rhymz: Lol....low self esteem....hahahah. In case it has not occurred to you nobody likes your street ghetto life, gang star life is not an alternative for any right thinking person. Go and get high on your cocaine and leave Nigerians alone to discuss real issues affecting them.

rhymz: You are obviously a Dumbo.... again I ask, how old are you? You can't even coordinate your argument without sounding lost and very stvp!d. So the Nigerian government should surrender doing business with foreign multinational because the little devils dancing Azonto on your shoulders fear that anything American is evil? How is your delusions and schizophrenia anybody's business? who cares about what a simpleton like you think.... we are talking adult business and an end!ot that does not have one naira to his name dey form security.... Lol...scheeeew.

Douglasdale:
Free that scum.
If only his dad had pulled out or used a Magnum.
If only.

Douglasdale:

bring me down to your level of unpresented foolishness.

rhymz: OK, so your argument has taken a shift now to the appropriateness of just MasterCard handling the whole payment structure of the entire exercise. Just so you know, this is pilot exercise and the plan is to use just MasterCard to get 13million PPl on the payment platform after which the main exercise will take off involving others, for now it is a pilot project. perhaps you should take your time to understand how this things work. The database is still strictly going to be with NIMC and any information shared with third party payment platform is going to be encrypted, hope you know they also have some data encryption companies working in the project as well.

Just the way your bank shares account related information with verve vise and their likes when you use your ATM. they don't store your data, the banks do that, that's why they have data centers...master card to the best of my knowledge does not have database here in Nigeria. so make una relax.

arresa:


You intelligently listed and equated Nigerian companies functioning under Nigerian laws, regulations and jurisdiction with an American company functioning under American laws and regulations. That was dumb, idiotic, shallow and elementary..

We do business with Chevron and tons of American companies, but we don't have their commercial logos on our symbol of Nationhood..

And doing business with an American company is quiet different from handing over your National ID system to an American company, it's quiet different from letting a foreign entity stamp their commercial logo on your symbol of sovereignty, it's quiet different from making your entire country their customers without their consent, it's quiet different from handing over economically sensitive data about your population, census, buying power, it's quiet different from rendering yourself vulnerable to sanctions and punishments by other countries.

Dufus, evil or not which is even irrelevant here, America decides what's best for America based on it's National interest and security hence their actions when they prevented Visa and MasterCard from doing business with Russia.

Obviously, shallow and unintelligent people like you can not differentiate between A and B just like a toddler..

My age is definitely not responsible for your dumbness, ceaselessness and inability to read and comprehend basic English words..

arresa:


You intelligently listed and equated Nigerian companies functioning under Nigerian laws, regulations and jurisdiction with an American company functioning under American laws and regulations. That was dumb, idiotic, shallow and elementary..

We do business with Chevron and tons of American companies, but we don't have their commercial logo on our symbol of Nationhood..

And doing business with an American company is quiet different from handing over your National ID system to an American company, it's quiet different from letting a foreign entity stamp their commercial logo on your symbol of sovereignty, it's quiet different from making your entire country their customers without their consent, it's quiet different from handing over economically sensitive data about your population, census, buying power, it's quiet different from rendering yourself vulnerable to sanctions and punishments by other countries.t anti America in

Dufus, evil or not which is even irrelevant here, America decides what's best for America based on it's National interest and security hence their actions when they prevented Visa and MasterCard from doing business with Russia.

Obviously, shallow and unintelligent people like you can not differentiate between A and B just like a toddler..

My age is definitely not responsible for your dumbness, ceaselessness and inability to read and comprehend basic English words..

emmatok:

I am looking at this issue from a business standpoint.
Giving MASTERCARD 15 million Nigerians is not a small deal.

MASTERCARD is not an NGO, they are out to maximize profit from this deal.
Thats the WALL-STREET style.
Why didn't the government liberalized the system(allowing other payment platform) from the beginning.
Giving Nigerians option to choose which payment platform they want.

I am surprised that Nigeria own INTERSWITCH and QUICKTELLER were not involved.

emmatok:


Corruption remains a major issue in Nigeria, however, and has been credited by Transparency International as being the root cause of the rise of the terror organisation Boko Haram.

Civil liberties NGO Privacy International, which has raised concerns about misuse of surveillance data in Nigeria in the past — including the arrest of four journalists last year — said that the ambition of the data integration is worrying.

"Centralising and combining government databases makes it easy to link together pieces of information about an individual and build a near complete picture of someone’s life," said the organisation’s legal officer, Anna Crowe.

"This type of capability is extremely invasive. The crucial issue is to put in place safeguards that guarantee fundamental principles of data protection are being respected, such as only using data for the purposes for which it was collected. This is extremely challenging for any country, let alone one that already faces significant challenges around corruption and ensuring respect for human rights."

Perhaps the most controversial aspect of the cards, however, is that they combine a civil national identity scheme with a strongly commercial initiative. The new cards won't just operate as proof of identity for citizens — they also function as payment cards backed by the local Access Bank and carry the Mastercard logo on the back.

"National ID schemes can prove problematic in many respects, but commercialisation of such a scheme raises additional, and serious, questions," Crowe said. "What does Mastercard and the bank's involvement entail? Will data be shared for commercial gain? How can Nigerians be confident that their right to privacy is being upheld?

"When you register to vote you are doing so for a specific purpose — to be able exercise your rights — not to see your information handed on to a private company without your consent or knowledge."

http://www.zdnet.com/nigeria-launches-new-biometric-id-card-brought-to-you-by-mastercard-7000033133/

emmatok:

I am looking at this issue from a business standpoint.
Giving MASTERCARD 15 million Nigerians is not a small deal.

MASTERCARD is not an NGO, they are out to maximize profit from this deal.
Thats the WALL-STREET style.
Why didn't the government liberalized the system(allowing other payment platform) from the beginning.
Giving Nigerians option to choose which payment platform they want.

I am surprised that Nigeria own INTERSWITCH and QUICKTELLER were not involved.

rhymz:

To start with, NIMC had been looking for partners for over 4 years before mastercard came in with serious interests and matched it up with the required funds.

Here are the facts:
1. Interswitch were approached by NIMC to participate early but they did not see any seriousness in the Project. Even Visa were the first to show interest but then didn’t sign up

rhymz: I clearly understand your point, and to tell you the truth, I also have issues with that but when you consider the fact that this is business and the best negotiations many times win over national allegiance or any local consideration, you will slightly adjust your views.

You and I know MasterCard came with the big break that the project needed FUNDING and technical know-how that none of the locals were Willing to give even after many of them have had the opportunity to do so. You can't fault government or MasterCard for this, it is all business and profitability. Both MasterCard and NIMC aim to make profits from this, outside of the benefits this exercise .....so it is all business.

arresa:

http://businessdayonline.com/2014/04/concerns-over-mastercards-role-in-national-id-card-scheme/#.VAOvP8VdVuA

[/b]


You don't have facts, all you have is personal opinion...
Again, stop pulling crap out of your rectum. You sound very very shallow and unintelligent..

rhymz: Lol....low self esteem....hahahah. In case it has not occurred to you nobody likes your street ghetto life, gang star life is not an alternative for any right thinking person. Go and get high on your cocaine and leave Nigerians alone to discuss real issues affecting them.

emmatok: This, according to experts, can be done through effective development and implementation of local content laws for the country’s payment systems. “Technically, MasterCard will work. There is no technology they cannot support. But it is time to grow our African giants. Why would government give an American company a project like the national identity scheme? Can the US award such a contract to a Nigerian firm?

all4naija: The truth of the matter is that the national identity card scheme is not given to Mastercard. It is clear Mastercard doesn't have any right to the biometric information available to NIMC. [i]The national identity card information solely belong to the Nigerian government![/i]

SirShymex:

Well, at least my "ghetto" looks like paradise compared to your village (I've seen your pictures in your village hut during Mr. Nl and, how bummy and hungry you look), and most of the affluent places in naij, you hunger induced anorexic yokel.

That's the low self-esteem and insecurity right there because I'm everything you will never be, you stark illiterate! You're a hungry guy with a neck like that of an ostrich, and I doubt you even shower based on how rough you look, with those red-yellowish eyes.

I'm proud of my ghetto! Raised by the original G's as a young G on those gully roads - and the P's and Q's I learnt from being from there, and the street smartness - are what makes me unique and versatile out there in the corporate world. You can never beat that - and I'll always rep where I'm from - the jungles of South East London. Still and will always be that Peckham boy - YPB for life, P downwards!

Kill yourself!

arresa:


Do you really need a partner to perform such basic tasks like ID system with biometrics?

Are you not directly admitting that your country with 170 million people, educated manpower and Oil wealth can not take biometric pictures, compile demographic data and download into a database especially what some states have done successfully and others are doing without selling their souls to foreign companies for free..

If I may ask, how much much money was committed by MasterCard that we didn't have?

Obviously some ignorant trash you pulled out of your rectum..


You know they approached any other entity because you were part of the program or you have access to official documents regarding the program?

Obviously some ignorant trash you pulled out of your rectum..




You are of course lying...Inters-witch didn't turn down anything, in fact, Charms PLC that successfully provided biometric and payment ID in Osun and Inter-switch signed an agreement with NIMC as front-line partners for the national ID project, but it was learnt that the structure of the transaction changed completely upon the commission securing FEC approval for N30 billion for the purchase of cards and support of nationwide rollout of operational capacity

http://businessdayonline.com/2014/04/concerns-over-mastercards-role-in-national-id-card-scheme/#.VAOvP8VdVuA

Btw, inter-switch won the contract to take biometrics and fingerprint for the program via their own front company called Precise Match-on-Card


You don't have facts, all you have is personal opinion...
Again, stop pulling crap out of your rectum. You sound very very shallow and unintelligent..

rhymz: hahahah.....see this nincompoop that practically lives on the common term "Benefit Ghetto" where lazy adults like himself surrender their lives to social welfare and government benefits talking about living in paradise.... heheheheh You must really be enjoying this delusional paradise where your ignorant black kids like yourself maim each other just so they can be seen as tough ganagstar..... Lol

You wanna be tough boi Get off your lazy a$$ and stop bloating Britain's social welfare program and just get a job you lazy bum. It is so easy to lay ambush on NL and post nonsense after all you don't have a job and have no serious plan in life outside getting food stamp and AIDS from government and NGOs....Lol, be a real tough guy and get a real job, start catering for somebody and take responsibilities like a real man would.

May be then you can qualify to talk real men stuff and quit throwing childish temper tantrums when people call your bluff. Who knows may be if you keep up you might one day be able to build the house in my village you so much envy me for... Lol...anuofia Britain.

emmatok: This, according to experts, can be done through effective development and implementation of local content laws for the country’s payment systems. “Technically, MasterCard will work. There is no technology they cannot support. But it is time to grow our African giants. Why would government give an American company a project like the national identity scheme? Can the US award such a contract to a Nigerian firm?

“Should’nt government be promoting its own? Domestic card schemes should be used for things of national interest such as agriculture farmers cards, national and state ID cards to help protect our soverignity”, said a senior executive at SecureID Nigeria, who pleaded anonymity because he was not authorised to speak.

Christabel Onyejekwe, executive director at the Nigerian Inter-Bank Settlement Systems (NIBSS) however does not see anything wrong with MasterCard International’s participation in the national identity scheme. In an interview with BusinessDay, she said,”they have the competence and expertise to deliver on this national project. MasterCard have been strong collaborators in Nigeria’s card payment ecosystem. We are in a thriving global economy and MasterCard International is critical to facilitating global card payments. “

Interestingly, about 85 percent of Nigerians conduct local payment transactions. Only about 7.7 percent of Nigerians use cards abroad on foreign webistes. She acknowledged that local card schemes do possess the requisite capacity to handle the national identity project.

Industry insiders say government’s decision to award the contract to MasterCard is questionable, considering that local players in the ecosystem such as Interswitch, E-transact, 3line Nigeria and SecureID have all shown high levels of competency in processing and issuance of payment cards.

Statistics show that Verve, a local card operator controls about 60 percent of the market. In view of this, Ken Ugbechie, promoter of the Nigerian Content Advocacy Initiative (NiCADI), says it is inconceivable that such business should be given to an American company whose primary interest is to buffer their own economy.

“We know that all MasterCard’s payments processing in Nigeria are being handled competently by Interswitch, Card Technology Limited, and Unified Payments. Today, over 70 percent of bank customers in Nigeria, Africa’s most populous nation, use Verve payment cards from Interswitch, Genesis Payment cards from eTranzact and Freedom Card from 3Line Card Management Limited for their day-to-day payment transactions.

“ What then is the rationale for giving the payments transactions of our National Identity card to MasterCard, a foreign company?”, he further added in a press statement.

According to him, the combined workforce of the three Nigerian firms with competencies in payment cards, runs into over 300 highly-skilled staff, “whereas MasterCard can only boast of a handful of Nigerians working as marketing executives for the company”.

Despite the competence of local card operators, NIMC’s contractual agreement with Mastercard stipulates that local card operators cannot come on board the scheme until after the initial 13 million smartcards have been issued.

Omobola Johnson, minister of communications technology, sees this as a wrong approach, especially as it concerns growing local economies.

This is in view of the enormous potential such initiatives as the ‘Cashless economy’, spearheaded by the Central Bank of Nigeria (CBN), the national and state identity management schemes and the telecoms industry’s requirement for SIM cards are throwing up. “There are a number of local companies that have the capacity to not only produce cards, but to also personalise them. Direct interventions must be made to ensure that a significant share of this market is captured by firms operating in Nigeria, with of course the neccessary high security assurances in place,” Johnson added, in a recent presentation.

In response to the 50 question on Nigeria’s economy, posed by the House of Representatives’ committee on finance, Okonjo-Iweala, coordinating minister of the economy, said in view of set standards, MasterCard presents the best financial platform for the project. Verve Card, she added had earlier rejected the same project in 2010, claiming it was not profitable. According to her, three Nigerian companies (Auspoint Limited; E-PayPlus Limited; and Telnet Nigeria Lmited) with foreign partners, were recently cleared by the Bureau of Public Procurement (BPP) and approved by the Federal Executive Council (FCC) to produce the cards.

About four years ago, two local consortia (Chams Consortium and OneSecureCard Consortium) had signed an agreement with NIMC as front-line partners for the national ID project.

It was learnt that the structure of the transaction changed completely upon the commission securing FEC approval for N30 billion for the purchase of cards and support of nationwide rollout of operational capacity.

Ben Uzor Jr

http://businessdayonline.com/2014/04/concerns-over-mastercards-role-in-national-id-card-scheme/#.VAPQdsWSySp


Why Verve Card rejected the project baffles me, now MasterCard will be smiling to bank.

SirShymex: [s][/s]

Vacuous rants by a smelly, depressed, and diseased starving scrounger stuck in a primeval village!

You're a stark illiterate!

emmatok:

The bolded is exactly where i'm heading to.

And if MasterCard is a funding partner, then they(MasterCard) have have the right to make money from this investment.

But when other Nigerian payment companies like INTERSWITCH and ETRANZACT, realize this they are gonna raise dust and start a media campaign against MasterCard and the Government.

I can tell right now that some Bank are not even happy that Access bank is the only bank on the scheme.

But as you said lets wait and see if other payment systems and banks join the scheme in the future.

laudate:
This matter is a very simple one. If Chams, Interswitch/Verve bidded for the project and were schemed out, only for the deal to be handed over to Mastercard via Access Bank, then let them go to court!
Once the case comes up for hearing, invite the media to have a field day as the facts, myths and conjecture are unearthed, each time the key witnesses mount the stand.
Abi? Wetin dey there? "All that is hidden shall be made known, and anything done in secret shall then come to light!" I am even suprised that the Bureau of Public Procurement (BPP) did not publish the shortlisted candidates in the newspapers like they normally do, with mega deals of this nature.

rhymz: By Amaka Agwuegbo
The Federal Government, last weekend, signed a concession agreement with two consortia – Iris One Securecard and Cham – three years after the consortia were selected through a rigorous bidding process.
From left: Managing Director, Interswitch Limited, Mr. Mitchell Elegbe; Chairman, National Identity Management Commission (NIMC), Prince Uche Secondus; and MD/CEO, Chams Plc, Mr. Demola Aladekomo, at the signing of the concession agreement between NIMC and the front-end partners concesssionaires - Chams Consortium and Iris One Securecard Consortium in Abuja weekend
Part of the agreement signed between Nigeria Identity Management Commission (NIMC), the agency responsible for managing the country’s identity system, and the two consortia, each made up of three different companies (Iris Smart Tech, Interswitch and Secure ID formed Iris One Securecard while Chams, Nextzon and Supercard made up Chams) included the provisioning of data capture and related services as part of the front-end operations of the national identity management system of the country.
At the agreement signing ceremony in Abuja, NIMC board chairman, Prince Uche Secondus, said the development marked the beginning of a process to deliver a national identity database of 100 million enrollment over the next 30 months from the date registration commences at the proposed model registration centre to be established across the country by the concessionaires.
“This giant step is a necessary commitment that signifies government’s resolve to partner with the private sector to deliver important social infrastructure that would enable government to deliver on its responsibilities such as security of life and property, access to consumer credit and a host of other services that would touch the lives of the poor amongst us and improve our image as a nation.”
Secondus, however, warned that the task ahead is challenging as it consists of sourcing the funds, financing the roll-out plan, instituting the necessary security controls and protocols and the need for technology transfer. He hoped the private sector have thought through the process to avoid delays.
He also explained that in putting the agreement together, NIMC has learnt from the mistakes of the past and worked on the sustainability of the project.
Speaking on behalf of Iris Securecard Consortium, Mr. Mitchell Elegbe, Managing Director of Interswitch, commended the Federal Government for the opportunity given to the private sector to deliver a project of this magnitude.
He acknowledged that the task ahead is huge while pledging that the consortia would not mismanage the aspiration of Nigerians to be properly identified as a member of Nigeria community.
“We will make sure that the project is not only delivered very well but also delivered on time”, he said.
Mr. Demola Aladekomo, MD/CEO Chams, who spoke on behalf of Chams Consortium, noted that the concession agreement was not a typical contract where government paid money to the contractors, adding that a lot depends on the ability and capability of the concessionaires.
According to Aladekomo the concessionaire would require enough support from government in order to deliver the project. While stating that the consortia could not afford to fail the country, he emphasized that the country needs to identify its citizens, not to do so would be ‘calamitous’ for a nation of 150 million people that cannot identify its people appropriately.
- See more at: http://www.vanguardngr.com/2010/07/national-id-fg-signs-concession-agreement-2-consortia/#sthash.uMzKGKLq.dpuf

rhymz: hahahah.....see this nincompoop that practically lives on the common term "Benefit Ghetto" where lazy adults like himself surrender their lives to social welfare and government benefits talking about living in paradise.... heheheheh You must really be enjoying this delusional paradise where your ignorant black kids like yourself maim each other just so they can be seen as tough ganagstar..... Lol

You wanna be tough boi Get off your lazy a$$ and stop bloating Britain's social welfare program and just get a job you lazy bum. It is so easy to lay ambush on NL and post nonsense after all you don't have a job and have no serious plan in life outside getting food stamp and AIDS from government and NGOs....Lol, be a real tough guy and get a real job, start catering for somebody and take responsibilities like a real man would.

May be then you can qualify to talk real men stuff and quit throwing childish temper tantrums when people call your bluff. Who knows may be if you keep up you might one day be able to build the house in my village you so much envy me for... Lol...anuofia Britain.

all4naija:
Nonsense! Indeed, your source link has no reasonable idea of the project. Using sanction as bases makes it look childish. Sanction can come in different form in more important economic areas than mastercard. I give up on Nigerians poor abilities to understand what this is all about.

arresa: [s][/s]


I dismissed you and your shallow and ignorant nonsense already so STFU..