Newmum0615:
For me, I earn N362k. I have in total N4.420m in fixed deposits. I had just about 90k left in my salary acct. I am a banker and I rarely leave my salary lying in our staff acct. I always move more than half of it once I am paid to increase my deposit amount. My husband earns 601k and had N1.6m in his salary acct, N1.040m in our joint acct, and N2.750m in his fixed deposit. Making a total of N5.3m amongst other little cash lying around in his acct. So together we had almost 10m but the ECO never referred to the fixed deposits in his refusal notes.

blank:

Nobody can really justify how these people think. When we did for our whole family, we submitted salary accounts and fixed deposit/investment statements that was substantially higher than our combined income. Our salary account had an almost zero balance as we moved all idle cash to our investments. We probably submitted about 7 accounts between my husband and 1.[/b] But what I did in the additional information portion was to detail how we expected to fund the trip so that they don't get confused[b].

nairacountry:

at the bolded
I see it that [/b]you would have done well by
1. attaching JUST a letter from your fixed depositor (banker) stating that the fixed deposit(s) will matured at a stated date i.e it will be available for your trip.[b]
2.

Biobobs:
Urgent reply needed please! Just saw that I failed to submit my passport photograph with my visa application. Left the teleperformance centre now.
What can I do??

diamondsare4eva:
Don't worry about that. They already captured your your picture when u applied.

Ladon7:
mng aose,pls wen can I apply , want to go by July ending. And wat r d documents needed from my aunty dat is inviting me. Also how long can d money transfered to my acct stays before I apply.d money is my office cooperative with a back up letter.tanx

lekansola:
@Justwise and others...
i want to submit my application,
and will like to add my landed
property and Rent Receipt. and i
have 12k and 13k as cash deposit
in my account, Nov 2015.
The Question now is....... can i
submit the Duplicate of the Receipt
i issue or what?..
kindly help me out on This ooooo.
Thanks.

Ladon7:
mng aose,pls wen can I apply , want to go by July ending. And wat r d documents needed from my aunty dat is inviting me. Also how long can d money transfered to my acct stays before I apply.d money is my office cooperative with a back up letter.tanx

FrontPageLawyer:


13k & 12k are insignificant amounts to be worried about. Detail out your ties so it can be analysed here before submission. It's important to know that the law places a burden of proof on you to prove that you have substantial ties that would compel you to leave the UK at the end of your short visit. Example: employment, business, family, properties, inheritance, social and family relationship.

lekansola:


Thanks frontpagelawyer..
my salary is #250,000 and am marry with a child. my balance in my statement of Account is #850k
and i have include my Landed property..
Kindly advise on the Receipt i want to include.. should it be Duplicate or original one i issue.

FrontPageLawyer:


All your documents should be submitted in their originals and Photocopies. Only your work ID will be returned back to you at the submission centre.

You have strong ties that can qualify as proof. That being said, there is no guarantee about visas, but the better prepared with relevant documents, the better your chances of getting an approval. For your statement of account, make sure there are regular activities at least for the past 4-6 months prior to submission. The entry clearance officer needs proof that your purpose of travel is legitimate such that you can afford the trip without using your life savings.

jollyfriend2011:
Any chances with you budget?

nairacountry:
*yawn* hello aose. Api wickend

@lekansola, if you are referring to the receipt u gave for rent of 60k on your property(ies), you may even include the bulky receipts booklet and agreements with your tenants. No sin in showing your ties. ( but it means you don't have a caretaker right?)

blank:


What you should have done was to include in your additional information how exactly the trip would be funded, from what accounts, what would be left to live on and that your fixed deposits can be liquidated if you need it when you return.

I think you should reapply and explain in detail how you got the money and how you plan on funding the trip.

olapo:
hello house,
i was refused a UK visa last year because they didn't understand how my salary was paid. i work in a Bank and they credit us twice, i quoted the whole sum in the form. they refused because they didn't see the said sum in my statement of account and i use the account for other purposes too,my husband pays our monthly allowance into the account too. now i want to re apply and i don't want to state that i am employed, i want to state that my spouse will be sponsoring the trip solely with my little savings of 500 pounds. will stating that i'm unemlpoyed this time affect my application. cos i filled the reason for refusal as salary account activity not clear. kindly advise before i submit my application.
Thank you.

worry359:


You want us to help you lie?

Why not consider telling the truth?

RetroBoy:
Good day, house.
Which bank has the cheapest exchange rates for the GBP?

flowerspot:
Hi, please kindly assist with my question, My brother is having his convocation in June and has sent an IV for myself and my mom to attend the convocation ceremony alongside his scanned British passport, my question is this, I do not have a business registration document, but I do buying and selling of stuffs sent to me by my brothers abroad and also do supply of building materials, I have good inflows and outflows out of my accounts, I have 2 landed properties, One is completed and rents been paid, the other is still at completion stage, I'm married with a kid, but did the traditional marriage and not the court marriage, so I have no marriage certificate only pictures, I have been to South Africa twice for visit, one was with my mom, do I have a good case and what are the documents required to be submitted both from myself and the ones my brother needs to send. thanks

flowerspot:
Hi, please kindly assist with my question, My brother is having his convocation in June and has sent an IV for myself and my mom to attend the convocation ceremony alongside his scanned British passport, my question is this, I do not have a business registration document, but I do buying and selling of stuffs sent to me by my brothers abroad and also do supply of building materials, I have good inflows and outflows out of my accounts, I have 2 landed properties, One is completed and rents been paid, the other is still at completion stage, I'm married with a kid, but did the traditional marriage and not the court marriage, so I have no marriage certificate only pictures, I have been to South Africa twice for visit, one was with my mom, do I have a good case and what are the documents required to be submitted both from myself and the ones my brother needs to send. thanks

flowerspot:
Hi, please kindly assist with my question, My brother is having his convocation in June and has sent an IV for myself and my mom to attend the convocation ceremony alongside his scanned British passport, my question is this, I do not have a business registration document, but I do buying and selling of stuffs sent to me by my brothers abroad and also do supply of building materials, I have good inflows and outflows out of my accounts, I have 2 landed properties, One is completed and rents been paid, the other is still at completion stage, I'm married with a kid, but did the traditional marriage and not the court marriage, so I have no marriage certificate only pictures, I have been to South Africa twice for visit, one was with my mom, do I have a good case and what are the documents required to be submitted both from myself and the ones my brother needs to send. thanks