Maureen4sure:
Good day, everyone!

Please, it’s very urgent. One of my child's international passports has expired.

Do I need to renew it before applying for a PSW (graduate visa) or Tier 2 visa, or is only the current BRP needed?

I’m currently in the UK.

Please be kind enough to help with this information.

Also please can someone please share the link of renewal of passport if in the UK .

Thank You
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 12:11am On Mar 23, 2023
Question2:
Please guys, I need urgent help for these questions.
My wife is an MSc Nursing student but she has gotten a job offer as a Health Care Assistant. The company has given her COS for visa application. She still wants to keep schooling, she will be graduating next year September. The company has no problems with her schooling and working. My questions are these:
1, We (my wife, myself and my daughter) have only lived in UK for 7 months, are we going to need proof of fund?
2. The proof of fund for the three of us is in my account, must I transfer it to my wife's account (the main applicant)?
3. Do we need need to pay IHS, since the job is in the health care sector?
4. Apart from COS, Job offer Letter, Marriage certificate, BRP, Birth certificate and Passport. Is there any other document that we may need?
5. After conversion from student to working visa, and she finally graduates next year and gets a job with NHS in the hospital, hope she can switch from NHS working visa and will they start afresh to count for us towards application for indefinite stay, since we must have spent about 18 months to 20 months already.

Any other using information for switching from student visa to health care working visa will be appreciated. Please, guys we need help to these questions.
Have you googled healthcare visa? All your questions have been answered on Gov.Uk https://www.gov.uk/health-care-worker-visa/your-partner-and-children
1. Yes, except employer confirms in your COS that they will cover your family’s costs during your first month
2. Any of you can have it. It says “You - or your partner or child - will need to have had the money available for at least 28 days in a row. Day 28 must be within 31 days of you or them applying for this visa.”
3. No, even your application fee is cheaper than standard skill visa
4. Again, read through the link. There is a section on Documents you'll need to apply. Also, read your partner and children section for the documents you will need for them.
5. She can switch, but she should read her contracts. I don’t know if NHS asks for refund if you didn’t stay with them for too long like some other companies do.
It won’t reset as long as she remains the main applicant.

Summary is answer to first question can be easily gotten on gov.uk and fifth question was recently discussed. Do some research 😊.

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 11:57pm On Mar 22, 2023
OmichaelO:
Good evening my ogas,

Please can anyone help with the driving lesson theory app or any material or link that will be helpful.


I can't seem to recollect what page it's on. And I can filter my search for be this thread alone.

Thank you
4 in 1 Theory test app.

5 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 12:24am On Mar 22, 2023
I think a lot of us are also hasty to have good credit score. You just have to be patient and follow all the advice shared by others here they doesn’t involve you paying money.
Ideally give it time before applying for credit cards. I see some people who are trying to apply for CC after 2 months.
Patience, patience, patience and things will come through.

11 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 11:12am On Mar 19, 2023
LaXxOnebody:
Barclays Eagles Wings has been announced for a while I believe.

They were picked for the funding, but not for endorsing the visa. You still need Tech Nation’s endorsement.
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by tshoboy(m): 9:52pm On Mar 13, 2023
darknessbegone:
From the school visa and immigration adviser
This even says “apply“ and not “be in the UK”.

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