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TV/Movies / 10 Important Money Lessons From Ten Hollywood Blockbusters by yellowpepper: 10:48pm On Oct 08
Yes, movies were made for entertainment. Absolutely. Some people watch and re-watch the great ones not only for enjoyment but also to get life lessons (side note, did you ever watch a movie with your parents and at the end, they asked you what you learnt? lol).

Great movies can pass on ageless life lessons that help us in various ways including lessons about money, here are a few financial lessons from 10 Hollywood blockbusters.

Boiler Room (2000)

This modern retelling of a true story follows an aggressive group of twenty-something-year-old stockbrokers who close hundreds of deals a day on fake trades. Unsuspecting investors are promised ridiculously high returns over a short period. Here, in the inner sanctum of a fly-by-night brokerage firm, the effort of these young stock jocks is rewarded with mansions, Ferraris and more luxury toys than they know what to do with.

Lesson – Unrealistic returns on investments are indeed unrealistic. Take your time to evaluate every single investment opportunity, only invest in certified opportunities including government investment opportunities (e.g treasury bills) through a trusted broker.

Forest Gump (1994)

Forrest Gump is a simple man with a low I.Q. but good intentions. He is running through childhood with his best and only friend Jenny. His 'mama' teaches him the ways of life and leaves him to choose his destiny. This fan-favorite movie is an example of a grass to grace story. He makes an early investment in Apple that would be worth millions today, showing that choosing the right investment options can take you to a better financial place.

Lesson – Choosing a wise investment option and starting early can make all the difference. The best time to invest was yesterday, the next best time is now.

The Social Network (2010)

The Social Network tells the story of the creators of Facebook and the subsequent legal battles that stretched out over several years. Told mostly in flashbacks while Mark Zuckerman gives depositions in two lawsuits, the idea of a shareable social information site came to him one night after he hacked into his school's database and published the photos of all the women at the school, taking us on a long journey to the birth of the now-revolutionary 'Facebook' - that can be accessed by anyone worldwide. The Facebook-founder was able to tap into a demand which most people were unaware they had — the desire to connect to people with the same interests, digitally, from anywhere.

Lesson - The difference between your great idea and another great idea could be funding, get the financial support you need through different loan options such as personal loan, click credit, SME loan, asset financing which UBA offers.

Office Space (1999)

This hilarious 1999 comedy follows a trio of disgruntled software technicians on the cusp of the new millennium, Peter, Michael, and Samir who hatch a plot to make millions from their heartless company — one fraction of a penny at a time. By skimming less than a cent from each of hundreds of millions of transactions, they plan to amass a hefty sum, and retire in style — however, Michael commits a mistake in the software on the decimal place and they siphon off over $300 thousand. The desperate trio tries to fix the problem, return the money and avoid going to prison.

Lesson – Every kobo counts in the journey to amassing wealth, the crucial importance of savings can never be over-emphasised, as you earn (legitimately, obviously) make sure to save part of your income in a savings account that allows you accrue interest over time and even get paid while saving such as the UBA Target Account.

Blue Jasmine (2013)

Jasmine French (Cate Blanchett) used to be on the top of the heap as a New York socialite, but now is returning to her estranged sister in San Francisco utterly ruined. She loses everything after investing in a property deal brokered by a hilarious Alec Baldwin. As Jasmine struggles with her haunting memories of a privileged past bearing dark realities she ignored, she tries to recover in her present. This Woody Allen film is a great reminder that putting all your money on a single ticket isn’t a wise decision.

Lesson – Learn to diversify your investments. With the multitude of investment options being offered, consult a trusted broker in deciding which baskets to place your eggs in.

Willy Wonka and The Chocolate Factory (1971)

Our boyish hero, young Charlie, is from a poor family, but a loving one, who makes ends meet however they can. Charlie, who has learned frugality and the value of every penny, spots a discarded coin in the gutter — likely considered not worth the effort to retrieve by anyone else passing by. His effort is rewarded when Charlie’s fortunate windfall turns into the golden ticket that changes his life.

Lesson - Even if you do nothing else but put your spare change into a savings account and ignore it, the interest it earns can help pad your bottom line. Saving 20% of your monthly interest can make a huge difference, utilize a savings account such as UBA’s NextGen account to grow your money and get juicy perks.

Confessions of a Shopaholic (2009)

Struggling with her debilitating obsession with shopping and the sudden collapse of her income source, Rebecca Bloomwood (Isla Fisher) unintentionally lands a job writing for a financial magazine after a drunken letter-mailing mix-up. Ironically writing about the consumer caution of which she has not abided, Rebecca's innovative comparisons and unconventional metaphors for economics grant her critical acclaim, public success, and the admiration of her supportive boss Luke Brandon (Hugh Dancy). But as she draws closer to her ultimate goal of writing for renowned fashion magazine Alette, she questions her true ambitions and must determine if overcoming her "shopaholic" condition will bring her real happiness.

Lesson - You don’t need to be a shopaholic to max out a credit card. But if you are anything like Isla Fisher’s character in this movie, then you need to track your expenses to help you make better choices, apps like UBA Mobile Banking can help you monitor your spending in real-time.

It Could Happen to You (1994)

Kind, soft-spoken, and with a heart of gold, the devoted husband and dutiful NYPD officer, Charlie Lang, finds himself short of money at the diner where the honest and recently bankrupt waitress, Yvonne Biasi, works. To get out of this embarrassing predicament, Charlie promises to share half of his lottery ticket winnings in place of a tip, unbeknownst to him that he is holding a winning $4-million-dollar lotto ticket. This romantic 1994 dramady features Nicolas Cage as Charlie Lang and Bridget Fonda as Yvonne Biasai–a cop and waitress, respectively–who end up falling in love after winning a lottery jackpot together. The complications arise when Charlie’s wife Muriel goes crazy spending the bulk of the funds as Charlie and Yvonne have fun doling it out through more altruistic means.

Lesson - The habit of saving money can be termed the foundation of all financial success, if you don’t cultivate it when you have less, you don’t develop it when you have more. Start well with reliable savings accounts such as UBA’s Bumper Account and stand the chance to N2 million or N500,000 every quarter, free shopping worth N100,000 for a year or N100,000 every month.

The Money Pit (1986)

The main characters become the victims of scammers who con them into buying a house that starts to fall apart the second they move in. The house falls apart, starting with the stairway collapsing, to the bathtub falling through the floor, to the chimney eventually falling into the house. Finally, they must renovate the house before the frame collapses, but the renovations also prove disastrous, due to the large and increasing amounts of money it takes to repair the home, the residence is dubbed a “money pit”.

Lesson – Do not desperately invest in any venture, take your time to research any investment opportunity and rely only on verifiable brokers. As a quote from the movie states, “Just because they showed up to collect the money is no guarantee that they’ll show up to do the work.”

Joy (2015)

In 1990, Joy Mangano was a divorced mother of two, working as a booking agent for Eastern Airlines. Joy is a bright, energetic young woman with a complicated personal life, she lives with her two young children, her mother, Terri, her maternal grandmother, Mimi, and her ex-husband, Tony. Mangano is the inventor of the Miracle Mop, a single product that skyrocketed her life (and bank account). But she didn’t become a famous entrepreneur overnight. Her path was filled with obstacles, but she never gave up.

Lesson – Creating a product or service that people truly need will put you in the position to solve a problem and ensure that you continue to reap the financial benefits. Do not delay your big idea because of a dearth of funds, access SME loans such as UBA’s Young Entrepreneur Finance Scheme (YEF), which offers loans of up to $50,000 to young entrepreneurs who are at least 18 years old with vibrant and bankable business ideas.

1 Like

Business / Re: China’s Richest person is a 'Pure Water' Tycoon by yellowpepper: 6:12pm On Oct 08
Wow! Pure water Tycoon! That’s awesome. No business is small, it’s just a matter of starting. Well, FCMB got you covered. With FCMB Business Account your business will grow exponentially. You can access business loan facility. Start now https://on.fcmb.com/online-account-business3
Celebrities / Re: Shafy Bello Celebrates Her 50th Birthday With Lovely Pictures by yellowpepper: 6:02pm On Oct 08
She’s really pretty and doesn’t look 50 at all.
Money is good shaa
Business / Re: Want To Send Money To India? We Can Handle It For You. by yellowpepper: 1:34pm On Oct 08
Don’t worry FCMB got you covered. Just open an Online Business Account and start enjoying zero Account Maintenance for SMEs. You can also enjoy limitless transactions with a business account click here to start https://on.fcmb.com/online-account-business3
Business / Re: Male Shoes For Sale by yellowpepper: 1:21pm On Oct 08
Shoe making is a good business. I like the design.
FCMB have something for you, Enjoy a cost-effective current account and manage your finances online with mobile and internet banking. Open FCMB business account online. Get started https://on.fcmb.com/online-account-business3
Business / Re: Get Your Fast loan Today by yellowpepper: 1:18pm On Oct 08
Are you a business owner? Looking for a way to Access your finances at work, at home or on the go! Enjoy seamless online and mobile transactions with FCMB business account. Open account now https://on.fcmb.com/online-account-business3
Jobs/Vacancies / Re: ECOWAS Massive Graduates & Non-graduates Recruitment 2020 (26 Positions) by yellowpepper: 1:08pm On Oct 08
This is a good approach tbh
I have something for business owners too. You can Get 3-months FREE banking when you open an FCMB Business Account Online. https://on.fcmb.com/online-account-business3
Education / Re: NNPC-TOTAL Scholarship 2020-2021 For Undergraduates by yellowpepper: 8:20pm On Oct 07
Master Card Foundation scholarship is also on going, a full tuition, living expenses, meals and allowance scholarship, including job provision upon graduation, for sub-saharan africans.
For both undergraduates and graduates in all field except medicine.

You better grab this opportunity asap!

Education / Re: Side Hustle Is Changing The Lives Of 10,000 Nigerian Youths by yellowpepper: 8:16pm On Oct 07
Guys, there’s something I stumbled on, let me share with you before it’s late.
Master Card Foundation scholarship is on going, a full tuition, living expenses, meals and allowance scholarship, including job provision upon graduation, for sub-saharan africans.
For both undergraduates and graduates in all field except medicine.

Share for others to see
Education / Re: Share Your 100lvl,first Semester Result And How You Felt. by yellowpepper: 8:12pm On Oct 07
Most people will hide their faces now �
Anyways, have you heard MasterCard Foundation is giving out scholarship programs? What a great opportunity before us
Education / Re: Nigerian Education Graduates, Students To Get Automatic Employment, Stipends by yellowpepper: 8:07pm On Oct 07
I hope this one is not an audio noise. Unlike our government, the MasterCard Foundation wants to sponsor 40 thousand youths. Have you heard about it?
Education / Re: Mastercard Foundation Scholarship, Enter Here by yellowpepper: 7:02pm On Oct 02
Honestly, we really this kind of opportunity in Nigeria. The MasterCard Foundation came at the right time.

How can I contact the program coordinator?
Education / Re: Transforming Nigerian Youth Program: Aspiring Entrepreneurs, Check This Out! by yellowpepper: 6:59pm On Oct 02
I have gone to tell my friends about it already. 40,000 learners, very impressive.

Please how can I participate in the MasterCard foundation training, I’m interested ��
Jokes Etc / What Is Your Opinion About This Type Of Wife? by yellowpepper: 4:28pm On Sep 16
A group of tourists visited a Crocodile Farm and was on a floating structure in the middle of a pool full of huge crocodiles.

The Crocodile Farm Proprietor threw a challenge to his guests:

"Whoever dares to jump in, swim to the edge and survive, will be awarded $100,000USD

The silence was deafening... No one dared to.

Suddenly, a Man jumped into the pool.

He was chased by the crocodiles but with sheer luck he made it out of the pool alive - to the admiration of the other guests.

The Crocodile Farm Proprietor then proudly announced that;
“We have a brave winner”

After collecting his reward and all was over,
the couple went back to their hotel room.

The “supposed brave man” asked his wife;

“WHO PUSHED ME

His Wife smiled and comfortably replied;
"I did.”

"Behind every successful Man there is a Woman."

What is your opinion about this type of wife?
Investment / Re: Why You Should Stop Playing With Your Most Valuable Asset. by yellowpepper: 4:15pm On Sep 16
Why will someone play with their valuable assets? Smh! We need to also open a business account to save our money to avoid spending anyhow. Use this opportunity to Open a business account online with FCMB and enjoy amazing benefits. Click here to start https://on.fcmb.com/online-account-business3
Investment / Re: Improve On This Ability And Never Work For Money Again! by yellowpepper: 4:10pm On Sep 16
That’s a good one. Do You know you can Send or receive money from any bank with zero account maintenance fee. SME I think this is for you jump on it https://on.fcmb.com/online-account-business3
Investment / Re: Please If You Have Any GOOD Means Of Earning Online Please Do Share With Us by yellowpepper: 3:58pm On Sep 16
Having a good business starts with securing your money with the right bank. Don’t worry FCMB got your back.
With FCM you can Access your finances at work, at home or on the go! Enjoy seamless online and mobile transactions with FCMB business account. Open account now https://on.fcmb.com/online-account-business3
Investment / Re: Digital Agriculture Investment platforms/options in Nigeria by yellowpepper: 3:54pm On Sep 16
Do you have a business account? Have you thought of opening one or you still use your savings account for business?
Apply online for a business account with FCMB and enjoy transactions without charges for 3-months. Click here to start https://on.fcmb.com/online-account-business3
Career / Re: 5 Habits That Make People Stay In Poverty For Life by yellowpepper: 3:46pm On Sep 16
Most importantly is savings, that’s what FCMB is offering you today. With FCMB Business Account your business will grow exponentially. You can access business loan facility. Start now https://on.fcmb.com/online-account-business3
Career / Re: Two Old Lessons About Money You Should Pls Run Away From by yellowpepper: 3:45pm On Sep 16
This is for business owners. Looking for how to open a bank account for business? Open a business account online with FCMB and enjoy amazing benefits. Click here to start https://on.fcmb.com/online-account-business3
Business / Re: Why Do Banks Do This by yellowpepper: 3:28pm On Sep 16
You haven’t tried banking with FCMB, With FCMB Business Account your business will grow exponentially. You can access business loan facility. Start now https://on.fcmb.com/online-account-business3
Business / Re: Our Unwavering Commitment To Improve Trade In Nigeria -babalola, MD Webb Fontain by yellowpepper: 3:25pm On Sep 16
Talking of trade, do you know FCMB have put in things in place for business owners. Yes, you can now Open a business account online with FCMB and enjoy amazing benefits. Click here to start https://on.fcmb.com/online-account-business3
Health / Re: FCMB Restates Commitment To Healthy Living For Employees And Customers by yellowpepper: 7:13pm On Sep 11
It’s good that FCMB is thinking of the health of their employees and customers. I hope they continue like this shaa

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