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Programming / A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 7:45pm On Apr 04, 2023 |
Let's discuss all things fintech and stuff related to this fast unraveling industry. Personally, I've been working on a financial solution that I have been under conception since 2014! Over the year I’ve honed it through a lot of fine-tuning to which as at 2019 where I register it domain, I've tirelessly been working out the kinks as to how integrate it with what I call a BASB platform. Far evolved past ideation and conception as it’s now entering pre-development stage for a tactical reason. It is far from the regular paytech types that are sprouting up everywhere, mine is more of finscrow (Financial Service based on Escrow) and genuinely innovative. I may share more on it as the thread grows on. 1 Like
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Business / Re: Nigerian Tech Entreprenuer Favour Ori's Payday Raises $3m Led By Moniepoint Inc by y3mi(m): 3:32am On Apr 04, 2023 |
Business / Re: Nigerian Tech Entreprenuer Favour Ori's Payday Raises $3m Led By Moniepoint Inc by y3mi(m): 3:22am On Apr 04, 2023 |
DissTroy:Many a times I’ve ponder - What’s really the catch to all the VCs and Angel Investors. Thanks for underlining what should be of concerns to the founders with potential business idea and model with innovative core, can we have a thread where we can discuss this more at length ? |
Business / Re: Nigerian Tech Entreprenuer Favour Ori's Payday Raises $3m Led By Moniepoint Inc by y3mi(m): 2:57am On Apr 04, 2023 |
Akanoaaa:Never heard of them, are doing anything differently? |
Business / Re: Nigerian Tech Entreprenuer Favour Ori's Payday Raises $3m Led By Moniepoint Inc by y3mi(m): 2:56am On Apr 04, 2023 |
shegzhkn:Unless you don’t mind clarifying better, I would not think the second largest fintech powerhouse in the USA would want to be readily available in Nigeria when they already own PayStack so to speak, as for PayPal, we (the legit innocent) are still feeling the whiplash from their decision to have Nigeria expunged from their list of available countries, a prolonged the whiplash from years of abuse of their service from Nigerian yawoo boys in the early 2000 to late 2000s. No thanks to First Bank who brought them back in, but with limited feature where we can only pay out and not still able to receive funds. I don’t see PayPal revoking that anytime soon. |
Business / Re: Nigerian Tech Entreprenuer Favour Ori's Payday Raises $3m Led By Moniepoint Inc by y3mi(m): 1:16am On Apr 04, 2023 |
obi4eze: I’m sorry to bother you but can you please be kind enough to itemize and elucidate on these disadvantages. I really need to know. Thanks! |
Career / Re: Github Fires Its Entire India Engineering Team, Over 140 Employees Hit by y3mi(m): 3:50pm On Apr 02, 2023 |
pocohantas:Cliché still on the non-charges service. Truth be told, 98% of all these fintechs in Nigeria are all about the same thing, what’s different is just the name and branding. Positive side aspect of it all is that, they can never be enough of them to cater for the growth in the population of those utilizing tech for their daily transactions. |
Romance / Re: VIDEO: Woman Happily Flaunts Her Three Husbands by y3mi(m): 5:34pm On Mar 24, 2023 |
Way to go lady. It’s called POLYANDRY. As a strong defender of POLYGAMY (not to be misperceived as promiscuity). I’m in support of her actions and an advocate of Polygamy. Front page.. mods. 3 Likes |
Foreign Affairs / Re: Women In Berlin Can Swim Topless In Public Pools Just Like Men by y3mi(m): 7:36pm On Mar 13, 2023 |
Jakumo:Facts! Another OG on NL from back in the days. Yesterday it was kobojunkie, i sight you Jakumo! 1 Like |
Technology Market / Re: Open Box Macbook Air 2020 16gb 1tb by y3mi(m): 12:04am On Mar 13, 2023 |
How far. ? |
Romance / Re: What Are You Doing With A Man That Can't Meet Your Needs? by y3mi(m): 11:54pm On Mar 12, 2023 |
pansophist: Bro you are 100 % on point! Watch this video below. It’s a real life enactment of you’re stating. https://fb.watch/je4dzfYzZH/?mibextid=gy8FqS Omo, eye thought eye saw kobo or something Kobojunkie is one of the OGs of NL from way back, wonder when she got back. Probably can’t know me with this handle as I don’t use my then handle anymore. Make I go read her comments on this thread fes! |
Culture / Zombies Should Stop Asking Dumb Question About Colonizers by y3mi(m): 12:28am On Mar 08, 2023 |
OkpaNsukkaisBae:Phools like you still exist propagating this dumb talks, yes juju actually existed and worked, but not every africans had access to it, in the same way not everyone today can have access to bank vaults, explosives, anthrax and weaponized bio-agents. Imagine aliens from Mars invades Earth tomorrow and successfully turn it to their colony after enslaving all of earthlings using a mind-altering weapon to brainwash humans to become their zombies, and 300yrs after into the future… claims of an old earth were humans manufactured all kinds of ammunitions are been rumored, from firearms to nuclear weapons. They would still be dumbos like you spewing nonsense such as “if we had guns and nukes, why did the Martians colonized earth” as if everyone in the world today owns one firearms or the other while others have bombs and keep nukes in their house as anyone would an animal pet. Una no fit get sense aaaje! 2 Likes |
Health / Re: Help I'm Addicted To Carbonated Drinks. by y3mi(m): 10:16am On Feb 02, 2023 |
Abeg rest…. Your still dey learn I used to drink Pepsi 15 glass/plastic bottles a day from 2006 but reduced to like 3 to 6 a day since 2019 |
Romance / Re: Why Do Girls Tag All Fair Guys Handsome? (photos) by y3mi(m): 11:56am On Jan 07, 2023 |
Because Nigerian girls are mostly unreasonable! Faber:As a regular victim of this misperception, I maintain that it only goes to show how stewpid and fvcked up in the brain Nigerian girls reason. Same Nigerian girls that assumes any dude with 3 camera fruit phone is a loaded person! 30 Likes 1 Share |
Programming / Re: Is Pre-coded Function Possible - Need Answers by y3mi(m): 1:25am On Dec 03, 2022 |
losprince:I appreciate you referencing the moderating functions of Nairaland as been only available to users whose privilege has been upgraded to moderator status. So therefore, if a particular function can be coded as an integral part of a web/mobile app source code, no matter how complex, it can at any point in time be manipulated with codes to remain inaccessible to its users. Is this more of a front-end or back-end work process, perhaps both ? |
Romance / Re: Highest Paid Robotics Engineer In The World Is A Nigerian (photos) by y3mi(m): 1:03am On Dec 03, 2022 |
Magnoliaa:Genuine Yorubas won’t do that, only those with tainted blood feel insecure on both side to type out what their bigoted minds feed them. I say this because I know for a fact that - just only one out of the sampled 13 DNA material sequence carrying genetic information marks the difference between Yorubas and Igbos, the remaining are uniquely the same. Meaning we are from the same ancient stock. Check your DM baby |
Romance / Re: Highest Paid Robotics Engineer In The World Is A Nigerian (photos) by y3mi(m): 6:21pm On Dec 02, 2022 |
siofra:Funny enough I have his direct line my from whatsapp group of cybernetics engineer |
Programming / Re: Web Developers / Freelaancers: How Are You Getting Paid From Outside Nigeria? by y3mi(m): 5:59pm On Dec 02, 2022 |
LikeAking:Good point but dem dey use Nigeria affect you, like what u smokin |
Programming / Re: Web Developers / Freelaancers: How Are You Getting Paid From Outside Nigeria? by y3mi(m): 5:56pm On Dec 02, 2022 |
qtguru:How please explain 1 Like |
Programming / Re: Web Developers / Freelaancers: How Are You Getting Paid From Outside Nigeria? by y3mi(m): 5:46pm On Dec 02, 2022 |
obiekunie01:Can you elaborate more on this |
Programming / Re: Is Pre-coded Function Possible - Need Answers by y3mi(m): 5:35pm On Dec 02, 2022 |
qtguru:Thanks for the answer. I’ll appreciate elaborate answers. |
Programming / Is Pre-coded Function Possible - Need Answers by y3mi(m): 4:13pm On Dec 02, 2022 |
I hereby respectfully ask veteran coders in the house. Would it be possible to build a function into a web app in such a way that it wont be revealed i.e. readily accessible until much later i.e. already coded as part of the source code of a website or mobile app, a feature is built into the source code land page but is not visibly accessible until the coder decide to make it available for its users to make use of. Example, we all know Nairaland doesn’t have a chat function or dislike button, two features which can be build into it anytime but let’s assume it has already been part of it from inception but was decided to be unlock or made available now. That’s the question I’m asking. Lalasticlala |
Business / Re: Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 5:24pm On Nov 08, 2022 |
Onyeka90210:If you were in my shoes, how would you have gone after a supposed seller who ghosted you ? Didn't you read where I said I finally got my package ? |
Business / Re: Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 7:52pm On Oct 28, 2022 |
UPDATE: I have received the item but the seller who as at the last time I contacted him today has had his phone switched off while not responding to all WhatsApp messages. I am so tired of typing right now. I took several action on this issue starting from visiting the banks to report wherein I was asked to write a letter. I have been in touch with GTBank Help Desk and Access Bank customer care were very helpful on this. I wish I could share in detail how everything went. Onyeka90210:Yes sir, There are things which Jiji and every other Nigeria buying/selling platforms can implement into their systems that would completely erase the possibility of attempting to conduct scam on their platform.
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Business / Re: Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 1:34pm On Oct 28, 2022 |
Onyeka90210: My friend, you guys should stop absolving this platform from been responsible for the buyers protection like we have it on eBay which I’ve been using as far back 2001. Your response indicate that you didn’t read the scenario I painted up there where I said what if you were a seller despite the fact I’m the buyer in this case and you shipped to a potential buyer who you agree with to Pay-On-Delivery and he for whatever reasons decide not to buy anymore or chose to never shows up (maybe Sport Bet took the money he originally intends to pay for the goods by the time it came) and cite that it is not what he ordered or whatever reasons. The Seller would have to pay again for the return of the product back to his state. I hope you see the point I’m trying to bring out to prove how Pay-On-Delivery is limited in securing the interest of the seller. Why I said Jiji innocently enables this frauds to be perpetrated is because they just simply connect visitors who are potential buyers with all kinds of sellers whose phone contacts are easily revealable by the click of a button. Many of which are genuine and others who are outright scammers, defaulters and all sorts. Why should the numbers of ads posters be concealed in the first place when it can easily be revealed by one click ? The other gentleman who recommend one should always one platform to the other simply forgot that there are items and product that can be listed on a particular platform and won’t be available in any other. There are things you can get on eBay or Craiglist but you can never see it listed on Amazon as they all cater for a different kind of product based on their trading structure. Before I contacted this particular seller on Jiji for this item, I have not only ransacked the whole of Konga, Jumia and other minuscule Nigeria shopping website. The item as I’ve said is not a commonly demanded product so only few selected stores that do have it, and as such this seller has it on his Jiji platform posted there initially at N30K before later changing it to N42K. When I come out with my own eCommerce platform and Payment System. Buyers and Sellers are equally protected with my S.L.A.P. technovation which I’ve conceived as far back as 2014! eBay and PayPal used to be easily accessible to Nigerians back in the early 2000s with no features locked. Yawu boys in Lagos ruined it all. They perpetrated lots of frauds on Paypal until Nigeria was removed from their platform. We are all still suffering from that negative effect till date even after First Bank pleaded on our behalf and brought them back again but with no ability to receive funds. Enough of all these scam scam scam. |
Business / Re: Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 10:25pm On Oct 27, 2022 |
@victorogundepo @Onyeka90210 I thank you both for your suggestion. However you're both the fourth and fifth persons trying to fault-blame the buyer for dealing while absolving the platform from their responsibility. Kindly look at the scenario where you as a seller in Lagos placed a very expensive and fragile item on my eCommerce platform and someone who is in need of it saw it and decided to buy it but lives far away in Kaduna, now this is where the Pay-On-Delivery concept is very flawed is that, once you parceled the item as WayBill to the buyer in Kaduna who inspect it at and he decides he no longer needs it, or it wasn't as advertised for probably been color-blind or something, he then rejects it, and no payment is furthered, the dispatcher is instructed to take it back to WayBill agent and the item is shipped back to the Seller, now my question to you Sir, is.... would you honestly be comfortable to incur the shipping cost of sending it up to Kaduna and back, while risking the fragility of the item cracking during transit? Pay-On-Delivery is only good to the extent where the item meets the satisfactory need of the buyer. It is disadvantageous to the seller as unserious buyers with mischievous and window-shoppers spirit can exploit PoD option. If you try to purchase something on eBay, it's either you get what you see or you don't buy and that's because eBay platform worked on ensuring that their platform evolved on a system that enables legitimate transactioning from legit users, majorly focusing on protecting the BUYERS (not to say there aren't scammers who sells on there as I've also experienced one of such many years ago on eBay). |
Business / Re: Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 9:11pm On Oct 27, 2022 |
Caringty:Thanks I will do that tomorrow. |
Business / Re: Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 8:18pm On Oct 27, 2022 |
Weirdcamila:Bro, Nigeria shouldn't always be an exception in something the whole world are enjoying. People buy and sell stuffs on eBay, Loot, Kijiji, Etsy, Amazon, OfferUp (formerly LetGo), etc without no issues. Why should some people always come and spoil something good for everybody else because of their greed ? Again, I blame Jiji for this. Their platform indirectly enables this. They only care about the money they realize from paid ads. 4 Likes |
Computers / Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 8:14pm On Oct 27, 2022 |
Business / Re: Why Jiji Should Be Avoided At All Cost - A Serious Something. by y3mi(m): 8:12pm On Oct 27, 2022 |
Immediately this fellow who could be anybody using someone else's bank account confirmed payment. He has since ghosted me, not yet by blocking but by excommunication as he remain very active on his WhatsApp and Jiji accounts as his status get updated to the last time he comes online. Beware of him: Ejikeme Nmadi Sunday 08168170969
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