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Nairaland Forum / Nairaland / General / Business / Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise (32409 Views)
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Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Janetozi(f): 7:37am On Jan 07, 2015 |
That's what bankers do when they wants to practice fraud. Op report to first bank customer care, give the fraudster a tough time. 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Whobedatte(m): 7:37am On Jan 07, 2015 |
tit:corrupt old witch like her paymaster Like jonathan, like tit. Mtcheew 2 Likes |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by OkikiOluwa1(m): 7:37am On Jan 07, 2015 |
blemon44:What if its a huge amount of money? Would you v told him to return it? 2 Likes |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Osyxcel(m): 7:41am On Jan 07, 2015 |
vicadex07: Says who?? If that staff does that to 20 ppl or more, do you know how that will be?? I strongly believe that staff is trying to use the OP's account and other accounts to lift money off other people's accout (probably inactive ones) 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by motherlode: 7:42am On Jan 07, 2015 |
First bank customer service would give you the best solution to that cuz i think every deposit slip has a carbon copy so the name and phone number of the depositor would be on it, you make contact with the depositor and make the necessary corrections! And if it is another means of payment, it's still the customer service! |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Nobody: 7:43am On Jan 07, 2015 |
menix: how did he get his phone number then? |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by segunan: 7:44am On Jan 07, 2015 |
iykbethany:Look that is fraud. The person probably transferred from Someone else's account into your account and when you send it to the persons account you will get into trouble like it was you who committed the fraud. The bank should be the one to tell you that not someone calling you to pay into another account. Go to the bank and lay the complain and let it be on record. Exactly what is happened to you had happened to me and I was being investigated. 1 Like 1 Share |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by showafrica(m): 7:45am On Jan 07, 2015 |
snowdrops: Bros, if you don't value money it will not value you. 10k is someones salary for a whole month, some did not even see 10k cash throughout last year. Remember, if you are thinking it should be 10million, someone in Aso rock will also tell you that it does not worth creating a topic. If you are talking about 10billion, some people spend it in a hotel within one wk. So, respect money, no matter how small. 7 Likes |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by lucarella: 7:46am On Jan 07, 2015 |
Bro, it's simple. It's a mistake. You forget that it's not only over the counter that people transfer money these days. It could be online banking. I mistakenly (well, that was what they said) transferred 20k to someone in Firstbank from my GTBank account via online banking. Firstbank actually did well by even contacting you to refund the money. GTBank said I should contact the person and appeal to him to refund the money and there is nothing they can do. This is someone I don't know from Adam. I don't even have his contact details except for his full name. I even opened a thread about this but it never made frontpage. That was how my 20k went. So you can go report to the bank and have the money transferred back. iykbethany: |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by DBlackCeazer(m): 7:49am On Jan 07, 2015 |
snowdrops:it is definitely worth a 'topic',someone could find his or her self in the same situation except that the amount in question is more,#lets enlighten ourselves. 2 Likes |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by dammytosh: 7:52am On Jan 07, 2015 |
sunnydayasaba: 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by talktofemi: 7:54am On Jan 07, 2015 |
What ever you decide to do, don't withdraw the money and pay into the Union Bank account. If you have to withdraw, do so and spend it. The worse that can happen if it is indeed a wrong posting is for a lien to be put on your account if the money has been withdrawn. The bank may choose to inform you of such action or not. Happened to me as a student some years back. This instance was an insider job. Saw an alert on 780167k. I withdrew the money immediately and deposited into another account. The perpetrators contacted me, I refused to pay any money to any account. The case was eventually discovered by the bank. They informed me. I still refused. Was threatened with the law. Still refused. Told the bank that am not liable at all. And that they are negligent at their duties. When I didn't bulk, a lien was placed on the account. Simply told them I wouldn't use the account again. So OP u have two choice: leave the money in your account. If it is wrong posting it will be removed. Or withdraw and spend it. 2 Likes |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by truvine(m): 8:02am On Jan 07, 2015 |
blemon44: if it isn't 10k ( more than 10k) ! he shouldn't give it back !! its a new year !!! God don't have greater things in store for him !!! |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by bettercreature(m): 8:05am On Jan 07, 2015 |
Jenams:Why did you write as if you guys are competent? You've never for once succesfully pick of any of the fraudstars who normally use bank accounts to defraud people.....i lost 600k to a fraudstar 8 months ago which i paid into a valid bank account,my money is still in the air till now and you guys are unable to do anything about it |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Midecuc(m): 8:14am On Jan 07, 2015 |
Pls report to your bank before you take any action, 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Nobody: 8:16am On Jan 07, 2015 |
iykbethany: Report it at the Bank. This is how money laundering starts. 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Eejay254(m): 8:17am On Jan 07, 2015 |
If you don't want your battery life to turn to 0.10 mAh.. kindly transfer the money |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by darqly(m): 8:18am On Jan 07, 2015 |
Quite simple- If they contact you again, tell them to initiate a reversal since they committed the error, not you. You shouldn't transfer the money on their behalf, let alone an inter bank transfer. If you transfer or withdraw the funds, the audit trail will always lead back to you. 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by dominique(f): 8:29am On Jan 07, 2015 |
talktofemi: So what became of the money? Did you spend it? |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by darqly(m): 8:31am On Jan 07, 2015 |
talktofemi: No matter how you try to justify it, taking what doesn't belong to you is called THEFT. But then, most bank customers are opportunistic rogues so c'est la vie.... 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by rhames(m): 8:32am On Jan 07, 2015 |
Write back officially to the bank manager telling him about the wrong credit you received in your account. save your head this new year and don't fall into the trap of a pen robbery syndicate which can take your life for pittance. I am speaking from experience. happy new year. 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Nobody: 8:35am On Jan 07, 2015 |
blemon44: So if its a huge sum you'll probably tell him not to dull himself as its a new year & its d greater things God has in store for him ko? Nigerians! |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by bigtt76(f): 8:36am On Jan 07, 2015 |
Good move. Very possible the bank teller called you rather than the owner of the money. Also possible they (Bank Teller & Co) trying to use you to piggy-back the money on their behalf. Piggy-back means ...using an otherwise legitimate means to commit illegal transactions. They would use someone's account to transfer money to another account making it look legitimate and when busted, the last account through which money was transferred would be the culprit In your case, they may have removed funds from someone's account in First Bank and pushed to you, then called you to ask you to transfer the fund to the Union Bank account. If the caller were genuine, he/she should have gone back to complain to the bank and not called you. iykbethany: 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by talktofemi: 8:38am On Jan 07, 2015 |
darqly: If you called it that. But I didn't 'thief' it. Do I? |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by iluvmoscow(m): 8:41am On Jan 07, 2015 |
10k can't buy a bottle of Jack Daniel at the club. Return it sir. Thought it was 10m. |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by 100Cents: 8:41am On Jan 07, 2015 |
iykbethany: GUY, don't withdraw anything. This is scam. Staff of banks also engage in scam. Tell him and I quote, " Sir, if you actually work with FIRST BANK, place my account on PND, debit the N10,000 and credit it to the rightful owner, then lift the PND ". If he doesn't respond to you again ( which is what will happen ). Then go to your branch where you opened your account, meet the Customer Service Officers. Ask to see the Head of Operations. He will direct you to write an application to the branch manager stating that a certain amount was credited to you wrongfully. If you ever do what that guy is calling you to do, you might get arrested for fraud...( something you know nothing about). |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by talktofemi: 8:42am On Jan 07, 2015 |
dominique: Yeah. I did. |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by 100Cents: 8:44am On Jan 07, 2015 |
menix: You are talking poo, young man. Ignorance is not an excuse. This Op must speak with his branch manager to get appropriate advice. Definitely, not what you are saying here.. 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by aspirebig: 8:45am On Jan 07, 2015 |
Op just return d money to them and forget the matter. Someone was like,ahh it is just 10K return it,but I am telling you even if it is 1m,still return it. Let them go with their money. God have better blessings for you. Some bankers are always debiting customer's account. Playing with people hard earned money. They are playing with fire. |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by darqly(m): 8:46am On Jan 07, 2015 |
talktofemi: I didn't call it that- That's exactly what it is- THEFT. 1 Like |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by gbadexy(m): 8:47am On Jan 07, 2015 |
iykbethany:l had to quote you so that you read the message. scammers promising a client product they dont intend to supply wont use their account because they can be traced with it. So they give an innocent persons account and you pay it into the account of the fraudstar. The money may not be much but if its fraud and the duped customer decides to post his or her experience on the social media, its your name and account details that would be posted and if there is a case, you may be treated as an accomplice. so follow the suggestion of the earlier posters to notify your bsnk first. |
Re: Money Was Wrongfully Transfered Into My Account, What Should I Do? Pls Advise by Nobody: 8:48am On Jan 07, 2015 |
jarus is very right . A mistake in a digit in one account no will change the acnt no to.another persons acnt. It can be easily reversed if the acnt s are in the same bank. But if they are in diff banks, its a little more tasking. My advise- Go to ur bank and discuss this with the operation manager. Give him the instruction to investigate and reverse to the real acnt owner and that they shld.make sure ur money does not leave, be it Cot or other bank associated charges. if the purported owners calls again, direct them to ur bank. They may have to pay in some more mon to ur acnt to cover the cost of interbank charges or transfer less. Another option is to tell ur bank to investigate and tell u d exact acnt no and bank d.money came in from. Ur bank can investigate and give it to u, then u transfer it urself. To the entire nairaland, ppl shld not ignorantly spend such money if they see it in their acnt bt report it. The bank doesnt pay for it, its the teller that posted it that pays from his or her meagre salary. Some of the mistakes are due to stress. A teller pays crowd from morning till evening and at times is not allowed to go and each. even hunger can make u make mistake. |
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